CommunityAmerica Credit Union Kansas City MO | Best Auto Loans & Personal Banking

Introduction

Welcome to Communityamerica, your trusted partner in financial well-being, located at 1015 Avenida Cesar E Chavez, Kansas City, MO 64108. Established in 1940, we have grown to serve over 368,000 members with a commitment to providing personalized banking solutions tailored to your needs. With total assets exceeding $5.3 billion, we are proud to be a cornerstone of our community, supporting you through every financial journey. At Communityamerica, we understand that banking is more than just transactions; it's about building relationships and fostering a sense of belonging. Our dedicated team of 1,049 employees is here to help you achieve your financial goals with services ranging from checking and savings accounts to auto loans and business financing. Whether you are looking for a reliable place to save or need assistance with loans totaling 217,550, we have the expertise and resources to guide you. While members can visit us at our branch location, official correspondence should be sent to the same address: 1015 Avenida Cesar E Chavez, Kansas City, MO 64108. We invite you to explore our full range of services on our website at Communityamerica, where you can also find out how to become a member. With strong leadership under CEO Lisa Ginter and Board President David Shepard, we are committed not only to enhancing your banking experience but also to making a positive impact in our community. Our net worth stands at an impressive $527,836,795, ensuring that we remain financially sound and capable of meeting your needs. We welcome you to visit us during our lobby hours from Monday through Friday, 9:00 AM - 5:00 PM, or give us a call at (913) 905-7000 for any inquiries. Join us as we work together towards a brighter financial future!

Branch History & Mission

A Legacy of Service

From our humble beginnings, Communityamerica has evolved into a trusted financial partner for many individuals and families in the area. We have continuously adapted to meet the changing needs of our members while maintaining a strong commitment to our mission: to enhance the lives of our members by providing exceptional financial services and fostering community support. Our location is conveniently situated near local landmarks, making it easily accessible for all who wish to visit us.

Community Focus

Communityamerica is proud to engage in various initiatives aimed at giving back. From supporting local schools to organizing events that bring neighbors together, we actively participate in making Kansas City a better place for all. Our partnerships with local organizations reflect our dedication not only to financial success but also to social responsibility.

Join Us Today!

We invite you to become part of the Communityamerica family and experience firsthand the benefits of membership. With a range of personalized services tailored for your needs, you will find that we are more than just a credit union we are your community partner in achieving financial wellness. Feel free to contact us at 913-905-7000 or visit us during our operating hours from Monday through Friday, 9:00 AM - 5:00 PM. We look forward to welcoming you!

Our Mission

Our mission extends beyond just banking; we aim to uplift our community through various outreach efforts and partnerships that make a real difference. We believe in offering more than just services; we strive to build lasting relationships with our members. Whether it's through personal banking options like checking and savings accounts or lending solutions such as auto loans and mortgages, we are here to help every step of the way. While members can visit us at 1015 Avenida Cesar E Chavez, official correspondence should be sent to the same address. We also offer modern conveniences such as online banking and mobile payments, ensuring that our services are accessible anytime, anywhere. Our commitment to ADA compliance ensures that everyone can access our facilities without barriers.

Branch Location & Accessibility

Accessibility and Features

At our branch, accessibility is a priority. We offer ample parking, including spots for those with disabilities, making it easy for everyone to visit us. The building complies with ADA standards, ensuring that all members can access our services comfortably.

Banking Services

Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, our friendly staff is ready to assist you. We also provide basic drive-thru banking services for deposits and withdrawals, making banking easier than ever. If you need assistance or have questions about our offerings, don't hesitate to call us at 913-905-7000. We're eager to help you navigate your financial journey! Come visit us today at the Communityamerica Guadalupe Centers Branch where we're committed to supporting your financial goals!

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM, providing plenty of opportunities for you to stop by during the week. While we are closed on Saturdays and Sundays, our ATM is available 24/7 for your convenience.

Member Eligibility

At Communityamerica, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're looking to be part of this supportive community, you'll find the eligibility requirements welcoming and straightforward. Generally, anyone who lives, works, worships, or attends school in our local area can join us. This means that you could be just a few steps away from enjoying our exceptional services and benefits tailored specifically for our members. For the most up-to-date details on eligibility criteria, feel free to check out this resource: https://www.communityamerica.com/why-communityamerica/become-a-member . Opening an account with us is easy! You can start your journey toward membership by visiting us at 1015 Avenida Cesar E Chavez Kansas City Mo 64108 or calling us at (913) 905-7000. Our team is ready to help guide you through the process and answer any questions you may have. So why wait? Join Communityamerica today and unlock a world of financial possibilities designed with your needs in mind! To learn more about how to open an account, visit https://www.communityamerica.com/about-us .

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to accept payments effortlessly while focusing on what you do best running your business. Our merchant services offer practical solutions that simplify transactions, allowing you to spend more time growing your enterprise and less time worrying about payment processing. Visit us at 1015 Avenida Cesar E Chavez Kansas City Mo 64108 in Kansas City, MO, or call us at (913) 905-7000 to explore how our business banking services can help turn your goals into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $636 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $314,469,277, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

Small businesses are vital to our community, which is why we proudly offer business banking services such as merchant services and business loans. We aim to help entrepreneurs thrive by providing essential resources tailored for their success.

Digital Banking Convenience

With today's fast-paced lifestyle, having access to online and mobile banking is crucial. That's why at Communityamerica, we offer robust online & mobile banking solutions that let you manage your finances anywhere, anytime. From checking balances to transferring funds or paying bills on the go everything is at your fingertips! Our branch also features convenient ATM services for cash withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your car.

Home Financing Options

If you're considering purchasing a home or refinancing an existing mortgage, look no further than our range of mortgage loans and refinancing solutions. We guide you through the process, making it straightforward and stress-free. Picture yourself settled into your new home sooner than you thought possible!

Loans for Every Need

In addition to auto loans, we offer personal loans and debt consolidation options designed to give you flexibility when unexpected expenses arise. Whether it's funding a special project or consolidating debt into one manageable payment, our team is ready to assist. For those who enjoy rewards while spending, our credit cards with rewards provide an excellent way to earn points on everyday purchases. Use them wisely, and watch your rewards stack up!

Personal Banking Solutions

We understand that personal banking is about more than just transactions; it's about building relationships and providing services that fit your lifestyle. At Communityamerica, we offer comprehensive checking and savings accounts that help you manage your finances efficiently. Imagine having a checking account that not only allows easy access to your funds but also helps you save for future goals with competitive interest rates on savings. When it comes to financing your vehicle, our auto loans and vehicle financing options make it easy and affordable to drive away in the car of your dreams. We provide flexible terms and competitive rates, ensuring you get the best deal possible.

Visit Us Today!

Located at 1015 Avenida Cesar E Chavez Kansas City Mo 64108, we invite you to visit us during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM (closed on weekends). For any inquiries or assistance, feel free to call us at (913) 905-7000. Join us at Communityamerica, where we prioritize your financial wellbeing with personalized service and a commitment to helping you succeed financially. Let's work together toward a brighter financial future!

Digital & Online Banking

Key Features

Imagine checking your balance, transferring money, or paying bills all from the comfort of your home or on the go. Our online banking platform allows you to do just that. You can enjoy electronic statements, so you never have to worry about losing paper documents. Plus, with the option for electronic signature authorization, signing documents is quick and hassle-free. If you're always on the move, our mobile application is perfect for you. It not only lets you manage your accounts but also supports mobile payments, making it easier than ever to pay for goods and services right from your phone. You can even send money to friends and family with our person-to-person transfer feature no need for cash or checks!

Security and Accessibility

Your security is our top priority. We use advanced technology to keep your information safe while providing user-friendly features that are easy to navigate. Whether you're accessing your account on a computer or through our mobile app, rest assured that your data is protected. At Communityamerica, we believe in making banking accessible for everyone. With real-time account management available through our online services, you can stay updated on your financial situation without any stress. Ready to take control of your finances? Visit us at https://www.communityamerica.com/ today and explore all the digital banking options we have to offer!

Financial Strength

Growing Member Base

Total Share Accounts: 848,494, showing a strong and growing member base that trusts us with their finances. This trust underscores our ability to meet your needs today while planning for tomorrow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 1015 Avenida Cesar E Chavez Kansas City Mo 64108 or call (913) 905-7000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,036 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $511,951,926 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends across various sectors; with $85,664 in used auto loans and $3,552,863,903 in total loans and leases, our lending capacity supports your financial goals.

Secure Savings Options

Members' savings are secured through $870,156,388 in share certificates and $1,120,813,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,784,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $527,836,795, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $989 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $685,650,246 in used vehicle loans and $255,328,614 in new vehicle loans already helping members get on the road. We make it easy for you to drive off with your dream vehicle while keeping your budget in check.

Business Financing

For business owners, our outstanding commercial loans totaling $314,469,277 provide the capital needed to grow and expand your business operations. We're committed to supporting local businesses and entrepreneurs in our community. We believe everyone deserves access to affordable financing options. If you're considering refinancing or checking eligibility for any of our products, our team is ready to assist you every step of the way. Feel free to reach out at (913) 905-7000 or visit us at 1015 Avenida Cesar E Chavez Kansas City Mo 64108 in Kansas City, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Card Loans

Managing your finances effectively is essential. We also offer flexible terms on unsecured credit card loans, with a total of $141,103,794 in loans helping members take control of their spending. Our credit cards come with various benefits designed to reward you for using them wisely.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $738,621,940, make buying or refinancing simple. We offer competitive rates and flexible terms to fit your unique needs, whether you're a first-time homebuyer or looking to refinance your current mortgage.

Loan Aggregator

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COMMUNITYAMERICA CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans