Community First Credit Union Fleming Island FL | Best Auto Loans & ATM Services

Introduction

Welcome to Community First Credit Union Of Flo, your trusted financial partner located at 2004 Eastwest Pkwy, Fleming Island, FL 32003. Since our establishment in 1961, we have been dedicated to serving our community with reliable banking solutions tailored to meet your needs. With a strong membership base of over 176,517 individuals, we pride ourselves on building lasting relationships and fostering financial well-being. At Community First, we understand that each member's journey is unique. That's why we offer a variety of services, from personal checking and savings accounts to auto loans and business financing options. Our total assets amount to an impressive $2,793,647,351, allowing us to provide you with competitive rates and robust financial products. Additionally, our total deposits stand at $294,840,172, showcasing the trust our members place in us. Under the leadership of our CEO, Sam Inman, and Board President, Malinda Prudencio, we are committed to transparency and excellence in service. We have a dedicated team of 451 employees ready to assist you with your banking needs. Whether you're looking for a new loan or seeking advice on managing your finances, we're here for you. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 2004 Eastwest Pkwy, Fleming Island, FL 32003. If you have any questions or need assistance, don't hesitate to reach out by calling us at 904-354-8537. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members! For more information about our services or to become a member, please visit our website at Community First Credit Union.

Branch History & Mission

At Community First Credit Union Of Flo, we take pride in our rich history and unwavering commitment to serving the community of Fleming Island, FL. Founded in 1961, our branch has grown alongside our members, evolving to meet their financial needs while fostering a spirit of community and support. Located at 2004 Eastwest Pkwy, we are conveniently situated near local landmarks that make us a recognizable part of the Fleming Island landscape. Over the years, we have achieved significant milestones, growing our total membership to an impressive 176,517 and accumulating total assets of over $2.79 billion. These figures reflect not just our financial strength but also our dedication to providing quality services to every member who walks through our doors. Whether you are looking for personal banking options, auto loans, or business services, Community First Credit Union Of Flo is here to help. Our mission is clear: we aim to empower our members through exceptional financial services and community support. We believe that when we invest in our members' well-being and success, we create a stronger community for everyone. From checking and savings accounts to mortgage loans and credit cards with rewards, we offer a wide range of products tailored to meet your needs. While members can visit us at 2004 Eastwest Pkwy for all their banking needs, official correspondence should be sent to our mailing address at 2004 Eastwest Pkwy, Fleming Island, FL 32003-6333. We understand that convenience is key; that's why we provide ATM availability and drive-thru banking services for added ease. In addition to traditional banking services, we are committed to embracing technology that enhances your experience. Our online and mobile banking options allow you to manage your finances on the go. We ensure accessibility with ADA-compliant facilities and strive for excellent customer service at every touchpoint. Community outreach is at the heart of what we do. We actively seek partnerships with local organizations to give back and uplift those around us. From financial literacy programs to support initiatives that strengthen families in need, our dedication goes beyond just banking; it's about building a better future together. We invite you to join the Community First family today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Visit us or call us at 904-354-8537 for more information on becoming a member or opening an account. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Call to Action

Ready to experience friendly service and personalized banking? Stop by our Fleming Island branch today or give us a call at 904-354-8537. We look forward to welcoming you!

Operating Hours

We know your time is valuable, which is why we offer flexible hours to fit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 3 PM. Whether you're stopping by on your lunch break or making a weekend trip, we're here when you need us.

Services and Features

At Community First Credit Union, we pride ourselves on providing a range of services tailored to meet your financial needs. Enjoy convenient ATM access for quick withdrawals and balance checks anytime. If you prefer personal interactions, our drive-thru service allows you to handle deposits and withdrawals without leaving your vehicle. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our dedicated team is ready to assist you with any questions you might have about our offerings.

Member Eligibility

At Community First Credit Union Of Flo, we believe that everyone deserves a place in our supportive community. Becoming a member is easy and welcoming! If you live, work, worship, or go to school in the areas we serve, you're likely eligible to join us. We value inclusivity and strive to ensure that all potential members feel valued and empowered. For more specific eligibility details, please visit our website at this link. Once you're ready to take the next step, opening an account is a breeze! You can start your journey with us by visiting this page where you'll find all the information you need. If you have any questions or need assistance along the way, don't hesitate to call us at 904-354-8537. Join us at 2004 Eastwest Pkwy Fleming Island Fl 32003 and experience the benefits of being part of our family!

Business Banking & Commercial Services

Member and Non-Member Loan Support

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $261 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,034,425, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In today's fast-paced world, efficient payment processing is essential for success. Our merchant services simplify transactions, allowing you to accept payments easily whether online or in-store. This means more time focusing on what you do best: running your business. Visit us at 2004 Eastwest Pkwy Fleming Island Fl 32003 or call us at 904-354-8537 to learn how our business banking and commercial services can help turn your vision into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing solutions are structured to fit your budget and lifestyle. Imagine driving off in your dream car without the stress of complicated financing. With competitive rates and personalized service, we make the process straightforward and accessible.

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive business banking solutions including merchant services and business loans. We believe in supporting local businesses, helping them grow through tailored financial products that suit their unique needs.

Credit Cards with Rewards

With our credit cards, every purchase can earn you rewards! Whether you're shopping for groceries or planning a vacation, our cards are designed to give back. Enjoy benefits that enhance your spending power while keeping track of your expenses easily.

Digital Banking Convenience

In today's fast-paced world, managing your finances online is essential. Our online and mobile banking features let you check balances, transfer funds, and pay bills from anywhere at any time making banking as convenient as possible. Plus, with ATM access for withdrawals and balance checks available around the clock, you can always stay connected to your money.

Drive-Thru & ATM Services

For those quick transactions or deposits on the go, we offer basic drive-thru banking services along with ATM availability. This means you can handle simple transactions like deposits and withdrawals without stepping inside the branch. If you're ready to experience all that Community First Credit Union Of Flo has to offer or if you have any questions about our services, don't hesitate to reach out! Call us at 904-354-8537 or visit us at our branch in Fleming Island. Let us be part of your financial journey today!

Home Financing Options

When it comes to home ownership, having the right mortgage loan can make all the difference. We provide various mortgage loans and refinancing options that cater to first-time buyers as well as seasoned homeowners. Picture stepping into your new home or lowering your monthly payments with ease that's what we aim for!

Personal Banking Solutions

We understand that managing your finances is crucial for a secure future. That's why we offer various personal banking options, including checking and savings accounts designed for everyday use. Whether you're saving for a special occasion or simply want easy access to your funds, we have the right account for you.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans can help you cover those costs without breaking the bank. If you're looking to simplify your finances, consider our debt consolidation options to combine multiple debts into one manageable payment.

Digital & Online Banking

Key Services Available

Our online banking platform at https://www.communityfirstfl.org/ provides 24/7 access to your accounts, ensuring you can check balances, pay bills, and transfer money whenever it suits you. Whether you're at home or on the go, managing your finances has never been easier. Plus, with features like electronic signatures for authorizations, you can complete transactions quickly without the hassle of paperwork. For those who prefer a paperless approach, we offer e-statements so you can view your account activity online. This not only saves trees but also makes it easier to keep track of your spending. You'll receive notifications each time a new statement is available, keeping you informed without the clutter.

Mobile Banking Made Easy

With our dedicated mobile application, banking is literally at your fingertips! You can enjoy features such as mobile payments, which allow you to make quick purchases using just your phone. Whether you're grabbing coffee or shopping for groceries, it's all done in seconds. Additionally, our person-to-person transfer feature lets you send money directly to friends or family with ease. No more waiting for checks to clear; now, sending money is just a tap away.

Security and Support

We prioritize your security in every transaction. Our systems are designed with robust protection measures to keep your information safe while providing a smooth banking experience. If you ever need assistance or have questions about using our online services, our dedicated team is always here to help. Experience the convenience and accessibility of digital banking at Community First Credit Union Of Flo today. Log into our online banking platform and discover how easy it is to manage your financial life!

Financial Strength

At Community First Credit Union Of Flo, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on transparency and reliability, which is why we are committed to maintaining strong financial health. With a net worth of $357,585,756, we demonstrate robust financial strength that allows us to offer better rates, lower fees, and enhanced services tailored to our members' needs. Our net worth ratio of 1280 showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $708,085,573 in share certificates and $475,566,276 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $2,601,890, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $356,957,191 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,535 in used auto loans and a total of $2,006,852,372 in loans and leases. Our operational efficiency is reflected in our performance; despite challenges in the market, we report a net income of $0, allowing us to maintain competitive loan rates while investing in quality service for our members. We also take pride in having 432 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your financial well-being. Net Shares (funds available for lending and investments) stand at $261,124, while the total share accounts amount to 356,297, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First Credit Union Of Flo is your trusted partner. Visit us at 2004 Eastwest Pkwy Fleming Island Fl 32003 or call 904-354-8537 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $366,011,574 in used vehicle loans and $390,922,885 in new vehicle loans already helping members get on the road. We also provide refinancing options to make your current auto loan more manageable. Our team is here to guide you through eligibility requirements and help you find a solution that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $164,034,425 provide the capital needed to grow and expand. We understand the importance of having access to funds for operations or new projects and are here to support your business journey. At Community First Credit Union Of Flo located at 2004 Eastwest Pkwy Fleming Island FL 32003, we strive to offer personalized service tailored to each member's financial situation. If you're interested in exploring our loan offerings further or have questions about refinancing options or eligibility requirements, please reach out to us at 904-354-8537. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take the next step towards financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $120,029,701. Whether you're purchasing a new home or refinancing an existing mortgage, we can assist you in navigating the process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $110,892,398 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit your everyday spending.

Loan Aggregator

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COMMUNITY FIRST CREDIT UNION OF FLO CREDIT UNION - Fleming Island, FL

Type of Loan Offerings

Vehicle Loans

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