Community First Credit Union Jacksonville FL | Low Mortgage Rates & Top Auto Loans

Introduction

Welcome to Community First Credit Union Of Flo, where our commitment to serving you is at the heart of everything we do. Located at 1012 Margaret St, Jacksonville, FL 32204, our Riverside Branch has been a cornerstone of the community since 1961. With a strong membership of 176,517 and total assets exceeding $2.79 billion, we pride ourselves on being a reliable partner for your financial journey. At Community First, we understand that every member's needs are unique. Whether you're looking for personal banking solutions like checking and savings accounts, or need assistance with auto loans and mortgages, our dedicated team is here to help. We currently manage over 84,058 loans and leases, providing resources that empower you to achieve your financial goals. Our CEO, Sam Inman, alongside Board President Malinda Prudencio, leads a passionate team of 451 employees who are eager to support you. We believe in fostering strong relationships within the community while ensuring your finances are in capable hands. Our net worth stands at an impressive $357,585,756, reflecting our stability and reliability as a trusted financial institution. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1012 Margaret Street, Jacksonville, FL 32210. For any inquiries or assistance, feel free to reach out to us at 904-354-8537. Join us today and experience the benefits of membership at Community First Credit Union Of Flo. Together, we can build a brighter financial future! Visit us online at communityfirstfl.org for more information or to open an account.

Branch History & Mission

At Community First Credit Union Of Flo, we pride ourselves on a rich legacy of service and growth since our establishment in 1961. Located at 1012 Margaret St, Jacksonville, FL 32204, our Riverside Branch has become an essential part of the community. Over the years, we have nurtured our membership to grow to an impressive total of 176,517 members, all while amassing total assets of $2,793,647,351. Our mission is clear: to provide accessible financial services that empower individuals and foster community well-being. We believe in the power of cooperation and support, aiming to uplift our members through various offerings such as personal banking, auto loans, mortgages, credit cards with rewards, and business banking services. Our commitment extends beyond financial transactions; we are dedicated to making a positive impact in Jacksonville. As a member-focused institution, we continuously adapt to meet your needs. With digital advancements like online banking and mobile payments available for your convenience, we strive to ensure that managing your finances is as easy as possible. Our branch operates Monday through Thursday from 9 AM to 5 PM and on Fridays until 6 PM. While members can visit us at our physical location for personalized assistance, official correspondence should be sent to our mailing address at 1012 Margaret Street, Jacksonville, FL 32210. We take pride in being a vital part of the local fabric by engaging in community outreach initiatives and forming partnerships that benefit those around us. While we do not offer drive-thru services at this branch, we provide ATM access for quick cash withdrawals and balance checks. Join us today at Community First Credit Union Of Flo! Experience firsthand how our dedication to service can help you achieve your financial goals while supporting the community we all call home. For more information or to open an account online, visit our website or call us at 904-354-8537. Let's build a brighter future together!

Branch Location & Accessibility

Accessibility Features

At Community First, we prioritize accessibility for all members. Our branch is designed with ADA compliance in mind, featuring ramps and clear pathways to ensure everyone can navigate comfortably. Parking is available nearby, allowing for a hassle-free visit.

Call to Action

We invite you to visit us at the Riverside Branch or give us a call at 904-354-8537 if you have any questions or need assistance. Our dedicated staff looks forward to welcoming you and helping you achieve your financial goals!

Operating Hours

We understand that your time is valuable. That's why we offer convenient operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 5:00 PM. Whether you need assistance during the week or on the weekend, our team is here to help.

Services Offered

Community First Credit Union offers a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need them.

Member Eligibility

Becoming a member of Community First Credit Union Of Flo feels like joining a family that truly cares about your financial well-being. At our branch located at 1012 Margaret St Jacksonville Fl 32204, we welcome individuals who live, work, worship, or attend school in the communities we serve. If you share these connections with us, you're already on the path to membership! Plus, there are no complicated requirements just a desire to be part of a supportive community dedicated to helping you achieve your financial goals. Joining Community First Credit Union Of Flo means gaining access to exclusive benefits designed just for you, including competitive rates on loans and savings accounts, personalized service, and a range of financial products tailored to your needs. It's easy to get started! For more detailed eligibility criteria, visit us at http://www.communityfirstfl.org/connect/become-a-member. When you're ready to open an account, you can do so conveniently online at https://ebanking.communityfirstfl.org/communityfirstflautoenrollment/enroll.html or give us a call at (904) 354-8537. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $261 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,034,425, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine seamlessly processing payments from your customers with ease. Our merchant services empower you to accept various payment methods, ensuring a smooth checkout experience. This not only saves time but also enhances customer satisfaction, allowing you to focus on what truly matters growing your business. Located at 1012 Margaret St Jacksonville Fl 32204, Jacksonville, FL 32204, our dedicated team is ready to assist you. Reach out to us at (904) 354-8537 during our operating hours: 9 AM - 5 PM Monday - Thursday, 9 AM - 6 PM Friday, and 9 AM - 5 PM Saturday. Let's work together to make your business dreams a reality!

Comprehensive List Of Services

Convenient Access Anytime

You can also enjoy easy ATM access for cash withdrawals and balance checks without any hassle. With Community First Credit Union Of Flo, members can take advantage of features like mobile payments and person-to-person transfers, making it simple to send money or pay friends directly from your phone. Located at 1012 Margaret St, Jacksonville, FL 32204, we invite you to visit us or reach out at 904-354-8537 if you have any questions about our services. Our friendly staff is ready to assist you Monday through Saturday during our convenient operating hours. We look forward to serving your financial needs! Explore how we can help by visiting our website at Community First Credit Union today!

Personal Banking Solutions

Our personal banking services include checking and savings accounts tailored for your lifestyle. With easy access through our online and mobile banking platforms, managing your money has never been more convenient. You can check balances, transfer funds, and pay bills from anywhere, making it easier to stay on top of your finances. For those considering a new vehicle or refinancing an existing one, we offer auto loans and vehicle financing options that make purchasing a car straightforward and stress-free. Imagine driving off in the car you've always wanted with a loan that fits comfortably within your budget. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans and refinancing options will guide you through the process. We prioritize finding the best rates and terms that suit your financial situation.

Support for Your Financial Goals

We also provide personal loans and debt consolidation services to help you manage expenses or tackle debt efficiently. Our credit cards come with rewards that allow you to earn as you spend, making everyday purchases even more rewarding. For business owners, our business banking services include merchant services and business loans designed to help you grow and manage your enterprise effectively. We're committed to supporting local businesses because we believe in investing in our community.

Digital & Online Banking

At Community First Credit Union Of Flo, we understand that convenience and security are essential for our members. That's why we offer a range of digital and online banking services designed to make managing your finances easier and safer than ever before. With our user-friendly platform, you can access your accounts anytime, anywhere. One of the highlights of our services is our robust online banking system, which allows you to manage your accounts 24/7. You can check balances, pay bills, and transfer funds with just a few clicks at https://www.communityfirstfl.org/. Our mobile application adds even more flexibility, giving you the power to handle your finances right from your smartphone. We also prioritize security in all our transactions. With electronic signature authorization available, signing documents online is straightforward and secure. Plus, you can opt for e-statements to keep track of your account activity while helping the environment by going paperless. For those who love using their smartphones for everyday purchases, our mobile payments feature makes it easy to pay at stores or online without needing cash or cards. And if you need to send money to friends or family quickly, our person-to-person transfer service has you covered. With these tools at your fingertips, managing your finances has never been easier. Experience the freedom of banking on your terms with Community First Credit Union Of Flo!

Financial Strength

A Growing Community

Total Share Accounts: 356,297, showing a strong and growing member base that trusts us with their finances. This reflects our commitment to not only maintaining but also expanding our community-focused services. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Community First Credit Union Of Flo is your trusted partner. Visit us at 1012 Margaret St Jacksonville Fl 32204 or call 904-354-8537 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $708,085,573 in share certificates and $475,566,276 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,601,890, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, our $356,957,191 in undivided earnings allows us to reinvest in innovative banking tools and stronger lending options. This means better services for you as we enhance security measures to serve our members effectively.

Our Strong Financial Position

With a net worth of $357,585,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust figure reflects our commitment to safeguarding your assets while providing you with the best possible banking experience. Our net worth ratio of 1280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of resilience showcases our ability to meet our members' needs now and in the future.

Support for Your Financial Goals

With $1,844,294,210 in total loans and leases and $17,535 in used auto loans available for financing your dreams, we stand ready to support your financial goals across various sectors. Our net income reflects our operational efficiency; although it currently stands at $0 this year due to strategic reinvestments aimed at future growth. We also take pride in having 432 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our dedication extends beyond numbers it's about building relationships with each of our valued members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $366,011,574 in used vehicle loans and $390,922,885 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used option, we provide financing that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $120,029,701, make buying or refinancing simple. We guide you through the process and help you find a solution that meets your needs.

Other Loan Options

In addition to auto and mortgage loans, we provide various other lending solutions tailored to different situations. For business owners, our outstanding commercial loans totaling $164,034,425 provide the capital needed to grow and expand your business. Additionally, we have credit lines available amounting to $566,251,658, giving you access to funds as needed. If you're considering refinancing options or want to learn more about eligibility criteria for our loan products, don't hesitate to reach out to us at (904) 354-8537 or visit us at our branch located at 1012 Margaret St Jacksonville Fl 32204 in Jacksonville, FL. For more detailed information on our services and how we can assist you further, please visit our website at Community First Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $110,892,398 in loans helping members manage their finances effectively. These cards come with competitive rates and can be a useful tool for everyday purchases or unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. By partnering with legitimate financial institutions, LendMesh guarantees that users receive verified data and competitive rates.

COMMUNITY FIRST CREDIT UNION OF FLO CREDIT UNION - Jacksonville, FL

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Home Equity Loans

Mortgage Loans

Vehicle Loans

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Loan rates in Jacksonville, FL (32204)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Convenient Access Anytime

Personal Banking Solutions

Support for Your Financial Goals

Digital & Online Banking

Financial Strength

A Growing Community

Member-Centric Savings

Our Strong Financial Position

Support for Your Financial Goals

Loan Offering

Auto Loans

Mortgage Loans

Other Loan Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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