CommunityAmerica Credit Union Bridgeton MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Communityamerica, your trusted financial partner located at 10895 Lambert International Blvd, Bridgeton, MO 63044. Established in 1940, we have proudly served our community for over eight decades, building a strong foundation of trust and support among our 336,484 members. Our commitment to providing exceptional service is reflected in our impressive financial strength, boasting total assets of $5,425,153,959 and total deposits reaching $614,370,101. At Communityamerica, we understand that banking is more than just numbers; it's about relationships and community impact. With a dedicated team of 1,009 employees, led by our CEO Lisa Ginter and Board President David Shepard, we are here to ensure that your financial needs are met with care and expertise. Our diverse range of services includes personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. While members can visit us at our branch location in Bridgeton, official correspondence should be sent to our mailing address: P.O. Box 15950, Lenexa, KS 66285. We invite you to explore our offerings further by visiting our website at Communityamerica or giving us a call at 314-429-0018. Join us on this journey towards financial wellness and experience the difference that comes from being part of a community-focused credit union. Whether you're looking to open a new account or need assistance with loans and financing options, we're here to help you every step of the way!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch is equipped with modern conveniences such as ADA compliance features and drive-thru banking services for effortless transactions. We understand that digital advancements play a crucial role in today's banking experience; therefore, we offer tools like e-statements and online banking to make managing your finances easier than ever.

Join Us Today!

We invite you to become part of our growing family at Communityamerica. Experience firsthand the commitment we have toward your financial well-being and community involvement. Whether you are looking for personal banking solutions or business services, we are here to help you every step of the way. For more information or if you have any questions, please feel free to call us at 314-429-0018 during our operating hours of 8:00 am - 6:00 pm on weekdays. Join us at Communityamerica and discover how we can work together towards a brighter financial future!

Our Mission

At Communityamerica, our mission is simple yet powerful: to enhance the lives of our members and their families through accessible financial solutions and personalized service. We believe in putting people first, whether it's helping you secure your dream home with our mortgage options or providing essential tools like online banking and mobile payments for your convenience. We are dedicated to creating positive change in our community through partnerships and outreach programs. Our focus is not only on financial success but also on enriching the lives around us by supporting local initiatives and fostering community spirit. While members can visit us at 10895 Lambert International Blvd, official correspondence should be sent to P.O. Box 15950, Lenexa, KS 66285.

Branch Location & Accessibility

Convenient Access and Amenities

At Communityamerica, we prioritize your convenience. Our branch features dedicated drive-thru banking services, allowing you to handle deposits and withdrawals without leaving your vehicle. We also ensure that our location is ADA compliant, with ramps and accessible parking to cater to all members of our community. If you need to reach us for any inquiries or assistance, don't hesitate to call us at 314-429-0018. Our friendly staff is available during lobby hours from 8:00 AM to 6:00 PM on weekdays, ready to assist with everything from personal banking needs to auto loans and more.

Nearby Landmarks

Located close to major roads and local landmarks makes it easy for you to visit us. Just a short drive away are popular spots like the St. Louis Outlet Mall and several dining options, making it convenient to stop by while running errands or enjoying a day out. While members can visit us at our Bridgeton branch address, please note that official correspondence should be sent to our mailing address at P.O. Box 15950, Lenexa, KS 66285.

Your Banking Needs Covered

At Communityamerica, we offer a wide range of services designed with you in mind. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions tailored for every financial journey. Plus, our online and mobile banking options provide the flexibility you need in today's busy world. We invite you to visit us soon! Experience firsthand how we can help meet your financial goals while enjoying the welcoming atmosphere of our Bridgeton branch.

Member Eligibility

At Communityamerica, we believe that becoming a member means joining a caring community where you can feel supported in your financial journey. If you live, work, worship, or attend school in the areas we serve, you're already on your way to membership! We welcome individuals and their families who meet these criteria. This is just the beginning of the benefits you'll enjoy as a member think of personalized service, competitive rates, and access to a variety of financial products tailored just for you. To learn more about our eligibility requirements, check out this detailed resource: https://www.communityamerica.com/why-communityamerica/become-a-member. When you're ready to open an account with us, the process is straightforward and welcoming. Simply visit our website at https://www.communityamerica.com/about-us or give us a call at (314) 429-0018. We're here to help you every step of the way! Come join us at our branch located at 10895 Lambert International Blvd Bridgeton Mo 63044, and let's build a brighter financial future together.

Business Banking & Commercial Services

At Communityamerica, we understand that every business journey is unique. Whether you're a budding startup or an established company, having the right financial support can make all the difference. Our commercial loan options are designed to empower businesses like yours to grow and thrive. Imagine wanting to expand your operations but feeling held back by financing hurdles. That's where we come in. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,887,906, we continue to drive economic growth by financing new and expanding businesses. Beyond loans, our merchant services provide practical tools for everyday transactions. Whether it's easy payment processing or efficient cash flow management, we help streamline your operations so you can focus on what you do best running your business. Located at 10895 Lambert International Blvd Bridgeton Mo 63044 in Bridgeton, MO, we're here to partner with you every step of the way. Reach out today to explore how our services can benefit your business!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we provide essential support through our business banking services. From merchant services that simplify transactions to business loans aimed at helping you grow, we are committed to being your partner in success.

Connect with Us

Our friendly team is available from 8:00 am to 6:00 pm during weekdays to assist you with any questions or concerns you may have about our offerings. Don't hesitate to reach out at (314) 429-0018 for more information or visit us online at Trans Air Branch to learn more about becoming a member. At Communityamerica, we're not just about transactions; we're about relationships and building a brighter financial future together. Join us today!

Convenient Digital Banking

In today's fast-paced world, having access to your finances anytime is crucial. Our robust online and mobile banking platforms allow you to manage your accounts from anywhere. You can easily check balances, pay bills, transfer funds, and even send money using our convenient person-to-person payment services. Need cash on the go? While we currently do not have ATMs available at this branch, you can utilize our drive-thru service for basic banking needs like deposits and withdrawals.

Personal Banking Solutions

We understand that managing your finances can be overwhelming, which is why we offer personal banking services tailored just for you. Open a checking or savings account to keep your money safe and accessible. If you're dreaming of a new car or need to finance a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. If homeownership is on your mind, explore our competitive mortgage loans and refinancing solutions that can help turn that dream into reality. For those unexpected expenses or plans requiring extra cash, consider our personal loans and debt consolidation options designed to ease your financial burden. Plus, with our credit cards featuring rewards, you can earn points while making purchases.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform, accessible at https://www.communityamerica.com/, you can check your account balances, make transfers, and pay bills all from the comfort of your couch or while you're out running errands. Our 24/7 online banking services ensure that you have access to your accounts whenever you need it, day or night. Our mobile application is available for download, making it simple to manage your finances right from your smartphone. You can even set up mobile payments to streamline your transactions, whether you're at a store or sending money to friends. Plus, with person-to-person transfer options, sharing expenses with family or friends is quick and hassle-free.

Security and Accessibility

Security is a top priority for us. With electronic signature authorization available, signing documents online is not only safe but also incredibly convenient. You can also opt for e-statements to keep track of your account activity without cluttering up your mailbox. This feature allows you to stay organized while contributing to a more sustainable environment. Our digital services are designed to be user-friendly, so you don't need to be tech-savvy to navigate them. Everything is laid out clearly for easy access and real-time account management. In a world where time is precious, Communityamerica aims to provide banking solutions that save you time while keeping your financial information secure. Experience the ease of modern banking today!

Financial Strength

At Communityamerica, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength and what it means for you as a valued member. With a net worth of $511,039,696, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 941 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $832,011,010 in share certificates and $925,931,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $496,592,569 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our capacity with $39,490 in used auto loans and an impressive $3,357,422,779 in total loans and leases. This robust lending framework supports members' financial goals across various sectors. While our net income currently stands at $0, it underscores our dedication to ensuring that we can continue offering competitive loan rates and solid financial products for our members. We also take pride in having 992 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 789,247, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 10895 Lambert International Blvd Bridgeton Mo 63044 or call 314-429-0018 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $680,197,462 in used vehicle loans and $268,146,241 in new vehicle loans already helping members get on the road. Whether you're considering a new model or a reliable used vehicle, our flexible financing options can fit your budget.

Contact Us

Ready to explore our loan offerings? Visit us at 10895 Lambert International Blvd Bridgeton Mo 63044, Bridgeton, MO, or give us a call at (314) 429-0018. Our friendly staff is here to assist you with any questions and guide you through our application process. At Communityamerica, we're dedicated to supporting our community's financial well-being through tailored lending solutions. Whether it's purchasing a vehicle, buying a home, or managing daily expenses, we have the right loan for you!

Credit Lines

For those who need more flexibility in managing cash flow, our credit lines totaling $1,273,183,099 provide an accessible resource for unexpected expenses or planned purchases. This option allows you to borrow what you need when you need it without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $677,981,214, make buying or refinancing simple. We provide personalized assistance throughout the process to ensure you find the right mortgage product for your needs.

Refinancing Options

If you're looking to lower your current interest rates or consolidate debts, we also offer refinancing options that could save you money over time. Our team is here to discuss eligibility and help tailor solutions that meet your unique financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $135,695,320 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can help you save while spending.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh takes several steps to ensure accurate loan comparisons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve the best interests of the user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform can be for those seeking better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*