Community First Credit Union Jacksonville FL | Top Business Banking & Auto Loans

Introduction

Welcome to Community First Credit Union Of Flo, your trusted financial partner located at 7676 Merrill Rd, Jacksonville, FL 32277. Established in 1961, we have proudly served our community for over six decades, fostering financial well-being and building lasting relationships with our members. With a robust membership of 176,517 individuals, we are committed to providing personalized banking solutions tailored to meet the unique needs of our diverse clientele. At Community First, we understand that your financial goals are important. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our total assets amount to an impressive $2,793,647,351, reflecting our stability and dedication to serving you. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address: 7676 Merrill Road, Jacksonville, FL 32277. If you have any questions or need assistance, feel free to reach out at 904-354-8537. We're here to help! Under the leadership of CEO Sam Inman and Board President Malinda Prudencio, our team of 451 employees is focused on ensuring that each member experiences exceptional service and support. With a strong net worth of $357,585,756 and total deposits exceeding $294,840,172, we stand ready to assist you with your financial journey. Join us today and discover the benefits of being part of a credit union that truly cares about its members. For more information or to get started on your banking journey with us, visit our website at Community First. Let's build a brighter financial future together!

Branch History & Mission

Community First Credit Union of Florida has a rich history that dates back to 1961 when it first opened its doors in Jacksonville, Florida. From those early days, our mission has been clear: to provide exceptional financial services while fostering a strong sense of community among our members. Today, with a total membership of over 176,517 individuals, we continue to grow and evolve, adapting to the needs of our members while staying true to our roots. Located at 7676 Merrill Rd, Jacksonville, FL 32277, our branch is easily accessible for anyone in the area. We are proud to offer a range of services designed to meet the diverse needs of our members. Whether you're looking for personal banking options like checking and savings accounts, or seeking financing solutions through auto loans and mortgages, Community First is here for you. Our drive-thru banking and ATM availability make it convenient to access your accounts whenever you need. As we reflect on our journey from a small credit union to a robust institution with total assets exceeding $2.79 billion, we recognize the importance of community support in this growth. Our mission extends beyond just providing financial products; we are dedicated to supporting local initiatives and outreach programs that uplift and empower our members. We believe in giving back to the communities we serve, ensuring that everyone has the opportunity to thrive. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 7676 Merrill Road, Jacksonville, FL 32277 if different from the physical location. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. At Community First Credit Union of Florida, we leverage technology to enhance member experience with features like online banking and mobile payments. We are also committed to ADA compliance and ensuring that all members can access our services comfortably. We invite you to join us on this journey as we continue our commitment to service excellence and community support. Experience the benefits of being part of something bigger become a member today! For more information or assistance, feel free to call us at (904) 354-8537 or visit our website at Community First Credit Union.

Branch Location & Accessibility

Welcome to Community First Credit Union Of Flo, your friendly neighborhood financial partner located at 7676 Merrill Rd in Jacksonville, Florida. Our branch is nestled conveniently near popular spots like the bustling River City Marketplace and just a short drive from the scenic St. Johns River, making us easily accessible for all your banking needs. While you can visit us at our physical location, please note that official correspondence should be sent to the same address: 7676 Merrill Road, Jacksonville, FL 32277. Our branch is designed with accessibility in mind; we offer ample parking and features that comply with ADA standards, ensuring everyone can visit us comfortably. At Community First Credit Union Of Flo, we strive to provide a welcoming atmosphere for our members. Our lobby hours are set to accommodate your busy schedule: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Whether you need assistance with personal banking, loans, or credit cards, our friendly team is here to help. For added convenience, we also have an ATM available on-site and a drive-thru service for quick transactions without leaving your car. While we currently do not offer shared services at this location, our full range of services includes everything from checking and savings accounts to auto loans and mortgage options. If you're looking for a credit union that values community and member support, look no further! We invite you to stop by or give us a call at 904-354-8537. Discover how we can assist you today!

Member Eligibility

At Community First Credit Union Of Flo, we believe that becoming a member means joining a caring community that supports your financial journey. If you're looking to become part of our family, eligibility is simple and welcoming! Anyone who lives, works, worships, or attends school in the Jacksonville area can join us. This includes family members of current members, so it's easy to bring loved ones into the fold as well. We offer a variety of benefits designed to enhance your financial well-being, from low-interest loans to rewarding savings options. To get started on your membership journey with us at 7676 Merrill Rd, Jacksonville Fl 32277, you can find all the details you need at this link. When you're ready to open an account, just follow the instructions provided here. If you have any questions or need assistance, feel free to call us at 9043548537. We're excited to welcome you into our community!

Business Banking & Commercial Services

At Community First Credit Union Of Flo, we understand that every business has unique needs and aspirations. Whether you're just starting out or looking to expand, our tailored business banking and commercial services can help you reach your goals. Imagine securing the funds you need to open a new location or invest in state-of-the-art equipment that boosts your productivity this is where our commercial loan options come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $261 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,034,425, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services designed to simplify payment processing, allowing you to focus on what matters most growing your business. With user-friendly tools that help manage transactions seamlessly, we empower you to serve your customers better while enhancing your bottom line. Visit us at 7676 Merrill Rd Jacksonville Fl 32277 in Jacksonville, FL, or call us at (904) 354-8537 to discover how our business banking solutions can fuel your success!

Comprehensive List Of Services

Business Banking

Community First Credit Union Of Flo also supports local businesses through our business banking services. From merchant services that simplify transactions to business loans tailored for growth, we are here to help you thrive in your entrepreneurial journey.

Convenient Access

Understanding that convenience is key in today's busy world, we provide ATM and cash withdrawal services for easy access to your funds. Our drive-thru banking allows you to make deposits and withdrawals quickly without leaving your vehicle. Whether you prefer handling transactions in person or online, we've got multiple ways for you to bank on your terms.

Get Started Today!

With so many comprehensive services available at Community First Credit Union Of Flo, there's no better time than now to join us! For any questions or assistance, feel free to call us at 904-354-8537 or visit our website at communityfirstfl.org. We look forward to helping you achieve all your financial goals!

Loans and Financing

When it comes to loans, we offer competitive options tailored to fit your lifestyle. Need a new vehicle? Our auto loans and vehicle financing solutions are designed with favorable terms to get you behind the wheel without breaking the bank. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans come with guidance from our knowledgeable staff who are eager to help make the process smooth. For those looking to consolidate debt or cover unexpected expenses, our personal loans provide flexible funding options. Plus, if you're interested in building credit while earning rewards, check out our credit cards that come with exciting benefits.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your daily finances effortlessly. Imagine having the flexibility to access your funds anytime through our user-friendly online and mobile banking platforms. You can pay bills, transfer money, and even check your account balance right from your smartphone or computer making banking easier than ever.

Digital & Online Banking

Key Services

Our online platform provides everything you need for real-time account management. Whether you're checking your balance, transferring funds, or paying bills, you can do it all with just a few clicks. Plus, with the availability of e-statements, you'll enjoy a clutter-free way to keep track of your financial activity. No more paper statements piling up just easy access to your records whenever you need them. If you're always on the go, our mobile application is perfect for you! It allows you to manage your accounts right from your smartphone. You can even make mobile payments easily, ensuring that shopping and transactions are quick and hassle-free. Want to send money to friends? Our person-to-person transfer feature has got you covered!

Security and Accessibility

Security is a top priority for us. That's why we offer electronic signature authorization, giving you peace of mind when signing documents digitally. You can trust that your information is safe while enjoying the ease of online banking. With Community First Credit Union Of Flo, managing your money has never been more accessible or user-friendly. We're here to help you take control of your financial journey, whether at home or on the move. Explore all these features and more by visiting us at https://www.communityfirstfl.org/ today!

Financial Strength

Growing Membership Trust

We have a strong member base with a total of 356,297 share accounts, showing trust from our community in managing their finances effectively. Additionally, the net shares available for lending and investments stand at $261,124. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First Credit Union Of Flo is your trusted partner. Visit us at 7676 Merrill Rd Jacksonville Fl 32277 or call 904-354-8537 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $356,957,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication allows us to support our community effectively.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $17,535 in used auto loans and a total of $2,006,852,372 in loans and leases. This enables us to cater to diverse needs while ensuring that your investments are secure.

Member-Centric Savings Solutions

Members' savings are secured through $708,085,573 in share certificates and $475,566,276 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,601,890, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident through our reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $357,585,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $366,011,574 in used vehicle loans and $390,922,885 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we provide flexible terms and competitive interest rates to suit your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $164,034,425 provide the capital needed to grow and expand. Whether you are starting a new venture or looking to enhance your existing business operations, we have tailored solutions that fit your unique requirements. At Community First Credit Union Of Flo, we're here to assist you every step of the way in finding the right loan product for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and take advantage of our competitive rates and personalized service!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $120,029,701, make buying or refinancing simple. We believe that owning a home should be an achievable dream for everyone. If you're considering refinancing your current mortgage or exploring eligibility options for first-time buyers, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $110,892,398 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your spending experience while giving you the freedom to make purchases without collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers presented are not only accurate but also fair and transparent. By utilizing verified data, LendMesh eliminates guesswork, allowing users to compare loans confidently.

Benefits of Using LendMesh

LendMesh prioritizes user experience through several key features: - Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect the best available rates. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling informed decision-making when it matters most. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the tool can be for everyday borrowers.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COMMUNITY FIRST CREDIT UNION OF FLO CREDIT UNION - Jacksonville, FL

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Mortgage Loans

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Loan rates in Jacksonville, FL (32277)

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Business Banking

Convenient Access

Get Started Today!

Loans and Financing

Personal Banking

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Growing Membership Trust

Investment in Member Services

Lending Capacity

Member-Centric Savings Solutions

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Take Action Today

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