Community Resource Baytown TX Credit Union

Introduction

Welcome to Community Resource, your trusted partner in financial growth and support, located at 3110 Rollingcreek Drive, Baytown, TX 77521. Since our establishment in 1935, we have dedicated ourselves to serving our members with a commitment that reflects in our impressive figures: over 57,000 members rely on us for their financial needs, supported by total assets amounting to $882,685,157. At Community Resource, we pride ourselves on being more than just a credit union. Our mission is to enrich the lives of our members and the community through personalized financial services. With $71,300,649 in total deposits and a solid net worth of $82,384,191, we ensure that your savings are secure while offering you competitive loan options. Our portfolio includes over 38,540 loans and leases, tailored to meet the diverse needs of our community. While our physical branch is ready to serve you during lobby hours from 9:00 AM to 4:00 PM, Monday through Friday, we also encourage you to reach out via phone at 281-422-3611 for any inquiries or assistance you may need. If you're sending official correspondence, please note that it should be directed to our mailing address at PO BOX 3181, Baytown, TX 77522. Our leadership team is dedicated to ensuring that every member feels valued and understood. Under the guidance of CEO Brenda Weinberger and Board President Randall Sanders, we strive to foster an environment where financial literacy and empowerment thrive. Join us today and discover how Community Resource can help you achieve your financial dreams. Whether you're looking to save for a new home or manage your daily expenses more effectively, we're here for you every step of the way. Visit us online at www.crcu.org or stop by our branch we can't wait to meet you!

Branch History & Mission

Join Us!

As we look forward to the future, we invite you to join the Community Resource family. Experience firsthand how we can assist you in achieving your financial goals while being part of a community-focused organization. Together, let's build a brighter future for Baytown and its residents. For more information or assistance, please reach out to us at 281-422-3611 or visit our website at www.crcu.org. Let's embark on this journey together!

Our Journey

Located at 3110 Rollingcreek Drive, Baytown, TX 77521, our branch has become a cornerstone of support for individuals and families in the area. We invite you to visit us during our operating hours from Monday to Friday, 9:00 am to 4:00 pm. Although we do not have ATM services or drive-thru banking available at this location, our focus remains on providing personalized financial services that truly make a difference in people's lives. While members can visit us at our branch address, official correspondence should be sent to PO BOX 3181, Baytown, TX 77522. This ensures that all communications are handled promptly and efficiently.

Our Mission

At Community Resource, our mission is straightforward yet impactful: to empower our members through accessible financial solutions while supporting local initiatives that strengthen our community. We believe in creating opportunities for everyone by offering a range of products including loans and savings accounts tailored to meet individual needs. Our commitment extends beyond banking; we actively engage in community outreach efforts and partnerships that uplift those around us. We are proud of the advancements we've made in providing digital services such as online banking and mobile applications. These tools enable our members to manage their finances conveniently from anywhere. We also prioritize accessibility by ensuring compliance with ADA standards so that all individuals can take advantage of our services without barriers.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important to our members. Our branch is designed with features that cater to everyone, including ADA compliance and ramps for easy entry. Parking is readily available, ensuring that your visit is as hassle-free as possible.

Location Highlights

Our branch is situated in a bustling area of Baytown, making it easy for you to drop in. Whether you're visiting nearby shops or heading home from work, we're just a stone's throw away. For those who prefer official correspondence, please note that our mailing address is PO BOX 3181, Baytown, TX 77522.

Operating Hours

At Community Resource, we're here for you during the week! Our lobby hours are Monday through Friday from 9:00 am to 4:00 pm. Whether you need assistance with your accounts or are looking to explore our services, we're ready to help during these times.

Services Offered

While we currently do not have ATM services or drive-thru banking available at this location, our team is dedicated to providing personalized service inside the branch. We're here to assist with everything from account inquiries to loan applications and more. If you have any questions or would like more information about what we offer, don't hesitate to give us a call at 281-422-3611. We invite you to visit us soon and experience the warm welcome at Community Resource!

Member Eligibility

At Community Resource, we believe that everyone deserves to be part of a friendly and supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area around Baytown, you're likely eligible to join us. We proudly serve individuals and families who share our commitment to community values, so whether you're looking for a place to save, borrow, or simply connect, we're here for you. For full details on eligibility requirements, please check out our page at . Joining is just the beginning of your journey with us. At Community Resource, members enjoy personalized service and access to a variety of financial products designed to meet your needs. Opening an account is easy; just give us a call at (281) 422-3611 or visit us at our branch located at 3110 Rollingcreek Drive Baytown Tx 77521 during our operating hours. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Lending Solutions That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $65 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $75,385,866, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Operations

In addition to our loan offerings, we provide essential merchant services that streamline everyday transactions. Imagine being able to accept payments effortlessly, whether it's in-person or online. Our services ensure you can focus on what matters most running your business while we handle the financial transactions smoothly. Located at 3110 Rollingcreek Drive Baytown Tx 77521, Baytown, TX 77521, our team is ready to partner with you in achieving your business dreams. Connect with us today at (281) 422-3611!

Comprehensive List Of Services

Banking Services Tailored for You

Whether you're looking for a simple way to access your funds or manage your everyday banking needs, Community Resource has got you covered. One key service we offer is ATM Services Only. This means you can easily withdraw cash, check your balance, and complete other transactions at our ATM, making it a great option when you're on the go. Imagine heading out for groceries and needing some cash for your purchase our ATM will be right there to assist you. Plus, with our commitment to security and ease of use, you can feel confident while using our machines.

Committed to Your Financial Wellness

At Community Resource, we understand that everyone has unique financial goals. That's why we strive to offer services that are not just functional but also supportive of your overall financial health. Whether you're saving up for a big purchase or planning for future investments, we are dedicated to helping you every step of the way. We invite you to visit us at 3110 Rollingcreek Drive Baytown Tx 77521 or give us a call at (281) 422-3611 during our operating hours from Monday to Friday, 9:00 am - 4:00 pm. Our friendly staff is ready to assist you with any questions about our services or help you get started with your financial journey.

Digital Banking Made Simple

In today's fast-paced world, having access to digital banking features is essential. While we currently focus on ATM services, our digital banking options ensure that you can still keep track of your accounts from anywhere. With online banking available through Headquarters, you can view transactions, transfer funds, and manage your account all from the comfort of your home or on your mobile device. If you've ever found yourself needing to check your account balance late at night or want to ensure a transaction went through while waiting in line at the store, our online banking platform provides that convenience.

Final Thoughts

Choosing the right financial partner is crucial, and at Community Resource, we're here for all your banking needs. Explore how our ATM services and online banking features can simplify your life today! For more information or assistance, don't hesitate to reach out or visit us in person. Your financial success starts here!

Digital & Online Banking

At Community Resource, we understand that banking should fit into your lifestyle, not the other way around. That's why we offer a range of digital and online banking services designed to make managing your finances convenient and secure. With our online banking services, you can access your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, our platform is available 24/7 to help you stay in control of your money. We prioritize security, so you can rest assured that your information is protected as you navigate through your financial tasks. For those who prefer the convenience of mobile banking, our mobile application offers an easy-to-use interface that allows you to manage your accounts on the go. You can also enjoy features like person-to-person transfers, making it simple to send money to friends and family without any hassle. Additionally, we provide electronic signature authorization for certain transactions, allowing you to complete paperwork digitally and save time. If you're looking to go paperless, our e-statements feature will deliver your account statements straight to your inbox no more waiting for the mail! While mobile payments are currently not available at Community Resource, we continually explore ways to enhance our offerings based on member feedback. We believe in making banking easier for you, and we're committed to providing the tools that meet your needs. Experience the freedom of managing your finances with ease and confidence at Community Resource. For more information about our digital and online banking services, visit us at https://www.crcu.org/ . Your financial journey starts here!

Financial Strength

Commitment to Growth and Innovation

With $78,198,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,643 in used auto loans and $663,601,684 in total loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our $3,641,532, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 195 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $185,331,608 in share certificates and $48,614,228 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $498,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $82,384,191, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation means we can continue to support our community's needs effectively. Our net worth ratio of $933 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 110,790, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Resource is your trusted partner. Visit us at 3110 Rollingcreek Drive Baytown Tx 77521 or call (281) 422-3611 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

We believe in offering more than just loans; we want our members to have choices. If you're interested in refinancing or checking your eligibility for any of our loan products, our knowledgeable staff at 3110 Rollingcreek Drive Baytown Tx 77521 is here to assist you. You can reach us at 281-422-3611 during our lobby hours from Monday through Friday, 9:00 am - 4 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Community Resource can help you meet your financial needs today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $162,988,510 in used vehicle loans and $87,384,359 in new vehicle loans already helping members get on the road. We offer financing for both new and used vehicles, making it easier than ever for you to drive away in a reliable car.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $75,385,866 provide the capital needed to expand operations or invest in new projects. We know how crucial it is for businesses to have access to funds when they need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,033,813, make buying or refinancing simple. We provide various mortgage solutions tailored to fit different financial situations and ensure a smooth process from application to closing.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $24,140,210 in loans helping members manage their finances effectively. This option can give you the purchasing power you need while keeping your budget in check.

Loan Aggregator

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Ensuring Accurate Comparisons

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COMMUNITY RESOURCE CREDIT UNION