CommunityAmerica Credit Union Independence MO | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Communityamerica, your trusted partner in financial well-being since 1940. Nestled in the heart of Independence, MO, at 3100 S State Route 291, our Hidden Valley Branch is dedicated to serving our community with a personal touch. With a total membership of over 336,000 and assets exceeding $5.4 billion, we pride ourselves on being a reliable resource for all your banking needs. At Communityamerica, we believe in the power of community. Our mission is to empower members like you with the tools necessary to achieve financial success. Whether you're looking for auto loans, mortgages, or business banking solutions, we have tailored services designed just for you. With total deposits of $614 million and a net worth of $511 million, you can trust that your finances are in safe hands. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 15950, Lenexa, KS 66285. Our dedicated team, led by CEO Lisa Ginter and Board President David Shepard, ensures that every member receives personalized attention and expert guidance. Our commitment goes beyond traditional banking; we strive to make a positive impact in our community through various initiatives and support programs. We have a robust workforce of over 1,000 employees ready to assist you with any inquiries or services you need. To learn more about what we offer or to become part of the Communityamerica family, don't hesitate to reach out! Call us today at (816) 410-4780, or visit our website at communityamerica.com. Your financial journey begins here!

Branch History & Mission

At Communityamerica, we take pride in our rich history and commitment to serving the community. Established in 1940, our Hidden Valley Branch located at 3100 S State Route 291, Independence, MO 64057, has been a cornerstone for financial support and growth for over eight decades. With a strong membership base of 336,484 individuals, we have evolved significantly while maintaining our core mission: to empower our members through exceptional financial services and community engagement. Over the years, we have witnessed tremendous growth and development. Our total assets now stand at an impressive $5,425,153,959, reflecting our dedication to responsible management and service delivery. As we expanded our offerings from basic banking to include auto loans, mortgages, personal loans, and business banking solutions, we've remained focused on meeting the diverse needs of our members. Our mission is simple yet powerful: we aim to provide personalized financial solutions that help people achieve their dreams while also giving back to the communities we serve. We believe in fostering financial literacy and supporting local initiatives that uplift those around us. Whether it's through financial education programs or partnerships with local organizations, we are dedicated to making a positive impact. While members can visit us at 3100 S State Route 291, official correspondence should be sent to P.O. Box 15950, Lenexa, KS 66285. Our branch is open Monday through Friday from 7:00 am to 6:00 pm, ensuring convenient access to our services. Although we do not currently offer ATM or drive-thru services at this location, we provide robust online and mobile banking options. This includes easy account management via mobile payments and person-to-person transfers, all designed with your convenience in mind. We invite you to join Communityamerica as a member and experience firsthand the benefits of being part of a community-focused credit union. Together, let's build a brighter financial future! For more information on becoming a member or opening an account, please visit our website or call us at 816-410-4780.

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with accessibility in mind. We ensure that all members can comfortably visit us, featuring ADA-compliant entrances and parking facilities. Whether you're stopping by for personal banking or exploring loan options, our welcoming atmosphere is here to serve you.

Get in Touch

Have questions or need assistance? Feel free to call us at 816-410-4780. Our dedicated team is ready to help! We invite you to stop by the Hidden Valley Branch today your community credit union is here for you!

Operating Hours

We understand that your time is valuable, which is why we offer convenient hours for your banking needs. Our lobby is open from 7:00 am to 6:00 pm, Monday through Friday. With extended hours, you can easily fit a visit into your busy schedule.

Services Offered

At Communityamerica, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Additionally, our online and mobile banking options allow for secure transactions right from your smartphone or computer. While members can visit us at 3100 S State Route 291 Independence Mo 64057, official correspondence should be sent to P.O. Box 15950, Lenexa, KS 66285 if needed.

Member Eligibility

At Communityamerica, we believe that becoming a member is like joining a warm and welcoming family where your financial well-being is our top priority. If you're looking to join us, it's quite simple! Membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This means that whether you're a local resident or part of the community through work or school, you can enjoy all the benefits we offer. For those interested in learning more about specific eligibility criteria, please check out this detailed resource: https://www.communityamerica.com/why-communityamerica/become-a-member. Once you find out you're eligible, opening an account is a breeze! You can start your journey with us by visiting our website for more information on how to set up your account. If you have any questions or need assistance, feel free to reach out to us at (816) 410-4780. We're here to help you every step of the way at our branch located at 3100 S State Route 291 Independence Mo 64057. Join us today and discover how being part of Communityamerica can enhance your financial life!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,887,906, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Beyond loans, we offer comprehensive merchant services designed to simplify transactions for your business. Imagine being able to accept payments easily, manage invoices effortlessly, and track sales with just a few clicks. Our goal is to provide you with the tools you need to focus on what you do best running your business. Whether you're starting out or looking to expand, Communityamerica at 3100 S State Route 291 Independence Mo 64057, Independence, MO is here to help you thrive. Let's take your business to the next level together!

Comprehensive List Of Services

Business Banking Services

For business owners, we offer tailored solutions through our business banking services. This includes merchant services that simplify payment processing and various types of business loans that can help grow your enterprise. Whether you're just starting out or looking to expand, we have the resources to support your success.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize our online and mobile banking features at Hidden Valley Branch. With 24/7 access to your accounts, managing finances has never been simpler. You can check balances, transfer funds, and pay bills right from the palm of your hand. While we currently do not offer ATM services at this branch location, our online options ensure you can handle most transactions without needing to visit in person. Our lobby hours are Monday through Friday from 7:00 am to 6:00 pm, making it easy for you to stop by when it suits your schedule. We invite you to experience all that Communityamerica has to offer. If you're ready to open an account or need more information about any of our services, please call us at (816) 410-4780 or visit our website at CommunityAmerica. Your financial wellness is just a step away!

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. You can set up an account that fits your lifestyle and enjoy the benefits of online and mobile banking. With features like electronic statements and person-to-person payment options, accessing your funds has never been easier. For those planning to purchase a vehicle, our auto loans and vehicle financing options provide competitive rates that make owning a car more affordable. We also offer mortgage loans and refinancing solutions if you're looking to buy a home or lower your current mortgage payments. If you find yourself needing extra cash for unexpected expenses, our personal loans and debt consolidation services can help you get back on track without the stress. Plus, don't forget about our credit cards with rewards that allow you to earn while you spend.

Digital & Online Banking

Accessibility & Ease of Use

Our mobile payments feature simplifies how you shop and pay. Forget about carrying cash or cards; just use your phone! This makes it easier than ever to manage your expenses on the go. With all these tools combined, managing your finances has never been more accessible or real-time. At Communityamerica, we're committed to providing you with user-friendly digital solutions that meet your banking needs without sacrificing security. Explore our offerings today and experience the convenience of modern banking!

Key Features

With our online banking services available 24/7, you can check balances, pay bills, and transfer funds anytime you need to. Just visit us at https://www.communityamerica.com/ to get started. Our mobile application is designed for ease of use, so you can access all these features from your smartphone. You can even make person-to-person transfers with just a few taps, making it easy to send money to friends or family. Security is a top priority for us. We offer electronic signature authorization for added peace of mind when signing documents online. Plus, opting for e-statements means you can keep track of your transactions without the clutter of paper statements, all while enhancing your account's security.

Financial Strength

Member Trust

Total Share Accounts stand at 789,247, showing a strong and growing member base that trusts us with their finances. This trust enables us to thrive as your local credit union dedicated to serving the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 3100 S State Route 291 Independence Mo 64057 or call 816-410-4780 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Operational Efficiency

Our operational efficiency is reflected in our finances as well; while our net income stands at $0, it showcases our commitment to maintaining strong fiscal responsibility. We also take pride in having 992 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Our Members

With $496,592,569 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $39,490 in used auto loans and a total of $3,357,432,779 in loans and leases available to help you navigate your financial journey.

Secure Savings Options

Members' savings are secured through $832,011,010 in share certificates and $925,931,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $511,039,696, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 941 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $680,197,462 in used vehicle loans and $268,146,241 in new vehicle loans already helping members get on the road. You can choose from various terms that fit your budget and preferences. Plus, refinancing options are available if you want to lower your monthly payments or reduce your interest rate.

Business Loans

For business owners, our outstanding commercial loans totaling $265,887,906 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and offer tailored solutions to meet those challenges head-on. If you're interested in learning more about any of these offerings or would like help determining which option is best for you, don't hesitate to reach out. Contact us at (816) 410-4780, or visit us at our branch located at 3100 S State Route 291 Independence Mo 64057, Independence, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial dreams!

Credit Lines

For those who need extra flexibility, our total credit lines amounting to $1,273,183,099 allow you to access funds when you need them without the stress of traditional borrowing. This option is ideal for managing unexpected expenses or funding personal projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $677,981,214, make buying or refinancing simple. We guide you through the process every step of the way, ensuring you have the information needed to make informed decisions.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $135,695,320 in loans helping members manage their finances effectively. Our credit cards come with features designed to provide convenience and rewards for responsible use.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that all offers presented are fair and transparent. Each listing reflects current market conditions, helping users find competitive rates tailored to their needs.