Community Trust Credit Union Lake Villa IL | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Community Trust, your trusted partner in financial services located at 1380 N Deep Lake Rd, Lake Villa, IL 60046. Established in 1933, we have proudly served our community for decades, fostering a spirit of cooperation and support among our 13,632 members. With total assets of $306,816,729 and total deposits reaching $59,052,327, we are committed to ensuring your financial well-being and growth. At Community Trust, we understand that banking is more than just numbers; it's about building relationships and supporting the dreams of our members. Whether you're looking for personal banking options such as checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is here to guide you every step of the way. We believe in making financial services accessible and straightforward. Led by our CEO Carol Analla and Board President Dan Kloczkowski, our team of 52 employees is ready to provide personalized service that meets your needs. Our commitment to transparency is evident in our strong net worth of $34,453,221 and cash reserves of $1,324,815, ensuring that we are well-equipped to serve you effectively. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to the same address: 1380 N Deep Lake Rd, Lake Villa, IL 60046-5011. We invite you to explore how we can help you achieve your financial goals. For more information or assistance, don't hesitate to call us at 847-662-2050 or visit our website at www.ctcu.org. Join us today as we continue to build a better financial future together!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Community Trust embraces technology to ensure that banking is as convenient as possible for our members. With features like online banking and mobile applications available, managing your finances has never been easier. Our commitment extends to accessibility; we are proud of our ADA-compliant facilities and services designed for everyone.

Join Us

While members can visit us at 1380 N Deep Lake Rd, official correspondence should be sent to 1380 N Deep Lake Rd, Lake Villa, IL 60046-5011. If you're looking for a place where you can feel valued and supported in your financial journey, Community Trust is here for you. Visit us today or call us at 847-662-2050 to learn more about how we can serve you better. Join our family at Community Trust and experience the difference of being part of a credit union that truly cares about its members and community!

Our Mission

At Community Trust, our mission is to enhance the lives of our members by providing personalized financial services that meet their unique needs. We offer a wide range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our team is dedicated to supporting not just your financial goals but also your dreams. We understand that financial wellness goes beyond transactions; it's about building a stronger community together. That's why we actively engage in outreach initiatives and partnerships that uplift those around us. From sponsoring local events to offering financial education programs, we strive to make a positive impact in Lake Villa.

Branch Location & Accessibility

Operating Hours

We understand that life gets busy, which is why our operating hours are designed to fit your schedule. Whether you prefer to bank during the week or on weekends, we're here to serve you with flexible hours that make it easy for you to manage your finances when it's most convenient for you.

Services Offered

At Community Trust's Lake Villa Branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, we've got you covered. Our ATM service is available for quick cash withdrawals and balance checks, and if you prefer face-to-face interactions, our drive-thru banking allows for simple transactions without leaving your vehicle. If you're interested in learning more about what we offer or need assistance with anything specific, feel free to reach out! You can call us at 847-662-2050 or stop by during our operating hours. Our friendly staff looks forward to welcoming you into the Community Trust family!

Member Eligibility

At Community Trust, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to be part of our community, you'll find that eligibility is straightforward and welcoming. Anyone who lives, works, or worships in the Lake County area can apply for membership. We invite you to enjoy all the benefits that come with being part of our credit union, including personalized service and competitive rates on loans and savings accounts. To learn more about our eligibility criteria, feel free to visit this page for detailed information. Opening an account with us is simple! Just stop by our branch located at 1380 N Deep Lake Rd, Lake Villa, IL 60046, or give us a call at 847-662-2050 if you have any questions. Our friendly team is here to help guide you through the process and answer any inquiries you may have. We're excited to welcome you into the Community Trust family!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer practical merchant services that streamline payment processing. Imagine running your store without worrying about complicated transactions. Our systems allow you to accept various payment methods easily, so you can focus on what matters most growing your business. Visit us at 1380 N Deep Lake Rd, Lake Villa, IL 60046 or call us at 847-662-2050 to learn more about how Community Trust can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we offer robust business banking solutions, including merchant services and business loans. We know how important it is for businesses to thrive, so we aim to provide the necessary tools to help you succeed.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer extensive online and mobile banking features that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, pay bills, and even send money to friends with just a few taps on your phone. Our branch also provides ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits and withdrawals. Need immediate access? Our ATMs are available for balance checks as well as cash withdrawals.

Credit Options

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services are designed to help you navigate these situations with ease. Whether it's covering an emergency or consolidating high-interest debt into a single monthly payment, we're here to support you. To enhance your purchasing power, consider our credit cards with rewards. Enjoy cashback on everyday purchases or earn points towards travel and experiences it's all about rewarding you for being a loyal member!

Join Us Today!

With so many services designed around your needs, Community Trust is ready to partner with you on your financial journey. If you're interested in learning more about what we offer or becoming a member, please give us a call at 847-662-2050 or visit us online at www.ctcu.org. Join us today your financial future awaits!

Personal Banking Solutions

We understand that managing your personal finances can be challenging. That's why we offer personal banking services that include both checking and savings accounts tailored to fit your lifestyle. Imagine having a reliable checking account for your day-to-day purchases while also growing your savings effortlessly with competitive interest rates. If you're considering purchasing a new car or need financing for a vehicle, our auto loans and vehicle financing options are here to help. With flexible terms and low rates, you can hit the road in no time. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services provide the guidance and resources you need to make informed decisions about one of the biggest investments of your life.

Digital & Online Banking

Key Features

Our online banking service allows you to perform various tasks from the comfort of your home or on the go. Whether you want to check your balance, pay bills, or transfer funds, everything is just a few clicks away. Plus, with our 24/7 online banking services, you can manage your accounts whenever it fits into your schedule. Security is our top priority. We offer Electronic Signature Authorization, ensuring that your transactions are safe and authenticated. You can also choose to receive E-Statements, making it easier to track your financial activities without the hassle of paper clutter. For those who enjoy using their smartphones, our mobile application provides a user-friendly interface for managing your accounts right from your device. You can even make person-to-person transfers, sending money easily to friends or family in just moments. While we currently do not support mobile payments directly, our focus remains on providing secure and efficient banking experiences through our available features. At Community Trust, we aim to empower you with the tools needed for effective financial management. Join us today and experience the convenience of digital banking tailored for your lifestyle!

Financial Strength

Commitment to Growth

With $26,137,411 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,033 in used auto loans and $128,649,297 in total loans and leases.

Member-Centric Savings Opportunities

Members' savings are secured through $62,416,602 in share certificates and $77,733,942 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,242,333 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $34,453,221, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,122 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

We have a robust community with a total of 32,520 share and deposit accounts. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Trust is your trusted partner. Visit us at 1380 N Deep Lake Rd Lake Villa Il 60046 or call (847) 662-2050 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,525,579 in used vehicle loans and $12,113,335 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to assist you through every step of the process.

Credit Lines

In addition to these offerings, we provide various credit lines totaling $37,438,474. This product is ideal for those needing extra flexibility in managing cash flow or unexpected expenses. If you're considering refinancing any existing loans or exploring eligibility options for our products, our team is ready to assist you. We encourage you to reach out with any questions or visit us at our branch location. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us at Community Trust today and discover how our loan offerings can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide loans for Junior Lien 1-4 Family Residential Properties totaling $17,461,146. Our mortgage experts can guide you through eligibility requirements and help find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,592,171 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make everyday purchases easier, our credit card options come with competitive rates and rewards programs.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

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Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COMMUNITY TRUST CREDIT UNION