Community First Credit Union Jacksonville FL | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Community First Credit Union Of Flo, located at 9690 Applecross Rd, Jacksonville, FL 32222. Established in 1961, we have been dedicated to serving our community for over six decades, helping our members achieve their financial goals with trust and reliability. With a robust membership of 176,517, we pride ourselves on being a cornerstone of support in Jacksonville. At Community First, we understand that financial well-being is about more than just numbers; it's about people. That's why we offer a range of services designed to meet the diverse needs of our members from personal banking, auto loans, and mortgages to business banking solutions. Currently, our total assets stand at an impressive $2,793,647,351, with total deposits amounting to $294,840,172. We are committed to ensuring that every member's experience is positive and rewarding. Our leadership team is here for you. Led by CEO Sam Inman and Board President Malinda Prudencio, our dedicated staff of 451 employees works tirelessly to provide exceptional service every day. While you can visit us at the branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: 9690 Applecross Rd, Jacksonville, FL 32222-5818. As a trusted credit union in your community, we're not just about finances; we're about fostering relationships and enriching lives. Whether you're looking to save for the future or need assistance with loans our team is ready to help. Ready to take the next step? Call us at 904-354-8537 or visit our website at Community First Credit Union today!

Branch History & Mission

Accessibility & Convenience

For your convenience, our branch operates from Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. We also feature drive-thru services and ATM access for quick transactions without the need to enter the branch. While members can visit us at 9690 Applecross Rd Jacksonville Fl 32222, official correspondence should be sent to 9690 Applecross Rd, Jacksonville, FL 32222-5818. We invite you to experience what makes Community First Credit Union Of Flo unique. Join us today and discover how we can help you achieve your financial goals while supporting your local community. Together, let's build a brighter future! For more information or assistance, feel free to call us at (904) 354-8537 or visit our website at Community First.

Our Mission

At Community First Credit Union Of Flo, our mission is clear: we strive to enhance the financial well-being of our members and the communities we serve. We offer an array of services including personal banking, auto loans, mortgage options, and business banking solutions. We believe in making banking accessible for everyone, which is why we are proud to provide ADA-compliant facilities and advanced digital services like online banking and mobile payments. Our commitment goes beyond just numbers; it's about making a real difference in people's lives. Whether it's through educational workshops or community outreach programs, we actively seek opportunities to support local initiatives that uplift and empower those around us.

Branch Location & Accessibility

Welcome to Community First Credit Union Of Flo, located conveniently at 9690 Applecross Rd in Jacksonville, FL. Our branch is nestled in the vibrant Duval County, making it easy for you to access all your banking needs right in your neighborhood. Just a stone's throw away from local landmarks like the scenic Oakleaf Plantation area, our location ensures that you can pop in with ease whether you're on your way to work or running errands. At Community First Credit Union Of Flo, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and accessible entrances to ensure everyone can visit us comfortably. Plus, there's ample parking available for those driving in, so you can park with confidence while you handle your banking. We offer flexible operating hours to fit your busy schedule. Join us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Whether you need help with personal banking services like checking and savings accounts or are looking into auto loans and mortgages, our friendly staff is here to assist you. For those who prefer digital banking options, we provide convenient ATM access along with drive-thru services for quick transactions such as deposits and withdrawals. Need assistance after hours? You can reach us at 904-354-8537 during business hours. While members can visit us at 9690 Applecross Rd, official correspondence should be sent to the same address for consistency. We're excited to serve you and encourage you to stop by or give us a call today!

Member Eligibility

At Community First Credit Union Of Flo, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is simple and welcoming! If you live, work, or worship in certain areas of Florida, you may be eligible to become a member. We're excited to offer you the opportunity to enjoy benefits like lower loan rates, higher savings rates, and a range of personalized services that truly cater to your financial needs. To learn more about the specific eligibility requirements, feel free to check out this link. Getting started with your membership is just as easy! You can open an account online through our straightforward enrollment process by visiting this page. If you have any questions or need assistance along the way, don't hesitate to reach out at 904-354-8537. We're here for you at our branch located at 9690 Applecross Rd, Jacksonville, FL 32222!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the tools to accept payments seamlessly from your customers, enhancing their shopping experience while boosting your sales. Our merchant services empower businesses like yours to thrive in today's competitive marketplace. From payment processing solutions to reliable customer support, we ensure you have everything needed to keep your operations running smoothly. Located at 9690 Applecross Rd, Jacksonville, FL 32222, we're here to partner with you on your journey toward success. Let's turn your business goals into reality together! For more information or to get started, give us a call at 904-354-8537.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $261 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,034,425, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business-minded members, we offer comprehensive business banking solutions, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the resources you need to succeed.

Call to Action

At Community First Credit Union Of Flo in Jacksonville, we're here to support you every step of the way with friendly service and a commitment to your financial well-being. Explore all that we have to offer by visiting us or checking out our website at communityfirstfl.org. Join our community today and take control of your financial future!

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With our easy-to-use app, you can check balances, transfer funds, and even pay bills all from the palm of your hand. Need cash on the go? Our ATMs are available for quick withdrawals and balance checks. Plus, our basic drive-thru banking offers efficient service for deposits and withdrawals without leaving your car.

Loans for Every Need

Life can be unpredictable, which is why having access to funds when you need them is important. Our personal loans help you consolidate debt or cover unexpected expenses without stress. Additionally, if you're looking for ways to enhance your purchasing power, check out our credit cards with rewards perfect for those who want to earn benefits while spending wisely.

Personal Banking Solutions

We understand that managing personal finances is crucial. That's why we offer various checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a special occasion or looking for easy access to your funds, our accounts come with competitive rates and no hidden fees. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it simple and affordable. Imagine driving off in your dream car without breaking the bank! For those thinking about buying a home, our mortgage loans and refinancing services provide flexible terms that suit your financial situation.

Digital & Online Banking

Key Features

Our online banking service allows you to monitor your accounts 24/7, ensuring that you have real-time access to your financial information. You can easily check balances, transfer funds, and pay bills all from the comfort of your computer or mobile device. Plus, with our electronic signature authorization feature, signing important documents is a breeze. You can complete transactions quickly and securely without needing to visit a branch. For those who prefer managing their finances through their smartphones, our mobile application provides an intuitive interface packed with features. You can make person-to-person transfers in seconds, allowing you to send money to friends or family without any hassle. If you're someone who enjoys going paperless, you'll love our e-statements option; it's not only eco-friendly but also keeps your financial records organized and accessible.

Security and Support

Security is our top priority. Our digital banking services utilize advanced encryption technology to keep your information safe. You can bank with confidence knowing that your personal data is protected every step of the way. Need assistance? Our dedicated support team is just a call away at (904) 354-8537, ready to help you navigate any questions or concerns about your digital banking experience. At Community First Credit Union Of Flo, we believe that banking should be straightforward and efficient. With our comprehensive suite of online services, managing your money has never been easier!

Financial Strength

At Community First Credit Union Of Flo, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reinforcing our commitment to your financial well-being. With a net worth of $357,585,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $708,085,573 in share certificates and $475,566,276 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,601,890, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $356,957,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $17,535 in used auto loans and a total of $2,006,852,372 in loans and leases. Our operational efficiency is reflected in our performance; although our net income stands at $0, this indicates a strategic approach to reinvesting back into the credit union for future growth. We also take pride in having 432 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $261,124, while we have a robust membership base with 356,297 total share accounts. This shows that many people trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First Credit Union Of Flo is your trusted partner. Visit us at 9690 Applecross Rd Jacksonville Fl 32222 or call 904-354-8537 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $366,011,574 in used vehicle loans and $390,922,885 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, we have financing options tailored for you.

Business Financing

For business owners, our outstanding commercial loans totaling $164,034,425 provide the capital needed to grow and expand your business. We understand the importance of having access to funds when it matters most. At Community First Credit Union Of Flo, we also offer refinancing options to help you save money on existing loans. If you're looking to reduce monthly payments or secure better terms, our team is here to assist you every step of the way. To learn more about eligibility requirements or begin your loan application process today, feel free to reach out at 904-354-8537 or visit us online at Community First Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us in making your financial dreams a reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $120,029,701, make buying or refinancing simple. We are committed to helping you find the right mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $110,892,398 in unsecured credit card loans available, you can enjoy convenience and rewards while managing your finances effectively.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

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COMMUNITY FIRST CREDIT UNION OF FLO CREDIT UNION - Jacksonville, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

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Loan rates in Jacksonville, FL (32222)

Introduction

Branch History & Mission

Accessibility & Convenience

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Services

Call to Action

Convenient Digital Banking

Loans for Every Need

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Support

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

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