CommunityAmerica Credit Union Independence MO | Quick Personal Loans & Top Checking

Introduction

Welcome to Communityamerica, your trusted partner in financial wellness located at 4545 S Noland Rd, Independence, MO 64055. Since our establishment in 1940, we have proudly served a growing community of 336,484 members, providing them with exceptional banking services tailored to meet their unique needs. With a robust asset base of $5,425,153,959, we ensure that our members enjoy the benefits of a stable and secure financial institution. At Communityamerica, we believe in making banking accessible and convenient. While you can visit us at our branch for personalized service, please note that official correspondence should be sent to our mailing address: P.O. Box 15950, Lenexa, KS 66285. Our commitment to serving you goes beyond just numbers. With total deposits reaching $614,370,101 and a net worth of $511,039,696, we are well-positioned to support your financial aspirations. Whether you're looking for auto loans, personal loans, or business banking services, we've got you covered with a total loan portfolio of 139,796 loans and leases. Led by our dedicated CEO, Lisa Ginter, and Board President David Shepard, our team is here to guide you every step of the way. Our staff of 1,009 employees is passionate about building relationships and ensuring that you feel valued as part of our community. We invite you to explore the various services we offer ranging from checking and savings accounts to credit cards with rewards designed to help you achieve your financial goals. To learn more about how we can assist you or to open an account today, visit us online at Communityamerica or call us at 816-412-4020. Join us on this journey towards financial empowerment!

Branch History & Mission

Welcome to the heart of Independence, Missouri, where the story of Communityamerica began back in 1940. Over the decades, this branch has blossomed from its humble beginnings into a robust community pillar. Located at 4545 S Noland Rd, we've been dedicated to serving our members and supporting local initiatives that uplift our neighborhood. With a total membership of over 336,000, Communityamerica has grown significantly since its inception. We take pride in our journey and milestones that have shaped us into what we are today. From providing essential financial services to individuals and families to offering personalized support for local businesses, our mission remains clear: to empower our members through accessible financial solutions while making a positive impact on the community. Our branch is more than just a place for transactions; it's a hub for building relationships. As part of our commitment to community support, we actively engage in outreach programs and partnerships that promote financial literacy and wellness. We believe that when our members thrive, so does the community. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 15950, Lenexa, KS 66285. Our operating hours are designed with your convenience in mind open Monday through Friday from 9:00 am to 7:00 pm. Unfortunately, we currently do not offer ATM or drive-thru services. At Communityamerica, we embrace modern technology to enhance your banking experience. With online banking options available including mobile payments and electronic signatures we strive to make your financial life easier and more efficient. Our customer-centric approach ensures that you receive the personal attention you deserve. We invite you to join our growing family at Communityamerica. Experience the benefits of being part of a credit union that prioritizes your needs and fosters community growth. Together, let's create a brighter financial future for all. For more information or to become a member, visit us online at Communityamerica or call us at 816-412-4020.

Branch Location & Accessibility

Accessibility Features

At Communityamerica, we prioritize accessibility for everyone. Our branch is designed to be welcoming and easy to navigate, featuring ADA-compliant entrances and ramps. Parking is available on-site, making it simple for you to stop by whether you're coming in for a quick transaction or planning to discuss your financial goals with one of our friendly representatives.

Operating Hours

We understand that life can get busy, which is why we offer flexible hours to suit your schedule. Our lobby is open Monday through Friday from 9:00 AM to 7:00 PM. Whether you need help with personal banking, auto loans, or business services, our dedicated team is here during these hours to assist you.

Services Offered

At Communityamerica, we provide a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options tailored just for you. You can also take advantage of our online and mobile banking services for added convenience. If you have any questions or would like more information about our services, feel free to give us a call at 816-412-4020. We look forward to seeing you soon at our Independence branch!

Member Eligibility

Joining Communityamerica feels like becoming part of a supportive family where everyone is valued. To become a member, you just need to meet some friendly eligibility criteria. If you live or work in the areas we serve, or have family members who are already part of our community, you're likely eligible! We welcome individuals from various backgrounds and walks of life because we believe in inclusivity and support for all. Not only will you gain access to a range of financial services tailored to your needs, but you'll also enjoy the benefits that come with being part of a credit union dedicated to your well-being. Opening an account is simple! You can learn more about the process by visiting https://www.communityamerica.com/about-us. If you have any questions or need assistance, don't hesitate to reach out at (816) 412-4020. For detailed eligibility requirements, check out this resource: https://www.communityamerica.com/why-communityamerica/become-a-member. We can't wait to welcome you into the Communityamerica family at 4545 S Noland Rd Independence Mo 64055!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to expand your operations, purchase new equipment, or launch a marketing campaign. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,887,906, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify payment processing. Whether you're a local café or a retail store, our solutions make it easy for your customers to pay while ensuring you get paid promptly. With secure transactions and streamlined operations, you can focus on what matters most: growing your business. Visit us at 4545 S Noland Rd Independence Mo 64055 in Independence, MO, or call us at (816) 412-4020 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Accessing Cash

Although we currently do not have ATM services at this location, our team is dedicated to ensuring you have access to cash when needed through various withdrawal methods available within our network. We invite you to experience all that Communityamerica has to offer. With friendly staff ready to assist you during our lobby hours from 9:00 AM to 7:00 PM on weekdays, there's never been a better time to explore our services. If you have any questions or need assistance, feel free to call us at (816) 412-4020. Join us today at 40 Hwy Hy-vee Branch, where your financial well-being is our priority!

Business Banking

For our local entrepreneurs, we provide comprehensive Business Banking solutions including Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, we have the resources to support your growth.

Credit Card Benefits

At Communityamerica, we also offer Credit Cards with Rewards that allow you to earn points for every dollar spent. Use your card for everyday purchases and enjoy perks like cash back or travel rewards.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your finances anytime, anywhere. With services such as online bill pay, mobile payments, and person-to-person transfers, staying on top of your finances has never been easier.

Personal Banking

We understand that every member's financial journey is unique. That's why we offer personal banking options including Checking & Savings Accounts designed to help you manage your money effectively. With competitive interest rates and no hidden fees, saving for the future becomes much more achievable. Are you considering buying a new vehicle? Our Auto Loans & Vehicle Financing make it simple to get behind the wheel without breaking the bank. Enjoy flexible terms and competitive rates that fit your budget. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options provide the support and guidance needed throughout the process. We're here to help you find the right loan that meets your lifestyle and financial goals. In addition, if you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can help ease the burden with affordable payment plans.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7, allowing you to manage your finances whenever it suits you best. You can log in anytime through our website at https://www.communityamerica.com/ to view account balances, transfer funds, and pay bills. With our electronic signature authorization feature, signing documents is a breeze no need for paper and ink. For those who prefer to manage their banking on mobile devices, our mobile application offers all the essential features right at your fingertips. You can make person-to-person transfers with ease, ensuring that sending money to friends or family is quick and simple. Plus, our mobile payments feature allows you to make purchases directly from your phone, making everyday transactions hassle-free.

Security and Accessibility

Security is a top priority for us. We use advanced encryption technology to keep your personal information safe while you bank online. Additionally, e-statements are available so you can easily track your spending without the clutter of paper statements. With user-friendly interfaces and real-time account updates, you'll find that managing your finances has never been easier. At Communityamerica, we're committed to providing you with accessible banking solutions that put you in control of your financial journey. Experience the convenience of digital banking today! Visit us at https://www.communityamerica.com/ and take advantage of all the ways we can help simplify your banking needs.

Financial Strength

Investments in Growth

With $496,592,569 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $39,490 in used auto loans and a total of $3,354,322,779 in loans and leases.

Member-Focused Savings

Members' savings are secured through $832,011,010 in share certificates and $925,931,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial success is reflected in our $0, showcasing our operational efficiency that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 992 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $511,039,696, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $941 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Stability

Total Share Accounts stand at 789,247, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments totaling $0, your money works hard for you here. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 4545 S Noland Rd Independence Mo 64055 or call (816) 412-4020 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $680,197,462 in used vehicle loans and $268,146,241 in new vehicle loans already helping members get on the road. We make it easy to finance your next vehicle purchase with straightforward options and quick approval processes. Whether it's for a brand-new model or a reliable used car, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $265,887,906 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and offer tailored solutions that support your vision. At Communityamerica, we believe that everyone deserves access to affordable financing options. Visit us at 4545 S Noland Rd Independence Mo 64055, Independence, MO, or call us at (816) 412-4020 for more information about our loan offerings and how we can assist you in achieving your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together toward your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $677,981,214, make buying or refinancing simple. We offer various mortgage products designed to fit different financial situations, ensuring you find the right loan for your needs. If you're considering refinancing your current mortgage, our team is here to help you explore eligibility options that could lower your monthly payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $135,695,320 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers. Each lender's information is carefully vetted to maintain accuracy in the comparisons.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You know you are viewing reliable options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user sees the same rates regardless of which lender pays more for visibility. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without delays or outdated information. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the real impact LendMesh has on borrowers looking for the best deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*