CommunityAmerica Credit Union Kansas City MO | Low Mortgage Rates & Business Banking

Introduction

Welcome to Communityamerica, your trusted partner in financial wellness, located at 5041 Main St, Kansas City, MO 64112. Since our establishment in 1940, we have been dedicated to providing exceptional financial services tailored to the needs of our community. With a proud membership of over 336,484 individuals, we focus on creating a supportive environment where everyone can achieve their financial goals. At Communityamerica, we understand that every member is unique, and that's why we offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our total assets exceed $5.4 billion, and with total deposits reaching $614 million, we are committed to managing your money with the utmost care and expertise. Our leadership team is here to guide you on your financial journey. Under the direction of CEO Lisa Ginter and Board President David Shepard, we strive to foster a culture of trust and transparency. Whether you need assistance with loans or want to explore our online banking options, our knowledgeable staff of 1,009 employees is ready to help you every step of the way. While members can visit us at our branch location, please note that official correspondence should be sent directly to this address. Our friendly team is available for inquiries at (913) 905-7000, so feel free to reach out. Join us today and discover how Communityamerica can help you navigate your financial future with confidence. Visit our website at Communityamerica for more information or to get started!

Branch History & Mission

Commitment to Service

Communityamerica is dedicated to innovation and accessibility. We offer features such as online banking, mobile payments, and electronic signatures to ensure that our services are convenient for all members. Moreover, our facilities comply with ADA standards so everyone can access what they need comfortably. Our branch also provides ATM availability and drive-thru banking services for easy transactions without leaving your vehicle. This ensures that whether you are rushing to work or managing your errands, accessing your finances remains hassle-free. As we look towards the future, we invite you to be part of our story! Join Communityamerica today and experience firsthand the benefits of membership with a credit union that truly cares about your financial well-being. For more information on how to join us or explore our services further, visit our website or call us at 913-905-7000. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet profound: to empower our members through accessible financial solutions while fostering a spirit of community support. We understand that every financial decision impacts lives. Whether it's offering personal banking options like checking and savings accounts or providing auto loans and mortgage refinancing, we aim to make every experience meaningful and beneficial for our members. We believe in giving back to the community that supports us. That's why we engage in various outreach programs and partnerships designed to uplift local initiatives and promote financial literacy among residents. Our focus extends beyond mere banking; it's about building relationships and contributing positively to Kansas City.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to ensure everyone can visit us comfortably. If you prefer not to come inside, we offer convenient drive-thru banking for your everyday transactions like deposits and withdrawals.

Contact Us

If you have any questions or need assistance, feel free to give us a call at 913-905-7000. We invite you to stop by and experience our welcoming atmosphere firsthand. Join our community today and let us help you achieve your financial goals!

Nearby Landmarks

Our branch is close to several well-known spots in the area, including the beautiful Country Club Plaza and the lively Westport district. This prime location means you can stop by while enjoying a day out or running errands.

Operating Hours

You can visit us Monday through Friday from 9:00 AM to 5:00 PM. These hours are designed with your busy schedule in mind. Need assistance after hours? Don't worry; our ATM is available for cash withdrawals and balance checks around the clock.

Services Offered

At Communityamerica, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with online and mobile banking options available, managing your finances has never been easier.

Member Eligibility

Becoming a member of Communityamerica is like joining a caring family that's dedicated to supporting your financial journey. If you're looking for a community that prioritizes your needs, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in the Kansas City area. We believe that everyone deserves access to quality financial services and support. To dive deeper into the specific eligibility criteria, feel free to check out this resource. Opening an account with us is a breeze! Just visit us at our welcoming branch located at 5041 Main St Kansas City Mo 64112, where our friendly team is ready to help you get started. You can also give us a call at (913) 905-7000 if you have any questions or need assistance along the way. Join us at Communityamerica and experience the benefits of being part of a community-focused credit union!

Business Banking & Commercial Services

Merchant Services that Matter

In today's fast-paced marketplace, efficient payment solutions are key. Our merchant services offer simple tools to accept payments easily, so you can focus on what you do best running your business. Imagine a busy Saturday at your local café; with our services, accepting credit cards and mobile payments becomes hassle-free, ensuring you never miss a sale. With a dedicated team ready to assist you at our branch located at 5041 Main St Kansas City Mo 64112 in Kansas City, MO, we're here to help your business thrive. Reach out today at (913) 905-7000 to explore how we can support your journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,887,906, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

For those who prefer face-to-face interactions, our drive-thru banking service offers basic transactions like deposits and withdrawals without leaving your car. We strive to make banking as accessible as possible for our members in Kansas City. At Communityamerica, we are committed to providing comprehensive financial solutions that empower you to achieve your goals. Ready to experience personalized service? Contact us today at (913) 905-7000 or visit us in person at 5041 Main St Kansas City Mo 64112. Join us on this journey towards financial well-being!

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts from anywhere at any time. Whether you're making deposits, checking balances, or transferring money between accounts, it's all just a few clicks away. You can also take advantage of our ATM and cash withdrawal services for quick access to your funds when you need them.

Loans Made Easy

Life can throw unexpected expenses your way, but at Communityamerica, we have you covered with personal loans and debt consolidation options that fit your budget. Need a boost to your business? Our business banking services include merchant services and business loans that help you grow and succeed. Plus, enjoy the benefits of credit cards with rewards that make every purchase more rewarding.

Personal Banking

Whether you're just starting out or looking to manage your existing funds, our personal banking services are designed for everyone. Open a checking or savings account with us, and enjoy features that make everyday banking simple. For those in need of financing options, we offer auto loans and vehicle financing, so you can get behind the wheel of your dream car without stress. If you're considering a home purchase or refinancing, our mortgage loans provide competitive rates and personalized support every step of the way.

Digital & Online Banking

Key Features

One of the standout features we offer is electronic signature authorization. This means you can sign documents digitally, making transactions smoother and faster no more printing or mailing forms! Additionally, our e-statements are available for those who prefer a paperless option, allowing you to view your account statements securely online. If you're looking to send money easily to friends or family, our person-to-person transfer feature lets you do just that with a few taps on your smartphone. Speaking of smartphones, our mobile application brings all these features directly to your pocket. You can also enjoy the added benefit of mobile payments, making it simple to pay for goods and services quickly and securely. With all these tools at your fingertips, managing your finances has never been easier or safer. At Communityamerica, we strive to provide you with the best digital banking experience possible so that you can focus on what matters most your life!

Financial Strength

At Communityamerica, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial foundation that supports our commitment to serving you. With a net worth of $511,039,696, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 941 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $832,011,010 in share certificates and $925,931,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $496,592,569 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $39,490 in used auto loans and a total of $3,357,432,779 in loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 992 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 789,247, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 5041 Main St Kansas City Mo 64112 or call 913-905-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $680,197,462 in used vehicle loans and $268,146,241 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our friendly team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $265,887,906 provide the capital needed to grow and expand. We believe in supporting local businesses and are dedicated to helping you reach your entrepreneurial dreams.

Conclusion

If you're interested in any of these loan products or have questions about eligibility options, feel free to reach out to us at (913) 905-7000 or visit us at 5041 Main St Kansas City Mo 64112 in Kansas City, MO. We're here to support you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $135,695,320 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your purchasing power while keeping your expenses manageable.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $677,981,214, make buying or refinancing simple. We offer various plans tailored to your budget and lifestyle. If you're considering refinancing your existing mortgage, we can assist with that too.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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NORTHWEST PLUS CREDIT UNION - Kansas City, MO

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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