At Community Trust, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reflecting our commitment to your peace of mind and trust. With a
net worth of $34,453,221, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of 11.22% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$62,416,602 in share certificates and
$77,733,942 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$26,137,411 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have
$1,066,582 in used auto loans and a total of
$128,649,297 in loans and leases to support members' financial goals across various sectors. Our operational efficiency is reflected in our
net income of $2,242,333, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having
46 full-time employees and
6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Additionally, our net shares available for lending stand at
$0, while the total share accounts number
32,520, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Trust is your trusted partner. Visit us at
6543 Grand Ave Gurnee Il 60031 or call us at
847-662-2050 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov based on the latest results.