Our operating hours are designed with your convenience in mind Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM making it easy for you to access essential services when you need them most. With ATM availability on-site but no drive-thru service currently offered or shared service center options available, we focus on delivering quality face-to-face interactions with knowledgeable staff ready to assist you. We invite you to join us at Community First Credit Union Of Flo. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization committed to making a difference. For more information or to become a member today, please call us at (904) 354-8537 or visit our website at Community First. Together, let's build a brighter future!
Over the decades, we have evolved alongside the community, adapting to the changing needs of our members while staying true to our mission: to empower individuals through affordable financial solutions and exceptional service. Our history is marked by significant milestones, including expanding our range of services such as personal banking, auto loans, mortgages, credit cards, and business banking solutions. As technology advanced, so did we. We embraced digital advancements that make banking easier for everyone. Members can enjoy the convenience of online banking, mobile payments, and electronic statements tools designed to simplify financial management while ensuring security and accessibility.
At Community First Credit Union Of Flo, our mission is clear: we are dedicated to providing high-quality financial services that meet the unique needs of each member while fostering community growth. We believe that supporting local initiatives is just as important as managing finances effectively. That's why we actively participate in outreach programs and partnerships that uplift our community and encourage economic development. While you can visit us at our branch address in Yulee for all your financial needs, if you need to send official correspondence or documents, please use our mailing address: 463909 State Road 200, Unit 1, Yulee, FL 32097.
At Community First Credit Union Of Flo, we prioritize making banking accessible for everyone. Our branch is designed with ADA-compliant features, including ramps and spacious areas to ensure comfort for all our visitors. We also offer ample parking so you can easily access our services without any hassle.
When you visit us, you'll find a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, enjoy the convenience of ATM services right on-site! While members can visit us at 463909 State Road 200, official correspondence should be sent to our mailing address at the same location. We look forward to welcoming you into our branch and helping you achieve your financial goals. Stop by today or reach out if you have any questions!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $261 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,034,425, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, we offer comprehensive merchant services that make it easy for you to accept payments and manage transactions efficiently. Picture this: a busy Saturday at your local shop where customers are eager to buy but need various payment options. Our merchant services can simplify this process, ensuring you never miss a sale. If you're ready to take your business to the next level, visit us at 463909 State Road 200 Yulee Fl 32097 or call us at (904) 354-8537. Together, let's turn your business dreams into reality!
When it's time to purchase a new car, our auto loans and vehicle financing options make the process straightforward and accessible. You can rely on us for competitive rates that fit within your budget, helping you drive off in your dream car without breaking the bank.
For our entrepreneurial members, we offer robust business banking services including merchant services and business loans. We're here to support local businesses like yours in achieving growth and success.
In addition to traditional banking services, we also provide ATM and cash withdrawal services, ensuring that accessing your funds is quick and convenient. Our ATM locations make it easy to withdraw cash or check balances whenever needed. At Community First Credit Union Of Flo, we strive to create an environment where all members feel valued and supported. With digital banking features available such as mobile payments and person-to-person transfers you can manage your finances anytime, anywhere. If you're ready to take the next step toward financial empowerment or simply have questions about our services, don't hesitate to reach out! Call us at 904-354-8537 or visit us online at Community First Credit Union today! Your journey toward better financial health starts here!
Take advantage of our credit cards with rewards program! Whether you're planning a vacation or just want to earn cash back on everyday purchases, our credit card offerings provide great benefits that align with your spending habits.
Purchasing a home is one of the biggest decisions you'll ever make. Our mortgage loans and refinancing options are tailored to provide you with the support you need during this exciting journey. We guide you through each step, ensuring that you secure the best possible terms for your new home.
We understand that managing your money can sometimes feel overwhelming. That's why we offer checking and savings accounts designed for your unique lifestyle. Imagine having easy access to your funds with our online and mobile banking options, allowing you to check balances or transfer money from the comfort of your home or on the go.
Life can throw unexpected expenses your way, but our personal loans are here to help you navigate those challenges. If you're juggling multiple debts, consider our debt consolidation solutions which can simplify your payments and potentially lower interest rates.
Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you can access your account at any time through our website at https://www.communityfirstfl.org/. This means no more waiting in lines or rushing to the bank before closing hours.
With our mobile application, managing your finances has never been simpler. You can deposit checks, track spending, and even make mobile payments with ease. Need to send money to a friend? Our person-to-person transfers make it quick and hassle-free. Plus, if you prefer going paperless, we offer e-statements so you can view your financial documents right from your device.
We prioritize your security with features like electronic signature authorization, ensuring that all transactions are safe and verified. You can rest easy knowing that your information is protected while you manage your accounts online.
Whether you're checking your balance during lunch or paying bills late at night, our digital services keep you connected to your finances around the clock. Join us at Community First Credit Union Of Flo today and experience the convenience of modern banking that fits into your lifestyle!
Total Share and Deposit Accounts: 356,297, showing a strong and growing member base that trusts us with their finances. With $261,124 in net shares, we are well-equipped to meet your needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First Credit Union Of Flo is your trusted partner. Visit us at 463909 State Road 200 Yulee Fl 32097 or call 904-354-8537 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.
Our $0 net income reflects our commitment to operational efficiency during challenging periods. It allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.
With $356,957,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,535 in used auto loans and a total of $2,006,852,372 in loans and leases.
Members' savings are secured through $708,085,573 in share certificates and $475,566,276 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,601,890, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $357,585,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $366,011,574 in used vehicle loans and $390,922,885 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team can guide you through the process and help you find the right fit for your budget.
For business owners, our outstanding commercial loans totaling $164,034,425 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and helping entrepreneurs thrive. At Community First Credit Union Of Flo, we pride ourselves on transparency and member satisfaction. If you're interested in exploring our loan offerings or have questions about eligibility or refinancing options, don't hesitate to visit our website at Community First Credit Union for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing accessible financial solutions that empower our members toward better financial health.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $120,029,701, make buying or refinancing simple. We can assist you with various mortgage products tailored to your needs and help you explore refinancing options if you're looking to lower your monthly payments.
We also offer flexible terms on unsecured credit card loans, with a total of $110,892,398 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can benefit your everyday spending.
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. The platform prioritizes accuracy by relying on verified data, meaning users can trust that they are comparing legitimate loan offers.