Community First Oshkosh WI Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Community First Credit Union - Oshkosh, your trusted financial partner since 1975! Located at 2424 Westowne Ave, Oshkosh, WI 54904, we are proud to serve a vibrant community with over 158,000 members who have chosen us for their banking needs. Our commitment to you goes beyond just numbers; it's about building relationships and fostering financial wellness. As of now, our total assets stand strong at an impressive $5.94 billion, reflecting our stability and reliability in the financial landscape. With total deposits reaching $1.15 billion, we ensure that your savings are safe and sound. We also offer a wide range of lending options, with 91,206 loans and leases issued to help you achieve your dreams be it buying a home, financing a vehicle, or starting a business. Our dedicated team of 624 employees, led by CEO Catherine Tierney and Board President Sara Micheletti, is here to provide personalized service and support tailored to your unique financial journey. Whether you visit us in person or connect through our online services at communityfirstcu.org, we prioritize your experience every step of the way. While members can visit us at our Oshkosh branch, official correspondence should be sent to our mailing address: PO Box 1487, Appleton, WI 54912-1487. At Community First, we're not just about transactions; we're about transforming lives through education and community involvement. Our net worth of $732 million and cash reserves of $10.57 million demonstrate our strength as a cooperative institution dedicated to serving you. Join us today to experience banking that truly cares! If you have any questions or want to learn more about what we offer, don't hesitate to call us at 920-830-7200. We're here for you!

Branch History & Mission

Commitment to Innovation

In keeping up with modern banking needs, Community First offers numerous digital advancements such as online banking and mobile payment options. Our commitment extends beyond just technology; we ensure all facilities comply with ADA standards so everyone can access our services comfortably. We also recognize the importance of community engagement. Through various initiatives like financial education workshops and local sponsorships, we actively contribute to the well-being of Oshkosh residents. Join us at Community First Credit Union today! Experience firsthand how we can help you achieve your financial goals while becoming part of a community-focused organization that truly cares about its members. For more information or assistance, feel free to reach out at 920-830-7200 or visit us online at Community First.

Our Mission

At the heart of Community First is our mission: to provide affordable financial solutions while enhancing the quality of life for our members and supporting the communities we serve. We believe that banking should be personal, accessible, and tailored to fit each member's unique circumstances. From personal checking accounts to auto loans, mortgages, and business services, we strive to empower our members with the tools they need to succeed financially. While members can visit us at 2424 Westowne Ave, official correspondence should be sent to PO Box 1487, Appleton, WI 54912-1487. Our operating hours are designed for your convenience: Lobby hours run from 8:30 AM to 5 PM on Monday through Wednesday, extending until 6 PM on Thursday and Friday. On Saturdays, we're open from 8 AM to 12 PM for drive-up services.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to call us at 920-830-7200. Our friendly staff is eager to help you navigate your financial journey. Come see us today at Community First Credit Union - Oshkosh where community matters!

Nearby Landmarks and Features

Our branch is situated near popular local spots, making it easy to include a visit into your daily routine. You can find us just a short drive from the scenic Lake Winnebago and the bustling downtown area of Oshkosh. We offer ample parking to ensure your visit is hassle-free. Plus, our facility is ADA compliant, featuring ramps and accessible entrances so everyone can enjoy our services without barriers.

Operating Hours

We understand that life can be busy, which is why we strive to offer flexible operating hours. You can visit us during lobby hours from 8:30 AM to 5 PM on Monday through Wednesday, and 8:30 AM to 6 PM on Thursday and Friday. On Saturdays, we're open from 8 AM to 12 PM for those quick weekend visits. Our drive-thru banking service operates from 7 AM to 6 PM, providing even more convenience for your banking needs.

Services We Offer

At Community First Credit Union - Oshkosh, we pride ourselves on offering a wide array of services tailored to meet your needs. From checking and savings accounts to auto loans, mortgages, and personal loans, our team is ready to assist you every step of the way. We also have an ATM available for easy cash withdrawals and balance checks outside regular hours. If you prefer the ease of online banking or mobile applications, we have those options too! While members can visit us at 2424 Westowne Ave, official correspondence should be sent to PO Box 1487, Appleton, WI 54912-1487.

Member Eligibility

Becoming a member of Community First means joining a welcoming community that prioritizes your financial well-being. If you're looking to be part of something special, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the Oshkosh area. This inclusive approach means you can easily access the benefits and services designed with your needs in mind. Whether you're interested in personal banking options like checking and savings accounts, auto loans, or even credit cards with rewards, Community First has a range of offerings to support you. Getting started is straightforward! Simply visit us at our branch located at 2424 Westowne Ave Oshkosh Wi 54904, or give us a call at (920) 830-7200 to learn more about how to open an account. For detailed eligibility criteria and updated information, you can check out our website at . We're excited for you to join our family and experience the many advantages that come with being a member of Community First!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,086 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,416,725,423, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine being able to process payments quickly and efficiently. Our merchant services make this possible, allowing you to focus on what you do best running your business. Whether it's accepting credit cards or managing online payments, we provide the tools you need to keep your cash flow steady. Located at 2424 Westowne Ave, Oshkosh, WI 54904, we're here to support your business every step of the way. Call us today at 920-830-7200 to learn more about how we can help you reach your goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans provide flexible financing solutions to get you behind the wheel without the stress. With competitive rates and terms, we strive to make vehicle financing accessible for everyone. Plus, our easy online application process means you can start your journey toward a new vehicle without stepping foot in the branch.

Business Banking

For entrepreneurs and business owners, we offer comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your growth with tailored financial solutions.

Convenient Access

We know convenience is key in today's fast-paced world. That's why we offer robust online and mobile banking options along with ATM services for easy cash withdrawals. Need assistance? Our drive-thru service allows for quick transactions without leaving your car perfect for those busy days! In summary, Community First is committed to serving our members in every aspect of their financial lives. With services ranging from personal and auto loans to business banking solutions, we aim to make banking as simple and rewarding as possible. Feel free to reach out at (920) 830-7200 if you have any questions or visit us at Community First Credit Union - Oshkosh! Your financial well-being is our priority.

Credit Cards with Rewards

Our credit cards come with rewards that benefit you every time you shop! Earn points on purchases that can be redeemed for travel, merchandise, or cashback. It's an easy way to maximize what you spend while enjoying the perks of membership.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make. At Community First, we offer mortgage loans and refinancing options to help turn your dream home into a reality. Our knowledgeable staff will guide you through each step, ensuring that you find the right loan for your situation.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. We understand that managing finances can be overwhelming, so we offer user-friendly options that make banking straightforward. Our accounts come with features like online banking and mobile access, allowing you to check your balances, transfer money, and manage your funds from anywhere.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans provide a simple solution. We work with you to create a plan that fits within your budget, helping you regain control over your financial situation.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This means you can sign documents securely from your device without needing to visit a branch. Plus, with e-statements available, you can ditch the paperwork and view your statements digitally keeping everything organized and accessible. Need to send money quickly? Our person-to-person transfer feature makes it simple to send cash to friends or family directly from your account. And if you're someone who loves using mobile payments, you're in luck! Our mobile payments feature allows you to make transactions effortlessly with just a tap.

Mobile Access

For those who prefer managing their accounts on-the-go, our mobile application provides all the functionality of online banking right at your fingertips. You can download our app for a seamless experience that includes checking account balances, depositing checks, and much more all secured with the latest technology. With Community First's digital banking services, you'll enjoy real-time account management that keeps you informed about your finances while ensuring your data remains safe. Join us today and discover how easy banking can be!

Financial Strength

Commitment to Growth

With $670,770,734 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $18,343 in used auto loans and $4,128,183,228 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is evident with a net income of $50,351,834, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 534 full-time employees and 90 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support.

Member-Centric Savings

Members' savings are secured through $2,140,680,861 in share certificates and $892,012,895 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,742,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $732,241,556, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,233 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Our commitment to you is clear with a growing number of Total Share Accounts at 416,265. This shows a strong member base that trusts us with their finances. Additionally, net shares available for lending stand at $30,532,759, illustrating our capability to support your financial needs effectively. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First is your trusted partner. Visit us at 2424 Westowne Ave Oshkosh Wi 54904 or call (920) 830-7200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

In addition to these products, we also offer various personal loans and debt consolidation options tailored to meet your individual needs. If you're considering refinancing your existing loans or want to learn more about eligibility options for any of our products, don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Community First, we prioritize transparency and aim to help our members make informed decisions regarding their financial futures. Visit us today or contact us at 920-830-7200; we're here to help!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $270,625,343 in used vehicle loans and $52,745,303 in new vehicle loans already helping members get on the road. We provide flexible financing options that can accommodate your budget and preferences.

Business Financing

For business owners, our outstanding commercial loans totaling $1,416,725,423 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $168,755,342, make buying or refinancing simple. We aim to guide you through every step of the mortgage process to ensure you feel confident and informed.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $106,470,026 in loans helping members manage their finances effectively. These cards can be an excellent way to handle unexpected expenses without the burden of collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from reputable institutions guarantees that you receive fair and transparent offers, free from hidden terms or conditions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how LendMesh can empower you to secure better financial options. Take control of your borrowing journey by comparing real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COMMUNITY FIRST CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans