COMMUNITY SOUTH CREDIT UNION

At Community South, we understand that every member's needs are unique. That's why we've implemented digital advancements such as online banking and mobile payments for added convenience. Moreover, we are proud of our ADA compliance efforts, ensuring that all individuals can access our services without barriers. We also recognize the importance of partnerships within the community. By collaborating with local organizations and participating in events, we amplify our reach and enhance the support available to residents of Defuniak Springs.

As we continue to grow and adapt, we invite you to join the Community South family. Experience firsthand the benefits of being a member-focused institution dedicated to your financial success. Whether you're looking for personal banking solutions or business financing options, we're here for you every step of the way. For more information or to get started today, call us at (850) 920-6500 or visit our website at Community South. Together, let's build a brighter future!

Our mission at Community South is simple yet powerful: we aim to provide exceptional financial services while making a positive impact in our community. We believe in supporting our members through various offerings like checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Beyond banking, we actively engage in community outreach initiatives that uplift those around us. We strive to be more than just a credit union; we want to be a partner in your journey towards financial wellness. While members can visit us at 775 Us Highway 331 S Defuniak Springs Fl 32435, official correspondence should be sent to 775 US Highway 331 S, Defuniak Springs, FL 32435.

Located at 775 Us Highway 331 S in beautiful Defuniak Springs, Florida, our branch has become a cornerstone for local residents seeking reliable banking solutions. Over the years, we've embraced change and innovation while staying true to our mission of empowering members with financial resources that foster growth and stability. Our drive-thru service and ATM availability ensure that banking is convenient for everyone, whether you prefer face-to-face interactions or quick transactions on the go.

At Community South, we strive to make banking as easy as possible. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking for all our members. If you're in need of quick banking services, take advantage of our drive-thru banking option for deposits, withdrawals, and simple transactions perfect for those on the go.

We understand that life can get busy! That's why we offer flexible operating hours to accommodate your schedule. Visit us Monday through Thursday from 8 AM to 4 PM, Friday from 8 AM to 5 PM, and Saturday from 9 AM to 12 PM. Our team is ready to assist you during these hours with a smile.

Whether you're looking for personal banking solutions like checking and savings accounts or planning for the future with mortgage loans and vehicle financing, we've got you covered. With ATM access available at our location and additional online banking services at your fingertips, managing your finances has never been easier. So why wait? Come visit us today at the Community South Defuniak Branch or give us a call at 850-920-6500. We're here to help you with all your financial needs!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $26 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $92 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,944,959, we continue to drive economic growth by financing new and expanding businesses.

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine easily accepting payments from customers using their credit cards or mobile wallets making transactions faster and smoother. This not only enhances customer satisfaction but can also lead to increased sales. If you're ready to take your business to the next level, visit us at 775 Us Highway 331 S Defuniak Springs Fl 32435 or call us at (850) 920-6500. Let's work together to turn your vision into reality!

For our business members, we offer specialized solutions like merchant services and business loans. These services are aimed at helping local businesses thrive by providing easy access to the funds they need for growth.

Your convenience is our priority. With features such as ATM access, drive-thru banking for quick deposits or withdrawals, and basic cash withdrawal services, managing your money has never been easier. You can handle simple transactions effortlessly at our branch located at 775 Us Highway 331 S, Defuniak Springs, FL 32435.

In today's fast-paced world, we embrace digital solutions that enhance your banking experience. Our online and mobile banking platforms allow you to make transactions and check balances right from your smartphone or computer. We also offer person-to-person payments so you can easily send money to friends or family without leaving home. At Community South, we're committed to providing exceptional service while ensuring that all your banking needs are met under one roof. For more information about any of our services or if you're ready to become a member, feel free to give us a call at 850-920-6500 or visit us at www.communitysouth.net. Let's take this journey together!

Need a little extra cash for personal projects or consolidating debt? Our personal loans are designed to give you the flexibility you need without added stress. Plus, our credit cards with rewards allow you to earn benefits while making everyday purchases.

Thinking about buying a home? Our mortgage loans and refinancing options provide you with various choices to suit your financial situation. We work with you to ensure that the process is as smooth as possible, from pre-approval to closing.

We understand that managing your finances is essential for peace of mind. Our personal banking services include checking and savings accounts that are designed with your lifestyle in mind. Imagine having easy access to your funds through online and mobile banking, allowing you to monitor your account anytime, anywhere. If you're planning to purchase a car, our auto loans and vehicle financing options can help turn that dream into reality with competitive rates and flexible terms.

With our 24/7 online banking services available at https://www.communitysouth.net/ , you can manage your accounts with ease. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. You can even sign documents electronically with our electronic signature authorization feature, making transactions faster and more efficient.

Stay organized and eco-friendly with our e-statements availability. You can access your statements online whenever you need them, which means no more paper clutter! Plus, for those on the go, our mobile application lets you bank right from your smartphone. It's user-friendly and packed with features to make banking simpler.

Need to send money to a friend? Our person-to-person transfer feature allows you to do just that without hassle. And if you're looking to make payments quickly, our mobile payments feature has got you covered. Just link your account, and you're ready to go! In short, Community South offers a comprehensive suite of digital banking tools that prioritize your convenience and security. With real-time account management at your fingertips, managing your finances has never been easier or more accessible. Join us today to experience the future of banking!

Total Share Accounts stand at 29,920, showcasing a strong and growing member base that trusts us with their finances. Our commitment to transparency and community engagement fosters lasting relationships with those we serve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community South is your trusted partner. Visit us at 775 Us Highway 331 S Defuniak Springs FL 32435 or call 850-920-6500 to learn more about how we can help you achieve your financial goals.

Members' savings are secured through $60,918,058 in share certificates and $5,294,679 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,444,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our operational efficiency shines through with a reported net income of $1,017,728, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 55 full-time employees ready to assist you with personalized service.

With $23,673,711 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $185,352,053 in total loans and leases available to support your financial goals across various sectors. This includes $18,177,777 dedicated to used auto loans alone.

With a net worth of $29,174,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1237 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

For business owners, our outstanding commercial loans totaling $3,944,959 provide the capital needed to grow and expand your business operations. Plus, if you're considering refinancing your current loans or want to explore eligibility options for any of our products, our team is here to assist you every step of the way. At Community South located at 775 Us Highway 331 S Defuniak Springs FL 32435, we're dedicated to providing personalized service and support. If you have questions or need assistance with the application process, feel free to call us at 850-920-6500. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey today!

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,378,569 in used vehicle loans and $18,018,747 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that fit your budget.

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $4,132,232, which can help you secure your dream home with ease.

We also offer flexible terms on unsecured credit card loans, with a total of $6,600,550 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses without collateral.

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to reliability means that you can trust the information presented to you while comparing loans. LendMesh offers several key benefits that reinforce its credibility: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You won't have to worry about hidden terms or misleading information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you're seeing a true reflection of what each lender has to offer. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. With LendMesh, you're never stuck with outdated information when it comes to your finances. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly LendMesh is. If you're ready to take control of your loan search and find the best rates available, compare real-time loan offers today at LendMesh and discover options tailored to your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*