Community Link Credit Union Huntington IN | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Community Link, your trusted financial partner located at 325 Etna Ave, Huntington, IN 46750. Since our establishment in 1997, we've been dedicated to serving our community with personalized banking solutions tailored to meet your unique needs. With a membership base of over 3,000 members, we pride ourselves on providing exceptional service and a strong sense of community. At Community Link, we understand that your financial journey is important. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, and business banking options. With total assets of $34,746,274 and deposits reaching $3,184,484, our commitment to financial stability ensures you can trust us with your money. Led by our CEO Misty Harrison and Board President Justin Wall, our team of 10 dedicated employees is here to help you navigate your financial goals. Whether you're looking for a new car or planning for retirement, we're ready to assist you every step of the way. And with a net worth of $3,964,568 and cash reserves totaling $220,750, we have the resources to support you. While you can visit us at our branch for all your banking needs, please remember that official correspondence should be sent to the same address: 325 Etna Ave, Huntington, IN 46750. We invite you to explore our website at http://www.communitylinkfcu.com or give us a call at 260-356-6220. Let's work together to achieve your financial aspirations!

Branch History & Mission

At Community Link, we have a proud history of serving our members since we opened our doors in 1997. Located at 325 Etna Ave, Huntington, IN, we have grown from a small credit union into a vital financial resource for over 3,000 members in our community. Our journey has been marked by a commitment to providing exceptional service and support, allowing us to build trust and foster lasting relationships with those we serve. Our mission is simple yet powerful: to enhance the financial well-being of our members while giving back to the community. We believe that everyone deserves access to quality financial services, and we strive to make banking easy and accessible for all. Whether it's through personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we are dedicated to helping you achieve your financial goals. As part of our commitment to accessibility, we offer convenient operating hours throughout the week Monday to Thursday from 8:30 AM to 5:00 PM, Friday from 8:00 AM to 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. With ATM availability and drive-thru banking services, we ensure that you can manage your finances on your terms. Our achievements are not just measured in numbers; they reflect our dedication to the community. With total assets exceeding $34 million, we remain committed to reinvesting in local initiatives that uplift our neighbors. We take pride in supporting local events and organizations that make Huntington a better place for everyone. While members can visit us at 325 Etna Ave Huntington In 46750, official correspondence should be sent to 325 Etna Ave, Huntington, IN 46750. We also embrace modern technology by offering online and mobile banking options. This way, you can manage your accounts anytime and anywhere with ease. Join us at Community Link, where we're more than just a credit union we're your partner in financial success. Experience the benefits of membership today! For more information or assistance, feel free to contact us at (260) 356-6220. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Community Link, we understand the importance of accessibility. Our branch is fully ADA-compliant, featuring ramps and accessible parking to ensure everyone can visit us comfortably. Whether you're coming in for a quick deposit or to discuss your financial future, we've got you covered.

Comprehensive Banking Services

At Community Link, we pride ourselves on providing a variety of banking services tailored to fit your lifestyle. From personal checking and savings accounts to auto loans and mortgages, our knowledgeable staff is here to assist you every step of the way. We also offer online and mobile banking options for added convenience. If you have any questions or need assistance, don't hesitate to give us a call at (260) 356-6220. We invite you to visit us soon at our Huntington branch where community banking meets personalized service!

Operating Hours

We aim to accommodate your busy schedule! Our lobby hours are Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:00 AM to 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. This way, you have plenty of options for when you can stop by.

Parking and Drive-Thru Services

Parking is plentiful and easily accessible right outside our door. For those on-the-go, we also offer drive-thru banking services, allowing you to complete simple transactions without having to leave your vehicle.

Member Eligibility

Becoming a member of Community Link feels like joining a family where everyone supports each other on their financial journeys. If you're looking to be part of this welcoming community, you'll be glad to know that eligibility is straightforward! To qualify, you just need to live, work, worship, or attend school in Huntington County, Indiana. This means that anyone from the area can take advantage of our member benefits, which include access to great rates on loans and savings accounts, personalized service, and a commitment to your financial well-being. Opening an account at Community Link is easy and convenient; just visit us at 325 Etna Ave, Huntington, IN 46750 or give us a call at 260-356-6220 for any questions. For more details about eligibility requirements or to stay updated on any changes, feel free to check out our website at https://www.communitylinkfcu.com/welcome-center/membership/. When you're ready to join us, you can start the account opening process online by visiting https://my.homecu.net/fi/commlink/loan-application.html. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer comprehensive merchant services that can simplify your payment processing. Imagine running your business without worrying about cash flow issues or complex transactions. Our solutions allow you to accept payments seamlessly, whether online or in-store, ensuring you focus on what truly matters growing your business. Visit us at 325 Etna Ave Huntington In 46750 in Huntington, IN, or give us a call at (260) 356-6220 to explore how we can support your business goals today!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. This means more opportunities for local entrepreneurs to invest in their dreams and build strong foundations. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that can adapt to your specific circumstances. With an outstanding commercial loan portfolio of $619,293, we continue to drive economic growth by financing new and expanding businesses. Our dedicated team is ready to assist you in finding the right loan product that meets your needs.

Comprehensive List Of Services

ATM & Drive-Thru Services

We also have convenient ATM and cash withdrawal services available for quick access to your funds. If you prefer face-to-face interactions, our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle.

Connect With Us!

At Community Link, we are committed to providing comprehensive financial solutions that fit into your lifestyle. If you have questions about any of our services or need assistance, don't hesitate to reach out at 260-356-6220. Our friendly team is here to help you navigate your financial journey! Explore all that we have to offer by visiting us in person or online at Community Link FCU. Let us be part of your financial story!

Credit Cards & Business Banking

Don't forget about our credit cards with rewards! They not only help you build credit but also give you perks that can enhance your shopping experience. For our entrepreneurial members, we provide robust business banking services, including merchant services and business loans. You can focus on growing your business while we take care of your banking needs.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer comprehensive online and mobile banking services. Access your accounts anytime, anywhere, whether it's through our user-friendly website or mobile app. Features like mobile payments and person-to-person transfers simplify managing your finances on the go.

Personal Banking

Our personal banking services provide essential tools for managing your money effectively. We offer checking and savings accounts that cater to various lifestyles. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that make banking easy and accessible. If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options can help get you on the road without breaking the bank. We understand how important reliable transportation is for our members' everyday lives. Homeownership is within reach with our mortgage loans and refinancing options. Our team will work with you every step of the way to find the right mortgage solution tailored to your needs. For those moments when unexpected expenses arise, we offer personal loans and debt consolidation options that can provide relief and peace of mind.

Digital & Online Banking

Conclusion

With Community Link's digital and online banking services, managing your money has never been easier or more accessible. Experience the freedom of real-time account management and take control of your finances today! For more information about our offerings, don't hesitate to visit us at http://www.communitylinkfcu.com or give us a call at (260) 356-6220. Your convenience is just a click away!

Key Features

One of the standout features of our digital banking services is the ability to authorize electronic signatures. This means you can complete transactions quickly without needing to visit a branch. Plus, with e-statements available, you'll enjoy a clutter-free inbox while keeping track of your financial activities easily and securely. For those who love mobile convenience, our mobile application allows you to manage your accounts right from your smartphone. You can make mobile payments effortlessly and even send money to friends or family using our person-to-person transfer feature. No more waiting in line or rushing to the bank; everything you need is at your fingertips. Security is also a top priority for us. Our digital banking services are built with robust security measures to keep your information safe while providing user-friendly access. Whether you're checking your account balance or completing a transaction, you can feel confident that your data is protected.

Financial Strength

Commitment to Growth

With $3,781,276 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $19,982,334 in total loans and leases and $366 in used auto loans.

Growing Membership Base

Total Share Accounts: 5,408, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Link is your trusted partner. Visit us at 325 Etna Ave Huntington In 46750 or call 260-356-6220 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Approach

Members' savings are secured through $13,152,742 in share certificates and $559,040 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,748,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $182,995 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $3,964,568, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,271,118 in used vehicle loans and $747,663 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is ready to assist you with competitive rates and flexible terms.

Business Loans

For business owners, our outstanding commercial loans totaling $619,293 provide the capital needed to grow and expand your ventures. We understand the unique challenges businesses face and are committed to offering tailored solutions that fit your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $998,125, make buying or refinancing simple. We also provide guidance through the entire process to ensure you feel confident and informed every step of the way.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for new ones, our knowledgeable team is here to help. We'll work closely with you to find solutions that improve your financial situation. At Community Link, we strive to make borrowing easy and accessible for everyone in Huntington, IN. Feel free to reach out to us at 260-356-6220 or visit us at 325 Etna Ave Huntington In 46750 for more information about how our loan offerings can support your financial journey!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but we offer flexible terms on unsecured credit card loans. With a total of $317,962 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that can benefit your lifestyle.

Loan Aggregator

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COMMUNITY LINK FEDERAL CREDIT UNION - Huntington, IN

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