Community Service Credit Union Huntsville TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Community Service, your trusted financial partner located at 2526 Montgomery Rd, Huntsville, TX 77340. Established in 1954, we have proudly served our community for nearly seven decades, earning the trust of over 11,000 members. At Community Service, we understand that financial needs vary from person to person, and we're here to help you every step of the way. With total assets exceeding $157 million, we are committed to providing high-quality services tailored to your unique needs. Our offerings include personal banking solutions like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. We are also excited to offer 24/7 ATM access for your convenience. Under the leadership of our dedicated CEO, Brenda Hooker, and Board President Doyle Scott, we strive to create a welcoming environment where every member feels valued. Our team of 34 employees is here to assist you with any questions or concerns you may have. We believe in fostering strong relationships within the community while ensuring financial well-being. While members can visit us at our branch location, official correspondence should be sent to the same address: 2526 Montgomery Rd, Huntsville, TX 77340. You can reach us easily by phone at 936-295-3980. We invite you to explore all that Community Service has to offer. Whether you're looking for a new loan or just want to discuss your financial goals, don't hesitate to give us a call or visit our website at cscutx.com. Join us on this journey toward financial success your future starts here!

Branch History & Mission

Join Us

As we look towards the future, we invite you to become part of the Community Service family. Experience firsthand how our member-focused approach can help you achieve your financial goals. Together, let's build a brighter tomorrow for ourselves and our community. Feel free to reach out at (936) 295-3980 or visit us online at Community Service to learn more about how we can assist you today!

Our Journey

Community Service began with a simple mission: to provide accessible financial services tailored to the needs of our community. From our humble beginnings, we've evolved into a trusted partner for personal banking, auto loans, mortgages, and more. We proudly serve our members from our branch located at 2526 Montgomery Rd, Huntsville, TX 77340 a site easily accessible for all. Over the years, we've embraced innovation while maintaining a strong focus on personalized service. Our operating hours are designed with your convenience in mind walk-in services are available Monday through Friday from 9:00 am to 5:00 pm, while our ATM services are available 24/7 for those times when you need quick access to your funds.

Our Mission

At Community Service, our mission is clear: we strive to empower individuals and families through sound financial guidance and support. We believe that everyone deserves a chance to achieve their dreams. Whether it's helping you secure your first home or providing resources for your business endeavors, we are here every step of the way. Our commitment extends beyond just banking; we actively engage in community outreach initiatives aimed at improving the lives of those around us. By partnering with local organizations and supporting various causes, we work tirelessly to create a positive impact within Huntsville. While members can visit us at 2526 Montgomery Rd Huntsville Tx 77340, official correspondence should be sent to 2526 Montgomery Rd, Huntsville, TX 77340 if it differs from our branch address.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is ADA-compliant, featuring ramps and designated parking spaces to ensure everyone can easily reach us. Whether you prefer to walk in or use our drive-thru services, we have options that cater to your needs.

Operating Hours

Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, allowing you ample time to stop by for any banking needs. For those who prefer quick transactions, our drive-thru service operates around the clock, so you can access your funds whenever you need them.

Services Offered

At Community Service, we offer a variety of personal and business banking services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, our ATM is available 24/7 for cash withdrawals and balance checks. If you're looking for personalized assistance or have any questions about our services, feel free to give us a call at 936-295-3980. We are here to help! While members can visit us at 2526 Montgomery Rd, official correspondence should be sent to the same address. We invite you to stop by and experience our friendly service today!

Member Eligibility

At Community Service, we believe that becoming a member is more than just opening an account; it's about joining a warm, welcoming community that values your financial well-being. If you're looking to become part of our family at Community Service, you'll find the process straightforward and inclusive. Generally, membership is open to anyone who lives, works, or worships in the area around 2526 Montgomery Rd Huntsville Tx 77340. We also welcome family members of existing members, making it easy to share the benefits of belonging with your loved ones. To learn more about specific eligibility criteria. Once you're ready to take the next step, opening an account with us is a breeze! Our team is here to help guide you through the process and answer any questions you might have. Whether you're interested in checking and savings accounts or exploring loan options, we're dedicated to supporting your financial journey. Don't hesitate to reach out at (936) 295-3980 for assistance or more information about how you can start enjoying all the advantages of being a member at Community Service!

Business Banking & Commercial Services

Merchant Services

In addition to loans, our merchant services are designed to streamline your operations. Imagine being able to accept payments quickly and easily, whether at your storefront or online. Our solutions help you manage transactions efficiently so you can focus on what you do best running your business. Visit us at 2526 Montgomery Rd Huntsville Tx 77340 in Huntsville, TX, or give us a call at (936) 295-3980 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to invest in new equipment, hire additional staff, and enhance their services. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse needs. - With an outstanding commercial loan portfolio of $2,226,837, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners in Huntsville, our merchant services and business loans provide the support necessary to thrive in today's competitive market. We know how important it is to have reliable financial partners, so we tailor our offerings to help you grow your business effectively.

Connect with Us Today!

At Community Service, we believe in building lasting relationships with our members through exceptional service and comprehensive offerings. If you're ready to explore how we can support your financial journey or if you have any questions about our services, don't hesitate to reach out! Call us today at 936-295-3980 or visit us at 2526 Montgomery Rd in Huntsville. Experience the difference with Community Service where your financial goals become our priority!

Digital Banking Features

In this fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your finances from anywhere at any time. You can easily check balances, make transfers, pay bills, and even deposit checks right from your smartphone. Our ATM services ensure that cash withdrawals are never a hassle, available 24/7 for your convenience.

Easy Access Options

For quick transactions, our drive-thru banking lets you handle deposits and withdrawals without leaving your vehicle. Whether it's a busy morning or a rainy day, we make sure accessing your funds is easy and safe.

Personal Banking Solutions

When it comes to personal banking, Community Service offers checking and savings accounts designed for various lifestyles. Imagine having easy access to your funds while enjoying competitive interest rates. Our auto loans and vehicle financing options are perfect for those dreaming of a new car or needing reliable transportation. We understand that life can throw curveballs, which is why our personal loans and debt consolidation services aim to ease financial burdens and help you regain control. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans come with flexible terms and competitive rates. Plus, don't forget about our credit cards with rewards that let you earn while you spend.

Digital & Online Banking

Convenient Online Access

Our online banking platform at https://www.cscutx.com/ is user-friendly and accessible 24/7. You can check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, with our electronic signature authorization feature, signing documents has never been easier or more secure.

Mobile Banking Made Easy

For those who prefer managing their accounts on their mobile devices, our mobile application provides all the functionalities you need right at your fingertips. From setting up e-statements to making person-to-person transfers, everything is streamlined for your convenience. And if you're someone who enjoys making payments through your smartphone, you'll love our mobile payments feature that allows quick transactions without any hassle.

Security and Support

We prioritize your security while offering these digital services. Our systems are built with robust protections to keep your information safe. If you ever need assistance, our friendly support team is just a phone call away at (936) 295-3980. With Community Service, enjoy real-time account management that fits into your busy lifestyle. Experience the ease and efficiency of modern banking by visiting us online today!

Financial Strength

At Community Service, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which highlights our commitment to serving you well. With a net worth of $14,041,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further supported by our net worth ratio of 8.93%, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your savings are in safe hands at Community Service. We have secured $18,211,603 in share certificates and $24,892,382 in money market shares, offering you stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $5,120,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $13,643,441 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $2,021 in used auto loans and $104,930,918 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency shines through with a net income of $21,957, enabling us to continue offering competitive loan rates and solid financial products for all our members. We also take pride in having 34 full-time employees ready to assist you with a knowledgeable and committed team. The confidence you place in us is reflected by the fact that we manage a total of 20,191 share and deposit accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $25,119, ensuring ample resources for all your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Service is your trusted partner. Visit us at 2526 Montgomery Rd Huntsville Tx 77340 or call (936) 295-3980 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $40,186,149 in used vehicle loans and $26,843,974 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new vehicle or a reliable used car, our financing options can help make your purchase more affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $2,226,837 provide the capital needed to grow and expand. Whether you need funds for inventory, equipment, or operational expenses, we have tailored solutions to support your business goals.

Credit Lines

Our credit lines are designed for those who want flexibility in managing their finances. With total credit lines amounting to $28,472,099, you can access funds when you need them without the hassle of reapplying each time. We believe everyone deserves access to the right financial resources. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. Our team at Community Service, located at 2526 Montgomery Rd Huntsville Tx 77340, Huntsville, TX, is ready to assist you. You can contact us at (936) 295-3980 during business hours. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We work with you to find a mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but we're here to help. We also offer flexible terms on unsecured credit card loans, with a total of $2,332,860 in loans helping members manage their finances effectively. Enjoy competitive interest rates and rewards programs that add value to your purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are comparing genuine offers rather than inflated or misleading rates. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means users see a true reflection of the best available rates without any conflicts of interest. - Real-Time Rate Comparisons: The platform updates loan rates from multiple institutions regularly, helping users stay informed about current market conditions and make timely decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the reliability and effectiveness of the tool in real-world applications. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all comparisons are fair and transparent, allowing users to make informed decisions without hidden agendas.

COMMUNITY SERVICE CREDIT UNION - Huntsville, TX

Compare Loan Rates Near You

Loan rates in Huntsville, TX (77340)