Community First Sebastopol CA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Community First, your trusted financial partner located at 328 N Main St, Sebastopol, CA 95472. Established in 1959, we take pride in serving our community with dedication and integrity. With a growing membership base of over 61,000 individuals, we have become a cornerstone of financial support for families and businesses alike. At Community First, we understand the importance of financial health. That's why we manage an impressive $818,932,555 in total assets, ensuring that your funds are secure and available when you need them. Our commitment to you is demonstrated through our services which include personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. While members can visit us at our branch for assistance, official correspondence should be sent to the same address: 328 N Main St, Sebastopol, CA 95472. If you ever need to reach out to us, don't hesitate to call at 707-546-6000. Under the guidance of our CEO Scott Johnson and Board President Carolyn Welch, our team of 153 dedicated employees works tirelessly to provide top-notch service tailored to your needs. Our sound financial position is further highlighted by a net worth of $76,017,018 and a total deposit amount of $120,081,287. We invite you to explore how we can assist you in achieving your financial goals. Whether it's applying for a loan or simply seeking advice on managing your finances better, our team is here for you. Visit us today or check out more about our offerings at Community First. Your journey towards financial well-being starts here!

Branch History & Mission

Community First has a rich legacy of service that began in 1959 when it opened its doors to the community of Sebastopol, California. Located at 328 N Main St, this branch has grown alongside its members, cultivating trust and loyalty through decades of financial support and community involvement. Today, Community First proudly serves over 61,000 members with total assets amounting to $818,932,555. From its humble beginnings, Community First has evolved significantly. The branch was established with a mission to provide accessible financial services while fostering a strong sense of community. Over the years, it has expanded its offerings to include personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. The commitment to helping members achieve their financial goals remains at the heart of everything we do. At Community First, our mission is clear: we aim to empower our members by providing not just financial products but also the support and guidance they need to make informed decisions. We believe in building lasting relationships within our community. Whether it's through partnerships with local organizations or outreach programs that offer financial literacy workshops, we strive to make a positive impact beyond banking. For those looking for convenience, our branch features drive-thru banking services and an ATM available on-site. We are dedicated to ensuring that everyone has access to essential banking services in a way that suits their lifestyle. Our operating hours are designed for member convenience: Monday through Friday from 10 AM to 1 PM and 1:30 PM to 5 PM. While members can visit us at our branch address in Sebastopol, official correspondence should be sent to the same address for simplicity. Our team is always ready to assist you feel free to give us a call at 707-546-6000 if you have any questions or need assistance. As we look toward the future, Community First remains committed to innovation and digital advancements that enhance member experiences while ensuring ADA compliance and accessibility for all. We invite you to join us on this journey become a part of Community First today and experience firsthand how we can support your financial needs while contributing positively to our shared community!

Branch Location & Accessibility

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 707-546-6000. We're excited to help you achieve your financial goals! Visit us today at Community First and experience banking done differently right in the heart of Sebastopol.

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from popular local spots like the vibrant Sebastopol Plaza and the historic Sebastopol Depot. You'll find ample parking available for your convenience, and we take pride in ensuring that our facilities are accessible to everyone. With ADA-compliant features and ramps, we welcome all members to visit us with ease.

Operating Hours and Services

At Community First, we understand that life gets busy! That's why we're here for you Monday through Friday from 10 AM to 1 PM and again from 1:30 PM to 5 PM. Our dedicated team is ready to assist you during these hours with a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. For those on the go, we offer convenient drive-thru banking as well as ATM access so you can handle simple transactions quickly without stepping inside. Whether you need cash or want to check your balance, we've got you covered.

Member Eligibility

At Community First, we believe in creating a welcoming environment where everyone can thrive together. Becoming a member is more than just opening an account; it's about joining a supportive community that values your financial well-being. If you live, work, or worship in our vibrant Sebastopol area, you're likely eligible to become a member with us! We're here to help you access a variety of financial services tailored to your needs, from personal banking to auto loans and more. The process of becoming a member at Community First is straightforward and inviting. Simply stop by our branch located at 328 N Main St, Sebastopol, CA 95472, or give us a call at 707-546-6000 to learn more about the specific eligibility requirements and benefits. For the most up-to-date information on membership criteria, feel free to visit our website at https://www.comfirstcu.org/ . We're excited to help you take this important step toward achieving your financial goals!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that streamline transactions and improve cash flow. Picture a busy day at your shop; with our point-of-sale solutions, accepting payments becomes quick and easy. This allows you to focus on what matters most serving your customers and growing your business. For more information about how we can support your business needs, visit us at 328 N Main St Sebastopol, CA 95472 or call us at 707-546-6000. Let's work together to achieve your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $587,127, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility at Your Fingertips

With features like electronic signatures, e-statements, mobile payments, and person-to-person money transfers available through our mobile application, managing your finances has never been easier. Our commitment to providing these digital tools reflects our understanding of member needs in today's busy lifestyle. We encourage you to visit us at Community First in Sebastopol or give us a call at 707-546-6000. Whether you're interested in opening an account or simply want more information about our services, we're here to assist you! Explore how we can help make your financial journey smoother today!

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services that make transactions easier for both you and your customers. You can also explore our business loans designed to support your growth and investment needs.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why Community First offers robust online and mobile banking options. You can manage your accounts from anywhere, whether you're paying bills or transferring money with just a few taps on your phone. Our ATM and cash withdrawal services ensure that you have access to your cash whenever you need it. Don't forget about our basic drive-thru banking for quick deposits, withdrawals, and simple transactions perfect for those days when you're on the go!

Personal Banking Solutions

Our range of personal banking services includes checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds while earning interest on your savings! We also offer auto loans and vehicle financing options, so you can drive off in your dream car without any hassle. If homeownership is on your mind, our mortgage loans and refinancing solutions are designed to make the process simple and affordable. For those unexpected expenses or plans that require extra funding, our personal loans and debt consolidation options provide flexibility when you need it most. Plus, with credit cards that come with rewards, you can earn while you spend!

Digital & Online Banking

At Community First, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to give you control over your money anytime, anywhere. With our user-friendly platform, you can access your accounts with just a few clicks or taps. Our comprehensive online banking service is available 24/7 at https://www.comfirstcu.org/ . You can check your balances, transfer funds, pay bills, and much more all from the comfort of your home or on the go. Plus, with our electronic signature authorization feature, signing documents is a breeze, adding another layer of convenience to your banking experience. If you prefer going paperless, you'll love our e-statements option. Stay organized and reduce clutter by receiving your bank statements electronically. It's not only convenient but also eco-friendly! For those who are always on the move, our mobile application makes banking even easier. You can manage your accounts right from your smartphone whether it's checking balances or making payments using our mobile payments feature. And if you need to send money to friends or family quickly, our person-to-person transfer option allows you to do just that with ease. In today's world, security is key when it comes to handling finances online. At Community First, we prioritize your safety by implementing robust security measures across all our digital services, ensuring that your information remains protected. Explore these features and more at https://www.comfirstcu.org/ . We are committed to providing you with accessible and efficient banking solutions that fit into your lifestyle!

Financial Strength

Commitment to Growth

With $47,555,920 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is highlighted by $11,177 in used auto loans and an impressive total of $575,648,695 in loans and leases, supporting your financial goals across various sectors.

Growing Trust

We have built a strong member base with a total of 86,779 share accounts that trust us with their finances. Our net shares available for lending stand at $0, indicating our commitment to serving our members first before engaging outside funding sources. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First is your trusted partner. Visit us at 328 N Main St Sebastopol Ca 95472 or call 707-546-6000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Member-Centric Savings

Members' savings are secured through $254,068,179 in share certificates and $105,750,265 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $1,978,613 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 143 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Solid Foundation

With a net worth of $76,017,018, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 926 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $193,987,140 in used vehicle loans and $134,696,176 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget and lifestyle. Plus, if you're considering refinancing your current auto loan for better rates or terms, we can help with that too!

Business Financing

For business owners, our outstanding commercial loans totaling $587,127 provide the capital needed to grow and expand. We aim to support local businesses in achieving their operational goals while fostering economic growth within our community.

Conclusion

Whatever your financial need may be whether it's securing an auto loan, obtaining a mortgage for your dream home, managing debt with credit card options, or supporting your business endeavors Community First is here for you. Our dedicated team is ready to assist you every step of the way. For more information about our loan offerings or to speak with one of our experts directly, please call us at 707-546-6000 or visit us at 328 N Main St Sebastopol Ca 95472. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,401,145 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that make everyday spending more beneficial.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $47,095,111, allowing you to explore various pathways into homeownership without unnecessary hurdles. Our team is here to walk you through the eligibility requirements and help you find the best solution for your needs.

Loan Aggregator

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COMMUNITY FIRST CREDIT UNION