Community First Nichols WI Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Community First Credit Union - Nichols Branch, your trusted partner in financial wellness since 1975. Located at W5644 County Hwy F, Nichols, WI 54152, we are proud to serve our vibrant community with a commitment to personalized service and member satisfaction. With over 158,878 members and total assets exceeding $5.9 billion, we strive to provide the tools and resources you need for a secure financial future. At Community First, we believe in empowering our members through a range of services tailored to meet your individual needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking solutions, we've got you covered. Our dedicated team of 624 employees, led by CEO Catherine Tierney and Board President Sara Micheletti, is here to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1487, Appleton, WI 54912-1487. With total deposits amounting to $1.15 billion and a net worth of $732 million, our stability allows us to offer competitive loan rates and reliable financial products that enhance the lives of our members. We take pride in making banking accessible through online services and mobile banking options, ensuring you have control over your finances anytime, anywhere. Join us today at Community First Credit Union - Nichols Branch! Call us at 920-830-7200 or visit our website at communityfirstcu.org to learn more about how we can help you achieve your financial goals. Your journey toward financial freedom starts here!

Branch History & Mission

Commitment to Innovation

Over the years, we have embraced technology to enhance your banking experience. With features such as online banking, mobile payments, and e-statements, we make managing your finances easier than ever. Our commitment to accessibility includes ADA-compliant facilities and customer-centric initiatives designed to serve everyone in our community.

Community Engagement

We are proud of our strong ties with local organizations and initiatives aimed at improving the quality of life in Nichols and surrounding areas. Whether it's sponsoring local events or participating in outreach programs, we strive to give back as much as we receive from this wonderful community. As we look toward the future, we invite you to join us at Community First Credit Union - Nichols Branch. Experience firsthand how our dedicated team works tirelessly to support your financial goals while nurturing a strong sense of community spirit. Together, let's build a brighter future for you and your family. For more information about our services or to become a member, don't hesitate to call us at 920-830-7200 or visit our website at Community First. Join us today and be part of something special!

Our Mission

At Community First Credit Union, we believe in making a positive impact on the lives of our members and the broader community. Our mission is simple yet profound: to provide personalized financial services that cater to the unique needs of each member while promoting financial literacy and well-being. We understand that life's journey can be unpredictable, which is why we offer a range of services from personal checking accounts and auto loans to business banking solutions.

Branch Location & Accessibility

Banking Services at Your Fingertips

At Community First, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru allows for quick transactions such as deposits and withdrawals without leaving your vehicle. And if you're looking for cash on the go, our ATM is always available for your convenience.

Convenient Location

Situated near local landmarks and easily accessible from major roads, our branch is not just a place to bank; it's part of your community. You'll find ample parking available, ensuring that your visit is hassle-free. Plus, we prioritize accessibility for all our members with ADA-compliant features like ramps and designated parking spots.

Join Us Today!

We invite you to come by and experience the welcoming atmosphere at Community First Credit Union - Nichols Branch. Whether you're an existing member or thinking about joining us, our dedicated team is here to assist you every step of the way. Have questions? Give us a call at 920-830-7200! We look forward to seeing you soon!

Operating Hours

Our doors are open when you need us! Visit us during lobby hours from 8:30 AM to 5 PM on Monday through Wednesday, and until 6 PM on Thursday and Friday. We also welcome you on Saturdays from 8 AM to noon. If you're in a hurry, take advantage of our drive-thru service available from 7 AM to 6 PM on weekdays and until noon on Saturdays.

Member Eligibility

At Community First, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or go to school in the areas we serve, you're likely eligible to join us. We're here for everyone, whether you're just starting your financial journey or looking to enhance your banking experience. For more specific eligibility details, feel free to check out our resource page at . Joining us means accessing a variety of financial products tailored to fit your needs from checking and savings accounts to auto loans and credit cards with rewards. Plus, our friendly team at our branch located at W5644 County Hwy F Nichols Wi 54152 is ready to assist you every step of the way. You can reach out by calling (920) 830-7200 for any questions or to get started on opening your account today!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine having the ability to accept payments seamlessly whether you're at a local market or running a brick-and-mortar store. Our services allow you to focus on what you do best growing your business! Located at W5644 County Hwy F, Nichols, WI 54152, our branch is ready to partner with you on your journey. For personalized assistance or more information about our offerings, feel free to reach out at 920-830-7200. Let's work together to turn your business dreams into reality!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,086 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,416,725,423, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services include everything from merchant services that simplify transactions to tailored business loans that help fuel growth. We aim to be your partner in success by offering solutions that empower your business.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at any time is crucial. That's why we offer robust online and mobile banking features. With just a few taps on your phone or clicks on your computer, you can manage your accounts, pay bills, transfer money, and more all from the comfort of your home or on-the-go. Our convenient ATM services also allow for quick cash withdrawals and balance checks without stepping inside the branch. Plus, our basic drive-thru banking service means you can handle deposits and simple transactions without leaving your vehicle.

Personal Banking Solutions

We understand that managing finances can be a challenge, which is why we offer various personal banking options tailored to fit your lifestyle. You can open checking and savings accounts that suit your spending habits and saving goals. If you're in the market for a new vehicle, our auto loans and vehicle financing options provide flexible terms to help you drive away in your dream car. Looking to buy a home? Our team is here to assist you with mortgage loans and refinancing, ensuring you get the best rates available. For those unexpected expenses or consolidating debt, our personal loans are designed to give you the support you need without the hassle. And don't forget about our credit cards with rewards a great way to earn while you spend!

Reach Out to Us

Whether you're interested in opening an account or simply have questions about our offerings, feel free to reach out! You can call us at 920-830-7200 or visit us during our operating hours: Monday through Wednesday from 8:30 AM to 5 PM; Thursday and Friday until 6 PM; and Saturday from 8 AM to noon. At Community First, we're dedicated to supporting all your financial needs with friendly service and a community-first approach. Explore what we have to offer today!

Digital & Online Banking

Key Features

Our members benefit from features like E-Statements, which provide a quick and eco-friendly way to view your financial statements without the clutter of paper. You can also take advantage of Electronic Signature Authorization, making it easier than ever to sign documents securely from the comfort of your home. Need to send money to a friend or family member? Our Person-to-Person Transfers feature allows you to do just that with just a few taps on your mobile device. Speaking of mobile, don't forget about our Mobile Application, which gives you full control over your finances right in the palm of your hand. And for those who love convenience at checkout, our Mobile Payments Feature lets you make purchases quickly and securely using your smartphone. We prioritize security in all our digital services. Your information is protected with advanced encryption technology, ensuring peace of mind every time you log in or make a transaction. With these features at your fingertips, managing your finances has never been easier. Experience the convenience and security of digital banking today at Community First!

Financial Strength

Growing Together

With net shares totaling $30,532,759, we have ample funds available for lending and investments. The trust of our growing member base is reflected in our total share accounts of 416,265, showcasing the strength of our community connections. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First is your trusted partner. Visit us at W5644 County Hwy F Nichols Wi 54152 or call (920) 830-7200 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

We take pride in our ability to invest back into our services. With $670,770,734 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity is evident with $18,343 in used auto loans and $4,128,183,228 in total loans and leases supporting our members' financial goals across various sectors.

Member-Centric Savings

Your savings are secure with us. We have $2,140,680,861 in share certificates and $892,012,895 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,742,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency shines through our impressive $50,351,834. This success allows us to continue offering competitive loan rates and robust financial products tailored to your needs. We also take pride in having 534 full-time employees and 90 part-time employees ready to assist you with knowledge and dedication.

Solid Foundations

With a net worth of $732,241,556, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,233 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $270,625,343 in used vehicle loans and $52,745,303 in new vehicle loans already helping members get on the road. We make it easy for you to drive away with a vehicle that suits your lifestyle and budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,416,725,423 provide the capital needed to grow and expand. We understand that running a business can be challenging; that's why we offer tailored solutions to support your journey toward success. At Community First, we believe in making financing accessible and straightforward. Whether you're interested in refinancing options or want to explore eligibility for any of our loan products, our team is ready to assist you. You can reach us at 920-830-7200 or visit us at W5644 County Hwy F Nichols Wi 54152. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $168,755,342, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, our friendly staff is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $106,470,026 in loans helping members manage their finances effectively. These cards come with features designed to give you peace of mind while providing easy access to funds when you need them most.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources ensures that users receive fair and transparent offers tailored to their needs.

COMMUNITY FIRST CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans