Community Plus Credit Union Rantoul IL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Community Plus, your trusted financial partner located at 526 E Champaign Ave, Rantoul, IL 61866. Established in 1943, we have proudly served our community for decades, fostering strong relationships with our 3,649 members and offering a wide range of financial services tailored to meet your needs. At Community Plus, we understand that banking is more than just transactions; it's about building trust and creating a sense of belonging. With total assets of $25,169,114 and total deposits reaching $75,610, we are committed to safeguarding your finances while helping you achieve your goals. Whether you're looking for personal banking options like checking and savings accounts or exploring loans for a new vehicle or home, we have the expertise to assist you every step of the way. Under the leadership of our CEO, Marissa Tatum, and Board President, Henry Gamel, our dedicated team of 10 employees is here to provide personalized service that feels like family. We believe in investing back into our community by supporting local initiatives and fostering economic growth. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 255, Rantoul, IL 61866-0255. Ready to take the next step in your financial journey? Give us a call at 217-893-8201 or explore our services online at cPLUSfcu.org. We look forward to welcoming you into the Community Plus family!

Branch History & Mission

Join Us

We invite you to experience the benefits of being part of Community Plus. Whether you're looking for personal banking options or business solutions, our friendly team is ready to assist you. Stop by during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to noon or give us a call at (217) 893-8201. Join us today and discover how Community Plus can help you achieve your financial goals while making a positive impact in Rantoul!

Our Mission

At Community Plus, our mission goes beyond providing financial services. We are dedicated to enriching lives through community support and outreach initiatives. We believe in fostering financial wellness by educating our members on money management and credit building. Our goal is not just to help you achieve your financial dreams but also to uplift the community around us. We take pride in partnering with local organizations for various outreach efforts aimed at improving the quality of life in Rantoul. From sponsoring local events to providing financial literacy workshops, we're here to make a difference. While members can visit us at 526 E Champaign Ave Rantoul Il 61866, official correspondence should be sent to PO Box 255, Rantoul, IL 61866-0255 if needed.

Our Story

Community Plus began as a small initiative focused on providing financial services tailored to the unique needs of our community. Over the decades, we have expanded our offerings while maintaining that personal touch that sets us apart from larger financial institutions. We understand that banking is not just about transactions; it's about relationships. Our dedicated team of ten employees strives every day to ensure that each member feels valued and understood. In addition to traditional banking services like checking and savings accounts, auto loans, and mortgage refinancing, we offer innovative solutions such as online and mobile banking. These advancements make it easier for members to manage their finances anytime, anywhere. While we may not have ATM availability at this branch, our drive-thru service allows for quick deposits and withdrawals for those on the go.

Branch Location & Accessibility

Accessible Banking

We prioritize making banking easy for everyone. Our branch is equipped with ADA-compliant features to ensure all members can access our services comfortably. Additionally, we offer drive-thru banking for those who prefer to handle their transactions without leaving their vehicles.

Connect With Us

Have questions or ready to get started? Our team is here to help! You can reach us at (217) 893-8201. We invite you to stop by Community Plus today and experience the difference of personalized banking tailored just for you!

Convenient Location

Situated near popular landmarks, Community Plus is just a stone's throw away from local shops and parks, making it a convenient stop during your daily errands. With ample parking available, you won't have to worry about finding a spot when you visit us.

Operating Hours

Our lobby hours are set to accommodate your busy schedule: we're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM until noon. If you need assistance outside these hours, our drive-up service is available from 7:30 AM to 5:30 PM on Monday through Wednesday and extends until 6 PM on Thursday and Friday. On Saturdays, the drive-thru operates from 7:30 AM to noon.

Services Offered

At Community Plus, we provide a variety of services tailored to meet your needs whether it's personal banking like checking and savings accounts or loans for your next vehicle purchase. While we currently do not have ATM services on-site, our drive-thru can handle many of your banking needs quickly and efficiently. If you ever need to send official correspondence, please note that while our physical location is at 526 E Champaign Ave, all mail should be directed to PO Box 255, Rantoul, IL 61866-0255.

Member Eligibility

Joining the Community Plus family means stepping into a supportive community that truly cares about its members. At Community Plus, located at 526 E Champaign Ave Rantoul Il 61866, we welcome anyone who lives, works, or attends school in our area, making it easy for you to become part of something special. Whether you're looking to open a checking account, secure a loan, or simply enjoy the benefits of credit union membership, we have you covered. Membership is open to those who meet our eligibility criteria details of which you can explore further at . The process is straightforward and friendly; just give us a call at (217) 893-8201, and we'll be happy to guide you through the steps to join our community. Plus, once you're a member, you'll gain access to fantastic financial products and services tailored just for you! If you're ready to take the next step, visit us at http://www.cPLUSfcu.org/loans-and-credit/loan-application to get started today!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that help streamline your payment processes. Imagine being able to accept payments quickly and securely, giving your customers a smooth experience while freeing up your time to focus on running your business. From point-of-sale systems to online payment solutions, we've got you covered. Whether you're located at 526 E Champaign Ave Rantoul Il 61866 in Rantoul, IL, or anywhere else in the area, let us be your partner in success. Contact us at (217) 893-8201 today and discover how we can help propel your business forward!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are dedicated to providing flexible financing solutions tailored to your business's needs. Imagine having the capital you need to purchase new equipment or invest in a marketing campaign that could take your business to the next level. Our team is here to guide you through the loan application process, ensuring you find the right product for your goals.

Comprehensive List Of Services

Business Banking

For entrepreneurs, our Business Banking services include essential tools such as Merchant Services and Business Loans. We understand that running a business comes with its own challenges, which is why we're here to help you manage your cash flow and grow your enterprise.

Convenient Access

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features so you can manage your accounts anytime, anywhere. With our mobile application, making payments or checking balances is just a tap away. For those who prefer in-person transactions, our branch includes basic Drive-Thru Banking, where you can handle deposits, withdrawals, and simple transactions without leaving your vehicle.

Credit Cards and Rewards

Our Credit Cards with Rewards provide not just purchasing power but also benefits that enhance your lifestyle. Use them for everyday shopping and earn rewards that can be redeemed for exciting experiences.

Get Started Today!

With so many services designed around you, it's time to take advantage of what Community Plus has to offer. Visit us today at our Rantoul branch or give us a call at 217-893-8201. Explore how we can support your financial journey every step of the way! For more information about our services, check out our website at cPLUSfcu.org.

Personal Banking

Whether you're starting your savings journey or managing your daily expenses, our Personal Banking options are designed for you. Open a Checking or Savings Account with us and enjoy easy access to your funds through online banking and our mobile app. Need help with larger purchases? Our Auto Loans & Vehicle Financing make it simple to drive away in your dream car. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans come with competitive rates and personalized support. We also offer Personal Loans & Debt Consolidation options, allowing you to take control of your finances more effectively.

Digital & Online Banking

Key Services

With just a few clicks at https://www.cplusfcu.org/ , you can access your account 24/7. Need to check your balance, pay bills, or transfer funds? Our user-friendly interface makes these tasks simple and quick. You can even take advantage of our e-statements feature, allowing you to receive your statements electronically for added convenience and security. If you're looking for ways to send money easily, our person-to-person transfers feature has you covered. Sending money to friends or family is now as straightforward as a few taps on your phone. Plus, with our mobile payments option, you can make purchases directly from your mobile device no need to carry cash or cards.

Security and Accessibility

We prioritize your security when it comes to online banking. While we currently do not support electronic signature authorization, rest assured that all transactions are safeguarded with robust security measures. Our dedicated team works around the clock to protect your personal information. Also available is our mobile application, which puts all these features right in the palm of your hand. With real-time notifications and updates about your accounts, managing your finances has never been easier. At Community Plus, we're committed to providing you with the tools you need for effective financial management in today's fast-paced world. Explore our digital banking options today and experience banking that fits into your life seamlessly!

Financial Strength

Commitment to Excellence

Our $16,529 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts: 5,768, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Plus is your trusted partner. Visit us at 526 E Champaign Ave Rantoul Il 61866 or call (217) 893-8201 to learn more about how we can help you achieve your financial goals.

Reinvestment in Our Services

With $3,296,247 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as well; with $812 in used auto loans and $19,769,311 in total loans and leases, we're here to support your financial goals across various sectors.

Solid Foundation

With a net worth of $4,617,650, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,835 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Savings Are Secure

Members' savings are secured through $2,576,683 in share certificates and $1,160,041 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,445,056, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Additional Financing Options

For those looking for more specialized services, we also provide total credit lines amounting to $3,349,000. This feature allows members to have access to additional funds as needed while maintaining control over their finances. If you're interested in refinancing options or want to know if you qualify for any of our loan products, please feel free to reach out! You can contact us at 217-893-8201 or visit us at our branch located at 526 E Champaign Ave Rantoul IL 61866. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Community Plus, we're dedicated to helping our members navigate their financial journeys with confidence. Let us help you find the right loan solution today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,218,177 in used vehicle loans and $1,418,525 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible terms and competitive rates make financing your next ride easier than ever.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $902,953, ensuring that you have access to the financing needed for your dream home. Our knowledgeable team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $370,974 in loans helping members manage their finances effectively. Whether it's for an emergency or planned purchases, our credit card options can provide the support you need without added stress.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every loan offer is not only legitimate but also adheres to strict guidelines designed to protect consumers. By using verified data, LendMesh guarantees that users receive fair and transparent offers tailored to their needs.

COMMUNITY PLUS FEDERAL CREDIT UNION - Rantoul, IL