Community First Credit Union Saint Augustine FL | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to Community First Credit Union Of Flo, your trusted financial partner located at 3581 N Ponce De Leon Blvd, Saint Augustine, FL 32084. Established in 1961, our credit union has proudly served over 176,517 members in the community, providing a range of financial services tailored to meet your needs. With total assets exceeding $2.79 billion, we stand as a pillar of strength and support for our members. At Community First, we understand that life is full of financial challenges and opportunities. That's why we offer a variety of products including personal banking, auto loans, mortgages, and business loans designed to help you achieve your financial goals. Our commitment to fostering community relationships is reflected in our impressive total deposits of $294,840,172 and a robust net worth of $357,585,756. Our leadership team is dedicated to ensuring you receive the best service possible. Under the guidance of our CEO, Sam Inman, and Board President, Malinda Prudencio, we prioritize member satisfaction above all else. If you need assistance or have questions about our services, feel free to reach out at 904-354-8537 or visit us during our lobby hours: Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. While members can visit us at 3581 N Ponce De Leon Blvd, official correspondence should be sent to the same address as our mailing address. We invite you to explore everything we have to offer by visiting our website at communityfirstfl.org and discover how we can help you thrive financially. Join us today and experience the Community First difference!

Branch History & Mission

Our Journey

From the beginning, Community First was built on the principles of community and cooperation. We started with a simple mission: to provide accessible and affordable financial services to everyone in our area. Over the years, we have adapted and expanded our offerings to meet the changing needs of our members. Whether it's personal banking, auto loans, mortgages, or business services, we aim to empower our members with the financial tools they need to thrive. Our physical presence in Saint Augustine has been complemented by advancements in technology. We now offer online and mobile banking options that make managing your finances easier than ever. Whether you're making deposits through our drive-thru service or using our ATM for quick cash withdrawals, we ensure that your experience is smooth and efficient.

Our Mission

At Community First Credit Union, our mission goes beyond just providing financial products; it's about enhancing the lives of those we serve. We believe in building lasting relationships with our members by offering personalized solutions that cater to their unique situations. Our goal is not only to support your financial journey but also to invest back into the community through outreach programs and partnerships that uplift those around us. We pride ourselves on being more than just a credit union; we are your neighbors committed to making Saint Augustine a better place for everyone. We strive for inclusivity and accessibility in all aspects of our service, ensuring compliance with ADA standards so that everyone can benefit from what we offer. As we look towards the future, we invite you to join us on this journey. Experience the difference at Community First Credit Union of Florida where you're not just a member but part of a family dedicated to your success. For any correspondence, please feel free to reach out via phone at 904-354-8537 or visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. We are here for you every step of the way!

Branch Location & Accessibility

Accessibility and Amenities

We understand that accessibility is important. Our branch features ADA-compliant facilities, including ramps for easy access. There's ample parking available right outside, so you won't have to worry about finding a spot when you visit.

Connect With Us

Have questions or want more information? Feel free to give us a call at 904-354-8537. We would love for you to visit our branch and see how we can help make your banking experience better. Come by today and discover all that Community First Credit Union Of Flo has to offer!

Operating Hours

We're committed to being there for you when you need us most. Our lobby hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM.

Services Offered

At Community First Credit Union Of Flo, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. Need a quick transaction? Our drive-thru service allows for deposits and withdrawals without leaving your car! Plus, with ATM availability on-site, accessing your cash is as easy as ever.

Member Eligibility

Becoming a member of Community First Credit Union Of Flo is like stepping into a welcoming community where your financial well-being is prioritized. If you live, work, or worship in the areas served by our branch, you're likely eligible to join us! We're here to support you with everything from checking and savings accounts to auto loans and personal financing. It's easy to become part of our family simply check out the detailed eligibility criteria at http://www.communityfirstfl.org/connect/become-a-member. Once you see that you qualify, opening your account is just as straightforward! You can start the process online by visiting https://ebanking.communityfirstfl.org/communityfirstflautoenrollment/enroll.html, or give us a call at (904) 354-8537 if you have any questions. We can't wait to welcome you to Community First Credit Union Of Flo, located at 3581 N Ponce De Leon Blvd Saint Augustine Fl 32084!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $261 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,034,425, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, efficient payment processing is crucial. Our merchant services help you accept payments seamlessly, whether online or at your storefront. Imagine being able to focus on what you do best running your business while we handle the transactions. With tools tailored for businesses of all sizes, we ensure that managing your finances is straightforward and effective. Located at 3581 N Ponce De Leon Blvd Saint Augustine Fl 32084 in Saint Augustine, FL, we invite you to explore how our business banking solutions can elevate your operations. For more information or to get started, give us a call at (904) 354-8537.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Enjoy easy access through our ATM and cash withdrawal services, available 24/7 for your convenience. For those who prefer face-to-face interactions but are short on time, our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. At Community First Credit Union Of Flo, we believe in creating a financial environment where everyone feels valued and supported. If you're interested in any of these services or want to learn more about how we can assist you further, don't hesitate to reach out! Call us at 904-354-8537 or visit us today at our branch in Saint Augustine. Your financial future starts here!

Business Banking

For our business members, we offer tailored solutions such as merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business journey with the right tools.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking services that allow you to manage your finances anytime, anywhere. From checking balances to transferring funds or making payments through mobile payments, we've made banking accessible at your fingertips.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options can make the dream of homeownership a reality. We understand that each member's situation is unique, so we work closely with you to find the best mortgage solution that fits your budget.

Personal Banking

Whether you're opening your first checking account or looking for a reliable savings option, our personal banking services have you covered. We offer various checking and savings accounts designed to help you manage your money effectively. Need financing for that new car? Our auto loans and vehicle financing options provide competitive rates and flexible terms, making it easier for you to hit the road in style.

Personal Loans & Credit Cards

Life can be unpredictable, which is why having access to cash when you need it is essential. Our personal loans and debt consolidation options can help ease financial burdens. Plus, don't forget to check out our credit cards with rewards! These cards not only help you make purchases but also reward you for spending.

Digital & Online Banking

Enhanced Security and Efficiency

We understand that security is a top concern for our members. That's why we provide electronic signature authorization, ensuring that your transactions are both secure and efficient. You can also opt for e-statements, which not only help reduce paper clutter but also allow for easy tracking of your financial activities. Need to send money to friends or family? Our person-to-person transfers make it simple and hassle-free. Just a few taps on your device, and the money is on its way! At Community First Credit Union Of Flo, we are committed to giving you the tools you need for real-time account management while keeping everything secure. Join us today and experience banking made easy!

Key Features of Our Digital Banking Services

Explore all the fantastic features we offer by visiting us at https://www.communityfirstfl.org/. You can take advantage of 24/7 online banking that allows you to check balances, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, our user-friendly platform keeps you connected to your accounts. If you're looking for ways to simplify payments, our mobile payments feature lets you make purchases directly from your smartphone, making transactions quick and easy. Plus, with our mobile application, managing your finances has never been more straightforward. Download it today to have your credit union right in your pocket!

Financial Strength

At Community First Credit Union Of Flo, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial position reflects strong health and reliability. With a net worth of $357,585,756, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $708,085,573 in share certificates and $475,566,276 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,601,890, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $356,957,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,535 in used auto loans and an impressive $2,006,852,372 in total loans and leases. Our operational efficiency is reflected in our $0 net income, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $261,124. Total Share Accounts: 356,297, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First Credit Union Of Flo is your trusted partner. Visit us at 3581 N Ponce De Leon Blvd Saint Augustine Fl 32084 or call 904-354-8537 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $366,011,574 in used vehicle loans and $390,922,885 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options can make it more affordable.

Business Financing

For business owners looking for support in growing their operations, our outstanding commercial loans totaling $164,034,425 provide the necessary capital needed for expansion and investment. We understand that each business is unique and are committed to finding the right financing solution for your specific needs. At Community First Credit Union Of Flo, we believe that everyone deserves access to quality financial services. If you're interested in refinancing or exploring eligibility options for any of our loan products, please visit our website at Community First Credit Union or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $120,029,701, making buying or refinancing simple and accessible for everyone. We strive to guide you through every step of the mortgage process, ensuring you find the best solution tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $110,892,398 in loans helping members manage their finances effectively, our credit cards provide an excellent way to handle unexpected expenses or make purchases with ease.

Loan Aggregator

Benefits of Using LendMesh

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COMMUNITY FIRST CREDIT UNION OF FLO CREDIT UNION - Saint Augustine, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Saint Augustine, FL (32084)

Introduction

Branch History & Mission

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility and Amenities

Connect With Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans That Empower Growth

Merchant Services That Make Transactions Easy

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking

Digital Banking Convenience

Home Financing

Personal Banking

Personal Loans & Credit Cards

Digital & Online Banking

Enhanced Security and Efficiency

Key Features of Our Digital Banking Services

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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