We invite you to experience the benefits of being part of Community First Credit Union Of Flo. With convenient operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM our team is always ready to assist you. Plus, enjoy the convenience of our drive-thru banking and ATM availability. While members can visit us at 1425 Atlantic Blvd Neptune Beach Fl 32266, official correspondence should be sent to 1425 Atlantic Blvd., Neptune Beach, FL 32266 if different. For any inquiries or assistance, feel free to reach out at (904) 354-8537. Join us today! Discover how Community First Credit Union Of Flo can help you achieve your financial dreams while making a positive impact on your community. Visit us online at Community First for more information on membership eligibility and account openings!
Community First began as a small credit union with a big dream: to offer accessible financial services tailored for everyone in our community. Over the decades, we have evolved significantly while staying true to our mission of promoting financial well-being and improving the lives of those we serve. Our branch is located at 1425 Atlantic Blvd, just a stone's throw away from local landmarks that make Neptune Beach such a vibrant place to live and work. As we expanded our offerings from personal banking solutions like checking and savings accounts to auto loans and mortgages we also embraced technology. Today, we proudly provide online banking options, mobile payments, and electronic signatures to ensure our members can manage their finances conveniently and securely.
At Community First Credit Union Of Flo, our mission goes beyond just banking. We strive to empower our members through financial education and resources that foster growth and security. We believe in building lasting relationships based on trust and transparency. Whether you're looking for help with your first home loan or seeking advice on managing debt, we are here for you every step of the way. Our commitment extends into the community as well. We actively participate in various outreach programs aimed at giving back to Neptune Beach and surrounding areas. From supporting local events to partnering with organizations that uplift those in need, we believe that by investing in our community, we invest in ourselves.
At our Neptune Beach branch, we prioritize accessibility for all our members. With ADA-compliant facilities, including ramps and designated parking spaces, everyone can enjoy easy access to our services. We also have a drive-thru banking option that allows for quick and convenient transactions without needing to leave your vehicle.
We understand that your schedule may vary, which is why we offer flexible operating hours. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Whether you need assistance with personal banking or want to discuss loan options, our friendly staff is here to help during these hours.
Community First Credit Union provides a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we strive to offer everything you need under one roof. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it. If you're in the area or looking for a reliable credit union that values community and convenience, feel free to give us a call at 904-354-8537 or stop by today! We can't wait to serve you!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $261 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,034,425, we continue to drive economic growth by financing new and expanding businesses.
In addition to our loan offerings, we provide essential merchant services tailored to meet your needs. Imagine accepting payments seamlessly while managing your cash flow effectively. Our merchant services make it easy for you to process transactions, whether in-store or online, allowing you to focus on what matters most growing your business. Located conveniently at 1425 Atlantic Blvd Neptune Beach Fl 32266, Neptune Beach, FL 32,266, we're here to help your business succeed. Reach out at (904) 354-8537 or visit us during our operating hours: Monday - Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Let's work together to unlock your business's potential!
For those who prefer face-to-face interactions, we offer basic drive-thru banking for simple transactions like deposits and withdrawals. Our friendly staff is always ready to assist you during lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. If you're interested in exploring these services further or have any questions, feel free to reach out at 904-354-8537 or visit us at 1425 Atlantic Blvd, Neptune Beach, FL 32266. We invite you to become part of the Community First family today! Experience the difference with Community First Credit Union Of Flo, where we put our members first every step of the way.
For local entrepreneurs, our business banking services are here to support your growth. From merchant services that facilitate easy transactions to business loans designed for expansion, Community First Credit Union Of Flo aims to empower your business dreams.
In today's fast-paced world, convenience matters. That's why we have invested in robust online and mobile banking features. With our digital tools, you can manage your accounts from anywhere pay bills, transfer money, or check balances all at your fingertips! Need cash? Our ATM and cash withdrawal services make it easy to access your funds whenever you need them.
Life can throw unexpected expenses your way, which is why we also offer personal loans and debt consolidation services. These products can help ease financial burdens and give you peace of mind. Plus, don't forget about our credit cards with rewards! They not only provide purchasing power but also allow you to earn points on everyday purchases.
Whether you're looking to open a new checking or savings account, we have you covered. Our personal banking options are designed to help you manage your money effortlessly. For those planning to purchase a vehicle, our auto loans and vehicle financing provide competitive rates that make driving your dream car a reality. If you're considering buying a home, our mortgage loans and refinancing options can simplify the process for you.
If you're looking to send money quickly to family or friends, our person-to-person transfer feature makes it simple. Want to make payments on the go? Our mobile payments option lets you pay directly from your phone at various merchants. With these digital banking tools, managing your finances has never been easier or safer. Join us at Community First Credit Union Of Flo and experience the freedom of 24/7 online banking today!
Our online banking platform is accessible 24/7 at https://www.communityfirstfl.org/. This means you can check balances, view transactions, and pay bills whenever it suits you. Plus, with our mobile application available, managing your money is right in your pocket! Whether you're using a smartphone or tablet, our user-friendly app ensures that all your banking needs are just a tap away.
Security is our top priority. With features like electronic signature authorization, you can sign documents safely without the need for paper forms. We also provide e-statements, allowing you to view your account statements electronically no more waiting for the mail! This not only keeps your information secure but also helps reduce clutter.
We serve a growing community with a total of 356,297 share accounts, showing that more people trust us with their finances every day. Our net shares available for lending and investments stand at $261,124, reinforcing our commitment to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First Credit Union Of Flo is your trusted partner. Visit us at 1425 Atlantic Blvd Neptune Beach Fl 32266 or call 904-354-8537 to learn more about how we can help you achieve your financial goals.
Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.
With $356,957,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $17,535 in used auto loans and a total of $2,006,852,372 in loans and leases supporting our members' financial goals across various sectors.
Members' savings are secured through $708,085,573 in share certificates and $475,566,276 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,601,890, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $357,585,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $366,011,574 in used vehicle loans and $390,922,885 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our flexible terms can fit your budget and lifestyle.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $120,029,701, make buying or refinancing simple. We work with you to find the best mortgage solution that meets your needs and helps you secure the home you've always wanted.
In addition to auto and mortgage loans, we also provide personal loans and credit card options that give you the freedom to manage your finances effectively. We currently have $110,892,398 in unsecured credit card loans available for those looking for flexible payment options without collateral. For business owners, our outstanding commercial loans totaling $164,034,425 provide the capital needed to grow and expand.
If you're looking to refinance an existing loan or explore eligibility options for any of our loan products, our team is here to guide you every step of the way. We can help assess your current financial situation and determine how we can help lower your payments or streamline your debt. For more information about our loan offerings or to discuss how we can assist you further, please reach out to us at (904) 354-8537 or visit us at 1425 Atlantic Blvd., Neptune Beach, FL 32266. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
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