CommunityAmerica Credit Union Kansas City MO | Best Auto Loans & Online Banking

Introduction

Welcome to Communityamerica, your trusted financial partner located at 8450 Ne Flintlock Rd, Kansas City, MO 64157. Established in 1940, we have proudly served our community for over eight decades, fostering strong relationships and helping our members achieve their financial goals. With a dedicated membership of 336,484 and total assets exceeding $5.4 billion, we are committed to providing exceptional service tailored to your needs. At Communityamerica, we believe that banking should be more than just transactions; it should be a meaningful relationship built on trust and reliability. Our team is led by CEO Lisa Ginter and Board President David Shepard, who share a vision of empowering our members through accessible financial solutions. Whether you are looking for personal banking services like checking and savings accounts, auto loans, or mortgage refinancing, we have got you covered. In addition to personal banking, we offer business banking options that include merchant services and business loans. With total deposits of $614 million and cash in hand amounting to $87.6 million, our robust financial foundation ensures that we can support your ambitions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 15950, Lenexa, KS 66285. We invite you to reach out to us at 816-412-4050 or explore our website at Communityamerica for more information about how we can assist you today. Let us help you take the next step toward achieving your financial dreams!

Branch History & Mission

Commitment to Innovation and Accessibility

As technology continues to advance, we are dedicated to ensuring our services remain accessible and user-friendly. Members can enjoy online and mobile banking features such as electronic signatures, person-to-person payments, and e-statements. We also prioritize ADA compliance so that everyone can access our services without barriers. While members can visit us at 8450 NE Flintlock Rd, official correspondence should be sent to P.O. Box 15950, Lenexa, KS 66285. For any inquiries or assistance, feel free to reach out at 816-412-4050.

Community Involvement

CommunityAmerica takes pride in its outreach efforts. We partner with various organizations to support local events and causes that matter most to our members. From educational programs for youth to financial literacy workshops for adults, we aim to make a positive impact wherever we can. In conclusion, CommunityAmerica invites you to join us on this journey of growth and prosperity. Experience firsthand how we can help you achieve your financial goals while making meaningful contributions to our community. Visit us today or explore more about becoming a member on our website here. Together, let's build a brighter future!

Our Mission

At CommunityAmerica, our mission is simple yet powerful: to empower our members through exceptional financial services while nurturing the communities we serve. We believe in not just providing personal and business banking solutions but also actively participating in local initiatives that uplift our neighborhoods. Our goal is to create lasting relationships with our members by offering products like auto loans, mortgages, personal loans, and credit cards with rewards all tailored to meet diverse needs.

Branch Location & Accessibility

Convenient Access and Features

Our branch offers ample parking, making it easy for you to visit us for all your banking needs. We're committed to accessibility, with features that comply with ADA standards to ensure everyone can enjoy our services comfortably. If you prefer handling your banking transactions on the go, take advantage of our drive-thru service, which allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle.

Operating Hours

At Communityamerica's Shoal Creek Branch, we understand that life can be busy. That's why we're here for you Monday through Friday from 7:00 AM to 6:00 PM. Whether you're stopping by before work or during lunch, we strive to make your visit as convenient as possible.

Services Tailored for You

While you're here, explore the variety of services we offer, including personal checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, credit cards with rewards, and business banking solutions. Our knowledgeable staff is always ready to assist you in finding the perfect financial product tailored to your needs. If you need to get in touch with us before your visit or have any questions about our services, don't hesitate to call us at 816-412-4050. We look forward to welcoming you soon at Communityamerica's Shoal Creek Branch!

Member Eligibility

Becoming a member of Communityamerica is like joining a close-knit family that truly cares about your financial well-being. If you're wondering if you qualify, we welcome individuals who live, work, or worship in the communities we serve, along with their family members. This means that whether you're just starting out or looking to grow your financial knowledge, there's a place for you here at our branch located at 8450 Ne Flintlock Rd Kansas City Mo 64157. Not only do you gain access to a variety of financial products tailored to meet your needs, but you also join a supportive community focused on helping each other thrive. For more specific details on eligibility, feel free to visit our website at https://www.communityamerica.com/why-communityamerica/become-a-member. If you're ready to take the next step and open an account, check out the information at https://www.communityamerica.com/about-us or give us a call at (816) 412-4050. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,887,906, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable payment processing options is crucial for any business. Our merchant services simplify transactions, making it easier for you to focus on what you do best running your business. Whether it's swiping credit cards or managing online payments, our tools help streamline operations and enhance customer satisfaction. Join us at Communityamerica, located at 8450 Ne Flintlock Rd Kansas City Mo 64157 in Kansas City, MO, where we work together to turn your business goals into reality! For more information, call us at (816) 412-4050 or visit our website.

Comprehensive List Of Services

Additional Services

Need quick access to cash? While we currently do not offer ATMs at this branch location, our drive-thru service allows for easy deposits, withdrawals, and simple transactions without leaving your vehicle. At Communityamerica, we believe in building strong relationships with our members by offering essential financial products that meet their needs. We invite you to visit us at 8450 Ne Flintlock Rd Kansas City Mo 64157 or call us at (816) 412-4050 to learn more about how we can assist you on your financial journey. Ready to get started? Explore all of our offerings today and experience the commitment of community-focused banking at its best!

Business Banking Services

If you're a business owner, we have specialized services just for you! Our business banking solutions include merchant services that simplify transactions and make managing your business finances easier. Additionally, we offer business loans to help you grow and expand your operations.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize online and mobile banking services that let you manage your accounts from anywhere. Whether it's checking balances, transferring money, or paying bills on the go, our digital tools are designed with your busy lifestyle in mind. With features like mobile payments and person-to-person transfers, taking control of your finances has never been easier.

Personal Banking Solutions

Our personal banking services are designed to help you manage your finances effectively. We offer various checking and savings accounts tailored to fit different lifestyles. Need a reliable way to finance your next car? Our auto loans and vehicle financing options are flexible and competitive, ensuring you can hit the road without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our dedicated team is ready to guide you through the process with our mortgage loans and refinancing solutions. For those unexpected expenses or when you just need some extra cash, our personal loans and debt consolidation services can provide the financial relief you're looking for. Plus, don't forget about our credit cards with rewards, which give you benefits while making your everyday purchases.

Digital & Online Banking

Key Features

Our online banking service allows you to check balances, transfer funds, and pay bills from the comfort of your home or on-the-go. Plus, with electronic signature authorization, you can complete transactions safely without the need for paper forms. Say goodbye to waiting in line your banking is just a few clicks away! For those who prefer mobile solutions, our mobile application provides all the features you love about online banking right at your fingertips. You can make mobile payments effortlessly, ensuring that you can handle your expenses anytime, anywhere. And if you need to send money to friends or family, our person-to-person transfer feature makes it simple and quick.

Stay Informed

Keep track of your finances with ease by opting for e-statements. You'll receive timely updates about your account activity while helping the environment by reducing paper waste. At Communityamerica, we prioritize your security and convenience. Our user-friendly interface means that even those new to online banking will feel right at home. With real-time account management tools and the ability to customize alerts, you're always in control of your financial journey. Explore all these features and more by visiting us at https://www.communityamerica.com/. Join us today and experience a smarter way to bank!

Financial Strength

At Communityamerica, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that the foundation of your trust lies in our financial strength and transparency. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $511,039,696, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 941 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $832,011,010 in share certificates and $925,931,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $496,592,569 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $39,490 in used auto loans and $3,357,962,779 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 992 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With net shares available for lending at $0, we focus entirely on maximizing member benefits. Total Share Accounts stand at an impressive 789,247, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 8450 Ne Flintlock Rd Kansas City Mo 64157 or call 816-412-4050 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $680,197,462 in used vehicle loans and $268,146,241 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $265,887,906 provide the capital needed to grow and expand. We understand that every business has unique needs, and our team is ready to work with you to find the right solution.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $677,981,214, make buying or refinancing simple. We're here to guide you through the process and help you secure the best terms available.

Refinancing Options

If you're looking at ways to lower your monthly payments or reduce your interest rates, ask us about our refinancing options. We can help you explore eligibility criteria and find ways to save on your current loans. To learn more about any of these loan products or how we can assist you further, don't hesitate to reach out! You can contact us at (816) 412-4050 or visit us at 8450 Ne Flintlock Rd Kansas City Mo 64157, Kansas City, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your path to better financial health starts here at Communityamerica!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $135,695,320 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits designed to enhance your financial well-being.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures that the loan data you see is accurate and reliable. The information on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers presented are fair and transparent.

COMMUNITYAMERICA FEDERAL CREDIT UNION - Kansas City, MO

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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