Community First Credit Union Jacksonville FL | Quick Auto Loans & Business Banking

Introduction

Welcome to Community First Credit Union Of Flo, where we believe in putting our members first. Located at 7640 103Rd St, Jacksonville, FL 32210, we have proudly served our community since 1961. With over 176,517 members and a strong commitment to providing personalized financial services, we are here to help you achieve your financial goals. At Community First, we know that trust is earned through transparency and reliability. That's why we're excited to share that our total assets stand at an impressive $2,793,647,351, with total deposits amounting to $294,840,172. We have also granted a total of 84,058 loans, showcasing our dedication to supporting our members' needs whether it's purchasing a new vehicle or securing a mortgage for your dream home. Under the leadership of our CEO, Sam Inman, and Board President, Malinda Prudencio, we strive for excellence every day. Our team of 451 employees is passionate about providing exceptional service and fostering relationships within the community. We are not just a credit union; we are a family that cares about your financial well-being. For any official correspondence, please send it to our mailing address: 7640 103rd Street, Jacksonville, FL 32210. We invite you to explore the range of services we offer: from personal banking solutions like checking and savings accounts to auto loans and business banking options. With modern conveniences such as online and mobile banking available at your fingertips, managing your finances has never been easier. If you're ready to take the next step towards financial empowerment or have questions about how we can assist you further, don't hesitate to reach out! Call us at 904-354-8537 or visit us online at Community First. Join us today and experience the difference of being part of a credit union that truly values its members!

Branch History & Mission

Community First Credit Union Of Flo, located at 7640 103Rd St in Jacksonville, FL, has a rich history that began in 1961. Since its inception, this branch has been dedicated to serving the financial needs of our members and the surrounding community. Over the decades, we have grown significantly, now proudly boasting a total membership of over 176,000 and assets exceeding $2.79 billion. Our commitment to providing exceptional service and support has allowed us to build strong relationships with our members and become a vital part of the Jacksonville community. At Community First Credit Union Of Flo, we believe in a mission that goes beyond just banking. Our goal is to empower individuals and families by offering reliable financial services while fostering community engagement. We understand that each member's journey is unique, and we strive to provide personalized solutions that cater to their specific needs whether it's through our various loan options, savings accounts, or online banking services. Our branch operates from Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. We also offer convenient ATM access and drive-thru banking for those on the go. While members can visit us at our physical location for all their banking needs, official correspondence should be sent to our mailing address at 7640 103rd Street, Jacksonville, FL 32210. Community involvement is at the heart of what we do. We actively participate in local outreach efforts and form partnerships with organizations that align with our values. These initiatives not only enhance our community but also reinforce our commitment to supporting those around us. As we move forward into an increasingly digital world, Community First Credit Union Of Flo is dedicated to remaining accessible and user-friendly. Our services include mobile payments and online banking options designed for convenience while ensuring compliance with ADA standards. We invite you to join Community First Credit Union Of Flo today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization dedicated to your success. For more information or assistance, feel free to call us at 904-354-8537 or visit our website at communityfirstfl.org.

Branch Location & Accessibility

Welcome to Community First Credit Union Of Flo, conveniently located at 7640 103Rd St in Jacksonville, FL. Our branch is situated in the vibrant Duval County, close to local landmarks that make it easy for you to find us. Whether you're visiting the nearby shopping centers or enjoying a day out at one of the local parks, stopping by our branch is simple and stress-free. At Community First Credit Union Of Flo, we understand the importance of accessibility. Our location offers ample parking and features designed to accommodate all members, including ADA-compliant entrances and ramps. If you prefer to bank on the go, we also provide convenient ATM access right at our branch and a drive-thru option for quick transactions without leaving your vehicle. We're here for you during our welcoming operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Whether you need assistance with personal banking services like checking and savings accounts or are interested in auto loans and mortgages, our friendly team is ready to help. While members can visit us at 7640 103Rd St for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to give us a call at 904-354-8537. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Community First Credit Union Of Flo is like joining a warm, welcoming family that truly cares about your financial well-being. Here at our branch, located at 7640 103Rd St Jacksonville Fl 32210, we believe that everyone deserves access to quality financial services. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, worship, or attend school in the areas we serve, you're likely eligible! Additionally, we embrace individuals who have family members already part of our community. This means you can share the benefits with those you care about most. Joining us is easy and straightforward! You can find all the detailed eligibility information on our website at http://www.communityfirstfl.org/connect/become-a-member. Once you're ready to take the next step, opening an account is just a click away; check out our account opening process here: https://ebanking.communityfirstfl.org/communityfirstflautoenrollment/enroll.html. If you have any questions or need assistance, don't hesitate to reach out at (904) 354-8537. We can't wait to welcome you into the Community First Credit Union Of Flo family!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having the ability to accept payments effortlessly while managing your cash flow efficiently. Our merchant services offer just that. From credit card processing to online payment solutions, we make it easier for you to focus on what you do best running your business. Located at 7640 103Rd St Jacksonville Fl 32210 in Jacksonville, FL, we're here to provide the personalized service you need. Give us a call at (904) 354-8537 to explore how we can assist your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $261 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,034,425, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash or want to make a quick deposit? Our branch provides ATM and cash withdrawal services, along with basic drive-thru banking for deposits, withdrawals, and simple transactions. Whether you're in a hurry or prefer face-to-face interactions, we've got the solutions you need. We invite you to explore all the ways Community First Credit Union Of Flo can assist you in achieving your financial goals. Visit us at 7640 103Rd St, Jacksonville, or give us a call at 904-354-8537 for more information about any of our services! Together, let's build a brighter financial future!

Business Banking Support

For small business owners, our business banking services include merchant services and business loans tailored to help your enterprise grow. We are committed to supporting local businesses because we know they are the backbone of our community.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why we offer robust online and mobile banking options that allow you to manage your accounts from anywhere. From checking balances to transferring money between accounts, our digital features ensure banking is easy and accessible.

Flexible Loan Options

Life can throw unexpected expenses your way, which is why we provide personal loans and debt consolidation solutions. With competitive rates, we aim to relieve some of that financial stress by helping you consolidate debt into manageable payments. Plus, our credit cards with rewards offer benefits that let you earn while you spend.

Home Financing Made Easy

Looking to purchase a home? Our mortgage loans and refinancing services are designed to help you secure the best possible rates. Whether you're a first-time homebuyer or interested in refinancing an existing mortgage, our team can guide you through every step of the process. We believe owning a home should be within reach for everyone.

Personal Banking Solutions

Whether you're opening your first checking account or looking for savings options, our personal banking services have you covered. We offer various checking and savings accounts tailored to fit different lifestyles and financial goals. If you're planning to buy a new car or need funds for a vehicle, our auto loans and vehicle financing options make the process straightforward and stress-free. Imagine driving off in your dream car with favorable loan terms that suit your budget!

Digital & Online Banking

Key Features

Our online banking services allow you to manage your finances in real time, providing you with a complete view of your accounts right from your smartphone or computer. With 24/7 access, you can check balances, transfer funds, and pay bills without having to visit a branch. Plus, our mobile application makes banking even simpler, putting everything you need at your fingertips. For added convenience, we offer e-statements, which means you can say goodbye to paper clutter and access your statements electronically whenever you need them. If you need to sign documents quickly, our electronic signature authorization feature allows you to do so securely from anywhere.

Security and Accessibility

Your security is our top priority. With robust encryption and security measures in place, you can rest assured that your personal information is safe while using our digital services. We also provide features like person-to-person transfers, making it easy to send money to friends or family without any hassle. In addition to these features, our mobile payments option lets you make transactions directly from your phone, allowing for quick and easy payments wherever you are. At Community First Credit Union Of Flo, we're committed to making banking accessible and user-friendly for all our members. Visit us online today at https://www.communityfirstfl.org/ to explore all the ways we can help simplify your financial life!

Financial Strength

At Community First Credit Union Of Flo, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our robust financial foundation, ensuring that your money is safe and well-managed. With a net worth of $357,585,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $708,085,573 in share certificates and $475,566,276 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,601,890, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $356,957,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive with $17,535 in used auto loans and a total of $2,006,852,372 in loans and leases supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 356,297, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First Credit Union Of Flo is your trusted partner. Visit us at 7640 103Rd St Jacksonville Fl 32210 or call 904-354-8537 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $366,011,574 in used vehicle loans and $390,922,885 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a certified pre-owned vehicle, our financing options can make it easier for you to drive away happy.

Business Loans

For business owners, our outstanding commercial loans totaling $164,034,425 provide the capital needed to grow and expand. We understand the unique challenges businesses face and aim to offer solutions that help you thrive. Our team at Community First Credit Union Of Flo is dedicated to making the loan application process as straightforward as possible. For more information about eligibility and how we can assist you in securing the right loan for your needs, please visit our website or give us a call at 904-354-8537. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $120,029,701, make buying or refinancing simple. We offer competitive interest rates and terms that fit your budget. If you're interested in refinancing your current mortgage, our team is here to guide you through the process.

Other Financing Options

For those looking for additional credit lines or personal loans, we have options available with total credit lines amounting to $566,251,658. Whether you need funds for education expenses or debt consolidation, our offerings are designed with your needs in mind.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $110,892,398 in loans helping members manage their finances effectively. These cards provide a convenient way to cover unexpected expenses without having to dip into savings.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons through a commitment to transparency and reliability. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. One of the main benefits of using LendMesh is its Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring users can trust the information presented. Additionally, there are No Sponsored Listings LendMesh does not prioritize lenders based on paid promotions, which means users receive unbiased results every time they search for a loan. With Real-Time Rate Comparisons, LendMesh provides up-to-date loan rates from multiple institutions, helping users make informed decisions quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for a straightforward way to compare loan options without hidden agendas or complex fees, LendMesh is your solution. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COMMUNITY FIRST CREDIT UNION OF FLO CREDIT UNION - Jacksonville, FL

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Mortgage Loans

Vehicle Loans

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Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Options

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking Support

Digital Banking Convenience

Flexible Loan Options

Home Financing Made Easy

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Other Financing Options

Unsecured Credit Card Loans

Loan Aggregator

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