Community First Credit Union Jacksonville Beach FL | Best Auto Loans & Online Banking

Introduction

Welcome to Community First Credit Union Of Flo, your trusted financial partner located at 1451 3Rd St S, Jacksonville Beach, FL 32250. Established in 1961, we are proud to serve a growing community of over 176,000 members. Our commitment to providing exceptional service and financial support is reflected in our robust asset base of over $2.79 billion and total deposits reaching $294,840,172. At Community First, we believe in empowering our members through a variety of financial products tailored to meet your unique needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we have you covered with a total loan portfolio of 84,058 loans and leases. Our dedication to community involvement and member satisfaction drives us every day. Led by our CEO, Sam Inman, and Board President Malinda Prudencio, our team of 451 employees is here to help you navigate your financial journey. We understand that every member's needs are different, which is why we offer personalized solutions designed with your goals in mind. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: 1451 South 3rd Street, Jacksonville Beach, FL 32250. We invite you to explore the many services we offer by visiting our website at communityfirstfl.org. For questions or assistance, don't hesitate to reach out at 904-354-8537. Let us partner with you on the path to financial success!

Branch History & Mission

At Community First Credit Union of Flo, we are proud to share our rich history that dates back to 1961. Located in the beautiful Jacksonville Beach, FL, at 1451 3rd St S, our branch has been a cornerstone of the community for over six decades. From humble beginnings, we have grown to serve over 176,000 members and manage total assets exceeding $2.79 billion. This journey reflects our commitment to providing exceptional financial services while uplifting our community. As we evolved, so did our offerings. We began with basic banking services and expanded to include auto loans, mortgages, personal loans, and business banking solutions. Our mission is clear: we strive to empower our members with the financial tools they need to achieve their goals. Whether it's helping a family secure their first home or supporting local businesses with loans and resources, we aim to make a positive impact in every life we touch. Our operating hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. We also offer drive-thru services and ATM availability for easy access to your funds whenever you need them. While members can visit us at 1451 3rd St S, official correspondence should be sent to 1451 South 3rd Street, Jacksonville Beach, FL 32250 if different. Our branch is ADA compliant and embraces digital advancements like online banking and mobile payments, ensuring that everyone has access to quality financial services. Community engagement is at the heart of what we do. We believe in partnering with local organizations and participating in outreach programs that help strengthen our community. Together, we can foster a thriving environment for all residents of Jacksonville Beach. We invite you to join the Community First family! Experience firsthand the benefits of being a member of a credit union that truly cares about your financial well-being. For more information or to become a member today, call us at 904-354-8537 or visit our website at Community First Credit Union. Let's build a brighter future together!

Branch Location & Accessibility

Come See Us!

While members can visit us at 1451 3rd St S, official correspondence should be sent to our mailing address at 1451 South 3rd Street, Jacksonville Beach, FL 32250. If you have questions or want to learn more about what we offer, feel free to give us a call at 904-354-8537. We invite you to stop by and discover how we can support your financial journey!

Convenient Access and Facilities

At our Jacksonville Beach location, we prioritize making your banking experience smooth and enjoyable. Our branch features ample parking and is fully ADA compliant, ensuring everyone can access our services with ease. If you prefer to bank from your car, take advantage of our drive-thru service, which allows you to complete simple transactions without leaving your vehicle. We also offer an ATM on-site for quick cash withdrawals and balance checks.

Operating Hours That Fit Your Schedule

We understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy lifestyle. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Whether you need assistance with personal banking, auto loans, or any other financial services, our friendly staff is here to help.

Member Eligibility

Joining the Community First Credit Union Of Flo is like stepping into a welcoming family where your financial well-being matters. If you're looking to become a member, you'll be pleased to know that eligibility is designed to be inclusive and straightforward. Typically, anyone who lives, works, or worships in Duval County can join us. It's an opportunity for you to enjoy personalized banking services tailored to fit your needs. Plus, being part of our community means you can access various benefits like competitive loan rates and savings accounts that work for you. To kickstart your membership journey with us at 1451 3Rd St S, Jacksonville Beach, FL 32250, simply check out the detailed eligibility criteria on our website at http://www.communityfirstfl.org/connect/become-a-member. When you're ready, the account opening process is easy; just visit this link to get started. If you have any questions or need assistance, feel free to call us at 904-354-8537. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $261 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,034,425, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to accept payments effortlessly whether it's online, in-store, or on-the-go. Our merchant services offer reliable payment processing solutions that allow you to focus on what matters most: serving your customers. With features designed for convenience and security, you'll enhance your customer experience while streamlining your operations. Located at 1451 3Rd St S Jacksonville Beach Fl 32250 in Jacksonville Beach, FL, we invite you to explore how our tailored financial solutions can help elevate your business. Contact us at (904) 354-8537 for more information!

Comprehensive List Of Services

Embracing Digital Convenience

In this digital age, we understand the importance of online access. Our comprehensive online and mobile banking features make managing your finances easy from anywhere. With options like person-to-person payments, electronic statements, and mobile payments, keeping track of your finances has never been simpler. If you're in need of financial assistance or have questions about any of our services, feel free to reach out! You can contact us at 904-354-8537 during our operating hours: Monday - Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. At Community First Credit Union Of Flo, we strive to meet all your financial needs under one roof. Join us today and experience the difference! For more information or to become a member, visit us at Community First.

Financial Solutions for Everyday Needs

In today's fast-paced world, having access to cash quickly is essential. That's why we provide convenient ATM and cash withdrawal services, along with drive-thru banking for deposits and simple transactions. You can easily check your balance or withdraw cash at our ATMs whenever you need it. For those unexpected expenses, our personal loans and debt consolidation options offer relief by combining debts into one manageable payment.

Personal Banking Services

Our personal banking options are designed with you in mind. We offer checking and savings accounts that help you manage your money effectively while earning interest. Need funds for a new car? Our auto loans and vehicle financing options are flexible and competitive, making it easier than ever to drive away in the vehicle you want. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans and refinancing services can guide you through the process smoothly.

Rewards and Business Banking

We also believe in rewarding our members for their loyalty. Our credit cards with rewards not only allow you to make purchases but also earn points towards exciting benefits. For entrepreneurs and small business owners, our business banking services, including merchant services and business loans, are crafted to support your growth.

Digital & Online Banking

Comprehensive Online Services

With our robust online banking platform available at https://www.communityfirstfl.org/, you can access your accounts 24/7. Whether you're checking balances, transferring funds, or paying bills, our user-friendly interface makes it easy. Plus, with electronic signature authorization, signing documents has never been simpler or more secure.

Mobile Banking at Your Fingertips

Our mobile application brings banking right to your pocket! With features like mobile payments and person-to-person transfers, sending money to friends or family is as easy as a few taps on your phone. Imagine grabbing coffee and being able to pay your friend instantly without cash that's the power of modern banking.

Security You Can Trust

Your security is important to us. Our online services include advanced security measures to protect your information while providing peace of mind. You can bank confidently knowing that we prioritize keeping your data safe. At Community First Credit Union Of Flo, we believe in making banking accessible and straightforward for all our members. Experience the benefits of digital banking today visit us online at https://www.communityfirstfl.org/ and explore how we can help make managing your money easier than ever!

Stay Organized with E-Statements

We offer e-statements to help you stay organized and reduce paper clutter. You can view your statements anytime through our online portal, ensuring you have quick access to your financial history whenever you need it.

Financial Strength

At Community First Credit Union Of Flo, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in your choice to trust us with your financial needs. With a net worth of $357,585,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $708,085,573 in share certificates and $475,566,276 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,601,890, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $356,957,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,535 in used auto loans and a total of $2,006,852,372 in loans and leases available. Our operational efficiency is highlighted by our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $261,124. Total Share Accounts: 356,297, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First Credit Union Of Flo is your trusted partner. Visit us at 1451 3Rd St S Jacksonville Beach Fl 32250 or call 904-354-8537 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Options

For those interested in expanding their business ventures, our outstanding commercial loans totaling $164,034,425 provide the capital needed for growth. We understand that every business has unique needs and we're here to support you in achieving your business objectives. If you're considering refinancing any existing loans or exploring eligibility options for any of our products, our team is ready to guide you through these processes to find the best solutions tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore how our loan products can benefit you or have any questions about eligibility or refinancing options, please feel free to reach out. You can contact us at (904) 354-8537 or visit us at 1451 3Rd St S Jacksonville Beach Fl 32250 in Jacksonville Beach, FL. We're here to help you take that next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $366,011,574 in used vehicle loans and $390,922,885 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive off with the car you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $120,029,701, make buying or refinancing simple. We help you navigate through the process smoothly so that you can focus on making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $110,892,398 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to fit your spending habits while providing you peace of mind.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing users to trust the information they receive. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options and make decisions that fit their financial situations. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this illustrate how effective and reliable LendMesh can be for anyone seeking loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to industry regulations ensures that all offers presented are fair and transparent, allowing users to make informed choices without confusion.

COMMUNITY FIRST CREDIT UNION OF FLO CREDIT UNION - Jacksonville Beach, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

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Loan rates in Jacksonville Beach, FL (32250)

Introduction

Branch History & Mission

Branch Location & Accessibility

Come See Us!

Convenient Access and Facilities

Operating Hours That Fit Your Schedule

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Embracing Digital Convenience

Financial Solutions for Everyday Needs

Personal Banking Services

Rewards and Business Banking

Digital & Online Banking

Comprehensive Online Services

Mobile Banking at Your Fingertips

Security You Can Trust

Stay Organized with E-Statements

Financial Strength

Loan Offering

Additional Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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