Community First Waupaca WI Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Community First Credit Union - Waupaca, your trusted financial partner located at 1006 Royalton St, Waupaca, WI 54981. Since our establishment in 1975, we have been dedicated to serving our community with pride and integrity. With a robust membership of 158,878 individuals and total assets reaching an impressive $5,939,407,253, we are committed to helping you achieve your financial goals. At Community First, we understand the importance of personalized service. Whether you're looking for auto loans, mortgages, or everyday banking solutions, our experienced team is here to guide you every step of the way. We pride ourselves on being more than just a credit union; we are a vital part of the Waupaca community. Under the leadership of CEO Catherine Tierney and Board President Sara Micheletti, our dedicated staff of 624 employees works tirelessly to ensure that every member feels valued and supported. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 1487, Appleton, WI 54912-1487. With total deposits amounting to $1,149,776,470 and a net worth of $732,241,556, our financial strength allows us to offer competitive rates and services tailored just for you. We also hold a substantial cash reserve of $10,567,021, providing you with peace of mind knowing that your funds are secure. Join us today and experience the difference that community-focused banking can make in your life! For more information or assistance, feel free to call us at 920-830-7200 or visit our website at www.communityfirstcu.org. Your journey towards financial wellness starts here!

Branch History & Mission

Community First Credit Union has a rich history rooted in the heart of Waupaca, Wisconsin. Since opening its doors in 1975, Community First has grown alongside its members, evolving into a trusted financial partner for over 158,000 individuals and families. Located at 1006 Royalton St, Waupaca, WI 54981, our branch serves as a welcoming space where community members can access essential financial services and find support tailored to their unique needs. Over the years, we have achieved remarkable milestones. From humble beginnings, we now proudly manage total assets exceeding $5.9 billion. Our commitment to serving our members and the community has allowed us to thrive and expand our offerings, including personal banking, auto loans, mortgage loans, and business banking solutions. We also embrace technology with services like online and mobile banking to ensure that our members can manage their finances conveniently. At Community First, our mission is clear: we strive to empower our members through exceptional financial services while fostering a strong sense of community support. We believe that when our members succeed financially, the entire community benefits. This philosophy drives us to engage in various outreach efforts aimed at improving the lives of those in Waupaca and beyond. While you can visit us at our branch location, official correspondence should be sent to PO Box 1487, Appleton, WI 54912-1487. Our operating hours are designed to accommodate your busy life: Lobby hours are Monday through Wednesday from 8:30 AM to 5 PM; Thursday and Friday until 6 PM; and Saturday from 8 AM to 12 PM. For your convenience, we also offer drive-thru banking from 7 AM to 6 PM on weekdays. Community First is proud to provide accessible financial solutions for everyone in our community. Whether you need assistance with loans or looking for smart saving options, we're here for you every step of the way. Join us today and experience the difference that comes with being part of Community First Credit Union where your financial well-being is our top priority!

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by Community First Credit Union - Waupaca today! Experience how we can support your financial journey with personalized service and convenience. We look forward to welcoming you!

Nearby Landmarks and Accessibility

Nestled close to local favorites like the scenic Waupaca Chain O' Lakes and just a stone's throw from Pioneer Park, our location is easy to find. We offer ample parking right outside the branch, ensuring that you can visit us without any hassle. Our facility is fully ADA compliant, featuring ramps and accessible entrances to make sure everyone can bank with ease.

Operating Hours That Fit Your Schedule

We understand that life gets busy. That's why our lobby hours are set to accommodate your schedule: open from 8:30 AM to 5 PM on Monday through Wednesday, and extended hours until 6 PM on Thursday and Friday. Plus, we welcome you on Saturday mornings from 8 AM until noon. If you're in a rush, our drive-thru banking is available from 7 AM to 6 PM during the week, making it even easier for you to manage your finances on the go.

Services Tailored for You

At Community First, we take pride in offering a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. And if you prefer managing your finances digitally, enjoy our online and mobile banking services that allow you to bank anytime, anywhere. While members can visit us at 1006 Royalton St, official correspondence should be sent to PO Box 1487, Appleton, WI 54912-1487 if needed. For any inquiries or assistance, feel free to reach out at 920-830-7200.

Member Eligibility

At Community First, we believe that becoming a member means joining a caring community dedicated to your financial well-being. If you live, work, or worship in the Waupaca area, you're already on your way to joining us! We welcome individuals and families who share our values and are looking for a supportive place to manage their finances. Whether you're seeking personal banking options like checking accounts, loans, or credit cards, or you're interested in business banking services, our doors are open to you. For more detailed information about eligibility requirements, feel free to visit our website. If you're ready to take the next step toward membership, opening an account is simple! Just give us a call at (920) 830-7200, and we'll guide you through the process. We can't wait to have you as part of the Community First family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,086 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,416,725,423, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to lending, we offer robust merchant services designed to simplify payment processing. Imagine receiving payments seamlessly through various channels whether online or in-store allowing you to focus on what matters most: growing your business. Our tools are crafted to meet the demands of today's market, ensuring you can serve your customers effectively while managing your cash flow. Visit us at 1006 Royalton St Waupaca, WI 54981, or give us a call at 920-830-7200 to learn how we can support your business ambitions today!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we provide robust Business Banking solutions including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we are here to support your growth.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why at Community First, we prioritize digital banking features. With our Online & Mobile Banking, managing your finances has never been easier. You can check balances, transfer money, and pay bills right from your smartphone or computer. We also offer ATM services for quick cash withdrawals and basic transactions without the hassle of visiting the branch in person. If you prefer face-to-face interactions but still want speed and efficiency, our Basic Drive-Thru Banking allows you to complete simple transactions without leaving your car.

Financing Your Dreams

When it comes to making significant purchases like a new car or home, our Auto Loans & Vehicle Financing options can help turn your dreams into reality. Picture yourself driving off in a new vehicle with a loan that fits your budget perfectly. Additionally, if you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services can guide you through the process smoothly. For those times when life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options can provide the financial relief you need. We understand how overwhelming debt can feel; let us help simplify it for you.

Get Started Today!

With so many options available at Community First Credit Union - Waupaca, there's something for everyone. If you're ready to take control of your finances or explore what we offer further, give us a call at 920-830-7200. We're here to assist you every step of the way! Visit us online at Community First for more information on how we can help you succeed financially.

Personal Banking Solutions

Whether you're opening your first checking account or looking for a reliable savings option, we have you covered. Our Personal Banking services include various Checking & Savings Accounts designed to suit different lifestyles. Imagine having access to your funds whenever you need them, whether it's for everyday purchases or saving for that special vacation.

Rewards and Benefits

As part of our commitment to enriching your banking experience, we offer Credit Cards with Rewards that allow you to earn points on every purchase. It's like getting rewarded just for spending!

Digital & Online Banking

Convenient Online Access

Our online banking services are available 24/7, giving you the flexibility to check balances, make transfers, and pay bills at your convenience. Just visit us at https://www.communityfirstcu.org/ to get started! You can also enjoy electronic statements that allow you to track your transactions without the clutter of paper. It's a simple step towards going green while keeping your records organized.

Easy Transfers and Payments

Need to send money to a friend or family member? With our person-to-person transfer feature, moving money has never been easier. Plus, if you're on the go, our mobile payments option allows you to make quick purchases directly from your smartphone. And don't forget about our user-friendly mobile application, which puts all these features right at your fingertips!

Security You Can Trust

Security is a top priority for us at Community First. We offer electronic signature authorization for added peace of mind when signing important documents online. Our systems are built with the latest security measures to keep your information safe so that you can focus on what matters most your life. Whether you're checking account balances or making payments, our digital banking solutions provide real-time access and management tools that help you stay organized and informed. Join us today at Community First and experience the ease of modern banking!

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand at an impressive 416,265, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $30,532,759, reinforcing our ability to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving for the future or looking for the right loan options today, Community First is your trusted partner. Visit us at 1006 Royalton St Waupaca Wi 54981 or call us at 920-830-7200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $2,140,680,861 in share certificates and $892,012,895 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,742,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $50,351,834 reflects our operational efficiency and commitment to serving you well. We also take pride in having 534 full-time employees and 90 part-time employees, ensuring our branches are always ready to assist you with a knowledgeable team dedicated to your needs.

Reinvesting for Growth

With $670,770,734 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors; currently holding $18,343 in used auto loans and $4,128,183,228 in total loans and leases.

Solid Foundation

With a net worth of $732,241,556, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1233 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $270,625,343 in used vehicle loans and $52,745,303 in new vehicle loans already helping members get on the road. We also provide refinancing options to help you save even more on your current auto loan.

Business Financing

For business owners, our outstanding commercial loans totaling $1,416,725,423 provide the capital needed to grow and expand. We understand how crucial it is for businesses to have access to funds when they need them most. At Community First in Waupaca, we're dedicated to providing our members with accessible and affordable loan options that suit their individual needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today and see how we can help you take the next step toward your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $168,755,342, making buying or refinancing simple. We aim to streamline the process so you can focus on what matters most your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $106,470,026 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and can assist in building your credit score.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With its straightforward approach, LendMesh empowers users to make informed financial decisions without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing means that users receive fair and transparent offers from legitimate lenders, enhancing trust in the platform. One of the standout features of LendMesh is its use of verified data. Each loan offer presented is sourced from recognized financial institutions, ensuring transparency and security for users. Additionally, LendMesh operates on a principle of no sponsored listings. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results. This dedication helps users find loan options that genuinely meet their needs. The platform also boasts real-time rate comparisons, allowing users to view up-to-date loan rates from multiple institutions at once. This feature is crucial for anyone looking to make informed choices about their financing options without wasting time sifting through outdated or inaccurate information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reinforce the reliability and effectiveness of the tool in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COMMUNITY FIRST CREDIT UNION - Waupaca, WI

Type of Loan Offerings

Mortgage Loans

Personal Loans

Compare Loan Rates Near You

Loan rates in Waupaca, WI (54981)

Introduction

Branch History & Mission

Branch Location & Accessibility

Come Visit Us!

Nearby Landmarks and Accessibility

Operating Hours That Fit Your Schedule

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Business Banking Services

Digital and Convenient Banking

Financing Your Dreams

Get Started Today!

Personal Banking Solutions

Rewards and Benefits

Digital & Online Banking

Convenient Online Access

Easy Transfers and Payments

Security You Can Trust

Financial Strength

Growing Trust

Member-Centric Savings

Operational Efficiency

Reinvesting for Growth

Solid Foundation

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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