Community First Credit Union Jacksonville FL | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Community First Credit Union Of Flo, located at 1623 Edgewood Ave W, Jacksonville, FL 32208. Since our establishment in 1961, we have been dedicated to serving our community and enhancing the financial well-being of our members. With over 176,517 members, we pride ourselves on providing personalized banking solutions that fit your needs. At Community First, we are more than just a financial institution; we're your neighbors committed to making a positive impact in Jacksonville. Our assets total an impressive $2,793,647,351, ensuring that we have the resources to support you with a variety of services, from checking and savings accounts to auto loans and mortgages. With $294,840,172 in deposits and a net worth of $357,585,756, our financial strength allows us to offer competitive rates and exceptional customer service. Our leadership team is here to guide you on your financial journey. Under the direction of CEO Sam Inman and Board President Malinda Prudencio, our staff of 451 employees is ready to assist you with any questions or concerns. Whether you're looking for ways to save for the future or need help financing a vehicle, we're here for you. While members can visit us at our branch location, official correspondence should be sent to 1623 Edgewood Avenue West, Jacksonville, FL 32208. If you have any questions or would like to learn more about how we can help you achieve your financial goals, feel free to give us a call at 904-354-8537. Explore our website at Community First Credit Union for more information about our services and how you can become part of our growing family today!

Branch History & Mission

Commitment to Community

Our dedication extends beyond financial services; we actively engage in community outreach efforts and partnerships that benefit local organizations. We understand that by supporting local initiatives and charities, we contribute to a stronger and more vibrant Jacksonville.

Join Us Today!

Whether you're looking for a checking account or planning your next big purchase with an auto loan, Community First Credit Union is here for you. Come experience the difference that comes from being part of a credit union that truly cares about its members. Visit us during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM or call us at 904-354-8537 for more information. Join us today and become part of a community where your financial success is our priority!

Our Mission

At Community First Credit Union, our mission is clear: to provide exceptional financial services while fostering a sense of community. We believe in supporting not just your financial goals but also the well-being of the neighborhoods we serve. By offering affordable loans and personalized service, we empower individuals and families to achieve their dreams. We are proud to operate with full ADA compliance and ensure that everyone can access our services without barriers. Our drive-thru banking facility provides convenience for those on the go while our ATMs are available to meet your cash withdrawal needs around the clock. While members can visit us at 1623 Edgewood Ave W, official correspondence should be sent to 1623 Edgewood Avenue West, Jacksonville, FL 32208 if necessary.

Branch Location & Accessibility

Connect With Us

We're here to help! If you have any questions or want more information about our services, feel free to give us a call at 904-354-8537. We look forward to welcoming you at Community First Credit Union of Flo your trusted partner in financial success!

Operating Hours

At Community First, we strive to be available when you need us most. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. We invite you to drop by during these hours to explore our range of services or simply chat with our friendly staff.

Parking and Accessibility

We understand that convenience matters. Our branch offers ample parking for members and visitors alike, ensuring you can stop by without hassle. The facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate all our members.

Services Offered

As a member of our community, you can take advantage of various services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. If you're on the go, don't worry we also provide online and mobile banking services for added convenience. For those who prefer quick transactions, we offer drive-thru banking where you can handle deposits and withdrawals without leaving your car. Plus, our ATM is available for easy cash access whenever you need it.

Member Eligibility

Becoming a member of Community First Credit Union Of Flo is like joining a friendly neighborhood family where everyone looks out for each other. If you're looking to enjoy the benefits of personalized financial services, you'll be glad to know that membership is open to anyone who lives, works, or worships in our community. This means whether you're a local resident, an employee at one of our partner organizations, or a regular visitor to Jacksonville, you can easily join us. Plus, there are no complicated requirements just a desire to be part of a supportive network! To learn more about the specific eligibility criteria, feel free to visit this link. Once you're ready to take the next step, opening an account is straightforward and convenient. You can get started online through our easy application process available here. If you have any questions along the way or need assistance, don't hesitate to reach out at (904) 354-8537. We're excited to welcome you into our community at Community First Credit Union Of Flo, located at 1623 Edgewood Ave W Jacksonville Fl 32208, where your financial journey can thrive!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $261 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,034,425, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment processing is crucial. Our merchant services offer easy solutions for accepting payments, whether online or in-person. Imagine running your shop while knowing that transactions are secure and seamless allowing you to focus on what matters most: serving your customers. Located at 1623 Edgewood Ave W Jacksonville Fl 32208, Jacksonville, FL 32208, we're here to provide the support you need. Connect with us at (904) 354-8537 or visit our website for more information. Let's work together to make your business dreams a reality!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our business banking services provide essential support such as merchant services and business loans. We aim to empower local businesses by simplifying financial management so you can focus on growth.

Convenient Access Anytime

We know convenience is crucial. That's why we provide ATM & cash withdrawal services, along with basic drive-thru banking for quick deposits and withdrawals. Our members enjoy easy access to their accounts whenever they need it. At Community First Credit Union Of Flo, we strive to create an environment where financial well-being is accessible to everyone. If you'd like more information about any of our services or how we can assist you further, don't hesitate to call us at 904-354-8537. Ready to take control of your financial future? Visit us today or check out more details on our website here. We look forward to serving you!

Financing Options Tailored for You

Need a new car? We offer auto loans and vehicle financing options that can get you on the road quickly. With competitive rates and flexible terms, purchasing your dream car has never been easier. Additionally, our mortgage loans and refinancing services can assist you in buying a home or lowering your existing mortgage payments ideal for those looking to settle into their perfect space.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that help you manage your money effectively. Imagine having the flexibility to access your funds anytime through our online and mobile banking platforms. You can easily check balances, transfer money, or even make payments from the comfort of your home or on-the-go.

Rewarding Credit Card Solutions

Consider our credit cards with rewards, designed to give you more value every time you spend. Enjoy perks that turn daily purchases into something beneficial for you!

Support for Your Financial Goals

For those unexpected expenses or projects you want to tackle, our personal loans and debt consolidation options are here to help. We understand that life can throw challenges your way, and we're committed to helping you navigate them without stress.

Digital & Online Banking

Accessibility and Security

We take your security seriously. Our 24/7 online banking services ensure that you can manage your finances whenever it suits you. Whether you're at home or out running errands, rest assured knowing your data is protected with top-notch security measures. And for those who prefer using their mobile devices for payments, our mobile payments feature allows you to make quick purchases without the hassle of cash or cards. It's all about providing you with accessible options that fit your lifestyle. At Community First Credit Union Of Flo, we are committed to making banking easy and secure for all our members. With these digital services at your fingertips, managing your finances has never been more straightforward!

Key Services

One of the standout features of our online banking is the ability to view your e-statements. You can say goodbye to paper clutter and easily keep track of your transactions with our secure e-statements service available at Yes. Plus, if you need to sign documents quickly, our electronic signature authorization makes it simple and efficient no more waiting for the mail! If you're always on the go, our mobile application is a must-have. With this user-friendly app, you can perform transactions right from your smartphone, whether it's making payments or checking your balance. Need to send money to a friend? Our person-to-person transfer feature lets you do that instantly with just a few taps.

Financial Strength

At Community First Credit Union Of Flo, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your finances are in safe hands, and our robust financial strength reflects our commitment to you. With a net worth of $357,585,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $708,085,573 in share certificates and $475,566,276 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,601,890, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We proudly have $356,957,191 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve you better. With $17,535 in used auto loans and a total of $2,006,852,372 in loans and leases available for our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, indicating that we're strategically investing back into the credit union to provide you with even better services. We also take pride in having 432 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $261,124. Total Share Accounts: 356,297, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Community First Credit Union Of Flo is your trusted partner. Visit us at 1623 Edgewood Ave W Jacksonville Fl 32208 or call 904-354-8537 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $366,011,574 in used vehicle loans and $390,922,885 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you're purchasing a brand-new vehicle or a pre-owned one. You'll find that our competitive rates make it easier to drive away with the car you want.

Business Loans

For business owners in our community, our outstanding commercial loans totaling $164,034,425 provide the capital needed to grow and expand your operations. We understand the challenges faced by businesses today and are committed to supporting local entrepreneurs. We invite you to visit us at our branch located at 1623 Edgewood Ave W Jacksonville Fl 32208, or give us a call at 904-354-8537 during our operating hours: Monday - Thursday 9-5, Friday 9-6, and Saturday 9-3. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how we can assist you with your financial journey today!

Credit Card Loans

Managing everyday expenses is simpler with our unsecured credit card loans. With a total of $110,892,398 in these loans helping members manage their finances effectively, we offer flexible terms that suit your budget. Whether it's for emergencies or everyday purchases, our credit cards come with benefits that make managing your finances easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $120,029,701, make buying or refinancing simple. We are here to guide you through each step of the process so that you can feel confident in your investment. Refinancing options are also available if you're looking to lower your payments or access equity from your home.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This commitment to transparency means you can compare options without worrying about misleading information. - No Sponsored Listings: Unlike many comparison sites, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can choose what's best for your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers that reflect current market conditions. By gathering information directly from these verified sources, LendMesh provides reliable comparisons you can trust.

COMMUNITY FIRST CREDIT UNION OF FLO CREDIT UNION - Jacksonville, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Jacksonville, FL (32208)

Introduction

Branch History & Mission

Commitment to Community

Join Us Today!

Our Mission

Branch Location & Accessibility

Connect With Us

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Access Anytime

Financing Options Tailored for You

Personal Banking Made Easy

Rewarding Credit Card Solutions

Support for Your Financial Goals

Digital & Online Banking

Accessibility and Security

Key Services

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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