CommunityAmerica Credit Union Kansas City MO | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Communityamerica, your trusted financial partner located at 6390 N Cosby Ave, Kansas City, MO 64151. Since our establishment in 1940, we have been dedicated to supporting our community and providing exceptional service to our members. With over 336,484 members and a strong commitment to financial health, we have built a solid reputation for reliability and support. At Communityamerica, we proudly manage assets totaling $5,425,153,959. Our focus is not just on numbers but on the relationships we build with our members. We offer a range of services tailored to meet your needs, from personal banking options like checking and savings accounts to auto loans and business financing solutions. Our CEO, Lisa Ginter, along with Board President David Shepard, leads a passionate team of over 1,009 employees who are here to ensure you receive the best possible experience. We are committed to helping you achieve your financial goals through personalized service and innovative solutions. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 15950, Lenexa, KS 66285. You can reach us at 816-741-7400 during our lobby hours from 7:00 am - 6:00 pm, Monday through Friday. Join us at Communityamerica today! Visit our website at communityamerica.com or stop by the branch to discover how we can help you thrive financially. Your success is our mission!

Branch History & Mission

Community Engagement

We recognize that our success is intertwined with the health of our community. That's why we engage in various outreach efforts and partnerships aimed at uplifting those around us. Whether it's through financial literacy programs or local sponsorships, Communityamerica is dedicated to making a positive impact. As technology continues to shape how we bank, we've made strides in digital advancements too. Members can enjoy online and mobile banking features that make managing finances easier than ever before.

Join Us

If you're looking for a credit union that genuinely cares about its members and their communities, look no further than Communityamerica. Experience firsthand the benefits of membership whether it's competitive rates on loans or personalized service tailored just for you. We invite you to join us in building a brighter financial future together! For more information about becoming a member or exploring our services, please visit Communityamerica or call us at (816) 741-7400 today!

Mission Statement

At the heart of Communityamerica is our mission: to empower our members by providing them with the tools they need for financial success while actively contributing to the well-being of our community. We believe that when individuals thrive financially, so does the entire community. Our focus on education and support extends beyond transactions; we aim to build lasting relationships based on trust and mutual respect. While members can visit us at 6390 N Cosby Ave for their banking needs, official correspondence should be sent to P.O. Box 15950, Lenexa, KS 66285.

Our Journey

Since opening our doors, Communityamerica has embraced the changing landscape of financial needs. From humble beginnings, we've expanded our offerings to include personal banking, auto loans, mortgages, and business services. We understand that each member's financial journey is unique, which is why we prioritize personalized service and innovative solutions. Our operating hours are designed to accommodate your busy lifestyle: we're open Monday through Friday from 7:00 am to 6:00 pm. While we do not currently offer ATM services at this branch, we do provide drive-thru banking for your convenience. This allows you to complete simple transactions without leaving your car.

Branch Location & Accessibility

Convenient Services Just for You

At Communityamerica, we prioritize accessibility. Our branch features ADA-compliant facilities, ensuring everyone can access our services comfortably. Plus, we have ample parking available right outside, making it simple for you to stop by. Our drive-thru service is open from 7:00 am to 6:00 pm on weekdays, perfect for those quick transactions without leaving your car. We offer a range of services including checking and savings accounts, auto loans, mortgages, and personal loans all designed to help you manage your finances with ease.

Get in Touch!

If you have any questions or need assistance, don't hesitate to give us a call at 816-741-7400. Our friendly team is here to help you navigate your banking journey. We invite you to visit us soon and discover how Communityamerica can support your financial goals!

Member Eligibility

At Communityamerica, we believe that everyone deserves a place in our supportive community. Becoming a member is simple and open to anyone who shares our values. You can join us if you live, work, worship, or attend school in the areas we serve. We also welcome family members of existing members, making it easy to share the benefits with those you care about. The perks of membership are fantastic enjoy competitive rates on loans and savings, personalized service, and access to a range of financial products designed just for you. Ready to take the next step? Opening an account at Communityamerica is straightforward! Just visit us at 6390 N Cosby Ave Kansas City Mo 64151 or give us a call at (816) 741-7400 for more information. For detailed eligibility criteria, check out our website at https://www.communityamerica.com/why-communityamerica/become-a-member. Join us today and start enjoying all the advantages of being part of our community!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine a busy café on a Saturday morning. Customers are lined up, eager to grab their favorite brews. With our merchant services, handling payments becomes easy and efficient, allowing you to focus on what you do best serving delicious coffee and creating a welcoming atmosphere. From card processing to online payment solutions, we provide the tools that keep your business running smoothly. Located at 6390 N Cosby Ave Kansas City Mo 64151 in Kansas City, MO, we're here to help your business thrive. Let's work together to achieve your financial goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,887,906, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our business banking services include everything from merchant services to business loans. We understand that running a business requires reliable support, so we're here to assist with managing cash flow and investing in growth opportunities.

Convenient Banking Options

At Communityamerica, we know convenience matters. Our ATM and cash withdrawal services ensure that you can access your funds whenever necessary. Additionally, our basic drive-thru banking allows you to complete deposits, withdrawals, and simple transactions without having to step inside the branch perfect for those busy days! If you're ready to experience all that Communityamerica has to offer or have questions about any of our services, don't hesitate to reach out! Call us today at 816-741-7400, or visit us in person at our Kansas City branch. We look forward to helping you achieve your financial goals!

Financial Support When You Need It

Sometimes life throws unexpected expenses your way. That's why we offer personal loans for debt consolidation or any other financial needs you may encounter. With straightforward application processes and quick approvals, getting the help you need is easier than ever. To enhance your spending power, consider applying for one of our credit cards with rewards. These cards not only allow you to make purchases conveniently but also earn points that can be redeemed for various perks.

Personal Banking Solutions

Our personal banking services are tailored to help you manage your day-to-day finances effectively. We offer both checking and savings accounts that come with competitive interest rates and no hidden fees. Imagine having easy access to your funds while watching them grow! Plus, our online and mobile banking features make it simple to check balances, transfer money, and pay bills from the comfort of your home or on the go. If you're in the market for a new vehicle, our auto loans and vehicle financing options provide flexible terms that fit your budget. You can drive away in your dream car without breaking the bank. For those considering home ownership or refinancing their current mortgage, our mortgage loans are designed with favorable rates to help make homeownership more accessible.

Digital & Online Banking

Access Your Accounts Anytime

Our online banking platform at https://www.communityamerica.com/ provides 24/7 access to your accounts. Whether you're checking your balance, making payments, or transferring funds, everything is right at your fingertips. You can also sign up for e-statements, allowing you to keep track of your transactions without the clutter of paper statements. Enjoy the peace of mind that comes with knowing your financial information is secure and easily accessible.

Easy Transfers and Payments

Need to send money to a friend or pay a bill? Our person-to-person transfer feature makes it simple and fast. Plus, if you're on the go, our mobile application lets you make mobile payments quickly and securely. Just download the app, and you'll have all the tools you need for efficient banking in your pocket.

Sign with Ease

No more printing and scanning documents! With our electronic signature authorization option, you can complete important transactions from home or on the move. This saves time and ensures you have more flexibility in managing your financial needs.

User-Friendly Experience

At Communityamerica, we prioritize user experience. Our digital services are crafted to be intuitive and easy to navigate, ensuring that even those new to online banking can feel comfortable using them. If you ever need assistance, our friendly customer service team is just a phone call away at (816) 741-7400. Experience the convenience of modern banking with Communityamerica. We're here to help you achieve financial peace of mind whenever and wherever you need it!

Financial Strength

At Communityamerica, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to serving our community, we ensure that our financial health supports the needs of our valued members. With a net worth of $511,039,696, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 941 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $832,011,010 in share certificates and $925,931,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $496,592,569 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $39,490 in used auto loans and a total of $3,357,432,779 in loans and leases across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 992 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share Accounts stand at 789,247, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 6390 N Cosby Ave Kansas City Mo 64151 or call 816-741-7400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $680,197,462 in used vehicle loans and $268,146,241 in new vehicle loans, helping members get on the road with confidence. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we have flexible terms that can fit your budget.

Credit Lines and More

In addition to these offerings, our total credit lines amount to $1,273,183,099, providing even more options for those who need extra funds for various life events. If you're considering refinancing any existing loans or exploring eligibility options for our loan products, don't hesitate to reach out. Our team is here to guide you through the process and ensure you find the best fit for your financial situation. For more information about our loan offerings or to get started today, please contact us at 816-741-7400 or visit us at our branch located at 6390 N Cosby Ave Kansas City MO 64151. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. We offer Junior Lien 1-4 Family Residential Properties loans totaling $677,981,214. This means you can find the right solution for your home financing needs without the hassle typically associated with mortgages.

Unsecured Credit Card Loans

We also recognize that managing finances can sometimes require quick access to cash. That's why we provide flexible terms on unsecured credit card loans, with a total of $135,695,320 in loans helping our members manage their day-to-day expenses effectively. Enjoy the freedom of making purchases without tying up your savings.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. By relying on verified data, LendMesh builds trust with its users, ensuring that they can confidently explore their loan options without hidden agendas.

COMMUNITYAMERICA FEDERAL CREDIT UNION - Kansas City, MO

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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