CommunityAmerica Credit Union Kansas City MO | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to Communityamerica, located at 11501 Blue Ridge Blvd, Kansas City, MO 64134. Established in 1940, our credit union has been a trusted partner for the community, fostering financial growth and stability for over eight decades. With a total membership of 336,484 individuals, we pride ourselves on offering personalized banking solutions tailored to your needs. At Communityamerica, we understand that financial health is crucial for achieving your dreams. Our total assets stand at an impressive $5,425,153,959, reflecting our commitment to providing robust services like personal checking accounts, auto loans, mortgages, and more. You can rely on us for your financial journey as we maintain a net worth of $511,039,696 and total deposits of $614,370,101. Our dedicated team of 1,009 employees, led by CEO Lisa Ginter and Board President David Shepard, is here to help you navigate your financial options with confidence. Whether you're looking for a loan or simply want to manage your savings better, we're ready to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 11501 Blue Ridge Blvd, Kansas City, MO 64134. Explore all we have to offer by visiting our website at Communityamerica. Feel free to call us at 913-905-7000 during our lobby hours from Monday through Friday between 9:00 AM and 5:00 PM. Join us in building a brighter financial future today!

Branch History & Mission

Join Us

As we look toward the future, Communityamerica remains dedicated to serving you with integrity and passion. Whether you're seeking financial advice or looking for reliable banking solutions, we're here for you every step of the way. We invite you to join our growing family and experience firsthand the benefits of being a part of Communityamerica. Together, let's build a brighter future! For more information about becoming a member or to explore our services further, please call us at 913-905-7000 or visit our website.

Our Mission

At Communityamerica, our mission is simple yet profound: to empower individuals and families by providing exceptional financial products and services tailored to their needs. We prioritize personal banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our goal is to ensure that every member feels valued and supported on their financial journey. We also emphasize accessibility for all members. Our branch features ADA compliance measures, drive-thru banking for quick transactions, and an ATM available for easy access to cash. While members can visit us at 11501 Blue Ridge Blvd, official correspondence should be directed to the same address as our mailing address.

Our Story

Since opening our doors, Communityamerica has focused on building strong relationships with our members. From humble beginnings, we've expanded our offerings and continuously evolved to meet the changing needs of our community. Over the years, we've embraced digital advancements, ensuring that services like online and mobile banking are accessible to everyone. We understand the importance of convenience in today's fast-paced world and strive to provide user-friendly options for all our members. Our commitment goes beyond just banking; we believe in uplifting our community through outreach efforts and partnerships. We actively participate in local events and support various initiatives that contribute to the well-being of those around us. By investing back into the community, we help create a stronger, more vibrant Kansas City.

Branch Location & Accessibility

Accessibility Features

At Hickman Mills Community Access Center, accessibility is a priority. Our branch is equipped with ramps and ADA-compliant features to ensure everyone can bank with ease. Ample parking is available right outside, making your visit hassle-free.

Nearby Landmarks

Situated in the heart of Jackson County, our branch is easy to find. Just a short drive from the bustling shopping areas and local restaurants, we are close to familiar spots like the Hickman Mills High School and the nearby parks. Our location makes it simple for you to drop in while running errands or enjoying a day out in the community.

Operating Hours

We are open Monday through Friday from 9:00 AM to 5:00 PM, ready to assist you during your busy week. Unfortunately, we are closed on weekends. We understand how important flexibility is for our members, so feel free to reach out via phone at 913-905-7000 if you need assistance outside these hours.

Services Offered

Our branch offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards, there's something for everyone. Need cash? We have an ATM available for quick withdrawals and balance checks. Plus, enjoy the convenience of our drive-thru banking for simple transactions without leaving your car. While members can visit us at 11501 Blue Ridge Blvd, official correspondence should be sent to the same address. If you're looking for a reliable partner in your financial journey, come visit us today at the Hickman Mills Community Access Center! We're excited to welcome you into our community and help you achieve your financial goals.

Member Eligibility

At Communityamerica, we believe that everyone deserves a chance to be part of a supportive and thriving community. Becoming a member is as simple as meeting a few friendly eligibility requirements. If you live, work, or attend school in the Kansas City area, you're already on your way to joining our family! We welcome individuals from various backgrounds and walks of life, making it easy for you to find your place with us. To explore all the details and ensure you qualify, feel free to check out our eligibility criteria at https://www.communityamerica.com/why-communityamerica/become-a-member . Once you're ready to take the next step, opening an account with us is straightforward and hassle-free. You can find all the information you need about the account opening process at https://www.communityamerica.com/about-us . If you have any questions or need assistance, don't hesitate to reach out at (913) 905-7000. We're here to help you get started on your journey with Communityamerica, where your financial goals are our priority!

Business Banking & Commercial Services

Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,887,906, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine running your business while we handle transactions efficiently allowing you more time to focus on what matters most: serving your customers. Our tools make it easy to accept payments from various sources, ensuring you can meet your customers where they are. Visit us at 11501 Blue Ridge Blvd Kansas City Mo 64134 in Kansas City, MO, or call us at (913) 905-7000 to discover how we can help your business grow. Your success is our mission!

Comprehensive List Of Services

Business Banking

We also cater to local businesses through our Business Banking services. From merchant services that simplify transactions to business loans that support growth, we're dedicated to helping entrepreneurs thrive in their ventures.

Convenient Access

Accessing your accounts is easy with our ATM & Cash Withdrawal Services available at various locations. Need quick assistance? Our Basic Drive-Thru Banking allows for deposits, withdrawals, and simple transactions without leaving your car perfect for busy days!

Digital Features

In today's fast-paced world, having control over your finances is crucial. That's why we emphasize our digital features like mobile payments, person-to-person transfers, and e-statements. With these tools, managing your finances becomes more convenient than ever. Whether you're a long-time member or considering joining us for the first time, we invite you to explore all that Communityamerica has to offer at Hickman Mills Community Access Center. For any inquiries or assistance, don't hesitate to reach out by calling us at (913) 905-7000 during our operating hours: Monday to Friday from 9:00 AM to 5:00 PM. Join us today and discover how we can help you achieve your financial goals!

Home Loans

When it comes to homeownership, we understand that securing the right mortgage is essential. Our Mortgage Loans & Refinancing services provide competitive rates and personalized assistance. Picture yourself settling into your dream home with a loan that works for you our team will guide you through the process smoothly.

Loans and Credit Options

For those unexpected expenses or projects, our Personal Loans & Debt Consolidation services can help ease financial stress. If you prefer using credit for everyday purchases or travel rewards, consider our Credit Cards with Rewards. These cards not only offer convenience but also benefits that enhance your spending experience.

Personal Banking

Starting with Personal Banking, we offer various checking and savings accounts tailored to meet your needs. Imagine being able to manage your money easily through our intuitive online and mobile banking platforms. You can check balances, transfer funds, and pay bills anytime and anywhere. Plus, if you're thinking about buying a new car or refinancing your current one, our Auto Loans & Vehicle Financing options are designed to fit your budget and lifestyle.

Digital & Online Banking

Key Features

With 24/7 online banking services, you have the freedom to check your account balance, transfer funds, and pay bills whenever it suits you. Our electronic signature authorization feature makes signing documents a breeze, saving you time and hassle. Plus, with e-statements available, you can stay organized without the clutter of paper statements. If you're on the go, our mobile application is here to help. Whether you're making mobile payments or sending money with person-to-person transfers, managing your finances has never been easier. Simply download the app and enjoy these features right at your fingertips.

Security and Support

We take your security seriously. All transactions are protected with advanced encryption to keep your information safe. Our customer support team is also just a phone call away at (913) 905-7000 if you ever need assistance. At Communityamerica, we believe that banking should fit into your life seamlessly. With our digital banking solutions, you can manage your accounts in real-time from the comfort of your home or while out and about. Experience the ease of banking with us today!

Financial Strength

Growing Trust Among Members

Total Share Accounts stand at an impressive 789,247, showing a strong and growing member base that trusts us with their finances. This trust enables us to keep improving our services while maintaining robust financial strength. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 11501 Blue Ridge Blvd Kansas City Mo 64134 or call 913-905-7000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $832,011,010 in share certificates and $925,931,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 992 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Member Services

With $496,592,569 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive: with $39,490 in used auto loans and a total of $3,357,422,779 in loans and leases available, we support our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $511,039,696, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 941 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $680,197,462 in used vehicle loans and $268,146,241 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or looking for something pre-owned, our financing options are designed to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $265,887,906 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, our team is here to support your business's financial needs. If you're interested in refinancing any of these products or want more information about eligibility options, don't hesitate to reach out. Our friendly staff at Communityamerica are ready to assist you every step of the way. To learn more about our loan offerings or if you have any questions, please feel free to contact us at 913-905-7000 or visit us at 11501 Blue Ridge Blvd Kansas City Mo 64134. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future is important let's work together to build it!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $677,981,214, make buying or refinancing simple. We offer flexible terms and guidance throughout the process to help you navigate your mortgage journey with confidence.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $135,695,320 in loans helping members manage their finances effectively. These cards come with features that allow you to earn rewards while providing you with the financial flexibility you need for everyday purchases.

Loan Aggregator

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COMMUNITYAMERICA CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans