Community Resource Baytown TX Credit Union | Quick Personal Loans & Business Banking

Introduction

Welcome to Community Resource, your trusted financial partner located at 6810 Garth Rd, Baytown, TX 77521. Established in 1935, we take pride in serving our community with dedication and care. With a robust membership of 57,417 and total assets of $882,685,157, we are committed to providing you with the financial services that meet your needs. At Community Resource, we understand that banking is more than just numbers; it's about building relationships. Our experienced team of 209 employees, led by CEO Brenda Weinberger and Board President Randall Sanders, is here to support you in achieving your financial goals. Whether you are looking for personal banking solutions like checking accounts and auto loans or business banking options including merchant services, we've got you covered. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 3181, Baytown, TX 77522. We also maintain a solid financial foundation with total deposits amounting to $71,300,649 and a net worth of $82,384,191, ensuring that your money is safe and sound with us. Our mission extends beyond just providing services; we aim to make a positive impact on our community. With over 38,540 loans offered and the flexibility of online banking options available through our website crcu.org, we strive to empower our members every day. We invite you to visit us or call at 281-422-3611 during our lobby hours Monday through Friday from 9 AM to 5 PM (with extended hours on Fridays until 6 PM) and Saturday from 9 AM to 1 PM. Join us in building a brighter financial future together!

Branch History & Mission

Join Us

We invite you to be part of our growing family at Community Resource. Experience firsthand how we prioritize your financial well-being while making a positive impact in Baytown. Whether you're looking for your first bank account or need help with your business finances, we're here for you every step of the way. While members can visit us at 6810 Garth Rd, official correspondence should be sent to PO Box 3181, Baytown, TX 77522. Join us today and discover how Community Resource can help you achieve your financial goals! Visit us online at crcu.org or stop by during our operating hours we look forward to welcoming you!

Our Journey

From the outset, Community Resource was built on the foundation of trust and mutual aid. Over the years, we have expanded our services to meet the evolving needs of our members. Our commitment to providing personalized banking solutions has allowed us to cultivate lasting relationships within the community. We focus on offering products that truly benefit our members, including personal checking and savings accounts, auto loans, mortgage financing, and business banking services. Our physical branch is designed for accessibility and convenience, featuring both ATM availability and drive-thru banking options for those who prefer quick transactions without stepping inside. For more information or assistance, feel free to reach us at 281-422-3611 during our lobby hours: Monday through Friday from 9 AM to 5 PM (with extended hours on Fridays until 6 PM) and Saturdays from 9 AM to 1 PM.

Our Mission

At Community Resource, our mission is simple yet profound: we strive to empower individuals and families through accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity for financial success and stability. By providing resources like credit cards with rewards, personal loans for debt consolidation, and online banking services that put you in control, we aim to make financial management easy for all. In addition to our core services, we actively participate in local outreach efforts that support education, health initiatives, and economic development within Baytown. We partner with various organizations to ensure that we contribute positively to the community we serve.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your comfort in mind. We offer ample parking for all members and visitors, including designated spots for those with disabilities. The building is fully ADA compliant, featuring ramps and wide doorways to ensure everyone can access our services without hassle.

Call to Action

Whether you're looking to open an account or have questions about our services, we invite you to stop by or give us a call at 281-422-3611. Our friendly staff is eager to assist you! Come see how Community Resource can help you achieve your financial goals today!

Operating Hours

At Community Resource, we understand that flexibility is important. Our lobby hours are Monday through Friday from 9 AM to 5 PM, with extended hours on Fridays until 6 PM. On Saturdays, we're open from 9 AM to 1 PM to help you handle your banking needs during the weekend. If you're in a hurry or prefer convenience, our drive-thru service operates Monday through Friday from 7 AM to 6 PM and on Saturdays from 9 AM to 1 PM.

Services Offered

We're here for all your banking needs! From personal checking and savings accounts to auto loans and mortgage options, our team is ready to assist you. You can also take advantage of our ATM services for quick withdrawals and balance checks anytime you need them. While visiting us at our Garth Road location, please note that official correspondence should be directed to our mailing address: PO Box 3181, Baytown, TX 77522.

Member Eligibility

Becoming a member of Community Resource is like joining a welcoming family where your financial well-being is a top priority. If you live, work, or attend school in the Baytown area or have a family member who is already part of our community, you're likely eligible to join us! At Community Resource, we believe that everyone deserves access to friendly and supportive financial services, whether you're looking for checking accounts, loans, or savings plans. You can easily find out more about the eligibility criteria by visiting this link. Once you're ready to take the next step towards membership, opening an account is straightforward and hassle-free. Just stop by our branch located at 6810 Garth Rd Baytown Tx 77521 or give us a call at (281) 422-3611 for more information. Our team is here to guide you every step of the way, ensuring that you feel confident and supported as you begin your journey with us. We can't wait to welcome you into the Community Resource family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $65 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $75,385,866, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine your customers enjoying a quick and easy payment process while you focus on what you do best running your business. Our services are designed to help streamline operations, enhance customer satisfaction, and ultimately boost your bottom line. Located at 6810 Garth Rd Baytown Tx 77521 in Baytown, TX, we're here to partner with you on your journey to success. Call us at (281) 422-3611 or visit us online at https://www.crcu.org/ to learn more about how we can support your business needs.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, our business banking services offer tailored solutions including merchant services and business loans. We understand the importance of having reliable banking support for your operations.

Conclusion

At Community Resource, we strive to make banking easy and accessible for everyone in Baytown. From personal loans to business services, we've got you covered! For any questions or to learn more about how we can assist you financially, feel free to reach out at 281-422-3611 or visit us at www.crcu.org. We look forward to serving you!

Credit Cards and Rewards

Our credit cards come with rewards that can benefit your everyday spending. Whether you're using it for groceries or travel, you can earn points that lead to exciting perks.

Digital Banking Features

With today's fast-paced life, we know how crucial it is to manage your finances on the go. That's why we provide robust online and mobile banking features that allow you to check balances, transfer funds, and pay bills anytime, anywhere. You can also enjoy the convenience of ATM access for withdrawals and balance checks at our locations.

Drive-Thru and In-Branch Services

For those who prefer face-to-face interactions or need quick transactions, our drive-thru service ensures that you can perform basic banking tasks like deposits and withdrawals without leaving your car. Our lobby hours are designed with your schedule in mind Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM.

Personal Banking Services

Whether you are just starting your financial journey or looking for ways to manage your existing accounts, our personal banking services cover everything you need. We offer checking and savings accounts that help you save for future goals while keeping your money easily accessible. If you're planning to buy a new car, our auto loans and vehicle financing options provide affordable solutions with competitive rates. For those considering homeownership, we have a variety of mortgage loans and refinancing options designed to fit different budgets and lifestyles. Additionally, if you're looking to consolidate debt or fund personal projects, our personal loans can help you achieve those goals without added stress.

Digital & Online Banking

Key Features for Your Convenience

We prioritize your security with features like electronic signature authorization. This means you can sign documents digitally, streamlining processes without compromising safety. Plus, if you prefer going paperless, e-statements are readily available to help keep your financial records organized and easily accessible. If you're always on the move, our mobile application is here to help. With it, you can make person-to-person transfers effortlessly sending money to friends and family has never been simpler! While mobile payments are not currently offered, our app provides a user-friendly experience that keeps everything at your fingertips.

Why Choose Digital Banking?

Choosing digital banking with Community Resource means choosing flexibility and ease of use. You can take charge of your finances anytime and anywhere. From checking balances to transferring funds instantly, our services fit seamlessly into your busy lifestyle. The combination of secure features and user-friendly design ensures that managing your money is straightforward and stress-free. Explore all these convenient options today! Visit us online at https://www.crcu.org/ or call us at (281) 422-3611 for more information about how we can support your banking needs in this digital age.

Financial Strength

Growing Together

We currently manage 110,790 total share accounts, which shows a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, further demonstrating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Resource is your trusted partner. Visit us at 6810 Garth Rd Baytown Tx 77521 or call (281) 422-3611 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

Our commitment to serving you is backed by $78,198,859 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $7,643 in used auto loans and $663,601,684 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Centric Savings

Your savings are well protected with $185,331,608 in share certificates and $48,614,228 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $498,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,641,532 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 195 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $82,384,191, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $933 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $162,988,510 in used vehicle loans and $87,384,359 in new vehicle loans already helping members get on the road. We have financing solutions for both new and used vehicles to fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $75,385,866 provide the capital needed to grow and expand. We understand the unique challenges businesses face and tailor our solutions to meet those needs. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, feel free to reach out. Our team is here to guide you through every step of the process. For any questions or assistance regarding our loan offerings, contact us at 281-422-3611 or visit us at 6810 Garth Rd Baytown TX 77521. We're here to help you navigate your financial journey with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,033,813, make buying or refinancing simple. We provide flexible terms and competitive rates to help make your dream of owning a home a reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $24,140,210 in loans helping members manage their finances effectively. These cards come with various benefits designed to give you more control over your spending.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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COMMUNITY RESOURCE CREDIT UNION