Community Resource Atascocita TX Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Community Resource at the Atascocita Branch, where your financial well-being is our top priority. Located at 6903 Atascocita Rd, Atascocita, TX 77346, we have proudly served our community since 1935. With a commitment to personal banking and community support, we are dedicated to helping you achieve your financial goals. At Community Resource, we believe in transparency and trust. We currently have a strong membership base of 57,417 members and total assets exceeding $882 million. Our financial health is reflected in our net worth of $82,384,191 and total deposits reaching $71,300,649. Whether you're looking for checking and savings accounts or need assistance with auto loans and mortgages, our diverse range of services is tailored to meet your needs. Led by our experienced CEO, Brenda Weinberger, and Board President, Randall Sanders, our team of 209 employees is here to guide you every step of the way. We take pride in our ability to foster relationships that go beyond transactions because at Community Resource, you're not just a member; you're part of our family. For your convenience, while you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to PO Box 3181, Baytown, TX 77522, if this differs from our physical address. Discover how we can help empower your financial journey today! Call us at 281-422-3611 or visit us online at www.crcu.org to learn more about what we offer. Your future starts here!

Branch History & Mission

Join Us Today!

As we continue to grow alongside our community in Atascocita and beyond, we invite you to be part of our story. Discover how Community Resource can help you achieve your financial goals while being supported by a team that genuinely cares about your well-being. If you're looking for a credit union that prioritizes service over profit and values every member's experience, look no further than Community Resource. For any inquiries or assistance, feel free to reach out at 281-422-3611 or visit us at www.crcu.org. We're excited to welcome you!

Our Journey

Community Resource began its journey nearly nine decades ago with a simple mission: to provide accessible financial services that empower individuals and families. From modest beginnings, we have embraced change and innovation without losing sight of our core values. We are proud to offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our branch address places us conveniently near key landmarks in Atascocita, making it easy for you to visit us whenever you need assistance. We also ensure accessibility with features like ADA-compliant facilities and drive-thru banking options. You can rely on us for seamless transactions during our operating hours: Monday through Friday from 9 AM to 5 PM (with extended hours on Fridays until 6 PM) and Saturdays from 9 AM to 1 PM.

Our Mission

At Community Resource, we believe in the power of community. Our mission statement reflects this belief: "To enhance the quality of life for our members by providing exceptional financial products and services." We do not just focus on transactions; we strive to build long-lasting relationships within our community. Our dedication is evident through various outreach programs and partnerships that support local initiatives. We also understand the importance of technology in today's world. That's why we offer online banking services, mobile applications for convenient access, and secure electronic signatures for ease of use. Whether you need assistance at an ATM or prefer face-to-face interactions at our branch, we're here for you.

Branch Location & Accessibility

Accessibility and Convenience

At our Atascocita location, we prioritize your convenience. We offer ample parking for our members, ensuring that your visit is hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can enjoy our services comfortably.

Get in Touch

Have questions or want more information? Give us a call at 281-422-3611! Our friendly staff is ready to assist you with all your banking needs. We invite you to come by the Community Resource Atascocita Branch today your financial well-being is just around the corner!

Operating Hours

We understand that life can be busy, which is why our lobby hours are tailored to fit your schedule. Join us Monday through Friday from 9 AM to 5 PM, and on Fridays we stay open until 6 PM for those who need a little extra time. If Saturdays work better for you, we're open from 9 AM to 1 PM! Our drive-thru service is also available during extended hours on weekdays from 7 AM to 6 PM and Saturday mornings.

Services Offered

At Community Resource, we offer a range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need quick cash? Use our ATM located right outside for easy access to withdrawals and balance checks. Plus, our drive-thru banking allows you to complete simple transactions without leaving your vehicle. While members can visit us at our branch address mentioned above, any official correspondence should be sent to our mailing address: PO Box 3181, Baytown, TX 77522.

Member Eligibility

At Community Resource, we believe that everyone deserves the opportunity to be part of a caring financial community. Joining us is simple and welcoming! If you live, work, or worship in the area around 6903 Atascocita Rd Atascocita Tx 77346, you're likely eligible to become a member. We focus on creating a supportive environment where you can access a range of services tailored to meet your needs, from personal banking to loans and more. If you're curious about specific eligibility criteria, feel free to check out the details at . Getting started is easy! Just reach out to us at (281) 422-3611, and our friendly team will guide you through the account opening process. We're excited to help you take this step toward financial well-being with Community Resource where your membership means joining a family dedicated to your success! For more information about opening an account, visit .

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $65 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $75,385,866, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer comprehensive merchant services to help you manage transactions smoothly. Imagine easily accepting payments from customers whether they're shopping online or at your physical location. Our systems are user-friendly and designed to streamline your operations, so you can focus on what really matters growing your business. Visit us at 6903 Atascocita Rd Atascocita Tx 77346 in Atascocita, TX or call us at (281) 422-3611 to learn more about how our business banking and commercial services can benefit you!

Comprehensive List Of Services

Business Banking

If you're an entrepreneur or small business owner, our business banking services include everything from merchant services to assist with transactions, to business loans that can fuel your growth. We're committed to supporting local businesses because we know how vital they are to our community.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your accounts anytime, anywhere. From checking balances to making transfers or paying bills, all it takes is a few taps on your device. You can also take advantage of our ATM and cash withdrawal services for easy access to your funds whenever needed.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions without leaving their car, our basic drive-thru banking lets you handle deposits, withdrawals, and simple transactions quickly and easily. Additionally, our ATMs provide access for balance checks and cash withdrawals around the clock. We invite you to visit us at Community Resource, where personalized service meets comprehensive financial solutions. If you have questions or want more details about any of our offerings, don't hesitate to reach out at (281) 422-3611. Your financial journey matters to us let's navigate it together!

Financial Solutions

Life can sometimes throw unexpected expenses your way. That's why we have personal loans and debt consolidation options available, helping you manage those costs effectively while keeping stress at bay. Plus, our credit cards with rewards give you more than just purchasing power; they offer benefits that can enhance your everyday spending.

Personal Banking

We offer various personal banking options tailored to fit your lifestyle. Our checking and savings accounts provide a solid foundation for managing your money effectively. For those planning a big purchase, our auto loans and vehicle financing make it easy to drive away in your dream car without breaking the bank. If you need assistance with home financing, explore our mortgage loans and refinancing options that can help turn your homeownership dreams into reality.

Digital & Online Banking

Key Features

Our online banking platform also supports electronic signature authorization, allowing you to complete transactions securely without the hassle of paperwork. Plus, with e-statements available, you can keep track of your accounts while being environmentally friendly no more paper clutter! For those who enjoy using their smartphones, our mobile application puts all these features right in your pocket. You can make person-to-person transfers easily, ensuring that sending money to friends or family is quick and convenient. While we currently do not support mobile payments, our other features ensure you have everything you need for effective financial management.

Security and Accessibility

Your security is our top priority. Our online banking system is designed with advanced security measures to keep your information safe. We want you to feel confident when accessing your accounts from any device. Whether you're a busy parent juggling work and family or a student managing expenses on the go, Community Resource makes it easy for you to stay on top of your finances. Experience the convenience of modern banking with us today!

Financial Strength

Growing Member Trust

Total Share Accounts stand at 110,790, showing a strong and growing member base that trusts us with their finances. Our resources are designed with you in mind; net shares available for lending stand at $0, which allows us to focus entirely on serving our current members while expanding our offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Community Resource is your trusted partner. Visit us at 6903 Atascocita Rd Atascocita Tx 77346 or call 281-422-3611 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income of $3,641,532 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 195 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs.

Reinvesting in Member Services

With $78,198,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $66,360,168 in total loans and leases and $7,643 in used auto loans.

Secure Savings Options

Members' savings are secured through $185,331,608 in share certificates and $48,614,228 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $498,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $82,384,191, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 933 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those looking for business funding, our outstanding commercial loans totaling $75,385,866 provide the capital needed to grow and expand your business. We support entrepreneurs by offering tailored solutions that align with your business objectives. If you're considering refinancing any of these loans or want to explore eligibility options that suit your needs better, please don't hesitate to reach out. We're here to help guide you through every step of the process. For more information about our loan products or to speak with one of our representatives, call us at 281-422-3611. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Come visit us today and see how we can assist you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $162,988,510 in used vehicle loans and $87,384,359 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored for every need.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $15,033,813, making buying or refinancing simple. We provide guidance throughout the process to ensure you find the right mortgage solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $24,140,210 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees perfect for everyday purchases or unexpected expenses.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers. By relying on verified institutions, LendMesh builds trust and confidence in its comparison process.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, empowering users to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback underscores the effectiveness of the platform in helping individuals secure better financing options. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COMMUNITY RESOURCE CREDIT UNION - Atascocita, TX