CommunityAmerica Credit Union Kansas City MO | Best Auto Loans & Online Banking

Introduction

Welcome to Communityamerica, where your financial success is our top priority! Located at 1811 Walnut St, Kansas City, MO 64108, we have proudly served our members since 1940. With over 368,000 members and assets exceeding $5.3 billion, we are committed to providing personalized banking services that empower you to achieve your goals. At Communityamerica, we understand that each member's journey is unique. Whether you're looking for a new auto loan or seeking guidance on mortgage refinancing, our dedicated team of professionals is here to help. Under the leadership of our CEO, Lisa Ginter, and Board President, David Shepard, we strive to create a welcoming environment where you can feel confident about your financial decisions. While members can visit us at our branch, official correspondence should be sent to our mailing address: PO Box 15950, Lenexa, KS 66219. With total deposits of $378 million and a net worth of $527 million, we maintain strong financial health to serve you better. We invite you to explore our range of services including personal banking, business loans, and online banking options designed for your convenience. Feel free to call us at 913-905-7000 for any inquiries or stop by during our lobby hours from Monday to Friday, 8:00 AM to 5:00 PM and Saturdays from 9:00 AM to 12:00 PM. Join us at Communityamerica where community meets opportunity! Visit us online at communityamerica.com to learn more about how we can support your financial journey today!

Branch History & Mission

Community Engagement

Community involvement is at the core of what we do. We actively participate in various outreach programs aimed at supporting local initiatives and charities. By partnering with organizations that share our vision for a stronger community, we strive to make a meaningful impact where it matters most. We also embrace technology to enhance your banking experience. With features like online and mobile banking, e-statements, and person-to-person payment options available at your fingertips, managing your finances has never been easier or more convenient.

Join Us

As we continue to grow and adapt with the changing times, we invite you to become part of our family at Communityamerica. Whether you're looking for financial advice or need support with your banking needs, we're here for you every step of the way. Experience the benefits of membership today! Visit us online or give us a call at 913-905-7000 to learn more about how we can serve you better. Together, let's build a brighter financial future!

Our Mission

At Communityamerica, our mission is simple yet profound: to enhance the financial well-being of our members and contribute positively to our community. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Additionally, we provide business banking solutions tailored to meet the needs of local entrepreneurs. While members can visit us at 1811 Walnut St for in-person assistance during our operating hours Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM official correspondence should be sent to PO Box 15950, Lenexa, KS 66219 if needed.

Branch Location & Accessibility

Finding Us

When you visit, you'll find ample parking available, making it simple to stop by whether you're running errands or need to handle your banking needs. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us with ease.

Get in Touch

Have questions? Feel free to give us a call at 913-905-7000! We invite you to visit us soon and experience firsthand the benefits of being part of the Communityamerica family. Your financial wellness is our priority!

Operating Hours

We're here for you Monday through Friday from 8:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 12:00 PM. Please note that we are closed on Sundays. Whether you need assistance with personal banking or have questions about loans, our friendly staff is ready to help during these hours.

Services Offered

At Communityamerica, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our ATM services are available for quick cash withdrawals and balance checks, ensuring you're never far from your funds. While we don't currently have drive-thru banking, our team is dedicated to providing efficient service inside the branch. If you need to send official correspondence, please use our mailing address at PO Box 15950, Lenexa, KS 66219.

Member Eligibility

At Communityamerica, we believe that everyone deserves a chance to be part of our welcoming community. Joining us is easy and opens the door to a world of financial opportunities tailored just for you. To become a member, you simply need to meet a few friendly eligibility requirements. If you're a resident of the Kansas City area or work in certain professions, you're likely already qualified! For those interested in more specifics, we invite you to explore the details on our website at https://www.communityamerica.com/why-communityamerica/become-a-member . Once you've confirmed your eligibility, opening an account is straightforward and can be done online or at our branch located at 1811 Walnut St Kansas City Mo 64108. Our team is here to assist you every step of the way, ensuring you feel right at home from the moment you reach out. If you have any questions or need assistance, don't hesitate to call us at (913) 905-7000. We can't wait to welcome you into the Communityamerica family!

Business Banking & Commercial Services

Merchant Services Made Simple

In today's fast-paced world, having reliable merchant services can set your business apart. Imagine easily accepting payments from customers via credit card or mobile apps without any hassle. Our merchant services streamline transactions, allowing you to focus on what you do best running your business. Visit us at 1811 Walnut St Kansas City Mo 64108 in Kansas City, MO, or call us at (913) 905-7000 to learn how we can partner with you on your journey to success.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $636 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $314,469,277, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime

We pride ourselves on making banking easy and accessible. With our ATM services available at various locations, you can quickly withdraw cash or check balances whenever you need them. Our basic ATM access allows you to handle these tasks without any hassle. As a member of Communityamerica, you'll also enjoy the convenience of digital banking features like mobile payments and person-to-person transfers. These tools make it easier than ever to manage your finances on the go.

Join Our Community

Our commitment extends beyond just providing financial services; it's about building relationships within our community. If you're interested in becoming a member or learning more about what we offer, don't hesitate to reach out! Give us a call at (913) 905-7000 or visit us online at Crossroads Community Financial Center. We're here to support you on your financial journey!

Personal Banking Solutions

Starting with personal banking, we offer a variety of checking and savings accounts designed to fit different lifestyles. Imagine having access to your funds anytime with our user-friendly online and mobile banking services. You can easily check balances, transfer money, and pay bills right from your smartphone. When it comes to financing your next vehicle, our auto loans and vehicle financing options make it simple to drive away in the car of your dreams. With competitive rates and flexible terms, you can find a plan that works for you. And if you're considering buying a home or refinancing an existing mortgage, our mortgage loans provide personalized support every step of the way.

Support for Your Financial Journey

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can help lighten the load. We also offer credit cards with rewards that give back every time you shop perfect for those who want to earn while they spend. For our business members, Communityamerica offers essential services like merchant services and business loans to help your company thrive. Whether you're just starting out or looking to expand, we have the tools necessary for your success.

Digital & Online Banking

Key Features

We know that security is a top concern for our members. That's why we provide electronic signature authorization to ensure that your transactions are safe and secure. You can also take advantage of e-statements, which not only reduce paper clutter but also help keep your financial information organized and easily accessible. If you frequently send money to friends or family, you'll love our person-to-person transfer feature. It's simple and efficient just a few taps on your device and you're done! For those who prefer modern payment methods, our mobile payments feature allows you to make quick transactions right from your phone. At Communityamerica, we're committed to providing tools that enhance your banking experience while keeping things straightforward and accessible. Enjoy the freedom of managing your finances with confidence, knowing that support is just a call away if you need it. Explore all the digital services we have to offer today!

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 848,494, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending stand at $0, which enhances our ability to provide you with the best possible service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 1811 Walnut St Kansas City Mo 64108 or call (913) 905-7000 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $870,156,388 in share certificates and $1,120,813,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,784,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our performance metrics. Though our net income stands at $0, it underscores our commitment to sustainability and resource management. We also take pride in having 1,036 full-time employees and 13 part-time employees who are dedicated to serving you with expertise and care.

Our Financial Health

With a net worth of $527,836,795, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $989 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in You

With $511,951,926 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $85,664 in used auto loans and $3,552,863,903 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $685,650,246 in used vehicle loans and $255,328,614 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, ensuring you find the right fit for your budget and lifestyle.

Commercial Loans

For business owners, our outstanding commercial loans totaling $314,469,277 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are committed to supporting our local entrepreneurs. At Communityamerica, we believe everyone deserves access to financial resources that can improve their lives. If you're interested in refinancing or would like more information on eligibility options, please reach out to us at (913) 905-7000 or visit us at our branch located at 1811 Walnut St Kansas City Mo 64108 in Kansas City, MO. Our knowledgeable team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you achieve your financial dreams today!

Credit Lines and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $141,103,794 in loans helping members manage their finances effectively. If you're looking for a way to consolidate debt or cover unexpected expenses, our unsecured credit lines may be just what you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $738,621,940, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is ready to help guide you through the process and find a solution that works for you.

Loan Aggregator

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COMMUNITYAMERICA CREDIT UNION - Kansas City, MO

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans