Community First Oshkosh WI Credit Union | Best Auto Loans & Rewards Cards

Introduction

Welcome to Community First, your trusted partner in financial services, located at 1492 W South Park Ave, Oshkosh, WI 54902. Established in 1975, we have dedicated ourselves to fostering a community where members thrive. With a robust membership of 158,878 and total assets exceeding $5.9 billion, we're proud to serve our local community with integrity and transparency. At Community First, we believe that banking should be more than just transactions; it's about building relationships and enhancing the lives of our members. Our commitment is reflected in our financial strength, with total deposits reaching $1,149,776,470 and a net worth of $732,241,556. We understand the importance of accessible financial resources, offering a variety of services including personal banking, auto loans, mortgages, and business financing. Led by our compassionate CEO Catherine Tierney and Board President Sara Micheletti, our dedicated team of 624 employees is here to support your financial journey. Whether you need assistance with loans (totaling 91,206) or advice on savings strategies, we are ready to help you make informed decisions. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to our mailing address: PO Box 1487, Appleton, WI 54915-1487. We invite you to explore how Community First can empower your financial future. Feel free to reach out at 920-830-7200 or visit us online at Community First Credit Union for more information. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Community Focus

At Community First, giving back is at the heart of what we do. We actively engage with local organizations and participate in community events to ensure that every dollar invested helps strengthen Oshkosh and surrounding areas. Whether it's sponsoring local youth sports teams or participating in charity drives, our goal is to uplift every member of the community. We invite you to join us at Community First Credit Union - South Park branch where you'll find a welcoming atmosphere and a team ready to assist you with your financial needs. Experience firsthand how we can help you achieve your dreams while being part of something bigger a community that truly cares. For any inquiries or further information about our services, feel free to contact us at 920-830-7200 or visit us online at Community First. Let's build a brighter future together!

Our Evolution

Since opening our doors, Community First has experienced remarkable growth and transformation. From humble beginnings, we have expanded to serve over 158,878 members with total assets reaching an impressive $5,939,407,253. Our journey reflects not only our financial stability but also our dedication to empowering individuals and families in achieving their financial goals. Our headquarters in Appleton, WI continues to provide guidance as we enhance our offerings and adapt to the needs of our members. Over the years, we have introduced various services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. As technology advances, we have embraced digital tools such as online banking and mobile payments while ensuring ADA compliance for all members.

Our Mission

Community First is more than just a credit union; we are a dedicated partner in your financial journey. Our mission is clear: to provide exceptional financial services that foster growth and improve the quality of life for those we serve. We believe that by supporting our members through tailored financial solutions and community outreach initiatives, we can create a stronger future together. Our drive-thru service makes transactions simple and efficient for those on the go. While our lobby hours are designed to accommodate busy schedules open Monday through Wednesday from 8:30 AM to 5 PM, Thursday and Friday until 6 PM, and Saturday mornings until noon we strive to be available when you need us most.

Branch Location & Accessibility

A Variety of Services Awaits You

At Community First Credit Union - South Park, we offer a range of financial services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. Plus, enjoy the convenience of online and mobile banking whenever you need it! We invite you to stop by our branch today or give us a call! Let us help you achieve your financial goals in a friendly and welcoming environment.

Convenient Access and Amenities

Our branch features dedicated parking spaces to make your visit hassle-free. For those needing assistance, we offer ADA-compliant access with ramps and other features to ensure everyone can enjoy our services comfortably. If you're on the go, take advantage of our drive-thru banking option for quick deposits and withdrawals without leaving your vehicle.

Operating Hours That Fit Your Schedule

At Community First, we understand that everyone has busy lives. That's why our lobby hours are designed to accommodate you: we're open Monday through Wednesday from 8:30 AM to 5 PM, and Thursday and Friday until 6 PM. Need something on Saturday? We're here for you from 8 AM to noon!

Reach Out Anytime

If you have questions or need assistance, feel free to call us at 920-830-7200. While members can visit us at our physical location for in-person service, official correspondence should be sent to PO Box 1487, Appleton, WI 54915-1487 if needed.

Member Eligibility

Joining the Community First family means stepping into a supportive community that prioritizes your financial well-being. At Community First, located at 1492 W South Park Ave Oshkosh Wi 54902, we welcome individuals who live, work, or worship in our local area. Whether you're looking to open a checking account, secure an auto loan, or simply want to be part of a credit union that cares about its members, you're in the right place. The eligibility process is straightforward and designed with you in mind there's no need for complicated requirements. To learn more about what it takes to become a member, feel free to visit our website at . If you're ready to take the next step, opening an account is easy! Just give us a call at (920) 830-7200 or stop by during our lobby hours. We're excited to help you start your journey with us at Community First!

Business Banking & Commercial Services

Merchant Services That Work

Imagine running your business smoothly while offering customers the convenience they expect. Our merchant services make transactions easy and efficient, allowing you to focus on what truly matters growing your enterprise. With tools designed for today's market, we help you accept payments seamlessly and manage your cash flow effectively. Visit us at 1492 W South Park Ave, Oshkosh, WI 54902, or give us a call at 920-830-7200 to learn more about how Community First can help elevate your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,086 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,416,725,423, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

In today's busy world, convenience matters. That's why we offer robust online and mobile banking options that let you manage your finances anytime, anywhere. Whether it's transferring funds or paying bills on-the-go, our digital tools ensure you're always connected. For quick transactions, take advantage of our drive-thru banking services available for deposits, withdrawals, and simple transactions without having to leave your car.

Business Banking Support

For local business owners, Community First offers specialized business banking services including merchant services and business loans. We know how important it is for businesses to have reliable financial support, so we're committed to helping you thrive in your endeavors.

Credit Solutions That Work for You

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services are designed to help you manage those financial bumps smoothly. Plus, our credit cards come with rewards that allow you to earn while you spend perfect for those who want to get more out of their purchases.

Financing Your Dreams

Dreaming of a new car? With our auto loans and vehicle financing options, you can hit the road in no time. We understand that purchasing a vehicle is a big decision, which is why we strive to provide flexible loan terms and competitive rates tailored just for you. If homeownership is on your mind, our mortgage loans and refinancing options can help make owning your dream home a reality.

Get Started Today!

If you're ready to explore these services further or have questions about how we can assist you with your financial journey, give us a call at 920-830-7200 or visit us in person at Community First Credit Union - South Park. Join us today and discover how easy banking can be! Visit our website at Community First for more information.

Personal Banking Made Simple

When it comes to personal banking, we offer both checking and savings accounts designed for all lifestyles. Need a place to save for that upcoming vacation? Our savings accounts can help you reach your goals with competitive interest rates. If you're managing day-to-day expenses, our checking accounts come with convenient features like online banking and mobile access, making it easier than ever to keep track of your finances.

Digital & Online Banking

Accessibility and Security

Your safety is our top priority. Our online banking platform uses advanced security measures to protect your information while allowing you to enjoy real-time account management. Plus, with 24/7 online banking services available, you're never left waiting when it comes to accessing your funds. Need to send money to a friend? Our person-to-person transfer service lets you do just that quickly and securely. No more worrying about cash or checks; just quick transfers at your fingertips. In short, Community First is committed to making your banking experience as smooth as possible. Explore all these digital services by visiting us online at Community First today!

Key Services Offered

With our online banking, you can view your account balances, transfer funds, and pay bills anytime, day or night. Plus, our user-friendly mobile application makes it simple to bank right from your smartphone. You can even make mobile payments with just a few taps. Say goodbye to carrying cash and hello to hassle-free transactions! For those who prefer paperless options, we offer e-statements that keep your financial records organized and accessible. You can easily sign documents electronically, thanks to our electronic signature authorization feature, making everything from loan applications to account management a breeze.

Financial Strength

Commitment to Growth

With $670,770,734 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $18,343 in used auto loans and a total of $4,128,183,228 in loans and leases.

Growing Member Base

Total Share Accounts stand at an impressive 416,265, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $30,532,759, further reinforcing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First is your trusted partner. Visit us at 1492 W South Park Ave Oshkosh Wi 54902 or call 920-830-7200 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $50,351,834 net income reflects our operational efficiency. This strong performance enables us to continue offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 534 full-time employees and 90 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $2,140,680,861 in share certificates and $892,012,895 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,742,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $732,241,556, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1233 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $270,625,343 in used vehicle loans and $52,745,303 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to find the right fit for your budget. Plus, if you're considering refinancing an existing auto loan, we can help streamline that process as well.

Business Loans

For business owners, our outstanding commercial loans totaling $1,416,725,423 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities; our commercial loan options are designed to support your business objectives. If you're curious about eligibility or want to explore refinancing options for any of these products, don't hesitate to reach out. Our knowledgeable team at Community First is ready to assist you in finding the right solution tailored just for you. Feel free to visit us at 1492 W South Park Ave Oshkosh WI 54902, or call us at 920-830-7200 for more information on how we can help you achieve your financial goals today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $168,755,342, make buying or refinancing simple. We aim to simplify the home-buying experience while providing competitive rates and personalized service. Our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging without the right tools. We also offer flexible terms on unsecured credit card loans, with a total of $106,470,026 in loans helping members manage their finances effectively. With our credit cards, you'll enjoy features that can assist you in budgeting and tracking your spending.

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COMMUNITY FIRST CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans