Community Service Credit Union Huntsville TX | Low Mortgage Rates & Top Auto Loans

Introduction

Welcome to Community Service Credit Union, your trusted financial partner in the heart of Huntsville, TX! Established in 1954, we have been dedicated to providing exceptional banking services to our community for nearly seven decades. Located at 250 Fm 2821 Rd W, we proudly serve over 11,000 members, offering a range of services tailored to meet your financial needs. As a member-focused institution, we understand the importance of trust and reliability. Our total assets stand at an impressive $157,170,311, reflecting our commitment to securing your financial future. With total deposits of $22,955,909 and a net worth of $14,041,526, you can feel confident that your money is in safe hands. We also offer a variety of loan options, with more than 6,477 loans and leases currently funded, ensuring that our members have access to the resources they need. Our leadership team is committed to fostering a welcoming environment. Led by our CEO, Brenda Hooker, and Board President, Doyle Scott, we strive to make every interaction meaningful. With a dedicated staff of 34 employees, we're here to assist you with everything from personal banking and auto loans to business financing solutions. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please use our mailing address: 250 FM 2821 Rd W, Huntsville, TX 77320-8422. Ready to take the next step towards better banking? Whether you're looking for personal loans or need assistance with online banking services, we're here for you. Call us today at 936-295-3980 or visit our website at cscutx.com to learn more about how we can help you achieve your financial goals!

Branch History & Mission

At Community Service, we take pride in our rich history and commitment to serving the residents of Huntsville, Texas. Since opening our doors in 1954, we have grown from a small credit union to a vital financial partner for over 11,000 members. Located at 250 FM 2821 Rd W, our branch is easily accessible, allowing us to provide personal banking services right in the heart of our community. Our mission is straightforward yet powerful: to enhance the financial well-being of our members while actively supporting the local community. We believe that everyone deserves access to reliable financial services, which is why we offer a range of products, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our goal is not just to provide financial products but also to empower our members through education and support. As we evolved over the years, we've embraced modern technology to better serve you. Our digital banking options include online banking and mobile payments, ensuring you can manage your finances conveniently from anywhere. We also prioritize accessibility with ADA-compliant facilities and services. Community Service isn't just about numbers; it's about people. With total assets exceeding $157 million, we are well-equipped to meet your financial needs while maintaining a strong focus on community outreach. We regularly partner with local organizations to give back and invest in the future of Huntsville. While members can visit us at 250 Fm 2821 Rd W Huntsville Tx 77320, official correspondence should be sent to 250 FM 2821 Rd W, Huntsville, TX 77320-8422. Our branch offers drive-thru banking for quick transactions and ATMs for easy cash access whenever you need it. Join us today and experience firsthand the benefits that come with being part of Community Service. Together, we can achieve your financial goals while making a positive impact in our community! For more information or assistance, feel free to call us at (936) 295-3980 or visit our website at www.cscutx.com.

Branch Location & Accessibility

Welcome to the Community Service branch, located at 250 FM 2821 Rd W in beautiful Huntsville, Texas! Nestled in Walker County, our branch is conveniently situated near local landmarks that make it easy for you to find us. Whether you're heading to the nearby parks or simply passing through town, we're here to help with all your banking needs. At Community Service, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring everyone can navigate easily. Plus, we offer ample parking right outside our doors, making your visit hassle-free. We understand that your time is valuable. That's why we offer flexible operating hours to suit your schedule. You can walk into our lobby from Monday through Friday between 9:00 AM and 4:00 PM for walk-in services. If you prefer an appointment, we're available until 5:00 PM on those days. For added convenience, our drive-thru service operates from 9:00 AM to 6:00 PM, allowing you to complete simple transactions without leaving your vehicle. Need cash? We have an ATM on-site for quick withdrawals and balance checks whenever you need them. While you're here, feel free to explore a range of services including personal checking and savings accounts, auto loans, credit cards with rewards, and more! While members can visit us at 250 Fm 2821 Rd W Huntsville Tx 77320, official correspondence should be sent to our mailing address: 250 FM 2821 Rd W, Huntsville, TX 77320-8422. If you have questions or want to know more about what we offer, don't hesitate to give us a call at (936) 295-3980. We look forward to welcoming you soon!

Member Eligibility

At Community Service, we believe that joining our community is like becoming part of a family that genuinely cares about your financial well-being. To become a member, we welcome individuals who live, work, worship, or attend school in the areas we serve. This means if you're part of our local community in and around 250 Fm 2821 Rd W Huntsville Tx 77320, you're likely eligible to join us! Membership comes with fantastic benefits such as competitive rates on loans and savings accounts, personalized service, and access to various financial products tailored just for you. Opening an account is straightforward and welcoming just give us a call at (936) 295-3980 to get started or visit our website for more details on membership eligibility. We can't wait to welcome you into our growing family at Community Service!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,226,837, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services designed for ease and efficiency. Picture a small retail shop using our payment solutions to accept credit card payments seamlessly. This not only enhances customer experience but also increases sales potential. At Community Service, located at 250 Fm 2821 Rd W Huntsville Tx 77320 in Huntsville, TX, we're dedicated to empowering local businesses. Reach out today at (936) 295-3980 and let us help you achieve your business goals!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're just starting out or looking to expand, we have the tools and resources to support your business ambitions.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms empower you to manage your accounts from anywhere. With features like mobile payments and person-to-person transfers, accessing your funds has never been easier. Plus, our robust ATM and cash withdrawal services ensure that you have quick access to cash when needed.

Drive-Thru & ATM Access

We also offer basic drive-thru banking for simple transactions such as deposits and withdrawals, making it easy for you to handle banking tasks without stepping inside. For even more convenience, enjoy basic ATM access for balance checks and cash withdrawals perfect for those busy days when you're on the go. At Community Service, we pride ourselves on being more than just a financial institution; we're a partner in your financial journey. If you want to learn more about any of our services or have specific questions, don't hesitate to reach out at 936-295-3980. We're here to assist you! Explore all the ways we can support you by visiting us online at Community Service Credit Union. Your financial future starts here!

Personal Banking Solutions

Our personal banking offerings include checking and savings accounts designed to help you manage your finances effortlessly. Imagine having a checking account that keeps your day-to-day spending organized while your savings grow steadily with competitive interest rates. For those moments when life throws unexpected expenses your way, our personal loans and debt consolidation options can provide the financial relief you need. If you're in the market for a vehicle, we offer auto loans and vehicle financing tailored to fit your budget. Picture driving off in your dream car with a loan that suits your lifestyle. Additionally, if homeownership is on your horizon, explore our mortgage loans and refinancing services, which can help you secure the best rates available.

Rewarding Credit Options

We understand how important it is to earn rewards for your purchases. That's why we provide credit cards with rewards, allowing you to earn points or cash back on everyday spending. This means every swipe gets you closer to exciting rewards!

Digital & Online Banking

Accessibility and Security

With 24/7 online banking services available, you have the flexibility to access your accounts whenever it suits you. Whether it's early morning or late at night, we're here to help you manage your money on your schedule. Our systems are built with advanced security measures to keep your information safe while providing an easy-to-navigate interface that even those new to technology can use confidently. At Community Service, we prioritize making banking accessible and hassle-free for all our members. Dive into our digital services today and experience financial management at its finest!

Key Features

Our online banking platform at https://www.cscutx.com/ allows you to check balances, transfer funds, and pay bills with ease. You can also enjoy the benefits of electronic statements, making it simple to stay organized and reduce paper clutter. Plus, with our electronic signature authorization feature, signing important documents is straightforward and secure. For those who prefer managing their finances on the go, our mobile application provides a user-friendly experience right in your pocket. You can make mobile payments effortlessly, ensuring that you're always ready to make purchases or settle up with friends through our person-to-person transfer feature.

Financial Strength

Member-Centric Savings Options

Members' savings are secured through $18,211,603 in share certificates and $24,892,382 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,120,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $21,957 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $13,643,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $2,021 in used auto loans and $104,930,918 in total loans and leases, supporting our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $14,041,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.93% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

With total share accounts reaching 20,191, we have a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $25,119, highlighting our commitment to providing robust financial solutions. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Service is your trusted partner. Visit us at 250 Fm 2821 Rd W Huntsville Tx 77320 or call (936) 295-3980 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $40,186,149 in used vehicle loans and $26,843,974 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our financing options make it easier than ever to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $2,226,837 provide the capital needed to grow and expand. We know how important it is for your business to have access to resources when opportunities arise.

Credit Lines

Need extra flexibility? Our total credit lines amounting to $28,472,099 give you the freedom to spend as needed while managing your budget wisely. At Community Service, we prioritize your financial health and aim to provide personalized solutions that meet your unique needs. If you're considering refinancing or would like to explore eligibility options for any of our loan products, don't hesitate to reach out! For more information, feel free to visit us at our branch located at 250 Fm 2821 Rd W Huntsville Tx 77320, Huntsville, TX, or call us at (936) 295-3980. Let us help you take that next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We're here to guide you through each step, making the process straightforward so you can focus on settling into your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,332,860 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying added benefits.

Loan Aggregator

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COMMUNITY SERVICE CREDIT UNION - Huntsville, TX

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