CommunityAmerica Credit Union Blue Springs MO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Communityamerica, where your financial journey is our top priority! Located at 1800 Nw South Outer Rd, Blue Springs, MO 64015, we have been proudly serving our members since 1940. With a strong commitment to community and member satisfaction, we currently support 336,484 members, helping them achieve their financial goals. At Communityamerica, we understand that trust is built through transparency and reliability. Our financial strength speaks volumes, with total assets of $5,425,153,959 and total deposits amounting to $614,370,101. We take pride in offering a range of services including personal banking, auto loans, mortgage loans, and business banking solutions tailored to meet the diverse needs of our members. Under the leadership of our dedicated CEO, Lisa Ginter, and Board President David Shepard, our team of 1,009 employees works tirelessly to provide exceptional service. Whether you're looking for a simple checking account or need assistance with a business loan (with a net member business loan balance of $254,500,726), we're here to help. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 15950, Lenexa, KS 66219. Ready to start your journey with us? Call us at 816-874-4240 or explore more about our services on our website here. Join Communityamerica today and experience the difference!

Branch History & Mission

Community Engagement

Over the years, Communityamerica has taken great strides in giving back to the community. From organizing educational workshops to partnering with local organizations for outreach programs, we believe in standing by our members not just financially but also socially. We strive to create opportunities that promote growth and well-being in Blue Springs. Our commitment to innovation ensures we stay equipped with the tools necessary for today's digital world. With features such as online banking, mobile payments, and electronic signatures, we provide convenience while maintaining the highest standards of security. Join us in celebrating the journey of Communityamerica as we continue to grow together! Experience firsthand the benefits of membership and discover how we can assist you on your financial path. We invite you to reach out at (816) 874-4240 or visit us today let's build a brighter future together!

Our Mission

At Communityamerica, our mission goes beyond just offering financial products; we aim to empower individuals and families in our community. We are committed to providing top-notch services like personal banking, auto loans, mortgage financing, and much more. Our goal is to foster financial literacy and support initiatives that uplift our members and the local community. We pride ourselves on our member-centric approach, ensuring that every interaction is meaningful and beneficial. Our dedicated staff works diligently during our operating hours from 7:00 am to 6:00 pm, Monday through Friday. And with drive-thru banking available, we make transactions simple and efficient for busy lives.

Branch Location & Accessibility

Call-to-Action

At Communityamerica, we're dedicated to providing you with exceptional service tailored to your needs. So why wait? Visit us today at our Blue Springs location or reach out over the phone if you have any questions. We look forward to helping you achieve your financial goals!

Nearby Landmarks & Accessibility

You can find us just a stone's throw away from local favorites like the Blue Springs Park and the bustling shopping areas along South Outer Road. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking spaces to ensure everyone can visit us comfortably. We understand that your time is valuable, which is why we offer drive-thru banking for quick transactions like deposits and withdrawals without leaving your vehicle.

Operating Hours

We are open Monday through Friday from 7:00 AM to 6:00 PM, making it convenient for you to drop by before or after work. If you need assistance outside of these hours, feel free to give us a call at 816-874-4240. Our team is always ready to help you with personal banking needs such as checking and savings accounts, auto loans, mortgage options, and more!

Member Eligibility

Becoming a member of Communityamerica is like joining a close-knit family that truly cares about your financial well-being. At our branch located at 1800 Nw South Outer Rd Blue Springs Mo 64015, we welcome individuals who live, work, worship, or go to school in our community. Whether you're looking for personal banking solutions, auto loans, or support for your business, we're here for you. To see if you qualify and to learn more about the specific eligibility criteria, feel free to check out this helpful resource: https://www.communityamerica.com/why-communityamerica/become-a-member. Opening an account with us is simple and straightforward. If you're ready to take the next step towards membership, just visit us online at https://www.communityamerica.com/about-us or give us a call at (816) 874-4240. We're excited to help you start your journey with Communityamerica and provide you with the financial tools you need to thrive!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,887,906, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine having a reliable partner who streamlines payment processing so you can focus on what you do best serving your customers. From card processing to online payments, our services ensure you never miss a sale. Explore how Communityamerica, located at 1800 Nw South Outer Rd Blue Springs Mo 64015, Blue Springs, MO, can support your business goals today!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and businesses, we provide robust Business Banking solutions. From Merchant Services that simplify payment processing to customized Business Loans that fuel growth, we are committed to supporting your success. Our team is here to assist you in navigating the financial landscape so you can focus on what matters most running your business.

Digital Convenience

In today's fast-paced world, convenience matters. That's why we offer enhanced Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With secure access through our mobile app, you can check balances, pay bills, and transfer funds effortlessly. Plus, our innovative ATM & Cash Withdrawal Services give you easy access to your money when you need it most. If you're on the go and need quick service, our basic Drive-Thru Banking allows for simple transactions like deposits and withdrawals without leaving your vehicle.

Join Us Today!

At Communityamerica, we're more than just a credit union; we're a community partner dedicated to helping you achieve financial well-being. Whether you're interested in personal banking or business services, we invite you to explore how we can meet your unique needs. Feel free to reach out at (816) 874-4240 or visit us at 1800 Nw South Outer Rd Blue Springs Mo 64015 in Blue Springs, MO. Join us today and experience the difference that personalized service can make! Visit us online at Blue Springs Outer Road for more information on becoming a member or opening an account.

Personal Banking Solutions

Managing personal finances is made easy with our Personal Banking services. We offer various Checking & Savings Accounts tailored to fit your lifestyle. Whether you prefer the flexibility of a checking account or want to grow your savings, we have options that work for you. For those considering a new vehicle, our Auto Loans & Vehicle Financing can help you drive away in the car of your dreams without breaking the bank. Thinking about buying a home? Our Mortgage Loans & Refinancing options ensure you find the right fit for your budget and goals. If you're looking to consolidate debt or need extra cash for unexpected expenses, our Personal Loans are designed with competitive rates and flexible terms. And don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases while enjoying the benefits of responsible credit use.

Digital & Online Banking

Features That Fit Your Life

Our mobile application takes your banking a step further. Available for download, it allows you to perform all your banking tasks right from your smartphone. Plus, with our mobile payments feature, making purchases is quick and easy just tap and go! Need to send money to friends or family? Our person-to-person transfers make it simple and instant. You can also opt for e-statements to keep track of your transactions without the clutter of paper statements.

Online Banking Made Simple

With our 24/7 online banking services, you can manage your accounts anytime, anywhere. Whether you're at home or on the go, just visit https://www.communityamerica.com/ to access your accounts with ease. Our platform is user-friendly and secure, ensuring that your personal information stays protected while you check balances, pay bills, or transfer funds.

Safety First

Security is our top priority at Communityamerica. With electronic signature authorization, you can sign documents digitally, eliminating the need for physical paperwork while keeping everything secure. In a world where time is precious, our digital banking services are designed for accessibility and ease-of-use. You can manage your finances in real-time without ever stepping foot in a branch. Join us today at Communityamerica and experience the freedom of modern banking!

Financial Strength

Growing Trust

We value the trust our members place in us, as shown by our total share accounts of 789,247, highlighting a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 1800 Nw South Outer Rd Blue Springs Mo 64015 or call (816) 874-4240 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $832,011,010 in share certificates and $925,931,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $21,002,216, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 992 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $496,592,569 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $39,490 in used auto loans and $3,354,322,779 in total loans and leases.

Solid Financial Foundation

With a net worth of $511,039,696, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $680,197,462 in used vehicle loans and $268,146,241 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our flexible financing options are designed to fit your budget.

Credit Lines and Commercial Loans

In addition to personal financing, we understand the importance of supporting local businesses. Our outstanding commercial loans totaling $265,887,906 provide the capital needed to grow and expand, ensuring business owners have access to essential resources. We also provide credit lines totaling $1,273,183,099 to help you manage cash flow or finance unexpected expenses. If you're considering refinancing any existing loans, or if you're unsure about your eligibility for our products, don't hesitate to reach out. Our team is here to assist you with all inquiries and help you find the best solution for your unique situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to start your application today, feel free to contact us at (816) 874-4240 or visit us at our branch located at 1800 Nw South Outer Rd Blue Springs Mo 64015 in Blue Springs, MO. We're here to help you make informed financial decisions!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $677,981,214, make buying or refinancing simple. We are committed to helping you navigate the process smoothly, providing guidance every step of the way.

Unsecured Credit Card Loans

For those looking for flexibility, we also offer unsecured credit card loans with a total of $135,695,320 in loans helping members manage their finances effectively. These credit cards come with various rewards and benefits that can enhance your purchasing power while keeping your expenses in check.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that the offers you see are fair and transparent. Each lender listed on LendMesh has been thoroughly vetted, ensuring that you are looking at verified data from legitimate financial institutions.

COMMUNITYAMERICA FEDERAL CREDIT UNION - Blue Springs, MO

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Blue Springs, MO (64015)