Community First Credit Union Jacksonville FL | Top Mortgage Loans & Business Banking

Introduction

At Community First Credit Union Of Flo, we believe in building strong relationships within our community. Located at 3133 New Berlin Rd, Jacksonville, FL 32226, we have been serving members since 1961 with a commitment to their financial well-being. With a membership base of over 176,517 and total assets exceeding $2.79 billion, we are proud to be a trusted partner in your financial journey. Our dedicated team of 451 employees, led by CEO Sam Inman and Board President Malinda Prudencio, is here to provide personalized service and support for all your banking needs. We offer a wide range of services, from checking and savings accounts to auto loans, mortgages, and business banking solutions. Whether you are looking to finance your dream car or save for your future, we have tailored solutions just for you. While members can visit us at our branch, official correspondence should be sent to our mailing address: 3133 New Berlin Rd, Jacksonville, FL 32226-1827. We invite you to explore our robust offerings, including online and mobile banking options that make managing your finances easier than ever. With total deposits of $294,840,172 and net worth standing at $357,585,756, Community First Credit Union is not just a financial institution; we are a pillar of support for the local community. Our goal is to empower our members by providing financial literacy resources and fostering economic growth. If you're ready to take the next step toward achieving your financial goals or want more information about our services, please don't hesitate to reach out. Call us today at 904-354-8537 or visit our website at Community First Credit Union to learn more!

Branch History & Mission

Join Us

As we continue to grow and adapt with the changing times, we invite you to become part of the Community First family. Experience firsthand the benefits of membership with us whether it's through personalized service or community-focused initiatives. Together, let's build a brighter future for ourselves and for Jacksonville. Visit us today or explore membership options here.

Mission Statement

At Community First Credit Union of Florida, our mission is clear: to empower our members through exceptional financial services while making a positive impact in our community. We believe in not just serving our members' financial needs but also supporting local initiatives and outreach programs that uplift those around us. We strive to be more than just a financial institution; we aim to be a trusted partner in your financial journey. By offering competitive rates and personalized service, we create lasting relationships with our members based on trust and respect. While you can visit us at 3133 New Berlin Rd for all your banking needs during our convenient operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM official correspondence should be sent to the same address or you can reach us by phone at 904-354-8537.

Our Evolution

From our humble beginnings, Community First has evolved significantly over the decades. We have expanded our services to meet the diverse needs of our members while staying true to our mission of providing exceptional financial support. Today, with total assets reaching an impressive $2,793,647,351, we offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our commitment to innovation is evident in our digital banking services. We ensure that our members have access to convenient online and mobile banking options. Additionally, our facilities are ADA compliant and feature both ATM availability and drive-thru banking for easy transactions.

Branch Location & Accessibility

Operating Hours

We understand that life gets busy! That's why our operating hours are tailored to fit your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Fridays until 6 PM, and Saturdays from 9 AM to 3 PM. Our friendly staff is here to help you with personal banking, auto loans, mortgage options, and more during these hours.

Services Offered

At Community First Credit Union Of Flo, we offer a variety of services designed to meet your needs. You can easily access our ATM for quick cash withdrawals or balance checks anytime. If you prefer a more personal touch, our drive-thru service allows you to complete simple transactions without leaving your vehicle. While members can visit us at 3133 New Berlin Rd for everyday banking needs, please note that any official correspondence should be sent to the same address or feel free to call us at 904-354-8537 if you have questions. We're excited to welcome you at Community First Credit Union Of Flo! Stop by today or give us a call; we're here to help you achieve your financial goals with ease and confidence.

Member Eligibility

Welcome to the community at Community First Credit Union Of Flo! Joining us is more than just opening an account; it's about becoming part of a supportive family that cares for your financial well-being. To become a member, you need to meet a few simple eligibility requirements. If you live or work in our service area, are related to an existing member, or belong to one of our partner organizations, you're already on the right track! The details of these criteria can be found at http://www.communityfirstfl.org/connect/become-a-member, which we encourage you to check out for the most up-to-date information. Once you confirm your eligibility, opening an account with us is a breeze! Just visit our website or give us a call at (904) 354-8537 for assistance. We're here to help guide you through the process, ensuring that you feel welcomed and valued from day one. Embrace the benefits of being part of Community First Credit Union Of Flo, where we offer personal banking services tailored to your needs and a community that looks out for one another. Come see us at 3133 New Berlin Rd Jacksonville Fl 32226, and let's get started on this exciting journey together!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $261 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,034,425, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly while focusing on what you do best growing your business. Our merchant services help you manage transactions effortlessly, allowing your customers to pay how they prefer. From credit card processing to online payment solutions, we have the tools you need to enhance customer satisfaction and streamline operations. Visit us at 3133 New Berlin Rd Jacksonville Fl 32226 in Jacksonville, FL, or give us a call at (904) 354-8537 to learn how our business banking and commercial services can support your journey toward success.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, our business banking services are here for you too. From merchant services that simplify payment processing to business loans that support your growth ambitions, we aim to be your partner in success. We understand the unique challenges businesses face and work closely with our members to provide solutions that drive results.

Convenience at Your Fingertips

We know how important convenience is in today's fast-paced world. That's why we offer multiple ways for you to manage your finances easily. Our ATM services allow for quick withdrawals and balance checks without stepping into the branch. If you prefer more personal interaction, our drive-thru service can handle deposits, withdrawals, and simple transactions all from the comfort of your car. Whether you're visiting us in person or accessing your account online from home, Community First Credit Union Of Flo prioritizes your experience. With operating hours designed around your schedule Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday until 3 PM we're here when you need us most. If you're ready to explore all these services and see how they fit into your life, don't hesitate to contact us at 904-354-8537 or visit us at [communityfirstfl.org](https://www.communityfirstfl.org/) for more information. Join us today and take advantage of everything Community First has to offer!

Credit Cards with Rewards

Don't forget about our credit cards! With rewards programs designed to benefit you every time you use them, it's easier than ever to earn points on everyday purchases. These rewards can lead to discounts or even cash back helping you save while enjoying the flexibility of credit.

Loans Tailored for You

For those considering buying a new car or refinancing their home, we provide competitive auto loans and mortgage options. Our team understands that purchasing a vehicle or a home is a significant decision. That's why we offer personalized support throughout the process, ensuring you find the best financing option that fits your budget. Additionally, our personal loans can help with debt consolidation or unexpected expenses, making life's challenges more manageable.

Personal Banking

Our personal banking services are crafted for individuals looking for reliable checking and savings accounts. Whether you're saving for a vacation or managing day-to-day expenses, our accounts come with features that make banking easy and efficient. Imagine being able to check your balance or transfer funds right from your smartphone our online and mobile banking options ensure you have access whenever you need it.

Digital & Online Banking

Key Features

Enjoy the flexibility of electronic signature authorization, allowing you to sign documents securely from the comfort of your home. Plus, with e-statements available, you can say goodbye to paper clutter while still keeping track of your financial activity efficiently. For those who prefer using their smartphones, our mobile application brings all these features right to your fingertips. You can make mobile payments easily and send money directly to friends and family with our person-to-person transfer service. It's like having a bank in your pocket!

Security and Accessibility

We prioritize your security. Our online banking services include advanced encryption technologies, ensuring that your personal information remains safe. With user-friendly interfaces and real-time account management, accessing your financial information has never been easier. Whether you're at home or on the go, Community First Credit Union Of Flo is here to support all your banking needs. Experience the ease of digital banking today!

Financial Strength

At Community First Credit Union Of Flo, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident about where you place your hard-earned money. That's why we maintain a strong financial foundation to support your needs. With a net worth of $357,585,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $708,085,573 in share certificates and $475,566,276 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,601,890, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $356,957,191 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $17,535 in used auto loans and $2,006,852,372 in total loans and leases. Our operational efficiency is reflected in our $0 net income, which highlights our commitment to maintaining a robust service while managing costs effectively. We take pride in having 432 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With net shares available for lending and investments totaling $261,124, along with 356,297 total share accounts, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First Credit Union Of Flo is your trusted partner. Visit us at 3133 New Berlin Rd Jacksonville Fl 32226 or call 904-354-8537 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $366,011,574 in used vehicle loans and $390,922,885 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used option, we provide flexible terms to meet your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $164,034,425 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are here to support your journey.

Credit Lines

Our total credit lines amount to $566,251,658, offering members access to funds when needed. This can be an excellent way to handle unexpected expenses or consolidate debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $120,029,701, make buying or refinancing simple. We provide competitive rates and personalized service to ensure your mortgage experience is as smooth as possible.

Refinancing Options

If you're looking for better rates or terms on existing loans, we also offer refinancing options that could save you money each month. Whether it's for your auto loan or mortgage, our team can help you explore eligibility and find solutions tailored for you. All of these products are designed with our members' best interests in mind. If you're considering any of these options or want more information about how we can assist you with financing needs at our branch located at 3133 New Berlin Rd Jacksonville Fl 32226, don't hesitate to reach out at 904-354-8537. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $110,892,398 in loans helping members manage their finances effectively. This option allows you to enjoy the benefits of credit without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers. By partnering only with reputable lenders, LendMesh guarantees that each comparison reflects genuine rates and terms.

COMMUNITY FIRST CREDIT UNION OF FLO CREDIT UNION - Jacksonville, FL

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Mortgage Loans

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Introduction

Branch History & Mission

Join Us

Mission Statement

Our Evolution

Branch Location & Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Convenience at Your Fingertips

Credit Cards with Rewards

Loans Tailored for You

Personal Banking

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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