Community First Fund Lancaster PA Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to Community First Fund Federal Credit Union, located at 51 S Duke St, Lancaster, PA 17602. Established in 2021, we have quickly become a trusted financial partner for our community, serving over 917 members with a commitment to providing personalized banking solutions. Our total assets amount to an impressive $10,833,939, ensuring that we have the resources to meet your financial needs. At Community First Fund, we believe in empowering our members through accessible financial services. With $7,005,378 in total deposits and a robust portfolio of 168 loans and leases, we are dedicated to helping you achieve your financial goals be it securing an auto loan or managing personal finances. While members can visit us at our branch location, official correspondence should be directed to our mailing address: 51 S Duke St, Lancaster, PA 17602-3573. Our friendly team, led by CEO Daniel Betancourt and Board President Pedro Rivera, is here to support you. We pride ourselves on our strong community ties and customer-first approach. We invite you to explore our range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. With 9 dedicated employees, we strive to provide top-notch service during our operating hours from 8:30 AM to 5:00 PM Monday through Friday. Ready to take the next step? Contact us today at 717-393-2381 or visit our website at communityfirst.org for more information. Join us in building a brighter financial future together!

Branch History & Mission

Welcome to Community First Fund, a beacon of hope and support in Lancaster, PA. Since opening our doors in 2021 at 51 S Duke St, we have been dedicated to making a difference in the lives of our members and the community. With a mission grounded in service, we strive to provide exceptional financial resources while fostering connections that uplift everyone around us. From our humble beginnings, Community First Fund has grown steadily, now serving over 917 members with total assets amounting to $10833939. Our journey reflects not just growth in numbers but also deepening relationships within our community. We believe that every member's success is intertwined with our own, creating a vibrant network where everyone can thrive. Our mission is clear: we aim to deliver accessible financial services that empower individuals and families. Whether it's through personal banking options like checking and savings accounts, auto loans, or business financing solutions, we are committed to providing tools that enhance financial well-being. Community support is equally important to us; we actively engage in outreach programs and partnerships that address local needs and foster growth. While members can visit us at 51 S Duke St Lancaster Pa 17602, official correspondence should be sent to 51 S Duke St, Lancaster, PA 17602-3573. We understand the importance of convenience in today's fast-paced world. That's why we offer online and mobile banking services alongside our welcoming lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. Plus, with ATM availability on-site, accessing your funds is hassle-free. Community First Fund isn't just about transactions; it's about transforming lives. We continually seek ways to enhance our services by embracing digital advancements while ensuring ADA compliance for all members. Our commitment extends beyond banking; we believe in building a community where everyone feels included and valued. Join us on this journey! At Community First Fund, you're not just a member; you're part of a family dedicated to mutual support and success. Explore our services today and discover how we can help you achieve your financial goals. Reach out at (717) 393-2381 or visit us online at Community First Fund for more information. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At Community First Fund, we prioritize accessibility for all our members. Our branch is fully ADA compliant, ensuring that everyone can comfortably navigate through our facilities. Ample parking is available nearby, along with clear signage and ramps for easy access. We want every member of our community to feel welcome and supported when they choose us for their banking needs.

Get in Touch

Have questions or need assistance? Feel free to call us at 717-393-2381. Our dedicated team is ready to help you navigate your financial journey. We invite you to visit us at Community First Fund where your financial goals become our mission!

Operating Hours and Services

We are open Monday through Friday from 8:30 AM to 5:00 PM, providing you with ample time throughout the week to take care of your financial matters. While we do not have a drive-thru service, we do offer an ATM for your convenience, allowing you to make cash withdrawals and check balances quickly. Our comprehensive range of services includes checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as credit cards with rewards. With online and mobile banking available, managing your finances has never been easier.

Member Eligibility

At Community First Fund, we believe that everyone deserves a chance to be part of a supportive community where financial growth is nurtured. If you're looking to become a member, it's simple and welcoming! You can join us if you live, work, worship, or attend school in Lancaster County. This means that whether you're just starting your financial journey or looking to enhance it, we're here for you. By becoming a member, you gain access to a range of benefits like lower loan rates and personalized services tailored to your needs. For more details on eligibility requirements, feel free to visit our website at . Ready to take the next step? Opening an account with Community First Fund is straightforward! You can reach out to us at (717) 393-2381 or drop by our branch located at 51 S Duke St Lancaster Pa 17602 during our operating hours from 8:30 AM to 5:00 PM, Monday through Friday. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running a bustling cafe or a thriving retail store. Our merchant services can help you accept payments easily, manage transactions smoothly, and focus more on what you love serving your customers. By simplifying payment processes, we help you keep your cash flow steady and your operations efficient. Located at 51 S Duke St Lancaster Pa 17602 in Lancaster, PA, our team is here to partner with you every step of the way. Give us a call at (717) 393-2381 to explore how we can assist your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners in Lancaster, we provide essential merchant services and business loans that can support your company's growth. Our team understands the local market and is here to guide you through every step of securing financing or managing transactions effectively.

Easy Access & Convenience

At Community First Fund, we know how important convenience is in today's fast-paced world. That's why we offer ATM services for quick cash withdrawals and balance checks without needing to visit the branch. Plus, with our commitment to digital banking, accessing your accounts has never been easier.

Get Started Today!

We invite you to explore all the services available at Community First Fund Federal Credit Union. If you have questions or need assistance, feel free to call us at 717-393-2381 during our operating hours from 8:30 AM to 5:00 PM on weekdays. Join us today and experience personalized financial services tailored just for you! Visit us online at Community First Fund to learn more about how we can help you achieve your financial goals.

Personal Banking Solutions

For individuals seeking reliable financial products, we offer checking and savings accounts that can help you manage your daily finances and save for future goals. Imagine having a checking account that not only keeps your money safe but also offers easy access through our online and mobile banking platforms. You can check your balance, transfer funds, and pay bills all from the comfort of your home or on-the-go. If you're considering buying a new car or refinancing an existing auto loan, our auto loans and vehicle financing options provide competitive rates that can fit any budget. Picture driving off in your dream car with a loan that works for you! When it comes to homeownership, our mortgage loans and refinancing services are designed to help you navigate the process smoothly. We understand that every member's situation is different, which is why we tailor our mortgage solutions to fit your specific needs. Additionally, if you're looking to consolidate debt or finance a personal project, our personal loans are straightforward and accessible. And don't forget about our credit cards with rewards, which offer perks that can make everyday spending even more rewarding!

Digital & Online Banking

Key Features

Our online banking services allow you to take control of your financial life with just a few clicks. You can check your balance, view transaction history, and transfer funds between accounts whenever you need. Plus, e-statements are available for those who prefer a paperless option, making it easier than ever to keep track of your finances without clutter. For those who love convenience, our mobile application is here to help. With it, you can manage your accounts directly from your smartphone or tablet. Although we don't currently support mobile payments or person-to-person transfers, our app still offers essential features that make banking straightforward and efficient.

Security & Accessibility

Security is paramount in today's digital world. At Community First Fund, we prioritize protecting your information with robust security measures. While we do not provide electronic signature authorization for transactions at this time, rest assured that all online activities are conducted through secure channels. Our user-friendly platform ensures that whether you're tech-savvy or just starting with online banking, you'll find navigating through your account intuitive and hassle-free. Managing your finances has never been more accessible! Explore all these convenient features and more by visiting us at https://finantacreditunion.com/ today! With Community First Fund, you're not just a member; you're part of a community that cares about making banking simple and secure for everyone.

Financial Strength

Commitment to Growth

Our $3,919,230 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment is reflected in our robust lending capacity; with $3,234,331 in total loans and leases including $32 in used auto loans we support members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts stand at 1,914, showing a strong and growing member base that trusts us with their finances. This growth reflects our dedication to providing excellent service and trustworthy products tailored to meet the needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First Fund is your trusted partner. Visit us at 51 S Duke St Lancaster Pa 17602 or call 717-393-2381 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our operational efficiency shines through with a net income of $130,822, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Additionally, we have 1 ATM available for your convenience.

Our Financial Health

With a net worth of $4,050,052, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 3738 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $801,108 in share certificates and $1,725,115 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,078,653, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $473,603 in used vehicle loans and $52,627 in new vehicle loans, helping members get on the road with confidence. Whether you're considering a new ride or a reliable used vehicle, our loan options can help make it happen.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,297,153. We strive to make buying or refinancing simple and accessible for everyone. With our expert guidance and supportive resources, you'll find the right plan that fits your budget.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans to help you manage your finances effectively. Though currently our total for unsecured credit card loans stands at $0, this product is designed for those looking to make purchases without needing collateral. Our team at Community First Fund is dedicated to ensuring you have access to the financial resources you need. If you're considering refinancing or want to explore eligibility options for any of our loan products, please reach out. We're here to assist you every step of the way! For more information about our loan offerings or to discuss how we can help you achieve your financial goals, don't hesitate to contact us at 717-393-2381 or visit us at 51 S Duke St, Lancaster, PA 17602. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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FINANTA FEDERAL CREDIT UNION - Lancaster, PA