Community Powered Credit Union Wilmington DE | Low Mortgage Rates & Top Checking Accounts

Introduction

At Community Powered, we believe in building strong financial futures for our members right here in Wilmington, DE. Established in 1962, our Price's Corner Branch at 1815 Newport Gap Pike has become a trusted resource for over 8,640 members who rely on us for personalized banking solutions. With total assets of $120,964,315 and deposits amounting to $23,439,552, we are proud to be a financially stable institution that prioritizes the needs of our community. Under the leadership of our dedicated CEO, Douglas Troskey, and Board President, Gerald Connor, we have fostered a culture of support and service. Our experienced team of 23 employees is always ready to assist you with a range of services including auto loans, mortgage refinancing, and business banking options. Each member benefits from our commitment to providing competitive rates and flexible terms tailored to individual needs. While members can visit us at our branch location, official correspondence should be sent to the same address: 1815 Newport Gap Pike, Wilmington, DE 19808. We invite you to explore what makes Community Powered unique from our robust loan offerings totaling 2,472 loans to our healthy net worth of $19,025,863. We're not just about numbers; we care deeply about our community's growth and prosperity. Whether you need assistance with personal banking or are considering a business loan with a balance of $645,724, we are here for you every step of the way. Ready to take the next step? Visit us at cpwrfcu.org or call us at 302-368-2396 today! Your financial journey starts here with Community Powered where your success is our mission.

Branch History & Mission

At Community Powered, we take pride in our rich history and unwavering commitment to serving the Wilmington community. Established in 1962, our branch has grown from humble beginnings into a vibrant financial institution dedicated to empowering our members. Located at 1815 Newport Gap Pike, Wilmington, DE 19808, we are easily accessible for all your banking needs. From the start, our mission has been clear: to provide exceptional financial services while fostering a sense of community. Over the years, we have expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Today, we proudly serve over 8,640 members and manage total assets of $120,964,315. Our journey has been marked by key milestones that reflect our dedication to innovation and customer service. We have embraced modern technology with features such as online banking and mobile payments to ensure that our members can access their accounts anytime, anywhere. Additionally, we are committed to being ADA compliant so that all members of our community can enjoy our services without barriers. Community outreach is at the heart of what we do. We believe in giving back and actively participate in local initiatives that support education, health, and economic development. Our partnerships with local organizations help us make a positive impact right here in Wilmington. While members can visit us at 1815 Newport Gap Pike Wilmington De 19808, official correspondence should be sent to 1815 Newport Gap Pike, Wilmington, DE 19808. Our friendly team is here Monday through Friday from 9 AM to 5 PM to assist you with all your banking needs. Whether you need help managing your finances or advice on loans and investments, we are ready to support you every step of the way. Join us today at Community Powered and experience the benefits of being part of a credit union that truly cares about its members and community. Call us at (302) 368-2396 or visit our website at https://www.cpwrfcu.org for more information on how you can become a member!

Branch Location & Accessibility

Come Visit Us!

We invite you to visit the Community Powered branch today! Whether you're looking to open a new account or simply want to chat about your financial options, we're here for you. Experience personalized service in a friendly environment come see us soon!

Convenient Access and Features

At Community Powered, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ample parking to ensure that everyone can visit us without hassle. While we don't currently offer drive-thru banking, our lobby is open Monday through Friday from 9 AM to 5 PM, giving you plenty of time to stop by during your day. Should you need assistance or have questions about your account, feel free to reach out to us at (302) 368-2396. We're here to help!

Services Tailored for You

We understand that banking needs can vary widely, which is why we offer a variety of services right here at our Wilmington branch. From personal checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, with ATM availability on-site, accessing cash is quick and easy. If you need to send official correspondence, please note that while our branch address is 1815 Newport Gap Pike, Wilmington, DE 19808, our mailing address remains the same for your convenience.

Member Eligibility

At Community Powered, we believe that everyone deserves the chance to be part of a caring and supportive community. Joining us as a member is simple and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible to become a member. We also welcome family members of existing members, making it easy for your loved ones to enjoy our fantastic services together. As a member of Community Powered, you gain access to a variety of financial products tailored just for you, including competitive rates on loans and savings accounts, personalized service, and community-focused initiatives. To find out more about the specific eligibility criteria and see if you qualify, we invite you to check out our detailed information at https://cpwrfcu.org/join-the-community . When you're ready to open your account, the process is straightforward; just visit us online at https://www.financial-net.com/cpwrfcu/lending/internetloans or give us a call at (302) 368-2396. We're here to help you every step of the way as you join our vibrant community at Community Powered, located at 1815 Newport Gap Pike Wilmington De 19808.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $357,243, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make it easier for you to accept payments and manage transactions efficiently. Whether you're a local shop or a service provider, having reliable payment processing can enhance customer satisfaction and streamline your operations. Imagine reducing checkout times and improving cash flow all while enjoying competitive rates. Visit us at 1815 Newport Gap Pike Wilmington De 19808 in Wilmington, DE, or call us at (302) 368-2396 to learn how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options provide competitive rates to get you behind the wheel quickly. Picture driving off in your dream car without breaking the bank our team will work with you to find a loan that fits your budget.

Business Banking Services

If you're a business owner, you'll appreciate our business banking services, including merchant services and business loans. We understand how vital it is for businesses to have reliable support; that's why we're committed to helping you thrive.

Convenient Access with ATM Services

Accessing cash is easy with our ATM services available at our branch and throughout the area. You can make withdrawals and check balances without any hassle. Plus, our commitment to digital banking means that all these services are just a click away on your device. We invite you to explore all that Community Powered has to offer. If you have questions or need assistance, don't hesitate to reach out at 302-368-2396 during our lobby hours from Monday to Friday, 9 AM - 5 PM. Visit us today or learn more at https://www.cpwrfcu.org . Join us in building a brighter financial future together!

Credit Cards with Rewards

For those who love rewards, our credit cards come packed with benefits that allow you to earn points on everyday purchases. Think about how rewarding it would be to earn cash back or travel perks just by using your card for regular expenses.

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and our mortgage loans and refinancing options make it achievable. Whether you're buying your first home or looking to refinance for better terms, we guide you through every step of the process. You can trust us to help make your homeownership dreams come true.

Personal Banking Solutions

For everyday banking needs, we offer checking and savings accounts that help you manage your money effectively. Imagine having the ability to easily access your funds while earning interest on your savings. With our user-friendly online and mobile banking platforms, checking balances and transferring money has never been simpler.

Personal Loans & Debt Consolidation

Need extra cash for unexpected expenses or want to consolidate debt? Our personal loans can help ease financial stress. Imagine simplifying your payments into one manageable monthly bill our loan solutions are designed with your financial well-being in mind.

Digital & Online Banking

Key Features

One of the standout features we offer is electronic signature authorization. This means you can sign documents from the comfort of your home without needing to visit a branch. Plus, with e-statements available, you'll receive all your important account information electronically, reducing clutter and helping you stay organized. For those who prefer to bank on their mobile devices, our mobile application makes it simple to manage your accounts from anywhere. You can also take advantage of mobile payments, making transactions quick and secure with just a tap on your phone. Need to send money to a friend? Our person-to-person transfers make it easy to send cash quickly without any hassle. Just a few clicks and you're done! At Community Powered, we prioritize your security while ensuring that our services are accessible and straightforward. With real-time account management and a commitment to keeping your information safe, you can have peace of mind knowing that your finances are in good hands. Join us today at Community Powered and experience the benefits of modern banking right at your fingertips!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 16,827, showing a strong and growing member base that trusts us with their finances. With these figures backing us up, you can feel confident knowing your money is safe with us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Powered is your trusted partner. Visit us at 1815 Newport Gap Pike Wilmington De 19808 or call (302) 368-2396 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $9,950,093 in share certificates and $15,233,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $749,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $18,299,169 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity; with $380 in used auto loans and $54,073,806 in total loans and leases, we support your financial goals across various sectors.

Strong Financial Health

With a net worth of $19,025,863, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,573 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those looking for larger financing solutions, we provide access to $43,808,937 in credit lines and outstanding commercial loans totaling $357,243 for business owners who need capital to grow and expand. If you're considering refinancing any existing loans or exploring eligibility options, our team is here to assist you every step of the way. For more information about our loan products or to discuss which option might be best for you, feel free to reach out at (302) 368-2396 or visit us at our branch located at 1815 Newport Gap Pike Wilmington De 19808 in Wilmington, DE. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Community Powered, we are committed to providing our members with accessible financial solutions that meet their unique needs.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,595,945 in used vehicle loans and $2,667,761 in new vehicle loans already helping members get on the road. We make financing easy with flexible terms that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,854,468, make buying or refinancing simple. We provide personalized service to guide you through each step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,078,827 in loans helping members manage their finances effectively. These cards can be great for unexpected expenses or everyday purchases without tying up your cash flow.

Loan Aggregator

Benefits of Using LendMesh

Using LendMesh comes with several key advantages: - Verified Data: All loan offers come from reputable lenders, ensuring transparency in the information presented. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. This approach allows for unbiased results, putting user interests first. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, allowing them to make well-informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony reflects the genuine value that LendMesh provides to its users. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh guarantees accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to compliance ensures that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By pulling verified data from legitimate financial institutions, LendMesh helps eliminate confusion and provides a clear picture of available options.

COMMUNITY POWERED FEDERAL CREDIT UNION - Wilmington, DE