Community West Credit Union Kentwood MI | Affordable Auto Loans & Top Checking Accounts

Introduction

At Community West, we understand that financial well-being is about more than just numbers it's about the people we serve. Located at 5801 Broadmoor Ave SE, Kentwood, MI 49512, our branch has been a cornerstone of the community since 1967, helping over 19,120 members achieve their financial goals. Whether you're looking for a reliable savings account, an auto loan, or support for your small business, we're here to provide personalized service tailored to your needs. While members can visit us at our branch address, official correspondence should be sent to PO Box 8069, Kentwood, MI 49518-8069. With a solid foundation of $247,070,493 in total assets and $18,683,841 in total deposits, we pride ourselves on our strength and stability. Our dedicated team of 64 employees, led by CEO Heidi Hunt and Board President Pamela Hove, is committed to delivering exceptional service and fostering long-lasting relationships. At Community West, we prioritize your financial journey. Our offerings include everything from personal banking services like checking and savings accounts to various loan options including auto loans and mortgages. We also embrace technology with features such as online banking and mobile payments to make managing your finances easier than ever. With a net worth of $22,407,726 and cash in hand amounting to $1,441,058, our commitment to sound financial practices ensures that your money is safe with us. We invite you to experience the benefits of being a member of Community West. Don't hesitate! Visit us today or give us a call at 616-261-5657 to learn how we can assist you in achieving your financial dreams. Together, let's build a brighter future!

Branch History & Mission

Community Impact

Community West is more than just a credit union; we are committed to uplifting those around us. Our outreach efforts focus on supporting local initiatives and partnerships that enhance the quality of life in Kentwood. Whether it's sponsoring local events or providing educational resources about personal finance, we strive to make a positive impact. While members can visit us at 5801 Broadmoor Ave SE, official correspondence should be sent to PO Box 8069, Kentwood, MI 49518-8069. This ensures your messages reach us promptly as we work diligently to serve your financial needs.

Looking Ahead

As we continue into the future, our dedication remains unwavering. We aim to innovate while ensuring that every member feels valued and supported. From personal loans and vehicle financing to online banking services designed with you in mind, Community West is here for every step of your financial journey. We invite you to join our growing family at Community West. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community focused on mutual success. Contact us today at 616-261-5657 or visit our website at Community West to learn more about membership opportunities and services available to you!

Our Journey

From humble beginnings, Community West has evolved into a trusted financial partner for countless individuals and families. Our mission is simple yet profound: to provide accessible financial services while nurturing strong community ties. Over the years, we have adapted to meet the changing needs of our members by introducing digital banking solutions and maintaining high standards of customer service. Our facility not only includes modern banking services but also features convenient amenities such as an ATM and drive-thru banking options. We understand that flexibility is essential for our members' busy lives, which is why we offer extended hours throughout the week open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM.

Branch Location & Accessibility

Call Us Today!

While members can visit us at our Broadmoor location for all their banking needs, please note that any official correspondence should be sent to PO Box 8069, Kentwood, MI 49518-8069. Have questions? Feel free to give us a call at 616-261-5657. We look forward to welcoming you into the Community West family!

Convenient Access

At Community West, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, ensuring that everyone can access our services comfortably. Plus, we offer ample parking right outside, so you won't have to worry about finding a spot during your visit.

Operating Hours & Services

We know that life can get hectic, which is why we strive to accommodate your schedule. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. With these hours, we aim to be available when you need us most. Inside our branch, you'll find a range of services tailored just for you from personal banking options like checking and savings accounts to various loan products including auto financing and mortgages. For quick transactions, take advantage of our drive-thru banking service or our convenient ATM.

Member Eligibility

At Community West, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards enjoying a range of benefits tailored just for you. If you're interested in joining us at our branch located at 5801 Broadmoor Ave Se, Kentwood, MI 49512, you'll find that eligibility is quite simple. We welcome individuals who live, work, or worship in our service areas, along with their family members. This inclusive approach means you can easily become part of our friendly community. For detailed eligibility criteria, feel free to check out our website at http://www.communitywestcu.org/membership . Opening an account is just as easy! With just a few clicks, you can start your journey with us by visiting https://apply.communitywestcu.org/ . Our dedicated team is here to assist you every step of the way just give us a call at 616-261-5657 if you have any questions. Join Community West today and discover how we can support your financial goals!

Business Banking & Commercial Services

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Imagine having the funds to purchase new equipment, expand your operations, or hire additional staff all made possible with our tailored loan options.

Merchant Services Tailored for You

In addition to loans, we offer merchant services that can simplify how you manage transactions. Picture this: your customers walk into your store, ready to make a purchase. With our streamlined payment processing solutions, you can quickly accept payments via credit cards or mobile wallets. This convenience not only enhances customer satisfaction but also helps increase your sales potential. Discover how Community West at 5801 Broadmoor Ave Se Kentwood Mi 49512 in Kentwood, MI can empower your business today! Reach us at (616) 261-5657 for more information on how we can help you thrive in a competitive marketplace.

Comprehensive List Of Services

Accessing Funds

When it comes to accessing cash, we have you covered with our ATM services available at our branch. Whether you're making deposits or withdrawals, our ATMs are equipped for all your basic banking needs. Plus, if you're in a hurry, our drive-thru service allows for quick transactions without leaving your vehicle. At Community West in Kentwood, MI, we believe that banking should be simple and accessible for everyone. With dedicated service hours Monday through Friday 9 AM to 6 PM and Saturday 9 AM to 12 PM we're here when you need us most. Ready to explore how we can help you achieve your financial goals? Give us a call at 616-261-5657, visit us online at Community West, or stop by today! Let's work together toward building a brighter financial future!

Business Banking Services

For entrepreneurs and business owners, we offer robust business banking solutions, including merchant services and business loans. These services empower you to run your business smoothly while giving you access to funds when needed.

Credit Options

With our credit cards featuring rewards, you can earn benefits while you shop. Whether it's cash back on groceries or travel points for your next adventure, our credit cards are designed with you in mind.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Community West, we prioritize digital banking features like online banking and mobile banking apps. You can check balances, transfer funds, and pay bills anytime, anywhere right from your smartphone or computer. Our features also include mobile payments and person-to-person transfers, making transactions easier than ever.

Personal Banking Solutions

Our personal banking services provide the foundation for managing your everyday finances effectively. With our checking and savings accounts, you can easily keep track of your spending while saving for those special moments. Imagine having a dedicated account that helps you reach your goals faster whether it's planning for a vacation or building an emergency fund. When it's time to purchase a vehicle, our auto loans and vehicle financing options make the process straightforward and accessible. We offer competitive rates and flexible terms, ensuring you can drive off in your dream car without breaking the bank. If you're considering buying a home or refinancing your current mortgage, our mortgage loans and refinancing options provide personalized solutions tailored to fit your budget. Our team is here to guide you through every step of the mortgage process, making it as stress-free as possible. For those unexpected expenses or plans that require extra cash, our personal loans and debt consolidation services can help manage your financial burden. You can consolidate debts into one manageable payment or take out a loan for any personal need.

Digital & Online Banking

Key Features

Our online banking offers 24/7 access, so you can check balances, pay bills, and transfer funds whenever it suits you. Plus, with our mobile application, banking on-the-go is easier than ever. Whether you're commuting or just relaxing at home, you'll have the power of banking right in your pocket. For those who prefer paperless options, we offer e-statements. You can easily view and download your statements whenever needed, keeping your financial records organized and accessible. And if you ever need to sign documents, our electronic signature authorization feature makes it quick and easy no need for printing or mailing.

Security and Convenience

Security is a top priority at Community West. Our systems are designed with robust protection measures to ensure that your personal information remains safe. You can feel confident knowing that your transactions are secure while using our services. Additionally, sending money to friends or family has never been simpler with our person-to-person transfer option. This feature allows you to quickly send funds directly from your account to theirs without the hassle of cash or checks. With our mobile payments feature, making purchases is just a tap away. Enjoy the freedom of leaving your wallet behind while still having all the payment methods you need at hand. In summary, whether you're logging in from a computer or using our mobile app, Community West provides an accessible and user-friendly platform for all your banking needs. Explore more about what we offer by visiting https://www.communitywestcu.org/ today!

Financial Strength

A Growing Trust

Total Share and Deposit Accounts stand at 45,155, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $10,869,802, which further highlights our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community West is your trusted partner. Visit us at 5801 Broadmoor Ave Se Kentwood Mi 49512 or call (616) 261-5657 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Operational Efficiency

Our $-162,815 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 63 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investing Back into Our Community

With $17,834,429 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,483 in used auto loans and $146,421,495 in total loans and leases.

Member-Centric Savings

Your savings are our priority. Members' funds are secured through $34,151,292 in share certificates and $50,768,532 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $10,856,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $22,407,726, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $905 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,341,904 in used vehicle loans and $15,850,832 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you can drive away with confidence.

Credit Lines

For those who need ongoing access to funds for various purposes, our total credit lines amounting to $83,635,000 provide the flexibility to tackle unexpected expenses or invest in opportunities as they arise. Community West is dedicated to serving our members from our branch located at 5801 Broadmoor Ave Se Kentwood Mi 49512. For more information about our loan offerings or to discuss how we can assist you further, feel free to reach out at 616-261-5657. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today and see how Community West can help you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,860,409, make buying or refinancing simple. We offer various plans to fit different budgets and lifestyles. If you're considering refinancing, our team is here to help you explore eligibility options that might work for you.

Unsecured Credit Card Loans

Managing finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $6,421,686 in loans helping members navigate their expenses without the burden of collateral. Our credit cards come with rewards and features that enhance your everyday spending experience.

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COMMUNITY WEST CREDIT UNION