Community West Credit Union Middleville MI | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Community West, your trusted financial partner in the heart of Middleville, MI. Located at 303 Arlington St, our branch has been proudly serving the community since 1967, offering a range of financial services designed to meet your needs. With over 19,120 members and total assets reaching an impressive $247,070,493, we are committed to fostering financial well-being for every individual and family we serve. At Community West, we believe that strong relationships build strong communities. Our dedicated team of 64 employees, led by CEO Heidi Hunt and Board President Pamela Hove, works tirelessly to provide personalized service and support. Whether you're looking for checking accounts, auto loans, or mortgage options, we have tailored solutions that empower you to achieve your financial goals. While you can visit us at our Middleville location for all your banking needs, please note that any official correspondence should be sent to the same address: 303 Arlington St, Middleville, MI 49333. We take pride in our local roots and understand the unique challenges our members face. That's why we've built a robust portfolio with total loans amounting to 15,003, alongside deposits of $18,683,841. Our commitment doesn't stop there; we also ensure a solid net worth of $22,407,726 and maintain over $1,441,058 in cash on hand to safeguard your investments. As part of our commitment to accessible banking, we offer convenient online and mobile banking options so you can manage your finances anytime and anywhere. If you're ready to experience a credit union that truly cares about its members and community, we invite you to reach out or visit us today! Call us at 616-261-5657 or explore more on our website at Community West. Your financial journey starts here!

Branch History & Mission

Join Us Today!

As we look toward the future, we invite you to join us on this exciting journey. Experience the benefits of being part of Community West. Whether you're looking for a checking account or considering financing options for your next vehicle, we are here to help you every step of the way. Reach out today at (616) 261-5657 or visit us online at Community West to learn more about membership eligibility and how we can serve your financial needs better. Together, let's build a brighter future for Middleville and beyond!

Our Commitment to You

At Community West, we are dedicated to ensuring that your banking experience is as convenient and supportive as possible. We provide essential services like online and mobile banking for easy access to your accounts anytime you need it. Additionally, our branch features an ATM for quick cash withdrawals and drive-thru banking for simple transactions without leaving your vehicle. While members can visit us at 303 Arlington St Middleville Mi 49333, official correspondence should be sent to 303 Arlington St, Middleville, MI 49333 if different from the branch address. Our friendly staff is available during operating hours Monday through Friday from 9 AM to 5 PM ready to assist you with any inquiries or services you may need.

Our Roots and Growth

Located at 303 Arlington St, Middleville, MI 49333, our branch has become a cornerstone of this vibrant town. Since opening our doors, we have consistently focused on understanding the needs of our members and adapting to their changing financial landscapes. With total assets reaching an impressive $247,070,493, we are proud to offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our mission is straightforward: to empower our members through accessible financial services while fostering community development. We believe that when our members thrive, so does the entire community. This belief drives us to support local initiatives and participate in outreach efforts that make a real difference.

Branch Location & Accessibility

Convenient Access for Everyone

At Community West, we prioritize accessibility. Our branch features ramps and ADA-compliant entrances, ensuring that everyone can easily navigate their way in. We have ample parking available right outside, so you won't have to worry about finding a spot when you arrive.

Friendly Operating Hours

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9 AM to 5 PM, offering plenty of time for you to come in and talk with our friendly staff about your financial goals. If you're in a hurry, take advantage of our drive-thru banking service for quick deposits and withdrawals without leaving your car.

Services That Suit Your Needs

At Community West, we offer a variety of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Our ATM is available on-site for easy withdrawals and balance checks. If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 616-261-5657. We invite you to come visit us today and discover how Community West can help you achieve your financial dreams!

Member Eligibility

Becoming a member of Community West is like joining a warm, welcoming family where your financial well-being is our top priority. If you live, work, worship, or attend school in the area around 303 Arlington St Middleville Mi 49333, you're likely eligible to join us! We believe that everyone deserves access to friendly and helpful banking services tailored to their needs. The benefits of membership include competitive rates on loans and savings accounts, personalized service, and a variety of resources designed to help you thrive financially. Getting started is easy! You can find more detailed information about eligibility by visiting this page. When you're ready to open an account, just head over to our online application at this link, or feel free to give us a call at (616) 261-5657 for any questions. We're here to support you every step of the way as you embark on your journey with Community West!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the tools to process payments easily and efficiently. Our merchant services allow you to accept various payment methods, ensuring you never miss a sale. From credit card processing to online payments, we help streamline your transactions so you can focus on what really matters growing your business. Come visit us at 303 Arlington St, Middleville, MI 49333, or give us a call at 616-261-5657 to learn how Community West can be your partner in success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? Our branch offers ATM services, allowing for easy withdrawals and balance checks without stepping inside the branch. Additionally, our drive-thru banking service enables members to complete deposits and simple transactions right from their vehicles.

Business Banking Services

For small business owners, we offer essential services like merchant services and business loans. These tools are designed to help your business thrive in today's competitive landscape, ensuring you have access to the funds needed for growth.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Community West, we provide robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. With features like mobile payments, e-statements, and person-to-person transfers, banking has never been easier. You can check balances, pay bills, and transfer money with just a few taps on your smartphone.

Personal Banking Solutions

Our personal banking options are designed with you in mind. With checking and savings accounts, you can easily manage your everyday finances and watch your savings grow. For those looking to purchase a new car or refinance an existing loan, our auto loans and vehicle financing solutions offer competitive rates and flexible terms. If you're considering buying a home or refinancing your current mortgage, we also provide mortgage loans and refinancing options to fit your budget. In addition, our personal loans and debt consolidation services can help you take control of your finances by combining multiple debts into one manageable payment. And don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases while enjoying the benefits of responsible credit use.

Reach Out Today!

Located at 303 Arlington St, Middleville MI 49333, we're here for all your banking needs. Our friendly staff is ready to assist you during our operating hours from Monday through Friday, 9 AM to 5 PM. Don't hesitate to give us a call at 616-261-5657 if you have questions or need assistance! Join us at Community West where we are committed to providing personalized service that meets your unique financial needs! For more information about membership or how we can help you today, visit our website.

Digital & Online Banking

Convenient Online Banking

With our online banking platform, accessible at https://www.communitywestcu.org/ , you can easily check your account balances, transfer funds, pay bills, and more all from the comfort of your home or on the go. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate effortlessly.

Easy Person-to-Person Transfers

Need to send money to a friend or family member? With our person-to-person transfer service, you can quickly send funds right from your account no need for checks or cash. It's just another way we make banking easier for you. At Community West, we believe that banking should be straightforward and accessible. Whether you're using our mobile application or logging into online banking, you'll find everything you need at your fingertips. Join us today and experience the convenience of modern banking!

Effortless Mobile Payments

Want to make purchases without fumbling for cash or cards? Our mobile payments feature makes it simple to pay for goods and services directly from your smartphone. This convenient option allows you to shop quickly while keeping track of your expenses in real time.

Enhanced Security Features

Your security is our top priority. At Community West, we offer electronic signature authorization, so you can complete transactions safely without the hassle of printing or mailing documents. Plus, our mobile application provides robust security features to keep your information protected while you bank on the go.

Go Paperless with E-Statements

Say goodbye to cluttered mailboxes! We provide e-statements for all members, allowing you to receive your monthly statements electronically. This not only helps the environment but also keeps your financial documents organized and secure.

Financial Strength

Commitment to Growth

Our financial commitment goes beyond numbers. With $17,834,429 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication supports our lending capacity, with $3,483 in used auto loans and $146,421,495 in total loans and leases designed to help you achieve your financial goals.

Growing Trust

We value the trust placed in us by our growing member base, as shown by our total share accounts of 45,155. This is a testament to the strong relationships we've built over time. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community West is your trusted partner. Visit us at 303 Arlington St Middleville Mi 49333 or call (616) 261-5657 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are important to us. Members' funds are secured through $34,151,292 in share certificates and $50,768,532 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,856,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $-162,815, allowing us to keep offering competitive loan rates and solid financial products for our members. We take pride in having 63 full-time employees and 1 part-time employees who are always ready to assist you with personalized service.

Solid Financial Health

With a net worth of $22,407,726, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $905 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $38,341,904 in used vehicle loans and $15,850,832 in new vehicle loans already helping members get on the road, you can trust us to provide competitive financing solutions. Whether you're interested in a new or used vehicle, we're here to assist you with flexible terms and personalized service.

Credit Lines and Personal Loans

For those needing extra flexibility with their finances, we provide credit lines totaling $83,635,000 that can help cover unexpected expenses or bridge gaps during tough times. Additionally, we offer unsecured credit card loans with a total of $6,421,686, allowing members to manage their spending effectively while earning rewards. At Community West, our goal is to make borrowing easy and accessible for everyone. We are committed to transparency and understanding your needs so that you can make informed decisions about your finances. If you have any questions about our loan offerings or would like to discuss your options further, feel free to reach out to us at 616-261-5657 during our lobby hours from Monday to Friday between 9 AM and 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $18,860,409, making buying or refinancing simple. We offer various mortgage products designed to fit your needs and budget. If you're considering refinancing your existing mortgage or exploring eligibility options for first-time buyers, our experienced team can guide you through the process.

Loan Aggregator

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COMMUNITY WEST CREDIT UNION - Middleville, MI