COMMUNITY FIRST CREDIT UNION OF FLO CREDIT UNION

Welcome to Community First Credit Union Of Flo, your trusted financial partner located at 1451 3Rd St S, Jacksonville Beach, FL 32250. Established in 1961, we are proud to serve a growing community of over 176,000 members. Our commitment to providing exceptional service and financial support is reflected in our robust asset base of over $2.79 billion and total deposits reaching $294,840,172. At Community First, we believe in empowering our members through a variety of financial products tailored to meet your unique needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we have you covered with a total loan portfolio of 84,058 loans and leases. Our dedication to community involvement and member satisfaction drives us every day. Led by our CEO, Sam Inman, and Board President Malinda Prudencio, our team of 451 employees is here to help you navigate your financial journey. We understand that every member's needs are different, which is why we offer personalized solutions designed with your goals in mind. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: 1451 South 3rd Street, Jacksonville Beach, FL 32250. We invite you to explore the many services we offer by visiting our website at communityfirstfl.org. For questions or assistance, don't hesitate to reach out at 904-354-8537. Let us partner with you on the path to financial success!

At Community First Credit Union of Flo, we are proud to share our rich history that dates back to 1961. Located in the beautiful Jacksonville Beach, FL, at 1451 3rd St S, our branch has been a cornerstone of the community for over six decades. From humble beginnings, we have grown to serve over 176,000 members and manage total assets exceeding $2.79 billion. This journey reflects our commitment to providing exceptional financial services while uplifting our community. As we evolved, so did our offerings. We began with basic banking services and expanded to include auto loans, mortgages, personal loans, and business banking solutions. Our mission is clear: we strive to empower our members with the financial tools they need to achieve their goals. Whether it's helping a family secure their first home or supporting local businesses with loans and resources, we aim to make a positive impact in every life we touch. Our operating hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. We also offer drive-thru services and ATM availability for easy access to your funds whenever you need them. While members can visit us at 1451 3rd St S, official correspondence should be sent to 1451 South 3rd Street, Jacksonville Beach, FL 32250 if different. Our branch is ADA compliant and embraces digital advancements like online banking and mobile payments, ensuring that everyone has access to quality financial services. Community engagement is at the heart of what we do. We believe in partnering with local organizations and participating in outreach programs that help strengthen our community. Together, we can foster a thriving environment for all residents of Jacksonville Beach. We invite you to join the Community First family! Experience firsthand the benefits of being a member of a credit union that truly cares about your financial well-being. For more information or to become a member today, call us at 904-354-8537 or visit our website at Community First Credit Union. Let's build a brighter future together!

Joining the Community First Credit Union Of Flo is like stepping into a welcoming family where your financial well-being matters. If you're looking to become a member, you'll be pleased to know that eligibility is designed to be inclusive and straightforward. Typically, anyone who lives, works, or worships in Duval County can join us. It's an opportunity for you to enjoy personalized banking services tailored to fit your needs. Plus, being part of our community means you can access various benefits like competitive loan rates and savings accounts that work for you. To kickstart your membership journey with us at 1451 3Rd St S, Jacksonville Beach, FL 32250, simply check out the detailed eligibility criteria on our website at http://www.communityfirstfl.org/connect/become-a-member . When you're ready, the account opening process is easy; just visit this link to get started. If you have any questions or need assistance, feel free to call us at 904-354-8537. We can't wait to welcome you into our community!

At Community First Credit Union Of Flo, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in your choice to trust us with your financial needs. With a net worth of $357,585,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $708,085,573 in share certificates and $475,566,276 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,601,890, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $356,957,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,535 in used auto loans and a total of $2,006,852,372 in loans and leases available. Our operational efficiency is highlighted by our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $261,124. Total Share Accounts: 356,297, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First Credit Union Of Flo is your trusted partner. Visit us at 1451 3Rd St S Jacksonville Beach Fl 32250 or call 904-354-8537 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*