COMMUNITY RESOURCE FEDERAL CREDIT UNION - Latham, NY

Welcome to Community Resource, your trusted financial partner located at 20 Wade Rd, Latham, NY 12110. Established in 1935, our credit union has proudly served the community for over 85 years, helping members achieve their financial goals through personalized banking solutions. With a total membership of 6,698, we are committed to fostering a supportive environment where you can thrive financially. At Community Resource, we understand that every member's needs are unique. That's why we offer a diverse range of services including checking and savings accounts, auto loans, mortgage loans, and business banking options. Our total assets stand at an impressive $114,227,199, reflecting our strong commitment to the financial well-being of our members. We also maintain robust financial health with $9,017,311 in total deposits and a net worth of $13,799,500. Our dedicated team of 27 employees is led by CEO Terry Langlois and Board President Thomas Ellis, who work tirelessly to ensure that you receive the best service possible. Whether you're looking for help with loans or simply need advice on saving for the future, we're here to guide you every step of the way. While members can visit us at our branch location in Latham for face-to-face assistance, official correspondence should be sent to our mailing address: 20 Wade Rd, Latham, NY 12110-3520. We invite you to explore all that Community Resource has to offer. For more information or to discuss your financial needs, please call us at 518-783-2211. Together, let's build a brighter financial future!

At Community Resource, we believe that becoming a member is like joining a warm, welcoming family where everyone looks out for each other. If you're interested in joining us at our branch located at 20 Wade Rd, Latham, NY 12110, you'll find it's easy to become part of our community. To be eligible, you simply need to live, work, worship, or attend school in the areas we serve. This means if you're part of our local community, you're already on your way to enjoying all the benefits we offer. Membership comes with numerous advantages, including personalized service and competitive financial products designed to help you achieve your goals. Opening an account with us is just as straightforward. You can start the process by visiting this link: Account Opening Details. If you have any questions or need assistance along the way, don't hesitate to give us a call at 518-783-2211. For more detailed eligibility criteria and to ensure you have the most current information, check out our website at Membership Perks. We're excited to welcome you into our Community Resource family!

At Community Resource, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a solid financial foundation that ensures you can trust us with your hard-earned money. With a net worth of $13,799,500, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1208 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $44,295,090 in share certificates and $14,755,041 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,496,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,799,500 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust as evidenced by the $85,577,301 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products tailored for our members' needs. We also take pride in having 27 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $21,227. Total Share and Deposit Accounts: 12,381, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Resource is your trusted partner. Visit us at 20 Wade Rd Latham NY 12110 or call 518-783-2211 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.