Community Resource Baytown TX Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Community Resource, your trusted financial partner located at 2900 Decker Dr, Baytown, TX 77520. Established in 1935, we have proudly served our community for over 85 years, fostering a culture of trust and reliability among our 57,417 members. Whether you are looking for personal banking solutions or business services, we're here to help you achieve your financial goals. At Community Resource, we understand the importance of making sound financial decisions. With total assets exceeding $882 million, we offer a solid foundation for your banking needs. Our members enjoy a variety of products and services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also cater to businesses with tailored banking solutions. While members can visit us at our branch location, official correspondence should be sent to PO Box 3181, Baytown, TX 77522. Our dedicated team of 209 employees, led by CEO Brenda Weinberger and Board President Randall Sanders, is committed to providing exceptional service and support. With total deposits of $71.3 million and net worth standing at $82.4 million, our financial stability allows us to focus on what truly matters: you! We are dedicated to empowering our members through education and resources that enhance their financial well-being. Have questions or need assistance? Feel free to reach out by calling us at 281-422-3611 during our lobby hours from Monday to Friday. We invite you to explore our website at www.crcu.org for more information about our services and how we can assist you on your financial journey. Join us today at Community Resource your community-focused credit union where every member counts!

Branch History & Mission

Community Resource has a proud legacy that began in 1935, serving the vibrant community of Baytown, TX. Since its inception, our mission has been to empower members through accessible financial services and unwavering support. Located at 2900 Decker Dr, Baytown, TX 77520, we are committed to being a cornerstone in the lives of our members, with a focus on fostering community connections. Over the years, Community Resource has grown significantly. Today, we proudly serve over 57,000 members and manage assets totaling approximately $882 million. Our evolution reflects not just growth in numbers but also an expanding commitment to offer innovative banking solutions tailored to our members' needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to make financial services straightforward and approachable. Our mission is rooted in providing reliable financial solutions while actively supporting our local community. We believe that when our members thrive, so does the community. This belief drives us to participate in various outreach programs and partnerships that aim to uplift those around us. Whether it's through financial education workshops or local sponsorships, we are dedicated to making a positive impact. While members can visit us at our branch on Decker Drive, official correspondence should be sent to PO Box 3181, Baytown, TX 77522 if different from our physical address. We're open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM; Saturday hours are from 9 AM to 1 PM for those who need weekend access. In addition to traditional banking services, we are committed to keeping pace with modern technology. Our digital banking options allow members to manage their accounts conveniently online or via mobile applications. We also provide ATM access for easy cash withdrawals. As we look ahead, Community Resource remains focused on enhancing member experiences while ensuring accessibility for all individuals. Our drive-thru service may not be available currently; however, we ensure that every member feels welcomed and valued during their visits. We invite you to join Community Resource today! Experience firsthand how our commitment to service and community can help you achieve your financial goals. With us by your side, you're not just a number; you're part of a family dedicated to your success. For more information or assistance, call us at 281-422-3611 or visit our website at www.crcu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Parking

Our location features ample parking space, ensuring that you can easily find a spot when you visit. We prioritize accessibility for all our members, with ADA-compliant facilities including ramps and accessible entrances. Your comfort is our priority as we strive to make your banking experience smooth and enjoyable.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9 AM to 5 PM and on Fridays until 6 PM. For those who prefer early access, our drive-thru hours are even more accommodating: Monday through Friday from 7 AM to 6 PM and Saturday from 9 AM to 1 PM.

Services Tailored to You

At Community Resource, we offer a range of services designed to cater to your unique financial needs. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, we've got you covered. You can also take advantage of our ATM services for quick cash withdrawals or balance checks yes, we have ATMs available for your convenience!

Stay Connected

If you have any questions or need assistance, feel free to reach out! Our friendly team is here to help you. Give us a call at (281) 422-3611 for more information about our services or simply stop by during our operating hours. We invite you to visit us at the Decker Branch of Community Resource where banking meets community. Your financial well-being is important to us, and we look forward to serving you!

Member Eligibility

At Community Resource, we believe that becoming a member is like joining a caring family where your financial well-being is our top priority. If you're wondering how to become part of our community, it's simple! Our membership is open to anyone who lives, works, worships, or attends school in the Harris County area. We also welcome immediate family members of current members. This means you can easily enjoy our range of services designed just for you, from personal banking to loans and more. Ready to take the next step? Opening an account with us is straightforward and welcoming. You can visit us at our branch located at 2900 Decker Dr Baytown Tx 77520 or give us a call at (281) 422-3611 if you have any questions. For more details about eligibility and what it means to be a member. We look forward to having you as part of our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $65 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $75,385,866, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services help streamline your payment processes. Imagine running your café and easily accepting credit cards while managing your cash flow efficiently. Our services let you focus on what you do best serving your customers while we handle the financial details. Located at 2900 Decker Dr Baytown Tx 77520 in Baytown, TX, our team is dedicated to helping local businesses thrive. Reach out to us at (281) 422-3611 to explore how we can assist you today!

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer specialized banking services including merchant services and business loans. Running a business comes with its own set of challenges, but we're here to support you every step of the way with products tailored to meet your unique needs.

Convenient Access Anytime, Anywhere

In today's fast-paced world, convenience is key. That's why Community Resource offers online and mobile banking platforms that let you manage your accounts anytime and anywhere. Whether it's checking your balance, making transfers, or accessing ATM services for cash withdrawals everything is just a click away. With basic ATM access available at our location, withdrawing cash or checking balances has never been easier. We invite you to visit us at 2900 Decker Dr Baytown Tx 77520 or give us a call at (281) 422-3611 if you'd like more information about any of these services. At Community Resource, we're committed to helping you navigate your financial journey successfully!

Home Financing Solutions

Home ownership is a significant milestone, and with our mortgage loans and refinancing options, we make this dream more attainable. Our experienced staff will guide you through the process, ensuring you understand every step along the way. If you're already a homeowner looking to lower your monthly payments or access equity, our refinancing solutions can help you achieve those goals.

Personal Banking Services

Whether you're looking to open a checking or savings account, our personal banking services are tailored for you. Imagine having a checking account that suits your spending habits while also providing easy access to your funds through online and mobile banking. You can monitor your transactions, pay bills, and even transfer money with just a few taps on your phone. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms. We know how important it is to have reliable transportation, so we work with you to find the right loan that fits your budget.

Personal Loans and Credit Cards

Need extra cash for an unexpected expense? Our personal loans and debt consolidation options are designed for situations just like this. We strive to provide accessible financing that helps you manage your finances better. Plus, don't forget about our credit cards with rewards! They not only give you purchasing power but also reward you for your everyday spending.

Digital & Online Banking

Convenient Account Management

For those who prefer going paperless, we provide e-statements that let you review your account activity on the go. No more waiting for paper statements in the mail! You can access your e-statements whenever you need them, helping you stay organized and informed about your finances. If you're always on the move, don't worry! Our mobile application makes banking even easier. With it, you can manage your accounts from the palm of your hand. Though we currently don't support mobile payments, our app still provides all the essential features you need for effective account management. At Community Resource, we're committed to making banking as straightforward as possible so that you can focus on what matters most to you. Explore our digital banking services today at https://www.crcu.org/ and experience how effortless managing your finances can be!

Key Features of Our Digital Banking

Our online banking platform allows you to handle a wide range of tasks with just a few clicks. Whether you're checking your balance, transferring funds between accounts, or paying bills, everything is at your fingertips. You can also take advantage of our person-to-person transfer feature, making it simple to send money to friends and family without needing cash or checks. Security is always a top priority for us. We use advanced encryption methods to keep your personal information safe. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Financial Strength

Growing Trust from Our Members

The trust our members place in us is reflected by our 110,790 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Resource is your trusted partner. Visit us at 2900 Decker Dr Baytown TX 77520 or call 281-422-3611 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Solutions

Members' savings are secured through $185,331,608 in share certificates and $48,614,228 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $498,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $3,641,532, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 195 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Your Future

With $78,198,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $76,460,168 in total loans and leases available to support your financial goals across various sectors. This includes $7,643 in used auto loans designed to help you get on the road safely and affordably.

Solid Financial Health

With a net worth of $82,384,191, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 933 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $162,988,510 in used vehicle loans and $87,384,359 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a dependable pre-owned vehicle, our financing options can make your purchase easier and more affordable.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $75,385,866 provide essential capital needed for expansion and investment. We understand the challenges businesses face and are here to help you thrive. If you're considering refinancing or want to know more about eligibility options for any of our products, please reach out. Our knowledgeable staff can assist you in understanding what works best for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to contact us at 281-422-3611 for further information or visit us at our branch in Baytown. Let's take the next step toward your financial success together!

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in managing their finances, we offer total credit lines amounting to $348,474,525. Additionally, we have flexible terms on unsecured credit card loans, with a total of $24,140,210 in loans helping members manage their expenses effectively. These options give you the freedom to make purchases without worrying about immediate payment.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $15,033,813, making buying or refinancing simple. We provide various terms and competitive rates to help you find the best fit for your situation. Our dedicated team is here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means that users can trust the information they receive without worrying about misleading claims. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that help users make informed decisions without external influences skewing their options. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make choices based on the most current data available. This feature is crucial for anyone looking to secure the best possible deal. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly LendMesh has proven to be. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COMMUNITY RESOURCE CREDIT UNION - Baytown, TX

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Compare Loan Rates Near You

Loan rates in Baytown, TX (77520)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Parking

Operating Hours

Services Tailored to You

Stay Connected

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Access Anytime, Anywhere

Home Financing Solutions

Personal Banking Services

Personal Loans and Credit Cards

Digital & Online Banking

Convenient Account Management

Key Features of Our Digital Banking

Financial Strength

Growing Trust from Our Members

Member-Centric Savings Solutions

Operational Efficiency

Reinvestment in Your Future

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Customers Also Interested In: