CommunityAmerica Credit Union Blue Springs MO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Communityamerica at 3000 SW State Highway 7, Blue Springs, MO 64014 your trusted partner in financial services since 1940. We take pride in being more than just a credit union; we are a community-focused institution dedicated to empowering our 336,484 members with the financial tools they need to thrive. With total assets of over $5.4 billion, our commitment to your financial well-being is backed by solid resources and a caring approach. At Communityamerica, we understand that life is about more than just numbers. That's why our dedicated team, led by CEO Lisa Ginter and Board President David Shepard, works tirelessly to provide personalized service that meets your unique needs. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we've got you covered. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 15950, Lenexa, KS 66219. With a strong net worth of $511 million and total deposits reaching $614 million, we ensure your funds are safe and secure. Our services extend beyond traditional banking; we offer online and mobile banking options to keep you connected wherever you are. As part of our community commitment, we also maintain a cash reserve of $87 million, allowing us to support various local initiatives and member needs. We invite you to stop by or give us a call at 913-905-7000. Join us in building a brighter financial future together! Visit our website at Communityamerica for more information on how we can assist you today.

Branch History & Mission

Looking Ahead

As we move forward, Communityamerica remains focused on innovation and service excellence. We are here not just as a financial institution but as a cornerstone of the Blue Springs community. Whether you need help with personal banking or business loans, our experienced team is ready to assist you. Join us at Communityamerica today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. For more information on becoming a member or our services, visit Communityamerica or call us at 913-905-7000. Together, let's build a brighter future!

Mission Statement

Our mission is simple yet powerful: we aim to empower individuals and businesses by providing exceptional financial services while fostering community development. At Communityamerica, we believe that when our members succeed financially, the entire community thrives. This commitment drives us to support various outreach initiatives and partnerships aimed at enhancing local well-being. While members can visit us at 3000 Sw State Highway 7, official correspondence should be sent to PO Box 15950, Lenexa, KS 66219 if necessary. We understand that accessibility is key; thus, we offer drive-thru banking for quick transactions and remain dedicated to ensuring ADA compliance across all our services.

Our Journey

Since opening our doors over eight decades ago, Communityamerica has embraced the values of service and integrity. Originally founded to provide accessible financial services, we have consistently adapted to meet the changing needs of our members. Our total assets now stand at an impressive $5,425,153,959, reflecting our commitment to responsible growth and sound financial practices. In addition to offering traditional banking services, we've embraced technology to enhance member experience. Our services now include online banking, mobile payments, and e-statements ensuring that members can manage their finances conveniently.

Branch Location & Accessibility

Comprehensive Banking Services

While you're here, take advantage of the wide range of services we provide. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are dedicated to helping you manage your finances effectively. If you need assistance with business banking or online services, our team is ready to guide you every step of the way. If official correspondence is necessary, please note that while members can visit us at 3000 Sw State Highway 7 Blue Springs Mo 64014, all mail should be directed to PO Box 15950, Lenexa, KS 66219.

Convenient Access and Parking

Finding us is simple, whether you're coming from nearby parks or local schools. Our location features ample parking space, so you won't have to worry about finding a spot when you visit. Plus, we ensure our branch is ADA compliant, with easy access ramps for everyone.

Get in Touch!

Have questions or want to learn more about how we can assist you? Don't hesitate to give us a call at (913) 905-7000. Whether you're looking for information on opening an account or simply want to know more about our services, we're here for you! Come visit us today at Communityamerica we can't wait to meet you!

Operating Hours That Fit Your Schedule

At Communityamerica, we understand that life can be busy. That's why we offer flexible operating hours designed to accommodate your schedule. Our lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Need assistance on the go? Our drive-thru service is available Monday through Friday from 7 AM to 7 PM, Saturday from 8 AM to 4 PM, and Sunday from 10 AM to 2 PM perfect for quick deposits or withdrawals without leaving your car!

Member Eligibility

At Communityamerica, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're wondering how to join us, it's simple! Membership is open to individuals who live, work, or worship in our local area, as well as their family members. This inclusive approach ensures that anyone who shares our values can benefit from the personalized services and support we offer. By becoming a member at Communityamerica, you gain access to a range of financial products tailored just for you, whether it's savings accounts, auto loans, or mortgages. Ready to take the next step? Opening an account is a breeze! You can find all the details you need by visiting our website at https://www.communityamerica.com/about-us. If you have any questions or want more information about eligibility, feel free to reach out to us at (913) 905-7000 or check out our eligibility criteria at https://www.communityamerica.com/why-communityamerica/become-a-member. We look forward to welcoming you to the Communityamerica family at our branch located at 3000 Sw State Highway 7 Blue Springs Mo 64014!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,887,906, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions smoother for your business. Imagine being able to accept payments effortlessly whether it's through credit cards or mobile payments. Our services help you focus on what you do best: running your business. Visit us at 3000 Sw State Highway 7 Blue Springs Mo 64014 in Blue Springs, MO or call us at (913) 905-7000 to learn more about how we can partner with you on your journey to success!

Comprehensive List Of Services

ATM & Drive-Thru Services

While we don't have ATMs available at this branch, we do provide basic drive-thru banking services. You can easily make deposits and withdrawals without leaving your car a perfect option when you're on the go!

Business Banking Services

For our business members, we provide tailored banking solutions including merchant services and business loans. Whether you're a small startup or an established company, we have the tools and expertise to help your business thrive.

Credit Cards with Rewards

Do you want to earn rewards while spending? Our credit cards come with enticing benefits that allow you to earn points on everyday purchases. This way, every swipe brings you closer to rewards like travel experiences or cashback.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that let you manage your accounts anytime, anywhere. From checking balances to making payments on-the-go, our digital features ensure you have full control over your finances right at your fingertips.

Get In Touch!

Your financial journey matters to us at Communityamerica. If you have any questions about our offerings or need assistance choosing the right service for your needs, please don't hesitate to reach out! Give us a call at (913) 905-7000 or visit us during our lobby hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. We're here to help you every step of the way!

Personal Banking Solutions

Whether you're just starting out or looking to grow your wealth, our personal banking options can cater to various life stages. Open a checking or savings account that fits your lifestyle, making it easy for you to save for that dream vacation or manage everyday expenses. Our auto loans and vehicle financing options are perfect if you're in the market for a new car; we offer competitive rates that can make owning a vehicle more affordable than ever. If you're considering buying a home, our mortgage loans and refinancing services can guide you through the process, ensuring you find the best fit for your budget. Plus, with personal loans available for debt consolidation, it's never been simpler to take control of your finances.

Digital & Online Banking

Key Services Available

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds with just a few clicks. You can access all of this through our website at https://www.communityamerica.com/. Whether you're at home or on the go, managing your money has never been easier. For those who prefer using their smartphones, our mobile application makes banking even more accessible. With features like mobile payments and person-to-person transfers, you can send money to friends or family instantly. Plus, if you need to sign documents quickly, we offer electronic signature authorization for added convenience.

Security and Accessibility

We prioritize your security while providing these services. Our robust security measures ensure that your information stays safe while you bank online or through our app. You can feel confident knowing that your transactions are protected. To help keep track of your finances easily, we also offer e-statements that you can view whenever you want. This way, you can stay informed about your account activity without the clutter of paper statements. In summary, Communityamerica is committed to providing accessible, secure, and easy-to-use digital banking options. Dive into a world where managing your finances is simple and stress-free!

Financial Strength

Efficient Operations

Our efficient operations are reflected in our $21,002,216, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 992 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Focused Savings

Members' savings are secured through $832,011,010 in share certificates and $925,931,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Members

With $496,592,569 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $39,490 in used auto loans and $3,354,322,779 in total loans and leases.

Solid Financial Health

With a net worth of $511,039,696, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 789,247, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 3000 Sw State Highway 7 Blue Springs Mo 64014 or call (913) 905-7000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $680,197,462 in used vehicle loans and $268,146,241 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $265,887,906 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to reliable funding solutions. At Communityamerica, we're not just about providing loans; we're about building relationships and supporting our community's financial well-being. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. For more information about our loan offerings or to discuss which option may be best for you, please call us at (913) 905-7000 or visit us at our branch located at 3000 Sw State Highway 7 Blue Springs Mo 64014 in Blue Springs, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $135,695,320 in loans helping members manage their finances effectively. Our credit cards come with various features designed to fit different lifestyles and spending habits, making it easier for you to handle everyday expenses.

Credit Lines

For those who prefer additional flexibility, our total credit lines amounting to $1,273,183,099 are available for personal use. These lines provide you with access to funds whenever you need them without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $677,981,214, make buying or refinancing simple. We guide you through the process, ensuring you understand each step and feel confident in your decisions.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and accuracy, LendMesh is designed to help users make informed decisions without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified information means that users receive fair and transparent offers tailored to their needs. One of the key benefits of using LendMesh is the provision of Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison made. Additionally, LendMesh operates without Sponsored Listings; lenders are not prioritized based on paid promotions, which allows users to see unbiased results that reflect true market conditions. Furthermore, LendMesh provides Real-Time Rate Comparisons, featuring up-to-date loan rates from multiple institutions. This helps users quickly identify which lenders offer the best rates for their specific situations. For example, thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your borrowing options, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

HERITAGE FAMILY FEDERAL CREDIT UNION - Blue Springs, MO

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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