Community Star Credit Union Elyria OH | Basic Drive-Thru & ATM Access

Introduction

Welcome to Community Star, where we believe that financial services should be as bright and accessible as the community we serve. Located at 832 Cleveland St, Elyria, OH 44035, our credit union has been a trusted partner for our members since 1938. With a commitment to your financial well-being, we're proud to have grown to over 8,061 members and manage total assets of $98,167,927. At Community Star, we understand the importance of personalized service. Our dedicated team of 26 employees, led by CEO David Jezewski and Board President Robert Sutter, is here to support you through all your financial needs. Whether you're looking for a loan or simply want to manage your savings better, we offer competitive rates and a variety of products tailored just for you. Our commitment goes beyond numbers. With total deposits amounting to $3,599,806 and loans reaching up to 2,958, we strive to create a positive impact in Elyria and surrounding areas. We are here for our community members, providing essential services like ATM access and basic drive-thru banking. For any official correspondence, please send mail to our address: 832 Cleveland St, Elyria, OH 44035-4141. You can also reach us directly at (440) 365-7342 during our operating hours: Monday through Friday from 9 AM to 5 PM (10 AM on Wednesdays) and Saturdays from 9 AM to 1 PM. Explore how Community Star can help you shine brighter financially! Visit us online at commstar.org or give us a call today!

Branch History & Mission

Join Us!

We invite you to become part of the Community Star family today! Experience firsthand the benefits of being a member of a credit union that truly cares about its people and their financial well-being. Together, let's build a brighter future for our community one member at a time! Visit us online at Community Star for more information or stop by today!

Our Journey

From our humble beginnings at 832 Cleveland St, Elyria, OH 44035, we have built a legacy rooted in service and commitment. As we evolved through the decades, we expanded our offerings to meet the changing needs of our members. Today, with total assets reaching an impressive $98,167,927, we stand as a testament to the power of community-focused banking. In addition to traditional banking services, we are dedicated to providing innovative solutions that enhance your banking experience. Our digital advancements ensure that you can manage your finances easily and securely from anywhere. We comply with ADA standards to make sure all members feel welcome and supported when visiting us.

Our Mission

At Community Star, our mission is simple yet profound: to deliver exceptional financial services while making a positive impact on our community. We believe in supporting local initiatives and partnerships that uplift those around us. Whether it's through financial education programs or community outreach events, we strive to be more than just a credit union; we aim to be a pillar of strength for Elyria. Our operating hours are designed with you in mind open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM for drive-thru service making it easy for you to access your accounts whenever you need. Plus, with ATM availability and shared service centers nearby, we're always here for you. While members can visit us at 832 Cleveland St Elyria Oh 44035, official correspondence should be sent to 832 Cleveland St, Elyria, OH 44035-4141. If you have any questions or wish to learn more about how we can serve you better, don't hesitate to reach out at (440) 365-7342.

Branch Location & Accessibility

Call to Action

We invite you to visit us at Community Star and experience personalized service that puts you first. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 440-365-7342. We look forward to welcoming you!

Nearby Landmarks and Accessibility Features

Our branch is close to several local landmarks, making it easy to find. Just a short drive from the Elyria Public Library and near the bustling shopping areas on Cleveland Street, we're right where you need us. We also have a drive-thru service available for those who prefer quick banking without leaving their car. For members who may require special accommodations, rest assured that our location is equipped with ramps and accessible entryways.

Operating Hours and Services

We strive to be there when you need us. Our lobby hours are Monday through Tuesday and Thursday through Friday from 9 AM to 5 PM, with extended hours on Wednesdays starting at 10 AM. Plus, we open our drive-thru from 9 AM to 1 PM on Saturdays! This flexibility ensures you have plenty of options to fit your busy schedule. At Community Star, we offer essential services such as ATM access for quick transactions and basic drive-thru banking for deposits and withdrawals. If you're a member of partner credit unions, you can also enjoy shared branch transactions right here!

Member Eligibility

Becoming a member of Community Star is like joining a welcoming family that supports your financial journey. If you live, work, or worship in the Elyria area, or have a family member who is already part of our community, you're likely eligible to join us! We believe that everyone deserves access to friendly and helpful financial services, and at Community Star, we strive to offer just that. Membership not only opens the door to great products and services but also connects you with a community that values your needs. For more specific eligibility details, feel free to check out our resource. When you're ready to take the next step, opening an account is simple! Just give us a call at (440) 365-7342, or stop by our branch located at 832 Cleveland St Elyria Oh 44035 during our convenient hours. We're here to help you every step of the way as you embark on this exciting new chapter with us!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $59 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,148,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your business smoothly, knowing that your payment processes are handled seamlessly. Our merchant services provide the tools you need to accept payments easily, whether it's in-store or online. From credit card processing to mobile payment solutions, we help streamline your operations so you can focus on what matters most growing your business. Visit us at 832 Cleveland St Elyria Oh 44035 in Elyria, OH, or call us at (440) 365-7342 to learn how we can partner together for your success!

Comprehensive List Of Services

A Focus on Convenience

Our commitment to digital banking means you can enjoy ease of access from anywhere. While we currently focus on traditional services like ATM and drive-thru banking, we encourage our members to take advantage of online banking features available through our website at commstar.org. You can check balances, review transactions, and manage your accounts all from the comfort of home.

Banking Made Easy

We understand that life can be busy, so we've made sure that accessing your money is hassle-free. With our ATM Services Only, you can easily withdraw cash or check your balance at any time. Our ATMs are strategically located for your convenience, ensuring you have access when you need it most. For those who prefer personal interactions, we offer Basic Drive-Thru Banking. This service allows you to complete deposits and withdrawals without leaving your vehicle. Perfect for those quick transactions, it's an efficient way to manage your finances while on the go.

Connect with Us

If you have questions about any of these services or need assistance, don't hesitate to reach out! Call us at 440-365-7342 during our operating hours: Monday, Tuesday, Thursday, and Friday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Saturday from 9 AM to 1 PM. We're here to support you with all your financial needs. Visit us today at Community Star in Elyria and discover how we can help simplify your banking experience!

Shared Branch Transactions

As part of the credit union community, we also provide Basic Shared Branch Transactions for members of partner credit unions. If you're a member of another participating credit union, you can conveniently make deposits and withdrawals at our branch. This service fosters collaboration within the credit union network, allowing more flexibility and access to your funds.

Digital & Online Banking

Key Features

Our online banking platform is available 24/7, ensuring that you can check your balance, transfer funds, and pay bills whenever it suits you. You can access our services through our website at https://www.commstar.org/. Whether you're making person-to-person transfers or setting up electronic signature authorizations for document approvals, we've got you covered. For those who prefer paperless statements, our e-statements are readily available. This feature not only helps the environment but also makes it easier for you to keep track of your finances without clutter. If you're always on the move, our mobile payments feature allows you to make quick transactions using your smartphone. While we currently don't have a dedicated mobile application, rest assured that our website is fully optimized for mobile use. This means you can enjoy all the features of online banking directly from your smartphone's browser.

Security and Accessibility

Your security is our top priority. Our online banking services are equipped with robust security measures to protect your personal information. Plus, with easy access to real-time account management tools, staying on top of your finances has never been easier. At Community Star, we believe that managing your money should be simple and stress-free. Our user-friendly digital banking services provide everything you need to maintain control over your financial life right from the palm of your hand. Join us today and experience banking that fits into your lifestyle!

Financial Strength

At Community Star, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a robust financial foundation that ensures you can trust us with your money. With a net worth of $8,763,822, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 890% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $17,198,652 in share certificates and $10,225,117 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,464,152 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $11,120,000 in used auto loans and a total of $63,489,675 in loans and leases across various sectors. Our strong operational efficiency is reflected in our net income of $392,346, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 24 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The total number of share accounts stands at 16,420, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Star is your trusted partner. Visit us at 832 Cleveland St Elyria Oh 44035 or call 440-365-7342 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Services

We also offer refinancing options for many of our loan products. If you're interested in exploring eligibility or want to discuss how we can help you save money through refinancing, don't hesitate to reach out. Our team is here to assist you every step of the way. If you're ready to learn more about any of our loan offerings or if you have questions about eligibility requirements, feel free to contact us at (440) 365-7342. Visit us at 832 Cleveland St Elyria Oh 44035 for personalized assistance from our friendly staff. Let's work together towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,471,353 in used vehicle loans and $4,486,531 in new vehicle loans already helping members get on the road. Whether you're purchasing a new ride or pre-owned vehicle, our flexible terms can cater to your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $3,148,049 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, we have options tailored for your needs.

Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $503,704 in loans helping members navigate their finances effectively, you can enjoy peace of mind knowing that financial support is available when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,611,662, make buying or refinancing simple. We strive to make the process as smooth as possible so you can focus on making your house a home.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COMMUNITY STAR CREDIT UNION - Elyria, OH

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