CommunityAmerica Credit Union Kansas City MO | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Communityamerica, your trusted partner in financial wellness since 1940! Located at 9310 N Oak Trfy, Kansas City, MO 64155, we are committed to serving our vibrant community with a range of personalized banking solutions. With over 336,484 members and total assets exceeding $5.4 billion, we take pride in providing exceptional service tailored to your needs. At Communityamerica, our mission is simple: to empower you financially while fostering a strong sense of community. Whether you're looking for competitive rates on auto loans, assistance with mortgages, or convenient online banking options, we've got you covered. We currently manage an impressive portfolio that includes 139,796 loans and leases, ensuring that we can support your financial aspirations. Our dedicated team, led by CEO Lisa Ginter and Board President David Shepard, is here to guide you through every step of your financial journey. With a workforce of over 1,000 employees, we strive to create an environment where every member feels valued and heard. For any official correspondence, please use our mailing address: P.O. Box 15950, Lenexa, KS 66285. If you have any questions or need assistance, don't hesitate to reach out at 816-468-9400 or visit us online at Communityamerica. Join us today and discover how Communityamerica can help you achieve your financial goals!

Branch History & Mission

Join Us

While you can visit us at 9310 N Oak Trfy, official correspondence should be sent to P.O. Box 15950, Lenexa, KS 66285. If you're ready to experience the benefits of being part of a community-focused credit union, we invite you to join us today. Explore more about membership eligibility here or start your account opening process here. Together, let's build a brighter financial future! For any inquiries or assistance, feel free to reach out at 816-468-9400.

Our Evolution

From humble beginnings, Communityamerica has grown significantly over the years. We are proud to have reached a total membership of 336,484 and manage assets totaling an impressive $5,425,153,959. Each milestone reflects our unwavering commitment to providing exceptional financial solutions and fostering strong relationships with our members. Our branch is equipped with modern conveniences such as drive-thru banking services, available from 7:00 am to 6:00 pm on weekdays. While we currently do not have ATM services at this location, our focus remains on delivering personalized service that meets your needs directly.

Our Mission

At Communityamerica, our mission is simple yet profound: to enrich the lives of our members and the communities we serve. We believe in offering more than just financial products; we strive to create lasting impact through community support initiatives and partnerships. This commitment drives us to provide accessible banking options that cater to personal and business needs alike. We are dedicated to ensuring that every member feels valued and supported. Whether you are looking for auto loans, mortgages, or credit cards with rewards, our team is here to guide you every step of the way.

Branch Location & Accessibility

Accessibility Features

At Communityamerica, we prioritize accessibility for all our members. The branch features ADA-compliant ramps and parking spaces to ensure that everyone can comfortably access our services. Plus, if you're on the go, take advantage of our drive-thru banking option, which allows for quick deposits, withdrawals, and simple transactions without ever leaving your vehicle.

Operating Hours

We know that life can get busy, so we've made it easy for you to bank with us. Our lobby hours are Monday through Friday from 7:00 am to 6:00 pm. Whether you're stopping by before work or during lunch, we're here to help when you need us most.

Services Offered

At Communityamerica North Oak Branch, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, our knowledgeable team is ready to assist you every step of the way. Although we don't have ATM services on-site currently, our drive-thru is available for essential transactions. While members can visit us at 9310 N Oak Trfy for all their banking needs, official correspondence should be sent to P.O. Box 15950 in Lenexa, KS.

Visit Us Today!

We invite you to stop by the Communityamerica North Oak Branch and experience personalized service from our friendly staff. If you have any questions or need assistance before your visit, feel free to give us a call at 816-468-9400. We look forward to welcoming you soon!

Member Eligibility

At Communityamerica, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the Kansas City area, or if you're related to someone who does, you're already eligible to join us at our branch located at 9310 N Oak Trfy, Kansas City, MO 64155. We're excited to offer you a range of services tailored to your needs, from personal banking to loans and credit cards. Plus, as a member, you'll enjoy benefits like competitive rates and personalized service that truly makes a difference in your financial journey. To learn more about the specific eligibility criteria or to see if you qualify, feel free to check out our detailed information at this link. When you're ready to take the next step and open your account, simply visit us or find all the details online at this page. If you have any questions or need assistance, don't hesitate to give us a call at 816-468-9400. We can't wait to welcome you into our Communityamerica family!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running your operations smoothly while effortlessly managing transactions. Our merchant services offer simple payment solutions that help streamline your sales process. From credit card processing to easy online payments, we provide tools that let you focus on what matters most growing your business. Located at 9310 N Oak Trfy Kansas City Mo 64155, Kansas City, MO, we invite you to explore how our personalized approach can make a difference for your business. Reach out today at (816) 468-9400 to learn more about how we can partner for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,887,906, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, Communityamerica offers essential services like merchant services and business loans. We understand the unique challenges businesses face, which is why we provide tailored solutions that help you grow and manage your operations effectively.

Call Us Today!

At Communityamerica, we're dedicated to helping you navigate your financial needs with ease and confidence. For more information about any of our services or if you're ready to become a member, don't hesitate to give us a call at (816) 468-9400. We're here to assist you every step of the way!

Credit Cards with Rewards

For members who love rewards, our credit cards come with great benefits! Whether you're using them for everyday purchases or special occasions, you'll earn points that can lead to fantastic rewards perfect for making your spending work harder for you.

Easy Access Services

In addition to traditional banking options, we also prioritize convenience. Our drive-thru service allows for quick transactions like deposits and withdrawals without leaving your car. Plus, with features like ATM access (though currently not available), online payments, and person-to-person transfers, managing your money has never been easier.

Loans and Financing

When it comes to financing your dreams, we offer a variety of loan options. Need a new car? Our auto loans provide competitive rates that can fit any budget. Perhaps you're looking to buy a home? We have mortgage loans and refinancing options that make homeownership more accessible than ever. For those unexpected expenses or debt consolidation, our personal loans can be a lifesaver. With flexible terms and easy applications, we aim to simplify the borrowing process.

Personal Banking

Whether you are looking to open a checking or savings account, Communityamerica has you covered. Our personal banking services are designed to help you manage your finances easily. Imagine having the ability to check your balance, transfer funds, or pay bills from the comfort of your home through our online and mobile banking platforms. This means less time worrying about banking and more time enjoying life!

Digital & Online Banking

Accessibility and Ease-of-Use

Whether you prefer using a computer or a smartphone, our services are designed to be user-friendly. Mobile payments add another layer of convenience by letting you pay directly from your phone perfect for those busy days when you're out and about. With all these features combined, Communityamerica makes it simple for you to manage your finances effectively. Join us today and experience how easy banking can be!

Key Features of Our Digital Banking Services

Our online banking is available 24/7, allowing you to check your balance, transfer funds, and pay bills without stepping foot in a branch. You'll appreciate the ease of person-to-person transfers, which make sending money to friends or family quick and hassle-free. Plus, with our mobile application, you can manage your accounts on the go, ensuring you're always in control of your finances. Security is a top priority at Communityamerica. We utilize electronic signature authorization for your peace of mind when signing documents digitally. You'll also enjoy the availability of e-statements, so you can keep track of your transactions without paper clutter.

Financial Strength

Growing Membership Base

The trust placed in us by our members is evident as we have a total of 789,247 share accounts. This growing member base shows that more people are choosing Communityamerica as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 9310 N Oak Trfy Kansas City Mo 64155 or call 816-468-9400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $832,011,010 in share certificates and $925,931,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Although we have $0 in non-member deposits, this allows us to focus entirely on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 992 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Solid Foundation

With a net worth of $511,039,696, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 941 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $496,592,569 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $39,490 in used auto loans and a total of $3,357,432,779 in loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $680,197,462 in used vehicle loans and $268,146,241 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier for you to drive off in the vehicle you desire.

Business Financing

For business owners, our outstanding commercial loans totaling $265,887,906 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to upgrade existing operations, we can assist you in finding the right financing solution. At Communityamerica, we strive for transparency and ease when it comes to our lending process. If you're interested in refinancing or want to know about eligibility options, feel free to reach out. You can call us at (816) 468-9400 or visit us at our branch located at 9310 N Oak Trfy Kansas City Mo 64155 in Kansas City, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are here to support your financial journey with reliable services and personal assistance tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $677,981,214, make buying or refinancing simple. We understand that each member's journey is unique, and our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $135,695,320 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to suit your lifestyle, providing you with purchasing power when you need it most.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. Each loan listing is updated regularly to reflect current rates, helping users access the most relevant information.

COMMUNITYAMERICA FEDERAL CREDIT UNION - Kansas City, MO

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Kansas City, MO (64155)