CommunityAmerica Credit Union Independence MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Communityamerica at our Noland Road Branch, located at 3720 S Noland Rd, Independence, MO 64055. Since our establishment in 1940, we have been committed to serving our members with a focus on community and trust. With a robust membership base of 336,484 individuals, we pride ourselves on being a reliable financial partner for countless families and businesses in the area. At Communityamerica, we understand that your financial needs are unique. That's why we offer a diverse range of services including personal banking, auto loans, mortgages, credit cards, and business banking solutions. Our total assets amount to an impressive $5,425,153,959, reflecting our solid financial foundation and commitment to your financial wellbeing. Led by our dedicated CEO, Lisa Ginter, and Board President David Shepard, our team of 1,009 employees is always ready to assist you. Whether you're looking for guidance on loans or simply want to explore your savings options, we're here for you! And while members can visit us directly at our branch location, official correspondence should be sent to our mailing address: P.O. Box 15950, Lenexa, KS 66285. Your trust is vital to us. With total deposits reaching $614,370,101 and a net worth of $511,039,696, we strive to maintain transparency and reliability in all that we do. We also boast over 139,796 loans and leases granted to support our members' ambitions. Join us today as we continue making positive impacts in the community! For any inquiries or assistance, feel free to call us at 816-412-4560 or visit our website at Community America. Let's work together towards achieving your financial goals!

Branch History & Mission

At Communityamerica, we take pride in our long-standing tradition of service and commitment to our members. Established in 1940, our Noland Road Branch in Independence, Missouri, has grown alongside the community it serves. From humble beginnings to becoming a trusted financial partner for over 336,000 members, our journey reflects a dedication to not just providing financial services but also enhancing the lives of those around us. Located at 3720 S Noland Rd, right near key local landmarks that make Independence vibrant, our branch has evolved over the decades to meet the changing needs of our members. Whether you're coming in for personal banking solutions or business services, our mission remains clear: to empower individuals and families by offering financial products that foster growth and stability. While members can visit us at this address, official correspondence should be sent to P.O. Box 15950, Lenexa, KS 66285. Our mission is about more than just numbers; it's about creating lasting relationships with our members and supporting community initiatives. With total assets reaching an impressive $5,425,153,959, we are committed to responsible lending practices and innovative financial solutions that help you achieve your goals. Our offerings range from checking and savings accounts to auto loans and business financing tailored to fit every member's unique situation. In recent years, we've embraced digital advancements to enhance member experience while ensuring compliance with ADA standards. Our online banking platform allows you to manage your finances conveniently from home or on the go. Additionally, we provide drive-thru banking options for quick transactions without stepping inside. Community engagement is at the heart of what we do. We actively partner with local organizations and participate in outreach programs that uplift our neighborhoods. By investing in community projects and educational initiatives, we strive to make a positive impact beyond just financial services. As you explore what Communityamerica has to offer, we invite you to become part of our family. Join us today and experience personalized service designed with your needs in mind. Together, let's build a brighter financial future! For more information about membership and how we can help you thrive financially, feel free to reach out at 816-412-4560 or visit us online at Communityamerica.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your convenience in mind. We offer ample parking with designated spaces to ensure easy access for everyone, including those who may need extra assistance. Our facility is ADA compliant, featuring ramps and accessible entrances to make your visit as smooth as possible.

Banking Hours

We understand that life can be busy, which is why we keep our doors open Monday through Friday from 9:00 AM to 5:00 PM. Whether you're stopping by before work or during your lunch break, we're here to help with all your banking needs.

Drive-Thru Convenience

For those on the go, we also have a drive-thru service available for quick deposits and withdrawals without leaving your vehicle. It's just another way we strive to make banking more convenient for you! If you have any questions or want more information about our services, feel free to give us a call at 816-412-4560. We look forward to welcoming you into our branch soon!

Services Offered

At Communityamerica, we provide a variety of services tailored to fit your financial goals. From personal checking and savings accounts to auto loans and mortgages, our knowledgeable staff is ready to assist you every step of the way. Plus, if you prefer banking from home, enjoy the ease of online and mobile banking options available at your fingertips.

Member Eligibility

At Communityamerica, we believe that everyone deserves to be part of a caring community where financial goals can flourish. Becoming a member is simple and welcoming! You're eligible to join us if you live, work, worship, or attend school in specific areas of Missouri, or if you are related to someone who is already a member. This means that you can easily connect with us and enjoy all the benefits of membership, from personalized service to competitive rates on loans and savings accounts. For more details on eligibility, feel free to check out our resources at https://www.communityamerica.com/why-communityamerica/become-a-member. Opening an account with Communityamerica is just as straightforward as becoming a member. We strive to make your experience easy and enjoyable so that you can start reaping the rewards of membership without any hassle. If you have questions or want to get started, don't hesitate to reach out to us at (816) 412-4560. We're here to help you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

In today's fast-paced market, having the right tools can make all the difference. Our merchant services offer practical solutions that streamline payment processes and enhance customer experiences. Imagine being able to accept various payment methods effortlessly, allowing your customers to pay how they prefer this is just one way we help you focus on what matters most: running your business. Located conveniently at 3720 S Noland Rd Independence Mo 64055, Independence, MO, our team is ready to assist you in finding the perfect financial solutions tailored to your needs. Reach out at (816) 412-4560 or visit us during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Let's work together to turn your business goals into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,887,906, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Connecting with Us

If you have questions about any of these services or want assistance setting up an account, don't hesitate to reach out! You can call us at (816) 412-4560 during our operating hours from 9:00 am to 5:00 pm, Monday through Friday. At Communityamerica, we're here to support your financial journey every step of the way. Visit us today or explore more about what we offer online at https://www.communityamerica.com/. Your financial goals are within reach with the right partner by your side!

Credit Cards and Business Banking

We also understand that rewards matter. That's why we offer Credit Cards with Rewards that let you earn points while making everyday purchases. And if you're a business owner, our Business Banking services, including Merchant Services and Business Loans, are here to support your growth and success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Communityamerica. With our Online & Mobile Banking, you can manage your accounts anytime, anywhere. Whether you need to check your balance or transfer funds on the go, our platforms make it easy and secure. You can also take advantage of our ATM & Cash Withdrawal Services for quick access to your cash, though please note that there are currently no ATMs at this branch location. For quick transactions like deposits or withdrawals, we offer basic drive-thru banking services as well.

Personal Banking

When it comes to personal banking, Communityamerica has you covered with an array of options. We offer Checking & Savings Accounts designed for everyday needs, whether you're saving for a special purchase or simply managing your day-to-day expenses. If you're considering buying a car, our Auto Loans & Vehicle Financing can help you hit the road quickly and affordably. For those looking to invest in their dream home, our Mortgage Loans & Refinancing services provide competitive rates and flexible terms, making homeownership a reality. Additionally, our Personal Loans & Debt Consolidation options can help simplify your finances by allowing you to consolidate existing debt into one manageable payment.

Digital & Online Banking

Key Features

One of the standout features at Communityamerica is our person-to-person transfer service. Need to send money to a friend? You can do it quickly and securely without needing cash or checks. Plus, for those times when you need to sign documents on the fly, our electronic signature authorization makes it simple and hassle-free. We also offer e-statements, which allow you to receive your account statements electronically. This not only helps keep your information safe but also reduces paper clutter at home. And if you're someone who loves using mobile payments, you'll be pleased to know that we support this feature too, making transactions smoother than ever.

Security and Accessibility

Your security is our top priority. Our digital services are built with advanced security measures to protect your personal information. You can bank with peace of mind knowing that we're committed to keeping your data safe. Overall, our digital and online banking services at Communityamerica are designed for ease-of-use and accessibility. Whether you're checking in on your accounts or making quick transfers, managing your finances has never been easier or more secure. Join us today and experience the convenience of modern banking!

Financial Strength

At Communityamerica, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and reliability, and we're proud to share how our financial health supports your needs. With a net worth of $511,039,696, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 941 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $832,011,010 in share certificates and $925,931,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $496,592,569 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $39,490 in used auto loans and a total of $3,357,162,779 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 992 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 3720 S Noland Rd Independence Mo 64055 or call 816-412-4560 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $680,197,462 in used vehicle loans and $268,146,241 in new vehicle loans already helping members get on the road. We provide flexible terms and financing options that make it easy for you to drive away in your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $265,887,906 provide the capital needed to grow and expand your business. We know how important it is to have reliable funding when pursuing new opportunities.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $677,981,214, make buying or refinancing simple. We aim to support you throughout the process, ensuring you find the right fit for your financial situation.

Refinancing Options

If you're considering refinancing any of your current loans, we offer competitive rates and eligibility options designed to fit your needs. This could be an excellent way to lower your monthly payments or consolidate debts. At Communityamerica, we're committed to providing clear and straightforward loan options that empower our members financially. If you're interested in learning more about any of these products or how they can benefit you specifically, don't hesitate to reach out at (816) 412-4560 or visit us at our branch located at 3720 S Noland Rd Independence Mo 64055 in Independence, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial dreams!

Unsecured Credit Cards

Managing everyday expenses has never been easier with our flexible terms on unsecured credit card loans. We currently have a total of $135,695,320 in loans helping members navigate their finances effectively. Whether it's for emergencies or regular purchases, our credit cards can help you stay on track.

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