Community First Credit Union Orange Park FL | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Community First Credit Union Of Flo, your trusted financial partner located at 625 Blanding Blvd, Orange Park, FL 32073. Since our establishment in 1961, we have dedicated ourselves to serving our members with a commitment that goes beyond just banking. With over 176,517 members and total assets exceeding $2.79 billion, we are proud to be a cornerstone of the Orange Park community. At Community First, we understand that each member has unique financial needs. Whether you're looking for a new vehicle loan, personal banking options, or business services, we are here to support you every step of the way. Our total loans and leases amount to 84,058, reflecting our dedication to helping you achieve your financial goals. We also maintain robust total deposits of $294,840,172, ensuring that your hard-earned money is safe and accessible. Led by our experienced CEO, Sam Inman, and Board President, Malinda Prudencio, our team works diligently to provide exceptional service and innovative solutions tailored just for you. With a total workforce of 451 employees, we're always ready to assist you with friendly faces and expert advice. While members can visit us at our branch location, official correspondence should be sent to the same address: 625 Blanding Blvd, Orange Park, FL 32073. We invite you to explore our wide range of services including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and online banking options all designed to make your banking experience convenient and rewarding. Feel free to reach out at 904-354-8537 or visit us online at Community First Credit Union for more information or assistance. Join us today as we continue building a brighter financial future together!

Branch History & Mission

Our Mission

At Community First Credit Union, our mission is clear: to empower our members with the financial tools they need to succeed while fostering a sense of community. We believe that everyone deserves access to quality financial services without barriers. Our commitment extends beyond traditional banking; we actively engage in community outreach initiatives aimed at supporting local organizations and enhancing the well-being of those around us. In addition to personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards, we also offer business banking solutions. Our drive-thru service and ATM availability ensure that you can manage your finances conveniently and efficiently. As part of our dedication to innovation and accessibility, we provide advanced digital banking options including online banking and mobile payments. This means you can manage your accounts anytime and anywhere with ease. We also prioritize ADA compliance to ensure that all members have equal access to our services. While members can visit us at 625 Blanding Blvd, official correspondence should be sent to the same address. You can reach us at 904-354-8537 for any inquiries or assistance you may need. Join us at Community First Credit Union of Florida today! Experience personalized service and become part of a community that values its members above all else. Together, let's build a brighter financial future for everyone in Orange Park!

Branch Location & Accessibility

Contact Us

If you have questions or want to learn more about what we offer, don't hesitate to give us a call at 904-354-8537. We invite you to visit us at our Orange Park branch where we prioritize your financial well-being. Come see how we can serve you better today!

Nearby Landmarks and Accessibility

Nestled near local favorites like the Orange Park Mall and just a short drive from the scenic Doctors Lake, our branch is ideally situated for both residents and visitors. You'll find ample parking available, ensuring that your visit is hassle-free. Plus, our facility is ADA compliant, featuring ramps and accessible entrances to accommodate all members of the community.

Operating Hours and Services

We understand that life can be busy, which is why we offer flexible banking hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. This way, you can choose a time that works best for you. At Community First Credit Union Of Flo, we provide a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, we have something for everyone. Enjoy the convenience of our ATM services available on-site and take advantage of our drive-thru banking for quick transactions without leaving your car.

Member Eligibility

At Community First Credit Union Of Flo, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in Clay County or surrounding areas, you're likely eligible to join us. We value our members and offer a range of benefits designed to help you achieve your financial goals, from personal banking services to loans with competitive rates. To check the specific eligibility criteria and learn more about how you can join our family, visit our website at http://www.communityfirstfl.org/connect/become-a-member . Once you're ready to take the next step, opening an account is just as simple. You can get started online by visiting https://ebanking.communityfirstfl.org/communityfirstflautoenrollment/enroll.html . If you have any questions or need assistance along the way, feel free to reach out to us at 904-354-8537. We're here to help you every step of the way and look forward to welcoming you to Community First Credit Union Of Flo at 625 Blanding Blvd Orange Park Fl 32073!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. With easy-to-use solutions that integrate seamlessly into your operations, you can accept payments quickly and securely, enhancing the overall customer experience. Located at 625 Blanding Blvd Orange Park Fl 32073 in Orange Park, FL, we are here to empower your business. Connect with us today at (904) 354-8537 or visit our website for more information on how we can help you thrive.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $261 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,034,425, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

For quick transactions, take advantage of our ATM availability and basic drive-thru banking services where you can deposit checks or withdraw cash without stepping inside the branch. We aim to make your banking experience as smooth as possible. At Community First Credit Union Of Flo, we pride ourselves on being more than just a bank; we're part of the community. We invite you to visit us at 625 Blanding Blvd or call us at 904-354-8537 to learn more about how we can support your financial journey. Together, let's achieve your goals!

Auto Loans & Vehicle Financing

When it comes time to purchase a new vehicle, Community First Credit Union Of Flo is here to help with competitive auto loans and vehicle financing options. Whether you're buying your first car or upgrading to something more reliable, our friendly team will guide you through the financing process, ensuring you get the best rates available.

Business Banking Services

Entrepreneurs in our community will find robust support through our business banking services. From merchant services that make transactions easier for your customers to business loans designed for growth, we are committed to helping local businesses thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking solutions that let you manage your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and e-statements, handling your finances has never been easier.

Mortgage Options

Buying a home is one of the biggest decisions you'll ever make. We provide various mortgage loans and refinancing options that can help you secure your dream home or reduce your monthly payments on an existing loan. Our mortgage specialists are ready to assist you every step of the way.

Personal Banking Solutions

We know that managing your money effectively is key to achieving your financial goals. That's why we offer a variety of personal banking services, including checking and savings accounts tailored to fit different lifestyles and needs. Imagine having a checking account with no monthly fees or an easy way to save for a vacation our accounts make these goals achievable.

Personal Loans & Debt Consolidation

Need a little extra cash for unexpected expenses? Our personal loans can help cover those costs without breaking the bank. If you're juggling multiple debts, consider our debt consolidation services that simplify your finances by combining them into one manageable payment.

Rewarding Credit Cards

For those looking to earn rewards while spending, check out our credit cards with rewards programs. Whether you're planning a trip or just want to earn cashback on everyday purchases, our credit card options provide flexibility and benefits that suit your lifestyle.

Digital & Online Banking

Accessibility and Ease of Use

We believe banking should fit into your life seamlessly. That's why we've made sure our digital services are accessible and easy to navigate for everyone. Whether you're checking balances or making deposits through our app, you can manage your accounts in real-time without hassle. Join the modern way of banking with Community First Credit Union Of Flo, where convenience meets security every day! For more information about our services or to get started today, visit us at https://www.communityfirstfl.org/ or give us a call at (904) 354-8537.

Key Features of Our Services

With our 24/7 online banking services, you can check your account balances, transfer money, and pay bills anytime from the comfort of your home or on the go. Visit us at https://www.communityfirstfl.org/ to explore all these features. Whether you're making person-to-person transfers or setting up e-statements to keep track of your spending, everything is just a click away. Security is a top priority for us. You can rest easy knowing that our online banking platform includes electronic signature authorization, which ensures that your transactions are safe and protected. Plus, our user-friendly mobile application allows you to manage your accounts right from your smartphone, making it easier than ever to stay on top of your finances. If you love convenience, our mobile payments feature lets you make purchases with just a tap. No more fumbling for cash or cards simply use your device for quick and secure transactions.

Financial Strength

Growing Trust

Total Share Accounts: 356,297 indicate a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $261,124, we have the resources to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First Credit Union Of Flo is your trusted partner. Visit us at 625 Blanding Blvd Orange Park Fl 32073 or call 904-354-8537 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member Savings and Deposits

Members' savings are secured through $708,085,573 in share certificates and $475,566,276 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,601,890, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our results; our net income shows how well we manage our resources to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $356,957,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,535 in used auto loans and a total of $2,006,852,372 in loans and leases.

Solid Financial Health

With a net worth of $357,585,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to our loan offerings, we also prioritize transparency and accessibility for all our members. If you're interested in learning more about eligibility requirements or want assistance with refinancing options, feel free to reach out. You can contact us at (904) 354-8537 or visit us at 625 Blanding Blvd Orange Park Fl 32073 in Orange Park, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply for a loan or simply have questions about our services, we're here to help!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $366,011,574 in used vehicle loans and $390,922,885 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to your budget, ensuring you find an option that fits your lifestyle. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have solutions that work for you.

Business Financing

For business owners looking for capital to grow and expand their ventures, we offer outstanding commercial loans totaling $164,034,425. These loans are designed to provide the funding necessary to take your business to the next level.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $120,029,701, make buying or refinancing simple. We aim to guide you through the process with clear information and dedicated support at every step. If you're looking to refinance an existing mortgage, we can assist with that too our competitive rates might just save you money in the long run.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's where our unsecured credit card loans come into play. With a total of $110,892,398 in loans available, our flexible terms help members manage their finances effectively without the burden of secured collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback underscores the platform's effectiveness in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to established guidelines ensures that users receive fair and transparent offers. The platform prioritizes accuracy by regularly updating its database, so users can trust that the information they receive reflects current market conditions.

COMMUNITY FIRST CREDIT UNION OF FLO CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Our Mission

Branch Location & Accessibility

Contact Us

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Options

Comprehensive List Of Services

ATM & Drive-Thru Services

Auto Loans & Vehicle Financing

Business Banking Services

Digital Banking Convenience

Mortgage Options

Personal Banking Solutions

Personal Loans & Debt Consolidation

Rewarding Credit Cards

Digital & Online Banking

Accessibility and Ease of Use

Key Features of Our Services

Financial Strength

Growing Trust

Member Savings and Deposits

Operational Efficiency

Reinvestment for Better Services

Solid Financial Health

Loan Offering

Additional Services

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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