Community First Credit Union Jacksonville FL | Cheap Mortgage Refinance & Business Banking

Introduction

Welcome to Community First Credit Union Of Flo, your trusted financial partner located at 13910 Village Lake Cir, Jacksonville, FL 32258. Since our establishment in 1961, we have been dedicated to serving our community with integrity and care. With a total membership of 176,517 and assets exceeding $2.79 billion, we are proud to offer a wide range of financial services tailored to meet your needs. At Community First, we believe in putting our members first. Our commitment is reflected in our impressive financial health, which includes total deposits of $294,840,172 and a net worth of $357,585,756. We understand the importance of having a reliable institution by your side, whether you're seeking personal banking options like checking accounts or loans for that new car or home. Our leadership team is here to guide you on your financial journey. Under the stewardship of CEO Sam Inman and Board President Malinda Prudencio, we strive to create a welcoming environment where members can feel valued and supported. While you can visit us at our branch location for in-person assistance, official correspondence should be directed to the same address: 13910 Village Lake Cir, Jacksonville, FL 32258. If you have any questions or need assistance, don't hesitate to reach out at (904) 354-8537. Join us today and experience the difference at Community First Credit Union Of Flo where community matters! Visit our website at communityfirstfl.org for more information about our services and how you can become a member. Your financial well-being is just a step away!

Branch History & Mission

Community Engagement

We take pride in our partnerships with local organizations and initiatives aimed at improving lives in Jacksonville. From sponsoring youth sports teams to hosting financial literacy workshops, we actively engage with our community because we understand the importance of giving back. With amenities like an ATM on-site and drive-thru banking available for quick transactions, we prioritize convenience for our members. Whether you're looking for assistance with personal loans or seeking advice on business financing options, our friendly staff is here to help. Join us at Community First Credit Union Of Flo today! Experience the benefits of being part of a member-focused institution that values your needs and dreams. Together we can build a brighter future for you and our community! For more information or to become a member, visit our website or call us at 904-354-8537.

Our Journey

Located at 13910 Village Lake Cir, Jacksonville, FL 32258, our branch has been a vital part of this vibrant community for decades. We began with the simple mission of helping individuals and families achieve their financial goals. Over the years, we have expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our commitment to innovation is evident as we embrace digital advancements. Members can enjoy convenient online banking, mobile payments, and electronic statements. We also ensure accessibility for all by maintaining ADA compliance across our services.

Our Mission

At Community First Credit Union Of Flo, our mission is clear: to provide exceptional financial services while fostering a strong sense of community support. We believe that when our members thrive, so does the entire community. This ethos drives us to offer not just financial products but also educational resources and outreach programs that empower individuals to make informed decisions about their finances. While members can visit us at our main branch location, official correspondence should be sent to the same address: 13910 Village Lake Cir, Jacksonville, FL 32258. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9:00 AM to 5:00 PM, Thursday until 6:00 PM, and Saturday from 9:00 AM to 3:00 PM.

Branch Location & Accessibility

Get in Touch!

If you have any questions or need assistance before your visit, feel free to give us a call at 904-354-8537. We're excited to help you achieve your financial goals! Stop by today and see how we can make banking better for you at Community First Credit Union of Florida!

Location and Accessibility

Our Jacksonville branch is designed with accessibility in mind. We have ample parking available, including spaces for those who need additional assistance. The facility complies with ADA standards, ensuring everyone can comfortably access our services. For your convenience, we also provide drive-thru banking options for quick transactions without leaving your vehicle.

Operating Hours

At Community First Credit Union, we understand the importance of flexibility in your banking schedule. Our lobby hours are as follows: Monday through Wednesday from 9 AM to 5 PM, Thursday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. We encourage you to visit during these times to experience our friendly service firsthand.

Services Offered

We take pride in offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need to make a quick withdrawal or check your balance? Our ATM is readily available on-site for your convenience. Plus, with basic drive-thru services, handling deposits and withdrawals has never been easier. While members can visit us at our branch address, official correspondence should be sent to the same location: 13910 Village Lake Cir, Jacksonville, FL 32258.

Member Eligibility

At Community First Credit Union Of Flo, we're excited to welcome you into our family! Becoming a member is an easy and rewarding process that connects you with a supportive community focused on your financial well-being. If you live, work, worship, or attend school in Duval County, you're already eligible to join us! We believe in making banking accessible for everyone, and our diverse membership means you can enjoy a range of benefits tailored just for you. Whether it's personal loans, checking accounts, or online banking services, we're here to help you reach your goals. To get started on your membership journey at Community First Credit Union Of Flo, simply visit us at 13910 Village Lake Cir, Jacksonville, FL 32258, or give us a call at 904-354-8537. You can find more detailed eligibility criteria by visiting our website at http://www.communityfirstfl.org/connect/become-a-member. Once you're ready to open an account, head over to https://ebanking.communityfirstfl.org/communityfirstflautoenrollment/enroll.html and see how simple it is to get started! We can't wait to have you as part of our community.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $261 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,034,425, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make everyday transactions easier for you and your customers. Imagine having a reliable point-of-sale system that accepts payments quickly and securely. Our merchant services ensure that you can focus on running your business while we handle the payment processing. Visit us at 13910 Village Lake Cir Jacksonville Fl 32258 in Jacksonville, FL, or call us at (904) 354-8537 to learn more about how our business banking solutions can help you thrive. Together, let's build a brighter future for your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our branch provides ATM access for withdrawals and balance checks whenever you need it. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car. At Community First Credit Union Of Flo, we're dedicated to serving our members with warmth and expertise. If you're ready to explore how we can assist you further, don't hesitate to reach out! Give us a call at 904-354-8537 or visit us online at communityfirstfl.org. Join us today and experience banking tailored just for you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are tailored to help you drive away in the vehicle you want without breaking the bank. Whether you're eyeing a brand-new model or a reliable used car, we have competitive rates to suit your budget.

Business Banking

For local entrepreneurs, our business banking services, including merchant services and business loans, provide the support needed to grow your venture. We are committed to helping businesses thrive in our community.

Credit Cards with Rewards

For those who love rewards, our credit cards come with fantastic perks. Whether you're earning points for travel or cash back on everyday purchases, these cards make it easy to get more from your spending.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. You can easily manage your accounts from anywhere whether you're at home or on the go. Make deposits, transfer funds, and pay bills right from your smartphone or computer.

Mortgage Solutions

If homeownership is on your horizon, consider our mortgage loans and refinancing options. We understand that buying a home is one of the biggest decisions you'll make, and we're here to guide you through the process with expert advice and support.

Personal Banking

For those looking to manage their everyday finances, we offer checking and savings accounts that fit various lifestyles. Imagine easily keeping track of your spending with a user-friendly app while also saving for your future goals. Our personal loans can help you consolidate debt or finance unexpected expenses, making it simple to regain control of your finances.

Digital & Online Banking

Key Features

With our [Online Banking](https://www.communityfirstfl.org/) platform, you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills anytime that fits your schedule. Whether you're at home or out running errands, our services keep you connected to your money. We also offer E-Statements, making it easy for you to stay organized without the clutter of paper statements. You can access your statements anytime through our online platform, ensuring that you have all the information you need right at your fingertips. For those who prefer managing their finances via mobile devices, our mobile application is a game changer. It not only allows for quick access to account information but also enables features like mobile payments. This lets you make purchases directly from your phone with ease and security. Additionally, our person-to-person transfers let you send money instantly to friends or family. Whether you're splitting a dinner bill or sending a gift, this feature simplifies how you share money with others. Security is a top priority for us at Community First Credit Union Of Flo. Our use of electronic signature authorization ensures that your transactions are safe and protected against unauthorized access. You can bank with confidence knowing that we have robust measures in place to safeguard your information. In summary, our digital and online banking options provide you with accessibility and real-time account management that fit seamlessly into your daily life. Explore more about these features on our website or download our mobile app today!

Financial Strength

At Community First Credit Union Of Flo, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to have a reliable financial partner, especially in today's ever-changing economic landscape. That's why we are committed to maintaining strong financial health, which allows us to support your financial needs effectively. With a net worth of $357,585,756, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $708,085,573 in share certificates and $475,566,276 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,601,890, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $356,957,191 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,535 in used auto loans and a total of $2,006,852,372 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand strong at 356,297, showcasing a solid and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $261,124. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First Credit Union Of Flo is your trusted partner. Visit us at 13910 Village Lake Cir Jacksonville Fl 32258 or call 904-354-8537 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $366,011,574 in used vehicle loans and $390,922,885 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $164,034,425 provide the capital needed to grow and expand. We work closely with you to find the right financing solutions that match your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $120,029,701, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, we have solutions tailored for you.

Refinancing Options

If you're interested in refinancing existing loans or exploring eligibility options, our team is here to assist you every step of the way. We strive to make the process straightforward and accessible for all members. For more information about our loan offerings or to discuss your specific needs, don't hesitate to contact us at (904) 354-8537 or visit us at our branch located at 13910 Village Lake Cir Jacksonville Fl 32258 in Jacksonville, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $110,892,398 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards that can enhance your spending power.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means every loan offer you see is fair and transparent.

COMMUNITY FIRST CREDIT UNION OF FLO CREDIT UNION - Jacksonville, FL

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Mortgage Loans

Vehicle Loans

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Loan rates in Jacksonville, FL (32258)

Introduction

Branch History & Mission

Community Engagement

Our Journey

Our Mission

Branch Location & Accessibility

Get in Touch!

Location and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Digital Banking Convenience

Mortgage Solutions

Personal Banking

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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