Branch History & Mission
At Community First Credit Union Of Flo, we take pride in our rich history and our unwavering commitment to serving the community. Established in 1961, our branch, located at 5360 State Road 16, Saint Augustine, FL 32092, has grown alongside its members, building trust and providing essential financial services for over six decades. With a total membership of 176,517, we have become a cornerstone in the lives of many individuals and families in our area. From our humble beginnings, we've evolved into a robust institution with total assets exceeding $2.79 billion. Our journey reflects not just growth in numbers but a deepening relationship with the community. We offer a wide range of services including personal banking, auto loans, mortgage loans, and business banking solutions. Our commitment to innovation is evident through our digital advancements like online banking and mobile payments that make managing finances easier than ever. Our mission is clear: to empower our members by providing personalized financial solutions while fostering a sense of belonging and community support. We believe that everyone deserves access to quality financial services that can enhance their lives. We strive to create an environment where members feel valued and understood. While members can visit us at 5360 State Road 16 Saint Augustine Fl 32092, official correspondence should be sent to 5360 State Road 16, Saint Augustine, FL 32092 if it differs. Our operating hours are designed to accommodate busy schedules: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. For those who prefer convenience, we also offer ATM services and drive-thru banking. Community engagement is at the heart of what we do. We actively seek partnerships with local organizations and participate in outreach programs that aim to uplift our neighbors. Whether it's supporting local events or assisting those in need, we believe in giving back. We invite you to experience the benefits of being part of Community First Credit Union Of Flo. Join us today and see how we can help you achieve your financial goals while being part of a caring community! For more information or assistance, feel free to call us at (904) 354-8537.
Branch Location & Accessibility
Welcome to Community First Credit Union of Florida, your friendly financial partner located at 5360 State Road 16 in beautiful Saint Augustine, Florida. Nestled conveniently near local landmarks, our branch is easy to find and offers a welcoming atmosphere for all your banking needs. At our Murabella branch, we prioritize accessibility. You'll find ample parking, and our facilities are designed with ADA compliance in mind, ensuring everyone can visit us comfortably. If you prefer to do your banking from the comfort of your vehicle, we have a drive-thru service available for quick and easy transactions. We're here to serve you during our convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Whether you're stopping by for personal banking services or need assistance with auto loans or mortgage refinancing, our friendly staff is ready to help. For those who prefer digital banking solutions, we offer ATM access so you can handle cash withdrawals and balance checks anytime. Have questions? Feel free to call us at 904-354-8537 we're always happy to assist! While members can visit us at 5360 State Road 16, official correspondence should be sent to the same address. We look forward to welcoming you soon!
Financial Strength
At Community First Credit Union Of Flo, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trusting your finances with us is a big decision, which is why we are committed to maintaining a strong financial foundation. With a net worth of $357,585,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $708,085,573 in share certificates and $475,566,276 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,601,890, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $356,957,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,535 in used auto loans and an impressive $2,006,852,372 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With net shares (funds available for lending and investments) amounting to $261,124 and total share accounts reaching 356,297, it's clear that our growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First Credit Union Of Flo is your trusted partner. Visit us at 5360 State Road 16 Saint Augustine Fl 32092 or call 904-354-8537 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
