CommunityAmerica Credit Union Overland Park KS | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Communityamerica, your trusted partner in financial well-being since 1940. Located conveniently at 5601 W 95Th St, Overland Park, KS 66207, our branch is dedicated to providing exceptional service and a wide range of financial products tailored to meet your needs. With a total membership of 336,484 and assets exceeding $5.4 billion, we take pride in being a cornerstone of the community. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 15950, Lenexa, KS 66285. Our commitment to our members goes beyond numbers; it's about building lasting relationships based on trust and integrity. Under the leadership of CEO Lisa Ginter and Board President David Shepard, we strive to empower you with the tools necessary for financial success. From personal banking services like checking and savings accounts to competitive auto loans and mortgage options, we have something for everyone. Our total deposits stand at an impressive $614,370,101, showcasing the confidence our members place in us. At Communityamerica, we understand that every member's journey is unique. That's why we offer tailored solutions like business loans and debt consolidation services. Our dedicated team of 1,009 employees is here to guide you every step of the way. If you're ready to experience personalized banking that puts you first, don't hesitate! Call us today at 913-385-5600 or explore our website at communityamerica.com for more information on how we can help you achieve your financial goals. We look forward to serving you!

Branch History & Mission

Commitment to Innovation

As we continue to grow and adapt to the changing needs of our members, we embrace digital advancements that enhance accessibility and convenience. Our online banking platform allows members to manage their finances securely from anywhere. Features like mobile payments and e-statements ensure that banking with us is not only easy but also efficient. We are proud to offer ADA-compliant facilities and services because inclusivity is at the heart of our operations. Our drive-thru service provides added convenience for those who prefer quick transactions without leaving their vehicles.

Join Us

With a dedicated team of over 1,000 employees ready to assist you during our operating hours from 7:00 am to 6:00 pm on weekdays, Communityamerica stands ready as your trusted financial partner. Whether you're looking for personal loans, credit cards with rewards, or business banking services, we are here for you. We invite you to experience the benefits of membership with Communityamerica. Join us today and become part of a community that values your financial well-being as much as you do! For more information on how you can become a member or open an account, visit our website.

Our Mission

The mission of Communityamerica is straightforward yet profound: to provide exceptional financial services while supporting and uplifting our local community. We believe that everyone deserves access to the tools needed for financial success, whether through personal banking solutions like checking and savings accounts or more specialized services such as auto loans and mortgages. In addition to our commitment to financial wellness, we actively engage with the community through various outreach programs and partnerships. By collaborating with local organizations, we strive to make a meaningful impact on the lives of those around us.

Branch Location & Accessibility

Welcome to Communityamerica at our Nall Hills Branch, conveniently located at 5601 W 95th St in Overland Park, Kansas. Our branch is nestled in a vibrant area, easily accessible for all your banking needs. Whether you're stopping by after shopping at nearby retail stores or visiting local parks, we're here to serve you. For your convenience, we have ample parking available and ensure that our facility is ADA compliant, featuring ramps and accessible entrances. Our operating hours are designed to fit your busy schedule, with the lobby open from 7:00 am to 6:00 pm Monday through Friday. If you prefer quick transactions, take advantage of our drive-thru banking service for deposits and withdrawals without leaving your vehicle. While members can visit us at our physical location, please note that official correspondence should be sent to our mailing address at P.O. Box 15950, Lenexa, KS 66285. At Communityamerica, we pride ourselves on offering a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our friendly staff is ready to assist you every step of the way. Feel free to give us a call at 913-385-5600 if you have any questions or need assistance. We invite you to visit us today and experience the Communityamerica difference!

Member Eligibility

At Communityamerica, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is easy, and we're excited to welcome you! If you live, work, or worship in the area, you're likely eligible to join us. We also extend membership to your family members, making it even easier to share the benefits of being part of our credit union family. Our members enjoy competitive rates on loans and savings accounts, personalized service, and a variety of financial products tailored just for them. To find out if you meet the eligibility requirements or to explore the membership process further, visit us at https://www.communityamerica.com/why-communityamerica/become-a-member. For those ready to open an account, our simple steps await you at https://www.communityamerica.com/about-us. If you have any questions or need assistance, feel free to reach out at (913) 385-5600. We can't wait for you to join our community at 5601 W 95Th St Overland Park Ks 66207!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,887,906, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business while knowing that payment processing is efficient and secure. Our merchant services provide just that allowing you to accept payments seamlessly, manage transactions effortlessly, and focus on what truly matters: growing your business. Located at 5601 W 95Th St Overland Park Ks 66207, Overland Park, KS, we're here to support you every step of the way. Let us be your partner in success! For more information, call us at (913) 385-5600 or visit our website at Community America.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? We offer competitive auto loans and vehicle financing options that can make it easier for you to get behind the wheel. With flexible terms and rates, we aim to fit your budget while helping you drive off with the vehicle you desire.

Business Banking

For small business owners, our business banking services, including merchant services and business loans, are here to support your entrepreneurial journey. We understand the unique challenges faced by businesses today and work hard to provide solutions that foster growth.

Convenient Banking Options

We know how busy life can be, which is why we also offer basic drive-thru banking services for quick deposits, withdrawals, and simple transactions without leaving your car. While we do not have ATM services available at this branch location, you can still access cash withdrawal services through other means. At Communityamerica, we're committed to making banking easy and accessible for all members. To learn more about how we can help you achieve your financial dreams or if you have any questions about our services, don't hesitate to give us a call at (913) 385-5600. Ready to take the next step? Visit us at 5601 W 95Th St Overland Park Ks 66207, explore our offerings online at https://www.communityamerica.com/, or become a member today!

Credit Cards with Rewards

Enhance your spending power with our credit cards that come with rewards! Earn points on every dollar spent and enjoy perks that make everyday purchases more rewarding. It's an easy way to benefit from your regular shopping habits.

Mortgage Solutions

When it comes time to buy your home or refinance an existing mortgage, our mortgage loans and refinancing options provide solutions tailored to your financial situation. Our experienced team will guide you through the process, ensuring that you understand every step along the way.

Personal Banking

Our personal banking services include checking and savings accounts that cater to various lifestyles. If you're someone who prefers digital convenience, you'll appreciate our online and mobile banking features. You can easily check your balances, transfer money, and pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether you're planning a big purchase or need some extra cash for emergencies, we offer straightforward solutions designed to ease your financial burden.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services, you can access your accounts whenever it suits you. Whether you're checking your balance, transferring funds, or paying bills, our user-friendly platform makes it easy to stay on top of your finances. Visit us at https://www.communityamerica.com/ to explore all the features available to you.

Real-Time Management at Your Fingertips

Our online banking tools enable real-time account management, allowing you to keep track of your spending and savings effortlessly. You can set up alerts for transactions and manage your budget without any hassle. In today's fast-paced world, having control over your finances is essential. At Communityamerica, we are committed to providing accessible, secure, and user-friendly digital banking services that empower you to take charge of your financial journey. Experience the convenience today!

Secure Transactions Made Simple

Safety is our top priority. Our electronic signature authorization process allows you to sign documents securely from the comfort of your home. Plus, with e-statements available, you can manage your account statements without the clutter of paper.

Stay Mobile and On-the-Go

For those who prefer to bank on their mobile devices, we offer a robust mobile application that lets you manage your accounts right from your phone. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases has never been easier. Say goodbye to cash and checks!

Financial Strength

Commitment to Growth

With $496,592,569 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant, with $39,490 in used auto loans and $3,354,322,779 in total loans and leases. This supports our members' financial goals across various sectors.

Reliable Operational Efficiency

Our operations reflect efficiency, shown by our $21,002,216. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 992 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Savings

Members' savings are secured through $832,011,010 in share certificates and $925,931,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $511,039,696, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

Total Share and Deposit Accounts stand at 789,247, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $0, reinforcing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 5601 W 95Th St Overland Park Ks 66207 or call (913) 385-5600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Our auto loan offerings include both new and used vehicle loans, ensuring that you can find the right financing for your next car. Whether you're eyeing a brand-new model or a reliable used car, we've got you covered with competitive rates that make ownership attainable.

Business Financing

For business owners, our outstanding commercial loans totaling $265,887,906 provide the capital needed to grow and expand your business. We understand the challenges entrepreneurs face and are here to support your journey toward success. If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. Our team is ready to assist you in finding the right solution for your financial situation. For more information about our loan offerings or to speak with a representative, feel free to contact us at (913) 385-5600, or visit us at our branch located at 5601 W 95Th St Overland Park Ks 66207 in Overland Park, KS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $677,981,214, make buying or refinancing simple. We work with you to navigate the mortgage process smoothly so that you can focus on enjoying your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $135,695,320 in loans helping members manage their finances effectively. These cards provide convenience for everyday purchases while allowing you to earn rewards along the way.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This direct sourcing guarantees that users receive only verified and up-to-date information when exploring their loan options.

COMMUNITYAMERICA FEDERAL CREDIT UNION - Overland Park, KS

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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